Daily Chartbook

Daily Chartbook is a Substack focusing on economic and market trends through curated charts and insights. It covers aspects of the housing market, consumer behavior, global economic indicators, financial conditions, and sector-specific challenges, providing a broad view of current economic health and future expectations.

Housing Market Trends Consumer Behavior Global Economic Indicators Financial Conditions Sector-Specific Challenges Labor Market Dynamics Trade and Commerce Monetary Policy Impacts

Top posts of the year

And their main takeaways

Daily Chartbook #278

3694 implied HN points • 13 Sep 23
💰 Finance Real Estate Small business Inflation Wages Economics
  1. The median U.S. asking rent in August was just below the record high set a year earlier.
  2. Commercial real estate prices are expected to decrease this cycle, ranging from -15% for apartments to -40% for office spaces.
  3. Small businesses are facing challenges with credit conditions and labor quality.
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Daily Chartbook #276

1729 implied HN points • 09 Sep 23
💰 Finance Economy Markets Investing Banking Stocks
  1. Global food prices fell 2.1% in August to the lowest in over 2 years.
  2. US imported more from Mexico than China for the first time since '03, affecting the economy.
  3. Used vehicle prices were up 0.2% MoM in August, but down 7.7% YoY.

Daily Chartbook #289

1676 implied HN points • 28 Sep 23
💰 Finance Markets Investing Economy Stocks Bonds
  1. Rising mortgage rates are impacting demand in the housing market
  2. The total value of the US housing market is significantly higher than pre-pandemic levels
  3. Consumer credit card and home equity utilization remains below pre-pandemic levels

Daily Chartbook #284

1676 implied HN points • 21 Sep 23
💰 Finance Markets Economy Investing Stocks Analysis
  1. Nearly 80% support homebuilding, but only 33% support large apartment complexes near their home.
  2. Landlords with 1,000+ properties made up 0.4% of U.S. home purchases in Q2, down from 2.4% in late 2021.
  3. Used car prices rose 1.5% in September, but were down 3.5% from September 2022.

Daily Chartbook #305

1572 implied HN points • 20 Oct 23
💰 Finance Economy Investing Markets Stocks Bonds
  1. Homebuyer demand is at its lowest level in nearly a year.
  2. Existing home sales have dropped to their lowest point since October 2010.
  3. The national median existing-home price rose 2.8% in September from a year earlier to $394,300.

Daily Chartbook #295

1572 implied HN points • 06 Oct 23
💰 Finance Economy Markets Investing Stocks Bonds
  1. Typical mortgage rates fluctuate around the average rate.
  2. Median monthly mortgage payment has increased by 10.2% YoY.
  3. Homebuyers with a $3,000 budget have lost $40,000 in purchasing power since last year due to rising mortgage rates.

Daily Chartbook #252

1545 implied HN points • 05 Aug 23
💰 Finance Economy Markets Investing Inflation Debt
  1. The median home sale price increased by 3.2% from a year earlier, reaching $380,250.
  2. Monthly mortgage payments for the typical U.S. homebuyer increased by 19% to $2,605 compared to a year earlier.
  3. The Global Supply Chain Pressure Index rose to -0.90 in July from -1.14 in June.

Daily Chartbook #263

1545 implied HN points • 22 Aug 23
💰 Finance Investing Markets Economy Assets Stocks
  1. The US has the lowest homeowner vacancy rates in almost 70 years.
  2. The gap between 30-year mortgage rates and 10-year Treasury rates is widening.
  3. The trucking industry is reacting to higher freight volumes, indicating a potential market improvement.

Daily Chartbook #300

1545 implied HN points • 13 Oct 23
💰 Finance Economics Investing Markets Stocks Analysis
  1. The share of for-sale homes with price drops is at its highest level in a year.
  2. Redfin's Homebuyer Demand Index has dropped to its lowest level in a year.
  3. Jobless claims remained unchanged at 209k, but continuing claims rose more than expected for the 3rd week in a row.

Daily Chartbook #264

1545 implied HN points • 23 Aug 23
💰 Finance Economy Investing Markets Stocks Trends
  1. Affordability calculations include median existing home prices and mortgage rates.
  2. US households are handling high mortgage rates well, so far affecting only homebuyers.
  3. Existing home sales decreased more than expected, with slowest pace since 2010.

Daily Chartbook #261

1519 implied HN points • 18 Aug 23
💰 Finance Investing Economics Markets Stocks Analysis
  1. Homebuyers are turning to newly built single-family homes due to low inventory.
  2. Auto production is above 2019 levels and likely won't increase much.
  3. Wholesale used-vehicle prices rose slightly in August compared to July but are still lower than in August 2022.

Daily Chartbook #273

1519 implied HN points • 06 Sep 23
💰 Finance Economy Investing Market Analysis
  1. Vehicle sales in the US saw a 13.7% increase in August compared to last year.
  2. Demand for commercial and industrial loans is decreasing notably.
  3. Goldman Sachs lowered the US recession probability from 20% to 15%.

Daily Chartbook #260

1493 implied HN points • 17 Aug 23
💰 Finance Economy Investing Markets Banking Assets
  1. Mortgage purchase applications decrease, showing minimal demand
  2. Housing starts rise, with single-family starts at a high and multi-family starts at a low
  3. Building permits increase slightly, with single-family permits at a high and multi-family permits at a low

Daily Chartbook #248

1493 implied HN points • 01 Aug 23
💰 Finance Economy Investments Markets Banking Stocks
  1. Zillow expects U.S. home prices to rise 6.3% between June 2023 and June 2024.
  2. Zillow's rent index indicates a sharp decline in rent prices ahead.
  3. Resuming student loan payments in October will decrease consumer spending by about $9 billion per month.

Daily Chatbook #207

1467 implied HN points • 31 May 23
💰 Finance Market Analysis Investment Trends Economic outlook
  1. Case-Shiller Home Prices for March showed a slight decline year-over-year but beat estimates.
  2. FHFA House Prices in March saw a monthly increase exceeding expectations for three consecutive months.
  3. Debt ceiling deal reached only addresses a portion of the projected budget deficits over the next decade.

Daily Chartbook #271

1467 implied HN points • 01 Sep 23
💰 Finance Economy Markets Investing Business Statistics
  1. Median home sale price increased by 4.8% in the four weeks ending August 27, the biggest jump since October.
  2. Active listings saw an 18.7% drop from a year earlier, the largest decline since February 2022.
  3. Employers cut 75k jobs in August, marking a 267% increase from a year ago.

Daily Chartbook #251

1441 implied HN points • 04 Aug 23
💰 Finance Economy Investing Markets Stocks Analysis
  1. Newly listed homes declined by 20.8% in July compared to the previous year.
  2. Active listings of homes decreased by 6.4% compared to last year.
  3. The U.S. homeowner vacancy rate dropped to 0.7% in the second quarter, the lowest since 1956.