Fintech Brain Food 🧠

Fintech Brain Food 🧠 analyzes and summarizes key fintech trends, focusing on the intersection of technology and finance. It covers topics like regulatory changes, the role of big tech in finance, cryptocurrency's impact, the evolution of payments and lending, and the significance of partnerships and data privacy in reshaping the financial landscape.

Cryptocurrency and Blockchain Payments and Digital Wallets Banking and Fintech Partnerships Regulatory and Market Trends Financial Technology Innovations Artificial Intelligence in Fintech Open Banking Embedded Finance Lending and Credit Consumer Finance Trends

The hottest Substack posts of Fintech Brain Food 🧠

And their main takeaways

We Ship Better Work for Less

235 implied HN points • 01 Mar 23

Work with garden3d lowers risk with noncommittal contracts.
garden3d is efficient with lean teams and no project managers.
garden3d offers sustainability rebates to benefit clients.

How we set salaries

176 implied HN points • 01 Jun 23

💼 Business Transparency Equity Career growth DEI

Traditional salary-setting processes can feel like a black box, leaving employees with little insight.
Transparency in salary information contributes to equity and equality in pay.
The Skill Tree process at garden3d empowers individuals to advocate for themselves and others in a fair and transparent manner.

API Forking for an Adaptive Development Process

78 implied HN points • 31 Jan 24

🕹 Technology Development APIs Software Architecture Coding

Designing a flexible API to maintain data integrity is challenging under shifting client requirements.
Using the Parallel Change pattern can help handle API forking for adaptive development processes.
Maintaining parity in naming and types between different interfaces is crucial for easy remerging and migration.

Substantive Sustainability Gets More Clicks

117 implied HN points • 12 Apr 23

💼 Business Sustainability Advertising Marketing Economics Research

Substantive sustainability work leads to higher click-through rates in online ads compared to greenwashing
Using science-based language in ads, such as carbon emissions reduction stats, is more effective than vague greenwashing claims
Consumers aged 25-54 show significantly higher engagement with ads featuring substantive sustainability messaging

garden3d 2022 Sustainability Report

78 implied HN points • 05 Oct 23

💼 Business Sustainability Consultancy Carbon Footprint Goals

The 2022 Sustainability Report from Garden3D highlighted efforts such as reducing studio size and purchasing carbon offset credits.
The report detailed the breakdown of carbon emissions, with Scope 3 emissions making up the majority, especially from travel activities.
Future goals for Garden3D include reducing unnecessary cloud computing usage, growing Seaborne consultancy, and continuing to engage in meaningful sustainability initiatives.

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