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October 2025 Erdmann Housing Tracker Update

Erdmann Housing Tracker • 21 implied HN points • 22 Nov 25
💰 Finance Price analysis
  1. Rents and prices are slowly increasing, but only a little. For example, national rent is up around 2.5% from last year.
  2. Home prices are expected to remain stable, with flat growth projected for 2025. This aligns with some predictions, but there are still uncertainties beneath the surface.
  3. Overall, the housing market is in a long, boring expansion phase. However, there are small fluctuations that make it hard to predict exactly what's happening.

Part 2: Current State of the Housing Market; Overview for mid-July 2025

CalculatedRisk Newsletter • 33 implied HN points • 10 Jul 25
💰 Finance Price analysis
  1. Home inventory is increasing a lot, but home sales are not changing much compared to last year. This could push home prices down.
  2. Recent data shows that house prices have gone up overall, but there are signs that they might start to fall soon.
  3. There are big differences in the housing market depending on the region, so what’s happening in one place might not be true for another.

Freddie Mac House Price Index Increased in November; Up 4.0% Year-over-year

CalculatedRisk Newsletter • 33 implied HN points • 02 Jan 25
💰 Finance Price analysis
  1. The Freddie Mac House Price Index increased by 4.0% in November compared to last year. This shows that home prices are rising nationally.
  2. In Florida, many cities are facing significant price declines. Out of the 30 cities with the largest drops, 15 are located in Florida.
  3. This data is based on home sales that Freddie Mac has financed and includes regular appraisals. It helps track housing market trends accurately.
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A Crash vs. a Correction

Erdmann Housing Tracker • 21 implied HN points • 21 Jan 25
💰 Finance Price analysis
  1. The Erdmann Housing Tracker helps understand the reasons behind changes in housing prices. It can show whether a price change is due to a crash or a correction.
  2. Using examples from places like Phoenix and Austin can clarify how different factors influence real estate trends. Looking at specific cities can provide a clearer picture.
  3. Being aware of market trends can help you make smarter decisions in buying or selling homes. It's important to understand what is happening in the housing market.