The hottest Financial inclusion Substack posts right now

Progress has been made in addressing economic disparities like lowering child poverty, increasing employment for Black men, and decreasing food insecurity.
Efforts like robust policy responses and safety net programs have contributed to the strong labor market recovery after the Covid recession.
Continued action is needed to protect and build on the progress made, such as creating more job opportunities, supporting workers with disabilities, and ensuring access to health insurance and banking services.

Collaboration, persistence, interdisciplinary thinking, and humor play a key role in remaking capital markets.
Action steps recommended include organizing neighborhood groups, creating online listings of local investment opportunities, and deploying neighborhood funds.
Exciting reports include the spread of public banking initiatives, growth of minority-owned banks, and limitations on pay-day lenders exploiting Native Americans.

Crypto can empower the unbanked with mobile wallets.
Nonprofits need to explore crypto's potential for positive impact.
Mercy Corps Ventures offers grants for web3 solutions in areas like humanitarian aid and climate resilience.

Nigerian crypto payment startup, Lazerpay, had to shut down due to funding issues
Crypto startups in Africa are facing challenges in raising new funds despite the rise in cryptocurrency prices
Lazerpay's closure highlights the difficulties crypto startups face in gaining adoption and securing funding

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The Central Bank of Nigeria has issued a draft for a regulatory framework for agent banking to enhance financial inclusion and provide more access to financial services.
The draft framework aims to streamline operations at agent locations and improve the security of customers' funds.
Banks, financial institutions, payments service providers, and the public have been invited to share their feedback on the draft by March 22, 2023.

The Central Bank of Nigeria has issued a regulatory framework for open banking to encourage innovation and financial inclusion.
The framework establishes principles for data sharing, including requirements for data and API access, technical design, and information security.
Operational guidelines related to the open banking framework will be provided at a later date.