The hottest Risk management Substack posts right now

And their main takeaways
Category
Top Finance Topics

Dealing with a big loser (business brew appearance / companion post)

Yet Another Value Blog • 1159 implied HN points • 02 Feb 24
💰 Finance Investing Portfolio Management Risk management
  1. Investing is a psychological game - need confidence to swing hard at good ideas.
  2. Having a big loser can shake confidence but it's important to avoid going "on tilt" and getting overly aggressive.
  3. To deal with big losses, reflect on decisions made, re-evaluate portfolio positions with a clear mind, and seek insights from others.

❄️🏢 Acheter un immeuble de rapport : tout ce qu’il faut savoir

Snowball • 1100 implied HN points • 22 Jan 24
💰 Finance Real Estate Investing Property Management Financial planning Risk management
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.
Get a weekly roundup of the best Substack posts, by hacker news affinity:

Shades of 2008?

The Dollar Endgame • 239 implied HN points • 29 Feb 24
💰 Finance Real Estate Banking Market Trends Risk management
  1. The commercial real estate market is facing challenges due to decreased demand for office and retail spaces, leading to increased vacancy rates.
  2. Approximately $1.2 trillion of commercial real estate debt in the US is set to mature within the next two years, posing risks for banks and investors.
  3. There are concerns of a commercial real estate crisis resembling the 2008 financial crisis, with warning signs evident in the US, Europe, and Asia.

UCSF has match day outdoors & plans on contact tracing... in 2024

Vinay Prasad's Observations and Thoughts • 132 implied HN points • 16 Mar 24
🏥 Health Politics Medical education Public Health Risk management
  1. Population immunity to COVID-19 is high, making large outdoor gatherings unnecessary. Holding events outdoors may not significantly impact transmission and could be inconvenient.
  2. There is little evidence to support the need for contact tracing in 2024. The effectiveness of contact tracing for the virus is questionable.
  3. Medical school policies may sometimes prioritize perceived safety over rational decision-making, potentially impacting student experiences and learning.

I SOLDI IN BANCA

ANDREA CECCHI Newsletter • 176 implied HN points • 09 Feb 24
💰 Finance Banking Financial Crisis Risk management
  1. People have lost their life savings trusting banks - it's not a safe place for all your money.
  2. The 2008 financial crisis led to a wave of bank failures, and in 2023 banks are again under stress.
  3. It's important to understand the three fundamental truths of the modern banking system before depositing money in a bank.

Interest Rate Risks are Collapsing Banks

The Informationist • 1650 implied HN points • 30 Apr 23
💰 Finance Banking Interest Rates Risk management Financial Crisis Investments
  1. Interest rate risks can lead to bank collapses due to mismanagement and lack of oversight
  2. Different types of interest rate risks affect banks' financial positions, such as repricing risk and basis risk
  3. It is important for individuals to be cautious with their bank deposits and consider diversifying investments based on personal risk tolerance and long-term goals

There are Complex-Number One-Norm Square-Root of Probability Amplitudes of 0.006 in Which Sam Bankman-Fried Is Happy

Brad DeLong's Grasping Reality • 676 implied HN points • 05 Oct 23
💰 Finance Investing Risk management Probability Psychology Trading
  1. Amplitudes in quantum-mechanical superposition relate to philosophy-of-probability vs. psychology.
  2. Understanding the Kelly Criterion for betting based on win-loss odds and maximizing returns.
  3. Traders use the Kelly Criterion for survival, making positive-value bets, and psychological factors.

Leaked Treasury Prime Docs Show Risks Of BaaS Business: Churn, Concentration, Slowing Growth

Fintech Business Weekly • 89 implied HN points • 03 Mar 24
💰 Finance Fintech Banking Regulations Business Models Risk management
  1. Leaked Treasury Prime documents highlight risks in Banking-as-a-Service business, including issues like churn, concentration, and slowing growth.
  2. Treasury Prime's strategic pivot to focus on selling to banks instead of fintechs resulted in drastic employee layoffs, shedding light on the challenging environment for middleware platforms in fintech.
  3. Fintech companies like Chime and Green Dot facing regulatory actions and penalties underscore the importance of compliance and customer service in the financial industry.

Ergodic Development

Software Design: Tidy First? • 845 implied HN points • 25 Aug 23
🕹 Technology Software Development Team Collaboration Risk management Innovation
  1. Ergodicity reminds us to treat systems that continue as is differently from those that fail when changed.
  2. Strategies like reducing irreversibility and having skin in the game can help transform failing systems into sustaining ones.
  3. Load redistribution and encouraging collaboration can make development more survivable and sustainable.

Enovix (ENVX) - Anatomy of a Lie (PART 1)

ESG Hound • 866 implied HN points • 05 Jul 23
💰 Finance Stock Market Investing Company analysis Financial regulation Risk management
  1. Enovix Management has repeatedly misled customers about their manufacturing capabilities and volumes.
  2. Management at Enovix made significant downgrades to their production capacity without updating investors.
  3. ENVX has exhibited a pattern of dishonesty through inaccurate statements to investors and regulatory agencies.

Building Businesses in New Frontiers: A Thirst for Adventure Abroad

The Hard Fork by Marvin Liao • 117 implied HN points • 27 Jan 24
💼 Business Entrepreneurship Investing Risk management Opportunities
  1. Exploring new frontiers in international business can be attractive and rewarding.
  2. Venturing into diverse cultures and challenging environments can lead to unique business opportunities.
  3. Engaging in frontier markets requires a tolerance for risk but offers potential for personal growth and financial gain.

The Business of Venture Capital

Insight Axis • 296 implied HN points • 05 Nov 23
💼 Business Venture Capital Investment Startups Entrepreneurship Risk management
  1. Venture capital began from the dot-com bubble era, where tech entrepreneurs set up investment firms to fund new, high-growth technology companies.
  2. VCs specifically invest in early stage companies with potential for rapid growth and huge profits, aiming to 10x their investment in 5 years.
  3. Venture capital faces challenges like misaligned incentives, high-risk investments, and the need to balance finding unicorns without funding too many duds.