The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

DeFi Education Q&A (December 2023)

DeFi Education • 479 implied HN points • 08 Dec 23
🔮 Crypto Finance
  1. DeFi Education offers monthly Q&A sessions for subscribers. This is a great chance to ask questions and learn more about decentralized finance.
  2. The sessions are led by professionals with experience in finance and software, so you can expect valuable insights.
  3. These Q&A sessions are exclusive to paid subscribers, giving them access to expert knowledge and support.

Economic Lessons from the Screwtape Letters

Kyla’s Newsletter • 451 implied HN points • 21 May 25
💼 Business Finance
  1. Rejection is becoming a part of everyday life, especially for young people. They face so many job and college applications but get very few chances.
  2. Convenience in our lives is making us feel less connected and more anxious. Things are so easy now that we don’t put in the effort to really enjoy or appreciate them.
  3. Surprise is disappearing in our culture, with new creative ideas being replaced by recycled ones. This loss makes our experiences less rich and fulfilling.

💥One down, eleven to go...💥

PETITION • 334 implied HN points • 01 Feb 24
💼 Business Finance
  1. Recent bankruptcies in the corporate sector include companies like Humanigen Inc., Audacy Inc., and Eye Care Leaders.
  2. GOL Linhas Aéreas Inteligentes S.A. filed for chapter 11 bankruptcy in January 2024 due to financial struggles and liquidity issues.
  3. In Rite Aid's bankruptcy case, issues arise regarding store closures, conflicts over lease rejections, and negotiations with stakeholders.

What Could Possibly Go Wrong with Sam Altman’s New Ambitions?

Marcus on AI • 2489 implied HN points • 09 Feb 24
🕹 Technology Finance
  1. Sam Altman's new ambitions involve projects with significant financial and technological implications, such as automating tasks by taking over user devices and seeking trillions of dollars to reshape the business of chips and AI.
  2. There are concerns about the potential consequences and risks of these ambitious projects, including security vulnerabilities, potential misuse of control over user devices, and the massive financial implications.
  3. The field of AI may not be mature enough to handle the challenges presented by these ambitious projects, and there are doubts about the feasibility, safety, and ethical implications of executing these plans.
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Introducing the Newcomer Banking Summit

Newcomer • 334 implied HN points • 31 Jan 24
💼 Business Finance
  1. Newcomer Banking Summit is an invite-only event on March 14 in San Francisco.
  2. The summit discusses the impact of Silicon Valley Bank crisis on startups and venture capital firms.
  3. Speakers at the event include industry leaders like the president of Silicon Valley Bank and the founder & CEO of Mercury.

Newcastle United Finances 2022/23

The Swiss Ramble • 373 implied HN points • 15 Jan 24
🎾 Sports Finance
  1. Newcastle United's financial performance improved with new ownership, benefiting from significant investment.
  2. Despite impressive revenue growth, the club still ended up with a substantial pre-tax loss of £73m.
  3. Major revenue growth was seen in all streams, establishing new club records in commercial, match day, and broadcasting.

How three Morning Brew alums are building their own network of niche media outlets

Simon Owens's Media Newsletter • 374 implied HN points • 19 Jun 25
💼 Business Finance
  1. Three former Morning Brew employees started Smooth Media to build a network of niche media outlets. They're focused on unique topics that cater to specific audiences.
  2. They applied what they learned at Morning Brew, expanding into new media formats like podcasts and online content, showing how versatile and scalable media can be.
  3. Their current projects include collaborations with popular creators and the acquisition of established brands, highlighting their ambitious growth plans.

Artificial Intelligence: The Rise of AI in Earnings Call Summarization

The Fintech Blueprint • 334 implied HN points • 30 Jan 24
🕹 Technology Finance
  1. AI is revolutionizing financial analysis through earnings call summarizations by tools like Bloomberg, AlphaSense, TiredBanker, and Aviso.
  2. AI helps in quickly isolating key points from earnings calls and deriving insights that improve financial decision-making.
  3. AI-driven tools have the potential to mitigate human error in analyzing financial data and are expected to see universal adoption in the financial services sector.

New to DeFi? *Start Here* Glossary of DeFi Terminology as Well

DeFi Education • 5255 implied HN points • 29 Jun 21
🔮 Crypto Finance
  1. DeFi means doing banking activities using code instead of traditional banks. It’s changing how people manage money online.
  2. Common DeFi terms, like APR and APY, help you understand how interest works. APR is straightforward, while APY accounts for compounding interest, making it higher.
  3. Risks in DeFi include potential losses and scams like 'rug pulls.' It's important to do your research and understand these risks before getting involved.

Issue #6 - Hey Data, Show Me The Money!!!

The Data Ecosystem • 119 implied HN points • 19 May 24
💼 Business Finance
  1. Investing in data is a strategic move, not just about spending money. It's important to align data efforts with business goals to see real value.
  2. When pitching for data investment, focus on the benefits it will bring. Clear communication of value can help rebuild trust with leadership.
  3. Measuring the success of data investments through defined KPIs is essential. This helps in making future improvement and investment decisions.

Reading List 11/16/24

Construction Physics • 1043 implied HN points • 16 Nov 24
💼 Business Finance
  1. Miami tried to become a new tech hub, but it didn't get much venture capital funding, showing it hasn't really worked out.
  2. Modular construction is growing, especially for fast food restaurants, where buildings can be completed in just 24 hours.
  3. The average homebuyer in the U.S. is now 56 years old, which reflects the aging population in the country.

#47 - Thought Experiment - What if we stop 'fake approving' by humans?

OSS.fund Newsletter • 18 implied HN points • 05 Feb 26
💼 Business Finance
  1. Human approval chains for low‑value purchases are slow, costly, and often little more than ritualized clicks that add days and overhead without improving outcomes.
  2. AI agents can encode purchasing policy as rules, check budgets, vendors, and contracts in milliseconds, and create auditable logs that cut per‑order cost and cycle time while keeping controls intact.
  3. A practical path is to sample recent small POs, classify which truly need human judgment, then pilot simple auto‑approve rules with identity, logging, and time‑bound tests so people only handle the genuinely ambiguous cases.

The Death of Intel: When Boards Fail

Mule’s Musings • 969 implied HN points • 05 Dec 24
💼 Business Finance
  1. The Intel board is seen as unqualified, with many members lacking the necessary semiconductor experience. This has likely contributed to the company's ongoing struggles.
  2. Pat Gelsinger, the former CEO, was fired despite being technically skilled and wanting to help the company. His optimistic approach conflicted with the board's short-term focus.
  3. The board's focus on maximizing shareholder value might lead to harmful decisions like breaking up the company, which could hurt its long-term prospects and impact the industry and U.S. competitiveness.

How I made $750k in the last 6 months

Kenny’s Sub • 379 implied HN points • 06 Jan 24
💼 Business Finance
  1. Many success stories online lack important context and can be misleading. It's essential to look deeper into the circumstances behind these successes.
  2. Instead of comparing yourself directly to others, ask yourself key questions about your own situation. Consider your job, resources, and personal life before setting expectations.
  3. Stay curious and inspired by success stories, but remember to adapt their strategies to your unique circumstances for more realistic goals.

Michael Jordan Hired The Best Sports Lawyer In The Country To Go After NASCAR

Huddle Up • 61 implied HN points • 10 Dec 25
🎾 Sports Finance
  1. Michael Jordan and two NASCAR teams are suing NASCAR for alleged monopolistic and anticompetitive practices, a case that could expose huge damages.
  2. The trial has exposed detailed financials — team investments and losses, NASCAR’s event losses, and internal emails. Those documents suggest NASCAR moved revenue and used rules like the charter system to limit teams' income.
  3. Jordan’s wealth, racing passion, and lack of dependence on NASCAR made him willing to lead a fight others avoided. Many smaller owners fear retaliation and the massive costs of a legal battle.

Valuable, but not productive

Passing Time • 970 implied HN points • 02 Dec 24
💼 Business Finance
  1. Many elite graduates end up in consulting and finance jobs, even if they don't know much about these fields. They often choose these paths due to pressure and anxiety about what to do after college.
  2. While jobs in consulting and finance are lucrative, they often don't contribute much to society. The work can feel unproductive and doesn't create a lasting impact or legacy.
  3. These high-stress jobs can lead to burnout and affect personal lives. People may sacrifice their health and relationships for prestige and money, but there are other fulfilling paths to explore.

This New Internet Thing, Chapter 30

Life Since the Baby Boom • 922 implied HN points • 12 Dec 24
🕹 Technology Finance
  1. Netscape went public and became super successful, even though they weren't making profits yet. People were excited about the potential for growth instead of just focusing on profits.
  2. The IPO day was a big moment, with the stock price skyrocketing to $74. This was a huge deal for the people involved, changing their lives and how they viewed their work.
  3. There was a shift in the tech world where everyone suddenly wanted to invest in Internet companies. It became a trend to have '.com' in a company's name, showing how fast things were changing.

Vượng In Control

Vietnam Weekly • 353 implied HN points • 10 Jan 24
💼 Business Finance
  1. Vietnamese carmaker VinFast is expanding to India and other countries.
  2. The subscription price for Vietnam Weekly is increasing from $5/month to $8/month.
  3. VinFast has made significant announcements, including a leadership transition, plans for India, CES presentation, and facing challenges with bad press.

What's Boehly's plan at Chelsea?

Grace on Football • 589 implied HN points • 14 Feb 23
🎾 Sports Finance
  1. Boehly is not afraid of the limelight and loves attention, unlike most American owners of Premier League clubs
  2. Boehly's plan for Chelsea involves signing the best young players and having Graham Potter coach them into senior professionals in a coherent system
  3. Chelsea's long-term success hinges on Vivell's talent scouting and Potter's coaching, with the focus on younger players and a shift towards longer-term thinking

How health-tech founders can survive a brutal 2024

Second Opinion • 471 implied HN points • 20 Nov 23
💼 Business Finance
  1. In 2024, health-tech founders may face challenges due to market conditions like the difficulty of fundraising.
  2. It's okay to let go of a struggling company and start over; it can make you smarter for the next venture.
  3. Founders should practice ruthless prioritization, focus on achieving break-even, and be realistic about liquidity events.

PE Slapping VC

Venture Prose • 579 implied HN points • 16 Apr 23
💼 Business Finance
  1. Private equity-backed companies prioritize cash flow over growth, teaching venture capitalists an important lesson for sustained success.
  2. Some growth-stage companies, profitable and mature, outshine venture-backed companies in terms of financial yield without the need for external fundraising.
  3. Venture-backed founders can benefit from connecting with founders of different companies to understand the importance of capital deployment yield and reduce stress levels.

The Great Differentiation

Not Boring by Packy McCormick • 309 implied HN points • 01 Jul 25
💼 Business Finance
  1. In a world where everything looks the same, standing out is really important. Companies need to be unique to catch people's attention.
  2. Making things difficult to copy is a smart way to stay different. When something is hard to replicate, it holds more value and status.
  3. People are starting to understand that true uniqueness comes from being authentic and true to themselves. It's all about creating something special that only you can offer.

The VC Corner 📰 #7

The VC Corner • 339 implied HN points • 06 Jan 24
💼 Business Finance
  1. This newsletter is a great resource for anyone interested in venture capital and startups. It offers news and insights that can help investors and startups stay informed.
  2. You can subscribe for a free trial to access more detailed content. This allows you to explore the newsletter before committing to a subscription.
  3. The VC Corner aims to keep readers updated weekly, making it useful for both experienced investors and those new to the field. It provides valuable information that can enhance your understanding of the startup landscape.

Intel 2025 Q2 Financials

More Than Moore • 256 implied HN points • 25 Jul 25
💼 Business Finance
  1. Intel is going through a big change to improve its business. They are restructuring and letting go of about 15% of their workforce to focus on becoming profitable again.
  2. Despite holding its revenue steady, Intel reported significant losses in the latest quarter due to high costs and one-time charges. This adds more pressure on the company as they try to recover.
  3. Intel is shifting its strategy to focus on building products based on customer demand, particularly in their chip foundry business. This means they will only expand capacity as needed, instead of just building more fabs.

Cap Table Template

Venture Prose • 159 implied HN points • 07 Apr 24
💼 Business Finance
  1. Be mindful of dilution when piling up post-money SAFE notes as a founder.
  2. Creating a proper cap table can reveal the dilutive impact of different funding rounds and securities.
  3. Use templates to simulate scenarios like adding co-founders, granting stock options, raising multiple rounds, and selling secondaries.

Tottenham Hotspur Finances 2021/22

The Swiss Ramble • 530 implied HN points • 14 Feb 23
🎾 Sports Finance
  1. Tottenham Hotspur finished 4th in the Premier League in 2021/22 and secured qualification to the Champions League.
  2. They reached the semi-finals of the EFL Cup but were eliminated in the group stage of the Europa Conference League.
  3. To read more about Tottenham Hotspur's finances, you may need to subscribe to The Swiss Ramble for a 7-day free trial.

Resilience Series Part 1: TFF Group

Business Breakdowns • 530 implied HN points • 12 Sep 23
💼 Business Finance
  1. The TFF Group is a resilient company with more than a century of family ownership and vertical integration.
  2. Resilience in business means prioritizing longevity over short-term gains, owning the entire supply chain for longevity, and maintaining profitability during downturns.
  3. Studying companies like TFF Group, which focus on resilience, provides valuable insights into strategies for long-term success.

"Turbocharged"

TSOH Investment Research Service • 530 implied HN points • 25 Sep 23
💼 Business Finance
  1. Walt Disney's Disneyland transformed entertainment with its creative content
  2. Disney Parks & Resorts faced challenges after 9/11 but rebounded with increased free cash flow
  3. CEO Michael Eisner's strategy of reducing capital expenditures led to higher profitability

Q&A

DeFi Education • 2318 implied HN points • 11 Jun 22
🔮 Crypto Finance
  1. Crypto is always changing, even in tough markets. It's important to stay updated on what's happening.
  2. Engaging in Q&A can help clarify doubts about DeFi and crypto. Don’t hesitate to ask questions if you're confused.
  3. Being part of a community helps share knowledge and gather different viewpoints about the markets. It's good to hear what others think.

Import AI 336: Financialized AI; public and elite AI opinion; one million insects.

Import AI • 519 implied HN points • 14 Aug 23
🕹 Technology Finance
  1. The financialization of AI is increasing, with companies finding new ways to fund AI projects through unconventional means like debt collateralized against GPUs.
  2. AI benchmarks are being solved faster, indicating either accelerated AI progress or the increasing complexity in building good benchmarks.
  3. Public opinion, reflected in a poll, shows significant concerns about AI development and regulation, contrasting with elite opinions that emphasize rapid AI advancement.

Imperialism: How the struggle of both classes and nations creates our world

Geopolitical Economy Report • 518 implied HN points • 09 Sep 23
🌍 World Politics Finance
  1. Imperialism is a product of the struggle between classes and nations, impacting our world.
  2. Geopolitical economy helps in understanding international relations within the capitalist world system.
  3. The BRICS summit signifies an alternative economic vision based on cooperation and development, challenging traditional Western imperialism.