The hottest Substack posts of In Depth on Africa Fintech

And their main takeaways
78 implied HN points 28 Dec 23
  1. Focus on applications where you maximize benefits and minimize problems when introducing EVs in Sub Saharan Africa.
  2. Consider fleet vehicles like delivery trucks and buses for EV adoption in Africa; they fit within defined urban routes and offer operational savings.
  3. Relaxing import duties on EVs compared to IC vehicles and providing incentives can help jump start the EV industry in Africa.
39 implied HN points 02 Jan 24
  1. LinkedIn can be a useful tool for clarifying thinking by writing publicly.
  2. The topics covered include banking, payments, fintech, regulation, innovation, leadership, ecommerce, emerging markets analysis, electric vehicles, venture capital, and general business/startups.
  3. Content includes insights on leadership, customer acquisition, startup success, failure reasons, investing in Africa, and disrupting industries.
117 implied HN points 24 Feb 21
  1. Credit cards are not popular in emerging markets like SSA due to lack of bank accounts, high fees, and infrastructure requirements.
  2. Mobile money provides a solution with pre-paid accounts, lower transaction fees, and accessibility with basic phones.
  3. Mobile money can improve by addressing issues like deposit guarantees, rapid transaction reversals, and accommodating recurring payments.
58 implied HN points 10 May 21
  1. Manufacturers in informal markets struggle to control prices at the last mile distribution point, leading to stock-outs and inflated pricing.
  2. Price transparency can be improved through digital distribution and payments, ensuring market prices align with manufacturers' suggestions.
  3. Enhancing price transparency in informal markets levels the playing field for manufacturers, empowers retailers to make informed decisions, and unlocks value in the market.
58 implied HN points 31 Mar 21
  1. In the informal African retail sector, changing customer behavior may involve not always listening to your customers' immediate requests and guiding them towards a new way of operating.
  2. Introducing new technology and methods to customers who are used to traditional practices can lead to significant shifts in behavior and preferences over time.
  3. By offering incentives and showing the benefits of a new approach, businesses can successfully drive behavior change even if customers initially resist the change.
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1 HN point 13 Sep 21
  1. USSD menus are crucial for basic financial services in regions with limited smartphone adoption.
  2. Net Neutrality principles should apply to ensure fair access to USSD menus for all service providers.
  3. Open platforms for USSD menus can drive innovation, financial inclusion, and formalization of African economies.
0 implied HN points 02 Jan 21
  1. Firas Ahmad's posts focus on various aspects of African markets, e-commerce, digital payments, logistics, investments, financial inclusion, leadership, and startups/business.
  2. The collection of posts delves into the challenges and opportunities across different sectors in Africa, providing insights on market dynamics and trends.
  3. Firas Ahmad also highlights worthy causes and shares updates about AzamPay, showcasing a diverse range of topics covered in the LinkedIn posts.