The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

Authentic blocking frenzy antidote (Issue #186)

Mark Smith’s Newsletter • 0 implied HN points • 19 Oct 24
🎙 Podcasts Finance
  1. It's been a tough week, full of health issues and frustration. Sometimes it feels like everything is working against us.
  2. People seem to really want some good news right now. A recent issue of the newsletter got way more views, showing that we all crave positivity.
  3. Mark shared some interesting podcasts he enjoyed. Exploring new content can be a nice distraction during challenging times.

Corrected Headlines

Human Capitalist • 0 implied HN points • 14 Oct 24
💼 Business Finance
  1. There's more to news stories than just the headlines. It's important to look deeper to understand the real impacts.
  2. The context behind major business events and workforce trends is crucial. This helps people grasp the full picture.
  3. If there's a news story with an interesting human element, it's worth sharing. Everyone can contribute ideas for future discussions.

Movers, Shakers, & Money Makers (9/30)

Human Capitalist • 0 implied HN points • 01 Oct 24
💼 Business Finance
  1. There are many interesting job changes happening each week, showing a lot of movement in companies and leadership roles.
  2. Some notable job shifts include leaders transitioning from big companies like Google and UPSIDE Foods to new roles in different industries.
  3. Monitoring job changes can be helpful for investors, recruiters, or anyone interested in the latest trends in the workforce.

What is restructuring?

The Flâneur Accountant • 0 implied HN points • 29 May 24
💼 Business Finance
  1. Restructuring is important for companies, especially when they are in trouble. It's like going to the dentist after ignoring a toothache for too long.
  2. There are different types of restructuring: operational, financial, and ownership. Each type aims to reorganize a company to become stronger and more competitive.
  3. Restructuring professionals have skills in accounting, law, and crisis management. They help companies navigate hard times and improve their overall situation.

Miss This Report, and Your Company Can Be "Canceled"

The Founder Memo • 0 implied HN points • 15 Feb 24
💼 Business Finance
  1. Always file your Delaware Annual Franchise Tax report by March 1. If you miss it twice, your company can be canceled.
  2. Don't panic if you see a high tax amount on the Delaware website. Use the correct method to potentially lower it significantly.
  3. If you have many authorized shares, you might face high taxes. Consider your issued shares and gross assets for a better tax calculation.
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Bill Ackman and the merits of niche-building

Fund Marketer • 0 implied HN points • 14 Feb 24
💼 Business Finance
  1. Niche-building is important for gaining attention and can lead to better business outcomes. When you focus on a specific area, you can connect more directly with your audience.
  2. Bill Ackman is launching a new investment fund aimed at regular investors, showing that there are ways to attract clients beyond traditional marketing methods. This move highlights the potential of directly engaging with customers.
  3. Many businesses fail because they try to be everything for everyone instead of specializing. By owning a niche and providing quality information, companies can create a loyal customer base and stand out in the market.

Upstream decisions and time

Carl’s Substack • 0 implied HN points • 05 Oct 24
💼 Business Finance
  1. Make wise choices early on in life, like who you marry and where you live, because they have a big impact on your future. It's important to focus on those key decisions.
  2. If you realize you made a mistake, don't worry too much. Your next decision can change everything, so keep moving forward.
  3. It's better to think things will take longer than they actually will. People often underestimate the time needed for big results, and that's okay.

Inside Pony.AI's self-driving IPO

Alex's Personal Blog • 0 implied HN points • 21 Oct 24
💼 Business Finance
  1. Pony.AI is getting ready for an IPO and has self-driving permits in major cities in China. This is a big deal as it shows they are ahead in the autonomous vehicle game.
  2. The company makes money from three main areas: robotaxi fares, robotruck services for logistics, and software licensing. They have a solid business model with multiple revenue streams.
  3. Despite the excitement, Pony.AI will face challenges since it operates under a complex corporate structure and risks in the international market. Investors need to be aware of these factors.

Worries about Cerebras's IPO, the never-ending crisis at Boeing, and nuclear power

Alex's Personal Blog • 0 implied HN points • 15 Oct 24
💼 Business Finance
  1. Cerebras is planning to go public, but there are concerns about relying too much on a few customers for revenue. This could affect their growth and stability.
  2. Boeing continues to face ongoing issues that seem unresolvable, leading to questions about how they will recover in the future.
  3. There's a growing interest in nuclear power, as companies like Google look for reliable energy sources for their operations, especially data centers.

How I Calculate Profit

Kartick’s Blog • 0 implied HN points • 03 Nov 24
💼 Business Finance
  1. Income is only counted when it's actually in the bank, not just when it's invoiced. This helps reduce the risk of relying on money that might not come in.
  2. Expenses are recognized in full when they occur, even if they are spread out over time. This practice makes it easier to see the real financial impact right away.
  3. It's smart to overestimate taxes and expenses while understating income. This cautious approach helps in planning for potential financial shortfalls.

Poker, appendage sensory & game theories

The Strategy Toolkit • 0 implied HN points • 21 Oct 24
💼 Business Finance
  1. Understanding poker can help improve decision-making in life. Like in poker, you can use probabilities to assess risks and make smarter choices.
  2. Learning key poker concepts like pot odds and bluffing can enhance your strategy skills. These ideas apply not just to cards but to many situations we face.
  3. Successful people think strategically and take calculated risks. Adopting a mindset similar to a poker player can help you navigate challenges better.

We're moving! A quick update

The price of agency • 0 implied HN points • 07 May 24
🔮 Crypto Finance
  1. The author is switching their content to a new platform called Mirror, which is similar to Substack but offers some extra features.
  2. You can still follow their posts by subscribing with your email on Mirror, where they already have five posts available for you to read.
  3. The author mentions that their writing has become more frequent and engaging, thanks to the energy from their team.

Swiggy shares surge 15% on debut after India’s second-largest IPO of 2024

philsiarri • 0 implied HN points • 13 Nov 24
💼 Business Finance
  1. Swiggy's shares rose 15% on their first trading day after a successful IPO. They raised a significant $1.34 billion, making it India's second-largest IPO of the year.
  2. The company plans to use the money from the IPO to pay off debt and invest in growth, especially in its quick grocery delivery service called Instamart.
  3. Despite the positive debut, analysts are worried about Swiggy's path to profitability due to competition, regulatory challenges, and inflation affecting operations.

AI coding tools may be undervalued, and Shopify v. Stripe

Alex's Personal Blog • 0 implied HN points • 12 Nov 24
💼 Business Finance
  1. AI coding tools like Cursor are growing very fast, making them potentially undervalued in the market. Their revenue jumped from $4 million a year to $50 million a year in no time.
  2. Shopify recently reported strong earnings, which has led to a noticeable increase in their stock price. This reflects their solid performance in the market.
  3. The demand for AI-powered tools in coding is rising, showing that there might be many successful companies in this space. It suggests that there's a big opportunity for innovation and growth.

👁 The Fed (maybe) sees a glimpse of the Age of AI

Faster, Please! • 0 implied HN points • 27 Nov 24
💼 Business Finance
  1. Big institutions like the Federal Reserve are careful about predicting how AI will change the economy. They tend to be more reserved than tech founders and investors.
  2. AI is improving quickly and has the potential to boost productivity in various sectors, but cautious language is used when discussing these impacts.
  3. It's difficult to measure the specific effects of new technology on productivity, as data can be confusing and change over time.

Understanding Staking Yields and Economics on Ethereum & Solana

Coin Metrics' State of the Network • 0 implied HN points • 03 Dec 24
🔮 Crypto Finance
  1. Ethereum has about 34.4 million ETH staked, making up 28% of its total supply, while Solana has a higher staking ratio at 51% with 297 million SOL staked. This shows that more people are willing to stake their SOL due to easier entry requirements.
  2. Ethereum has more validators, about 1.07 million, compared to Solana's 5,048 validators. However, Solana engages over 1.21 million delegators, showing a lot of participation despite fewer validators.
  3. The staking yields differ significantly: Ethereum offers around 3.08% yield, while Solana offers a much higher yield of 11.5%. The differences come from their inflation models and reward structures for validators versus delegators.

MicroStrategy’s Bitcoin Mega Strategy

Coin Metrics' State of the Network • 0 implied HN points • 26 Nov 24
🔮 Crypto Finance
  1. MicroStrategy has a unique investment strategy focused on Bitcoin, holding a huge amount of it, which makes them the largest corporate holder of Bitcoin worldwide.
  2. They finance their Bitcoin purchases by using convertible bonds, allowing them to borrow money at low costs to buy more Bitcoin.
  3. While their approach has been successful, it carries risks due to Bitcoin's price volatility and the high valuation of MicroStrategy's stock compared to its Bitcoin assets.

#18 The Fresh Outlook: Articles and insights for founders and teams

Meliora by Ana Stoica • 0 implied HN points • 29 Nov 24
💼 Business Finance
  1. Founders should think carefully about their reasons for leaving their company and how to value their business before making any moves.
  2. New EU rules for sustainability reporting are important for businesses to know, as they affect how companies report their environmental impact.
  3. There are exciting innovations happening in tech that can inspire founders to solve problems in their own industries.

A Founder's Guide to Exit Readiness: Pivotal Questions

Meliora by Ana Stoica • 0 implied HN points • 22 Nov 24
💼 Business Finance
  1. Think about why you want to exit your business. It's important to consider what your personal goals are beyond just money, like retirement or starting something new.
  2. Be realistic about your business's value. Sometimes it's hard to see your business clearly, so getting an unbiased opinion on what it's worth can help when negotiating.
  3. Prepare for life after exiting. You should have a plan for what you'll do next and understand that leaving a business can feel really different, so it's good to know what comes next.

10 Charts That Capture How the World Is Changing (Part I)

Digital Native • 0 implied HN points • 04 Dec 24
💼 Business Finance
  1. Prediction markets are gaining popularity as people can now bet on real-life events. This trend allows individuals to use their knowledge and insights to potentially earn money.
  2. The venture capital landscape is shifting, and experts believe 2025 could see a turnaround with more returns and IPOs. There's hope that a new wave of companies might provide big payouts to investors.
  3. People are increasingly spending on experiences rather than just goods. This trend reflects a cultural shift where memorable experiences are valued more, driven by social media and a desire for unique moments.

Explaining The AI gap

Alex's Personal Blog • 0 implied HN points • 16 Dec 24
💼 Business Finance
  1. SoftBank is planning to invest $100 billion in the U.S., which shows confidence in the American market. This investment could lead to increased deal-making opportunities in various sectors.
  2. There is a growing gap between the spending of major cloud companies on AI technology and their free cash flow. While they’re spending a lot, investors seem okay with it as long as it leads to future profits.
  3. If AI companies do not meet revenue growth expectations, the current positive sentiment could shift. Investors will need to see that their spending results in cash flow gains to keep supporting these companies.

Databricks’ gigantic funding round

philsiarri • 0 implied HN points • 17 Dec 24
💼 Business Finance
  1. Databricks just raised $10 billion, boosting its value to $62 billion. This money will help them pay employees, buy other companies, and grow internationally.
  2. The company provides data analytics and AI tools on big cloud platforms like Amazon and Google. They expect to generate $3 billion in revenue by early 2025.
  3. Several big investors are backing Databricks, and while they haven't said for sure, they might go public with an IPO sometime in 2025.

Ranking and Rating

Kartick’s Blog • 0 implied HN points • 26 Dec 24
💼 Business Finance
  1. Ranking shows preferences clearly, like choosing cars in order of what you like most. It's straightforward for comparisons.
  2. Ratings provide more detailed info with scores, but they can sometimes lead to confusion or arguments over small differences.
  3. Information can be helpful, but too much can complicate things. Sometimes, a simple ranking is better to avoid overwhelm.

January MKT1 Roundup

MKT1 Newsletter • 0 implied HN points • 09 Jan 25
💼 Business Finance
  1. There is a video that helps you understand budgeting and efficiency metrics better. It shows how to use a template for keeping track of your expenses effectively.
  2. This post is aimed at paid subscribers, and it offers exclusive content like discounts and templates. It's part of an ongoing effort to provide value to paying members.
  3. The author is experimenting with a new round-up style to keep subscribers updated and is open to feedback. They want to know what readers think about this new approach.

Startup Show: This VC is bringing AI to hedge funds

Startup Strategies • 0 implied HN points • 08 Jan 25
💼 Business Finance
  1. Beyond Alpha Ventures uses AI to improve investment strategies. Their goal is to make decisions faster and reduce mistakes in the market.
  2. The firm prioritizes compliance, ensuring that they follow all regulations. This makes investors feel secure about their investments.
  3. They are also involved in funding new tech projects, like those in the AI field. This shows their commitment to innovation in investing.

Element@JPM

ASeq Newsletter • 0 implied HN points • 16 Jan 25
💼 Business Finance
  1. Element Biosciences is focused on partnerships aimed at diagnostics and proteomics. This shows they are expanding their technology for better healthcare solutions.
  2. The company's presentation at the JPM conference was notable, even if the details are not easily found online. It hints that their innovations are gaining attention.
  3. The updates are specifically for paid subscribers, indicating that there's exclusive information available for those who support the publication.

Bitcoin’s 16th Birthday

Coin Metrics' State of the Network • 0 implied HN points • 07 Jan 25
🔮 Crypto Finance
  1. Bitcoin is 16 years old, and it has changed how we think about money. It started as a small idea and now is seen as a reliable alternative to regular money.
  2. Unlike traditional currencies, Bitcoin is not controlled by governments. This makes it appealing to people who want more control over their own finances.
  3. Over the years, Bitcoin has become more stable, making it a more credible investment option. Developments like Bitcoin ETFs have helped it gain trust in the financial world.

#20 The Fresh Outlook: Articles and insights for founders and teams

Meliora by Ana Stoica • 0 implied HN points • 29 Jan 25
💼 Business Finance
  1. Thinking about money over time is really important for business owners when they plan to sell their company. It helps them understand how to maximize what they get from the sale.
  2. Navigating an exit can be emotional and complicated. Founders should prepare for both the personal and financial aspects to ensure a smoother transition.
  3. Staying informed and learning from resources like articles and insights can really help founders with their growth strategies and better decision-making.

The Value of Money in Time: A Critical Factor in Your Exit Strategy

Meliora by Ana Stoica • 0 implied HN points • 22 Jan 25
💼 Business Finance
  1. Money has a time value, meaning getting cash now is better than getting the same amount later. This is important to remember when planning your exit.
  2. Consider not just the total payout but also how and when you'll get the money. Upfront payments or quicker payouts are usually better than delayed big sums.
  3. Negotiating the right deal structure can help reduce risks and uncertainties. Think about your personal needs and make sure the deal aligns with your financial goals.

25 Predictions for 2025 (Part II)

Digital Native • 0 implied HN points • 15 Jan 25
🕹 Technology Finance
  1. In 2025, we might see the rise of a new type of video game that keeps changing forever based on how players play. This could mean that instead of finishing a game, players could enjoy an endless adventure that adapts to their choices.
  2. Expect to see Pixar create a short film using AI technology. This will allow them to produce content faster and cheaper, leading the way for more AI involvement in film and animation.
  3. Google is likely to launch an AI tool that helps students learn better in schools. This could personalize education in a way that's never been done before, making learning more accessible to everyone.

JPM In Review

ASeq Newsletter • 0 implied HN points • 21 Jan 25
💼 Business Finance
  1. Oxford Nanopore's revenue is growing, but it's unclear if they'll be profitable by 2027. Their growth is mostly due to a product called Plasmidsaurus, but future short-term growth is uncertain.
  2. Pacific Biosciences is struggling with revenue and sticking to their short reads strategy, which isn't performing well. However, their technical advancements and research look promising.
  3. Illumina's revenue is stable, which is good given current market challenges. They are focusing more on clinical applications, aiming to provide high-quality insights at lower costs.

Without AI, are startups crawling?

Alex's Personal Blog • 0 implied HN points • 26 Feb 25
💼 Business Finance
  1. Startups that focus on AI are growing really fast, much faster than traditional ones. This has shifted what success looks like in the startup world.
  2. Some companies that used to do well with steady growth are now feeling the pressure from these high-growth AI startups. This makes their past achievements seem less impressive.
  3. It's becoming more common for businesses to buy government favor to get favorable regulations. This raises questions about fairness and ethics in business practices.

I was told there would be rate cuts

Alex's Personal Blog • 0 implied HN points • 25 Feb 25
💼 Business Finance
  1. AI is being used more in workplaces to track how employees perform, but this can feel unfair and invasive. People shouldn't be treated like machines; they need support and investment.
  2. There's a chance that interest rates may not drop as expected, which could slow down initial public offerings (IPOs) in technology. Some believe this could be a new normal for fewer IPOs in the future.
  3. There's exciting news in AI development, especially with models like Anthropic's Claude Code showing strong early reviews. More tools are becoming available, making it easier for developers to create software without needing a large team.

Will Your CFO Enforce a One-Year AI Payback?

OSS.fund Newsletter • 0 implied HN points • 12 Jun 25
💼 Business Finance
  1. CFOs want quick returns on AI investments. They expect companies to show profits within a year to keep funding going.
  2. Many businesses have too many AI projects without clear benefits. CFOs are pushing for proof that these projects are actually helping the company.
  3. To make decisions on AI funding, CFOs look for clear signs of cost savings, revenue growth, and compliance improvements. Projects that don't meet these standards might get cut.

Issue #5: B2B SaaS Founder, Paying the Hidden AI Tax?

OSS.fund Newsletter • 0 implied HN points • 17 Apr 25
💼 Business Finance
  1. Adding AI features to a SaaS product can lead to increased costs without improving sales, which is seen as the 'AI Tax'.
  2. Companies need to clarify the value of their AI features and ensure that pricing matches this value to encourage growth.
  3. It's essential to track how AI features are used and their associated costs to manage margins effectively and prevent losses.

Issue #2: The AI Funding Approvals Merry-Go-Round

OSS.fund Newsletter • 0 implied HN points • 27 Mar 25
💼 Business Finance
  1. AI projects need special handling because they combine different business areas, making approval complex. It’s not just another tech upgrade; it affects finance, operations, and strategy all at once.
  2. CFOs want clear financial impacts and risks before they approve AI initiatives. If the proposal is vague or overly technical, it can get rejected, even if it's a great idea.
  3. Using a standardized template for AI funding requests helps everyone. It makes proposals clearer and helps tech teams speak the CFO's language, leading to quicker approvals.

Negotiating Deal Terms: Strategies for Maximizing Value and Securing Favorable Terms

Meliora by Ana Stoica • 0 implied HN points • 22 May 25
💼 Business Finance
  1. Preparing for negotiation is crucial. Understand your company's true value and define your goals clearly before starting talks.
  2. Negotiation isn’t just about price. Consider the structure of the deal, like payment terms and earn-outs, to maximize your value.
  3. It’s important to build a good relationship with the buyer. Open communication and mutual respect can lead to better outcomes for everyone involved.

Ten Opportunities Hiding in the AI Security Certification Wave

OSS.fund Newsletter • 0 implied HN points • 26 Jun 25
💼 Business Finance
  1. AI security will be crucial for businesses by early 2026, as companies will require proper certification for using generative AI. This means there are important opportunities for companies to prepare and offer services that help with these certifications.
  2. There are various services that people will need, such as AI security testing and monitoring, to ensure compliance and manage risks effectively. This creates a chance for businesses to develop tools and services that meet these needs.
  3. Those who act quickly to provide solutions related to AI security certification can gain a significant advantage in the market, turning security challenges into profitable opportunities.

Hedge-fund quality equity research, on demand

Valuabl • 0 implied HN points • 16 Jul 25
💼 Business Finance
  1. ValuationBot helps you get stock valuations quickly, taking just 10 minutes unlike traditional methods that can take weeks. It uses the same techniques as top analysts for accurate results.
  2. Each report costs only $2.50 and comes with downloadable PDF and Excel models, making it affordable and easy to use. No need for subscriptions or complicated plans.
  3. If you're not happy with your reports, you can get a full refund without any hassle. It's a risk-free way to try out new research methods.