The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics
Chartbook 1130 implied HN points 22 Jun 25
  1. China's economy plays a huge role in the global market, being the largest in terms of purchasing power parity. Changes in China's demand and trade affect many other countries, especially regarding exports.
  2. China's rapid growth over the last few decades has been extraordinary, as it has transformed from a very poor nation to one considered an upper-middle-income economy. This shift is significant for one-sixth of the world's population.
  3. Several challenges face China's economy today, such as high youth unemployment and potential deflation. These issues make it critical for China to find new ways to stimulate growth and address its changing economic landscape.
Big Technology 5254 implied HN points 20 Jun 25
  1. Apple should buy Perplexity for $30 billion because it can greatly improve its AI features. This acquisition would help integrate smart AI into Siri and Safari, making Apple's offerings much better.
  2. There is a sense of urgency for Apple to act quickly; if they wait too long, they risk losing their deal with Google and could miss out on growth opportunities in AI. Buying Perplexity now could help shape Apple's future in this competitive market.
  3. Perplexity is growing fast and has a partnership with Samsung that could strengthen over time. If Apple jumps in now, it might block Samsung's plans and establish itself as a more serious player in the AI space.
More Than Moore 233 implied HN points 27 Feb 25
  1. NVIDIA is seeing huge success, with its revenue and profits growing significantly. Their Q4 revenue reached $39.3 billion, which is a 78% increase from last year.
  2. Most of NVIDIA's growth comes from their data center business, which accounts for over 90% of their revenue. They are becoming primarily a data center company with strong sales of AI training hardware.
  3. While the gaming sector is struggling a bit, NVIDIA's automotive division is booming, having achieved 103% growth in Q4. Their self-driving technology is driving this success.
Crypto Trader Digest 2281 implied HN points 28 Oct 24
  1. Governments often inflate property bubbles to maintain public support, as owning property ties people's wealth to the state. If people feel secure about their homes, they're less likely to revolt.
  2. China is facing a property bubble crisis similar to those seen in other countries, and it might inject a lot of money into the economy to recover. This could lead to more yuan being traded for Bitcoin as people seek to protect their wealth.
  3. Even though the current stimulus might seem small, once people realize that money is being pumped into the economy, there could be a rush to buy Bitcoin. Historically, Bitcoin tends to rise sharply when significant money is printed.
Contemplations on the Tree of Woe 904 implied HN points 13 Jun 25
  1. Money is a tool for exchange and social cooperation. It helps us trade goods and services efficiently, but it can also be corrupting.
  2. Aenean Money aims to blend the positive aspects of past monetary systems while avoiding their flaws. It should be a trustworthy and resilient form of money that everyone can use.
  3. Bitcoin is seen as a leading candidate for Aenean Money because it has unique features that might solve many current economic problems. It operates without central control and reflects real-world value through energy expended in its creation.
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The American Peasant 2555 implied HN points 26 Oct 24
  1. Keep your day job until you are financially secure. It’s smart to build your business while you still have a steady income.
  2. Network with other creative people. Making friends in your field can lead to new opportunities and support when you need it.
  3. Learn a bit of everything. Knowing skills like photography and website design can save you money and help your business thrive.
The American Peasant 2535 implied HN points 23 Oct 24
  1. A businessman shared a wild story about buying a small publishing company. He revealed that the owner didn't know he was supposed to keep the cash in the company, and the buyer ended up getting the business almost for free.
  2. The room erupted in laughter when he shared how the situation turned out. It showed how sometimes, deals can have unexpected and surprising outcomes.
  3. This story highlights how important it is to understand business transactions and financial details. Misunderstandings can lead to big surprises for both buyers and sellers.
Alex's Personal Blog 65 implied HN points 04 Mar 25
  1. Okta and Gitlab had great stock performances today, showing positive earnings and growth. It's nice to see some companies thriving in a tough market.
  2. The stock market is struggling, with major indices like the DJIA and S&P500 dropping significantly. This could raise concerns about an upcoming recession.
  3. Despite the bad vibes in the market, there are still bright spots like new music releases making waves. It's important to find joy even when things seem uncertain.
The Bear Cave 466 implied HN points 15 Jun 25
  1. A new report revealed that Tenet Healthcare may have received overpayments from Medicare, suggesting possible financial troubles ahead.
  2. Several companies, including Avis Budget Group and Symbotic, are dealing with executive resignations amidst potential SEC investigations, indicating instability.
  3. Activist researchers are raising concerns about various companies, including Groupon and GRAIL, highlighting risks that could impact their future performance.
Simon Owens's Media Newsletter 374 implied HN points 19 Jun 25
  1. Three former Morning Brew employees started Smooth Media to build a network of niche media outlets. They're focused on unique topics that cater to specific audiences.
  2. They applied what they learned at Morning Brew, expanding into new media formats like podcasts and online content, showing how versatile and scalable media can be.
  3. Their current projects include collaborations with popular creators and the acquisition of established brands, highlighting their ambitious growth plans.
Chartbook 443 implied HN points 18 Jun 25
  1. Apollo, a big player in private equity, became like a bank by adding insurance services to its business. This change was led by its CEO in 2009.
  2. The rise of artificial intelligence is a hot topic, drawing attention to its impact and potential in today's economy.
  3. There's a need to rethink historical perspectives, like the fall of Rome, to better understand how current events and trends affect us today.
Postcards From Barsoom 3906 implied HN points 13 Oct 24
  1. To create good times, we need to focus on becoming great individuals first. It's not just about what you do, but about who you choose to be.
  2. In our current world, there's a lot of distraction and mediocrity. We must resist this and strive for excellence by not settling for average.
  3. History shows us the importance of strength and preparation. To appreciate peace, you must understand the value of being ready for conflict.
The Wolf of Harcourt Street 779 implied HN points 25 Oct 24
  1. Evolution's revenue grew by 15% for the second quarter in a row, showing strong demand in its Live segment. This is great news as most of their money comes from this area.
  2. Despite facing challenges like labor issues and cyber-attacks, Evolution has been able to keep its business model scalable. They managed to serve more players with fewer staff, which helps with costs.
  3. The company is expanding globally, opening new studios in places like Colombia and the Czech Republic. They plan to keep growing, aiming to tap into more markets like Brazil and the Philippines.
Enterprise AI Trends 63 implied HN points 29 Jun 25
  1. Selling AI to hedge funds is quite challenging. They often lack success stories and top-down support can make a difference.
  2. Investment managers face unique barriers when considering new technology like AI. Understanding these barriers can help tailor your sales approach.
  3. Many companies have struggled to sell AI in finance, leading some to pivot their strategies. It's important to learn from these experiences to succeed.
Dana Blankenhorn: Facing the Future 138 implied HN points 29 Oct 24
  1. Palantir focuses on personalized data analysis for each client, using committed engineers to solve specific problems. These Forward Deployed Engineers (FDEs) learn the client's business and adapt solutions to boost productivity.
  2. The combination of FDEs and Product Development teams creates a unique feedback loop, improving software based on real experiences. This teamwork helps build a strong customer relationship that keeps clients engaged with Palantir.
  3. Palantir's success isn't about traditional AI but rather understanding and addressing client needs first. This customer-first approach leads to recurring revenue and a reputation for effective solutions.
Trevor Klee’s Newsletter 820 implied HN points 21 Jun 25
  1. Combining generic drugs can create new treatments and opportunities for profit. It’s all about understanding how the drugs work together for better results.
  2. Developing a unique formulation is key. You need to offer something that can't be simply made with existing medications, like a special combination or dosage.
  3. Working closely with regulators and payers from the start is crucial. You need to show them why your combination is valuable and why they should support it.
The Bear Cave 443 implied HN points 08 Jun 25
  1. Recent research has raised serious concerns about several companies. For example, Abacus Global Management might be overstating the value of its assets.
  2. Many executives are leaving their positions, especially CFOs from companies like Hallador Energy and BigBear.ai. This could reflect instability in those companies.
  3. There are issues with how some companies report their user metrics and finances, such as Yalla Group and Sharplink Gaming, which might mislead investors.
The Pomp Letter 339 implied HN points 20 Oct 24
  1. There's a big crypto event happening called Crypto Investor Day 2024. It will have many important people in the crypto space sharing their insights.
  2. You can expect discussions on cool topics like the future of bitcoin, stablecoins, and crypto regulations. It’s all about getting valuable information without any fluff.
  3. If you want to attend, make sure to sign up soon because spots are limited. It's a great chance to learn from top leaders in the industry.
Alex's Personal Blog 65 implied HN points 28 Feb 25
  1. Startups are growing faster than ever, hitting $5 million in annual revenue quicker than before. This shows that today's startups have better opportunities and strategies to scale up.
  2. Self-driving technology is making great progress, with companies like Waymo doubling their paid rides in less than a year. This suggests that self-driving cars are becoming more reliable and popular.
  3. Comparing Stripe and Adyen reveals that Stripe is investing heavily in future growth while Adyen focuses on efficiency and profits. This difference shows how each company has its own strategy to succeed in the market.
NN Journal 99 implied HN points 25 Oct 24
  1. The Northants health system is spending a lot more money than it planned, with hospitals facing major budget shortfalls.
  2. Kettering General Hospital has a big overspend due to issues like rising costs and high demand for services.
  3. The council and healthcare system are looking for solutions, including an external review of the hospital finances to get back on track.
The Generalist 820 implied HN points 06 Feb 25
  1. Kirsten Green's journey to becoming a successful investor wasn't straightforward. It took her ten years of learning and failing before founding her own firm.
  2. She developed a unique way of looking at business opportunities by focusing on how a business model can enhance the customer's experience.
  3. Failures in her early investments taught Kirsten valuable lessons and shaped her approach to investing, helping her identify when to trust her instincts.
Erdmann Housing Tracker 231 implied HN points 17 Feb 25
  1. When projects don't pencil, it can relate to high costs or other factors, but it doesn't always explain the larger market trends clearly. Builders often focus too narrowly on costs without considering broader economic influences.
  2. There's a constant shift in the number of projects that pencil versus those that don't, depending on market conditions. Just because many projects aren't penciling doesn't mean that new projects won't be started; it can often indicate changing circumstances.
  3. Understanding why projects aren't penciling is complex. Costs, demand, and other factors all play a role, but it's important to avoid oversimplifying the reasons behind these changes.
Supernuclear 579 implied HN points 07 Oct 24
  1. Buying a duplex or triplex can save you money compared to single-family homes. They are typically about 30% cheaper per square foot, making them an affordable option for many.
  2. Duplexes offer a blend of private space and the ability to live close to friends. You can enjoy your own area while still maintaining close connections with others.
  3. There are different ways to buy a duplex, each with its own financial and legal considerations. It's important to explore these options to find what works best for your situation.
Venture Reflections 18 implied HN points 25 Feb 25
  1. The slowdown in tech IPOs might not be a temporary issue, but rather a shift to fewer, larger IPOs that happen less frequently. This could change how we view the IPO landscape.
  2. Many companies are now able to raise enough money privately, so they don't feel the need to go public. This reduces the urgency for IPOs as a source of liquidity.
  3. As companies wait longer to go public, secondary sales could become the main way smaller investors get returns. This change means that the investment landscape might focus more on private equity than on public markets.
COVID Reason 237 implied HN points 16 Oct 24
  1. ASML, a major company in the semiconductor industry, saw a huge 50% drop in future bookings. This suggests some big challenges in the market right now.
  2. The decline in orders points to larger economic issues that could be affecting many companies. It shows how quickly things can change in the world of tech.
  3. Overall, this situation reveals that the financial landscape can be unpredictable. Companies need to stay alert to these shifts to manage risks properly.
The Bear Cave 489 implied HN points 25 May 25
  1. Culper Research shared concerns about Archer Aviation, claiming they've misled investors about their eVTOL aircraft development. This raises questions about the company's trustworthiness.
  2. Recent executive resignations at several companies indicate potential instability and challenges within those organizations. This could affect their performance and investor confidence.
  3. Muddy Waters Research and other groups are highlighting issues in companies like Freedom Holding Corp and Marqeta, pointing out possible financial mismanagement and regulatory problems that could pose risks for investors.
The Wolf of Harcourt Street 579 implied HN points 05 Oct 24
  1. InPost launched a rewards program called InCoins, which allows users to earn coins for using their services. This strategy aims to make delivery more fun and encourage more people to use InPost.
  2. Sea Limited opened a new fulfilment center in Brazil to improve logistics for sellers. This move is expected to help local businesses grow and provide faster service to customers.
  3. Airbnb saw a big increase in bookings in Thailand, especially for group travel and long-term stays. This growth is due to better flight options and new visa policies that attract remote workers.
The Generalist 400 implied HN points 10 Feb 25
  1. There are six startups that are worth paying attention to right now. They offer fresh ideas in areas like DNA sequencing and AI.
  2. These startups include a competitor to 23&Me and an AI accounting tool, which could change their industries.
  3. Joining a subscription service can give you exclusive insights into these startups and keep you updated on new trends.
DeFi Education 459 implied HN points 14 Sep 24
  1. Coinbase is bringing tokenized Bitcoin to the Ethereum network, which could have a big impact on DeFi. This is significant because the Bitcoin network holds a lot of value.
  2. There are updates on Trump’s World Liberty Financial, hinting at its involvement in the DeFi space. This reflects the growing interest from traditional finance figures in decentralized finance.
  3. A bi-weekly Q&A section is included, allowing subscribers to ask questions related to DeFi. This engagement can help the community learn and understand more about developments in the space.
More Than Moore 373 implied HN points 05 Feb 25
  1. AMD's revenue has seen a big boost, with a 24% increase in Q4 2024 compared to the previous year. This growth is driven by strong sales in their data center and client segments.
  2. The company has shifted its focus towards high-margin products, which has significantly improved profitability. Their data center revenue is now a major part of their earnings.
  3. While AMD's gaming sector faced challenges with declining sales, they expect a recovery in 2025 as console orders normalize and new products are launched.
The Honest Broker 19781 implied HN points 19 Nov 24
  1. Elon Musk tried to buy Substack, but the CEO chose to reject the offer, showing loyalty to independent writers.
  2. Substack's subscription numbers are growing, with many creators earning significant income, but the platform still isn't profitable yet.
  3. There are concerns about some tech companies, like Nvidia, using risky accounting practices that can create a false sense of success.
Kneeling Bus 224 implied HN points 15 Feb 25
  1. People are using rental cars for more than just driving, like napping or storing things. This shows a strange need for flexible space that traditional buildings don't meet.
  2. Many people spend a lot of time in parked cars, which might be surprising. It highlights a mismatch between what people need and what's available.
  3. Cheap money in the past allowed tech products to be offered at low prices, but it made basic needs like housing more expensive. This creates a gap between luxuries and essential needs.
DeFi Education 559 implied HN points 07 Sep 24
  1. DeFi can simplify foreign exchange transactions by allowing people to pay for goods in one currency while quickly converting it to another on-chain, making it cheaper and faster than traditional bank methods.
  2. Using crypto for migrant remittances can significantly lower transaction fees, helping workers send money home with minimal costs, unlike banks that charge high fees.
  3. Businesses can manage their foreign currency needs more efficiently using DeFi, avoiding complex dealings with banks and saving money with faster, more transparent transactions.
Kyla’s Newsletter 451 implied HN points 21 May 25
  1. Rejection is becoming a part of everyday life, especially for young people. They face so many job and college applications but get very few chances.
  2. Convenience in our lives is making us feel less connected and more anxious. Things are so easy now that we don’t put in the effort to really enjoy or appreciate them.
  3. Surprise is disappearing in our culture, with new creative ideas being replaced by recycled ones. This loss makes our experiences less rich and fulfilling.
Snaxshot 359 implied HN points 06 Oct 24
  1. Better Brand, once valued at $170 million, is facing allegations of being a scam as their product quality has declined significantly after raising money.
  2. Many customers cannot find Better Brand products in stores, and some have not received their orders, leading to frustrations and reports to consumer agencies.
  3. Key employees have left the company, and the founder is rumored to be hiding in Europe as the situation escalates.
Startup Real Talk 291 implied HN points 21 May 25
  1. Don't rush to cross-sell. In the beginning, most customers may not buy extra products from you, so it's better to focus on growing your customer base first.
  2. Avoid getting distracted by cross-selling. Stick to what you do best to keep your business moving forward.
  3. Wait until your customer count is larger before cross-selling. The more customers you have, the better the chances of successfully selling additional products.
Jay’s Substack 219 implied HN points 11 Oct 24
  1. MicroStrategy is changing the way they invest by using Bitcoin. This shows a shift from traditional investing to a more crypto-focused strategy.
  2. The company is seeing success by integrating Bitcoin into their business model. This approach may inspire other companies to consider similar moves.
  3. The concept of turning index investing into Bitcoin bids highlights a trend in finance. It’s a sign that people are exploring innovative ways to invest.
Startup Business Tips 🚀 51 implied HN points 15 Jun 25
  1. Building a Go-To-Market (GTM) foundation is essential for growing a SaaS company from zero to one million in annual recurring revenue (ARR). This involves understanding your target market and developing proper strategies.
  2. GTM collaterals, like an effective homepage and sales deck, are vital tools for converting visitors into customers. They help communicate your value and guide potential buyers through their decision-making process.
  3. Choosing the right channels to reach your customers is crucial. Focus on a few primary channels first and gradually explore secondary options as you gain traction.
SuperJoost Playlist 238 implied HN points 10 Oct 24
  1. A financial report claims Roblox might have been lying about its user numbers, saying they inflate how many people really play the game each day.
  2. The report also points out safety issues for kids, saying Roblox doesn't do enough to protect young users from inappropriate content and predators.
  3. Lastly, there's a concern that Roblox could struggle to grow due to reaching most of its potential markets, which might affect its future profits.