The Fintech Blueprint

Lex Sokolin's fintech analysis on how blockchain & DeFi, neobanks & roboadvisors, artificial intelligence, mixed reality, and other innovation themes are rewiring financial services

$24
Monthly price
~1k
Paid subscribers
~$30k
Monthly revenue
1.5×
Paid trend
1.6×
Free trend

Popularity trend

Loading...
Get a weekly roundup of the best Substack posts, by hacker news affinity:

Top posts of the month

By hacker news affinity
day week month year all
The Fintech Blueprint 29 likes 14 Sep 22
Gm Fintech Architects — Today we are diving into the following topics: Summary: It is easy to fall into the trap of ignoring certain information, or expecting breakthroughs only from your favorite sources. After a while, we confirm too much of what we believe, and ignore too much of what we don’t understand. In this take, we focus on our own blindspots around innovation from incumbents, and revisit developments from Apple in iOS 16 around BNPL and identity. We also check in on AI-based art, and reconnect to earlier themes around machine generated creativity.
The Fintech Blueprint 29 likes 21 Sep 22
Gm Fintech Architects — Today we are diving into the following topics: Summary: We look at the Bain Capital report about embedded finance growing to $7T in flows by 2026, and the recent OCC moves to regulate the evolution of fintech and crypto banking. This jumping off point helps us understand the process by which new things become popular, gain a mandate, and then cause an opposite reaction from their counter forces. We also touch on the SEC looking to gain jurisdiction over ETH post Merge, the White House working on a digital asset framework, and the OCC’s blocking of stablecoin based banking.
The Fintech Blueprint 14 likes 28 Sep 22
Gm Fintech Architects — Today we are diving into the following topics: Summary: Look on my Macro, ye Mighty, and despair! This week we blaze through the recent macro environment to construct, and in part make light of, the current negative narrative about the world. We highlight how inflation, interest rates, and global currency fluctuations are linked, and how their recursive loop is part of a bigger whole. Our goal is to show how important it is to have a positive story, and how one might start telling such a story starting with ourselves.
The Fintech Blueprint 12 likes 07 Sep 22
Gm Fintech Architects — Today we are diving into the following topics: Summary: There are cycles to it all — in market prices, in economic performance and personal debt, and in the innovation dialectic between applications and infrastructure. We look at the Union Square Ventures thesis from 2018 and apply it to current fintech valuations, Klarna’s results, and the upcoming Ethereum Merge. What’s the strategy for those of us in the fog?
The Fintech Blueprint 4 likes 31 Aug 22
Gm Fintech Architects — Today we are diving into the following topics: Summary: Maker has issued a $100MM loan to Huntingdon Bank. But there is much more to this story, and we dig into the details of the structure, the politics of the MakerDAO, the dangers of over-regulation, and the choices to be made in regards to digitization. As the financial world attempts to upload traditional assets into DeFi, real challenges are emerging in human organization, as well as the various associated markets.