The hottest Insurance Market Substack posts right now

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My most conservative beliefs: Price controls suck and Federal deficit matters

Alex's Personal Blog • 65 implied HN points • 09 Jan 25
🇺🇸 U.S. Politics Economic Policy Insurance Market Regulation
  1. Price controls can lead to less supply. When prices are kept low, it can make it hard for businesses to operate, leading to fewer products or services available.
  2. Regulating insurance prices can be problematic. It's essential to find a balance, as too much control can push companies out of the market, resulting in fewer options for consumers.
  3. The federal deficit is an important issue. Keeping track of government spending and debt is crucial for a healthy economy, and ignoring it can lead to severe long-term consequences.

I’m hosting a free webinar on Thursday. Here’s why you should tune in and how to register.

HEALTH CARE un-covered • 459 implied HN points • 18 Mar 24
🏥 Health Politics Healthcare Reform Insurance Market Public Health Health Policy Webinars
  1. A free webinar titled 'Safeguarding Health Care's Runaway Train' is happening on March 21, 2024, at 2 PM EST. It'll cover important changes in health care and why you should be interested.
  2. The health insurance industry is facing possible changes, as some employers are starting to find ways to bypass big insurance companies to offer better benefits.
  3. This webinar is part of a series aimed at providing insights into the U.S. health care system, helping people understand the ongoing issues and proposed reforms.

Strange bedfellows agree: PBM pricing reform cannot stop at Medicare, Medicaid

HEALTH CARE un-covered • 679 implied HN points • 24 Jan 24
🏥 Health Politics Healthcare Reform Pharmacy Benefits Bipartisan Politics Insurance Market
  1. Pharmacy benefit managers (PBMs) make a lot of money, often taking nearly half of all spending on drugs for Medicare and Medicaid. This needs to change so that more money goes directly to patients and their care.
  2. There is growing bipartisan support for reforming PBMs, but it’s important that these changes don’t only apply to Medicare and Medicaid. They should also include employer-based insurance plans, as many Americans still rely on them.
  3. Reforming PBMs could lower drug costs for both companies and their employees. It's a move that could save money for everyone and cut out unnecessary profits made by these middlemen.

She was the first American woman to win the all-around gold medal in Olympic gymnastics. Now she's buried in medical debt.

HEALTH CARE un-covered • 679 implied HN points • 17 Oct 23
🏥 Health Politics Healthcare access Insurance Market Medical Debt Policy Reform Profit Margins
  1. Mary Lou Retton, a celebrated Olympic gymnast, is struggling with large medical bills and has had to ask for help through crowdfunding. Despite her fame, she's one of millions of Americans facing healthcare debt.
  2. UnitedHealth, a major health insurer, is making huge profits while many people struggle to pay for their medical expenses. The company is focusing on profits instead of lowering costs for its customers.
  3. Many insured Americans are also facing high out-of-pocket costs and can't afford healthcare, even with insurance. This situation reveals serious flaws in the healthcare system that need attention from lawmakers.

The vast majority of Centene and Humana's $209 billion in revenues came from taxpayers.

HEALTH CARE un-covered • 39 implied HN points • 25 Feb 22
🏥 Health Politics Insurance Market Government Policy Medicare Advantage
  1. The majority of revenues for Centene and Humana come from taxpayers, with about $209 billion in total revenues last year. This means the public is funding a big part of their business.
  2. Almost 44 million Americans were enrolled in plans from these two companies, but only a small fraction, about 3.7 million, were private-paying customers. Most of their earnings rely on government programs.
  3. Both companies have not seen much growth in their individual plans over the past decade, and costs like deductibles for private patients have increased significantly. This shows a shift in focus towards government-funded health programs.
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