The hottest Regional Analysis Substack posts right now

And their main takeaways
Category
Top Finance Topics
CalculatedRisk Newsletter • 234 implied HN points • 24 Feb 26
  1. National home prices barely rose in 2025, with the Case‑Shiller National index up just 1.3% year‑over‑year and the weakest full‑year gain since 2011.
  2. There is wide geographic divergence: Midwest and Northeast cities (like Chicago and New York) saw gains while many Sun Belt markets (Tampa, Phoenix, Dallas, Miami) posted declines.
  3. The year split into two halves — modest gains in the first half were followed by nominal declines in the back half, and inflation outpaced price gains from June onward, eroding real home values.
Force of Infection • 66 implied HN points • 14 Nov 25
  1. CDC is back online tracking respiratory diseases like COVID-19 and influenza. This means we can now get more details about what’s happening with these illnesses.
  2. Paid subscribers will get regional updates this winter, breaking down data by U.S. regions. This will offer a closer look at how different areas are impacted.
  3. This winter is expected to see higher-than-normal flu cases, so the data updates will be really important for everyone to stay informed.
CalculatedRisk Newsletter • 14 implied HN points • 19 Dec 25
  1. A national report showed very small year‑over‑year gains in median existing home prices, with the Northeast barely rising, which contradicts state realtor and MLS data.
  2. This pattern mirrors a prior instance when preliminary estimates were later revised much higher, so a substantial upward revision—especially for the Northeast—seems likely in a future release.
  3. The discrepancy implies preliminary regional median price estimates can be unreliable, so local MLS/state data or later revised reports are safer for assessing true price trends.
Erdmann Housing Tracker • 168 implied HN points • 10 Feb 25
  1. The Midwest, especially cities like Canton, has been greatly affected by housing market policies since 2008. Many areas still struggle due to lack of affordable homes and stagnant population growth.
  2. Even with some recent construction in places like Canton, there is still a significant shortage of housing. Local governments often react negatively to changes, which complicates the situation.
  3. Housing issues are not just local but affect wider regions like the Northeast. Poor housing policies can lead to long-term suffering for communities and create a cycle that's hard to break.
CalculatedRisk Newsletter • 19 implied HN points • 06 Nov 25
  1. In October, home sales were down 2.8% compared to last year, which shows a decrease from the previous month's 7.4% increase.
  2. New listings of homes increased by 3.4% year-over-year but are still lower than the activity seen in October 2019.
  3. The number of active homes available for sale rose significantly, with inventory up 21.4% from last year, but it varies by region.
Get a weekly roundup of the best Substack posts, by hacker news affinity:
CalculatedRisk Newsletter • 14 implied HN points • 11 Nov 25
  1. In October, home sales rose slightly by 0.4% compared to last year, while last month they were up 7.6%. This shows a slow down in the market.
  2. New listings of homes for sale increased by 4% from last year, but they are still lower than what they were in 2019.
  3. Active inventory of homes is up 18.1% compared to last year, indicating more options for buyers, though the situation varies by region.
Erdmann Housing Tracker • 63 implied HN points • 18 Feb 24
  1. Rising rents are causing rising home prices in the US housing market, with a greater than 1:1 pace.
  2. Density of housing is crucial in impacting housing prices, especially in cities like New York City, where dense neighborhoods are affected by supply shortages and migration trends.
  3. The impact of COVID-19 on housing trends varies across cities, with some areas experiencing temporary relief in housing costs for dense neighborhoods while other cities like New York face complexities in supply conditions.