The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics
America in Crisis 59 implied HN points 23 Apr 24
  1. The current economic system in the US, based on shareholder primacy culture, is facing challenges due to extreme asset valuations and one-sided interventions by the Federal Reserve.
  2. The decline of American civilization is attributed to a shift towards monumental financial architecture under shareholder value pursuit, leading to a lack of capacity for real production.
  3. Under shareholder primacy culture, America may struggle to compete with rising global powers like Russia and China due to a focus on financial gains over tangible achievements.
The Otonomist 439 implied HN points 31 May 23
  1. You can invest in Otonomos through the Funding Club on their online portal.
  2. By investing, you get exposure to a tech ecosystem without direct risk from individual ventures.
  3. Owning Otonomos Mirror Tokens gives you a stake in the special purpose LLC and guarantees equivalent dollar shares in Otonomos Holdings.
Alex's Personal Blog 131 implied HN points 02 Jul 25
  1. Figma is growing fast and has lots of international users. Most of its revenue comes from outside its home country, showing there's still room to grow.
  2. The company is profitable and has strong customer retention. Figma has improved its profits in recent years and continues to attract big accounts.
  3. Figma's IPO is important for the tech industry. A successful listing could encourage more companies to go public and bring new excitement to the market.
startupdreams 105 implied HN points 01 Aug 25
  1. Figma's IPO was a big surprise because it opened at a much higher price than expected. The shares were initially priced at $33 but quickly jumped to over $120.
  2. Investors and the company lost a lot of potential money because the IPO was underpriced. This means they could have made billions more if they priced it correctly.
  3. There might be legal issues ahead because the underpricing upset many investors, especially big-name venture capitalists who feel they missed out on huge profits.
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Mule’s Musings 417 implied HN points 20 Oct 24
  1. ASML's recent earnings revealed a drop in orders and concerns about future growth, particularly due to challenges in their Chinese market and demand from major clients like Samsung and Intel.
  2. TSMC reported strong earnings with high demand for AI-related products and plans for significant capital investment, showing confidence in their growth despite market fears.
  3. The semiconductor industry is facing a shift, with lithography spending likely slowing down, but both ASML and TSMC are positioned to adapt to these changes for future growth.
Chartbook 844 implied HN points 15 Feb 24
  1. Moody's downgraded Israel's ratings due to ongoing conflict with Hamas, weakening its institutions and fiscal strength - a first in Israeli history.
  2. Despite the financial toll of the war with Gaza, Israel's debt-to-GDP ratio remains stable, thanks to local currency borrowing and market confidence.
  3. The aid promised by the US to Israel amidst the conflict serves more as a political statement than a financial necessity, relieving pressure on Israel's domestic priorities.
The Crucial Years 966 implied HN points 22 Dec 23
  1. There is a potential victory on pausing LNG exports, which could impact Biden's campaign and the planet positively.
  2. Campaigners and new data have highlighted the detrimental impact of LNG exports on the climate and American consumers.
  3. The administration's decision on LNG exports can be a crucial win for climate action and Biden's re-election efforts.
Ronin’s Newsletter 307 implied HN points 09 Jan 25
  1. The Ronin platform is opening up to more games and applications. This means more opportunities for developers and a wider variety of experiences for players.
  2. The focus on exclusivity is changing, allowing games from other chains to join Ronin. This helps build unity in the web3 gaming community.
  3. The founders reflect on how far they've come in 7 years and see this next step as a significant leap forward. They expect challenges ahead but believe success will benefit the whole community.
Venture Curator 179 implied HN points 21 Nov 23
  1. Startups like Airbnb, Coinbase, and Stripe succeeded by challenging existing players and aiming to do things 10 times better, turning competition into inspiration.
  2. Successful founders like those of Airbnb and Stripe ignored naysayers and pursued their wild ideas, pushing through doubt and expert skepticism.
  3. Timing, unique ideas, and unexpected market sizes played key roles in the success stories of startups like Airbnb, Stripe, and Coinbase, showing that unconventional approaches can lead to great outcomes.
Huddle Up 25 implied HN points 03 Dec 25
  1. Steve Cohen plans to convert the Citi Field parking lot into an $8+ billion casino and entertainment complex to create year-round revenue and reduce the Mets’ seasonality.
  2. He secured one of New York’s downstate casino licenses by paying a huge upfront fee and promising substantial tax revenue, betting the project will transform the team’s business model.
  3. Getting approval required navigating political and legal hurdles — community advisory votes, lawsuits, opposition from officials and groups — plus heavy lobbying, donations, and concessions like subway upgrades.
More Than Moore 280 implied HN points 29 Jan 25
  1. ASML had a great Q4 in 2024, with revenue hitting €9.3 billion, which is a 28% increase from the previous year. This makes it their highest earning quarter ever.
  2. The company shipped a total of 132 lithography machines in Q4, marking a strong demand for their products. They even sold their first High-NA EUV systems during this time.
  3. For 2025, ASML expects to continue growing with projected revenue between €30 billion and €35 billion. They are optimistic about increased sales in the AI chip market.
Venture Curator 219 implied HN points 08 Sep 23
  1. Understanding hidden clauses in term sheets is crucial for founders to avoid disputes and confusion in the future.
  2. Knowing the economic aspects of term sheets, such as valuation, investment amount, and anti-dilution, can help founders negotiate effectively with VCs.
  3. Founders and investors should remember that a term sheet is a tool for communication and does not guarantee success; a strong business does.
Kyle Poyar’s Growth Unhinged 276 implied HN points 05 Feb 25
  1. Know who's in the room during board meetings. The CEO, CFO, and tech leaders each have specific roles and responsibilities that are crucial for a productive discussion.
  2. Keep your board meetings under 3.5 hours. Long meetings can tire everyone out, so aim for a focused agenda that encourages valuable input from all members.
  3. Send out materials for the meeting 48 to 72 hours in advance. This allows everyone to prepare without being overwhelmed, and it helps keep the meeting on track.
Mindset Value 216 implied HN points 15 May 23
  1. Glass House had a strong first quarter with impressive sales and cost management
  2. The company's greenhouse has significant cost and quality advantages over competitors
  3. Glass House has potential for exponential growth in the long term
kalanis 216 implied HN points 12 May 23
  1. The rise of hardtech corporate VCs in China signals a shift in the tech unicorn landscape.
  2. China's potential to surpass Japan in auto exports showcases the country's rapid economic growth.
  3. India's emergence as a major economic power signifies a shift in global wealth and influence.
DeFi Education 1218 implied HN points 08 Feb 22
  1. Bitcoin is the foundation of crypto and DeFi, starting in 2009. It's important to learn about Bitcoin to understand everything that followed.
  2. Ethereum followed Bitcoin and introduced smart contracts, which allowed DeFi technologies to grow. This innovation opened doors for many other projects.
  3. DeFi has evolved significantly, with innovations like MakerDAO for stablecoins and automated market makers like Uniswap. The future will focus on cross-chain liquidity and expanding DeFi beyond just Ethereum.
Alex's Personal Blog 98 implied HN points 01 Aug 25
  1. The economy is not as strong as it seemed, with job data showing a slowdown and rising long-term unemployment. This means we may be facing challenges ahead instead of stability.
  2. The failed acquisition of Figma by Adobe is seen as a positive outcome for Figma and its investors, allowing them to see a larger increase in value without being bought out.
  3. Increased competition in the market is beneficial for users and smaller companies, reminding us that antitrust actions can protect growing startups from larger corporations.
Human Capitalist 39 implied HN points 13 Jun 24
  1. Companies that grow their sales teams tend to see their stock prices rise. This shows that a bigger sales team can mean better future earnings.
  2. On the other hand, companies that cut their sales teams often experience a drop in market value. This suggests they may be less confident in selling their products.
  3. There may be other human capital factors that also relate to stock performance, and it's worth exploring these connections further. There could be more signs that predict how well a company will do financially.
DeFi Education 1079 implied HN points 07 Apr 22
  1. Centrifuge connects real-world assets to blockchains. It helps digital assets become loans using real things like invoices.
  2. The main product, Tinlake, helps create lending markets based on tokenized assets. This makes it easier for businesses to get financing.
  3. Centrifuge is part of a growing trend to bring traditional finance and blockchain together. This could change how we think about loans and investments.
Venture Curator 179 implied HN points 13 Nov 23
  1. One should be aware of the hidden traps of convertible notes and liquidation preference multiples, especially in funding rounds.
  2. Founder should keep the liquidation preference multiples in check to prevent undesired outcomes for themselves.
  3. To tackle the impact of multiple liquidation preferences, founders can consider issuing sub-series of preferred stock for protection.
Simon Owens's Media Newsletter 349 implied HN points 19 Nov 24
  1. Good content should always encourage people to sign up for newsletters. This helps creators grow their audience and make money.
  2. You can succeed on platforms like Substack even if you start with no followers. Many people have built their subscriber base from scratch.
  3. Partnerships can help you grow faster. Teaming up with established brands can lead to more visibility and subscribers.
DeFi Education 1798 implied HN points 15 Jun 21
  1. A team is dedicated to DeFi because many people are interested in it. They are starting with a free Substack that will later become paid.
  2. Subscribers will get examples of paid posts first. This way, they can decide if they want to invest based on the information provided.
  3. The DeFi substack offers in-depth analysis of DeFi coins to help people make informed investment decisions, even if the team isn't investing in specific projects.
DeFi Education 519 implied HN points 01 Feb 23
  1. LSDs can refer to different concepts, but this discussion seems to focus on a specific investment strategy. It's important to be clear about what LSDs mean in this context.
  2. The dYdX governance token has seen a significant price increase recently. Keep an eye on its performance if you're involved in trading on that platform.
  3. For those who have earned dYdX tokens, it might be wise to claim and sell them now, as they may not outperform other assets like ETH in the future.
Musings on Markets 619 implied HN points 10 Nov 22
  1. Accounting mistakes can misclassify expenses, affecting a company's reported profits and overall valuation. When money is wrongly categorized, it can look like a company is performing worse than it actually is.
  2. Correctly categorizing expenses like R&D can show a company’s true financial health. For example, treating R&D as a capital expense can increase reported profits and the value of the company.
  3. Understanding these accounting practices is important for investors. If investors misjudge a company due to these accounting errors, it may lead to undervaluation, making the company look cheaper than it really is.
Alex's Personal Blog 98 implied HN points 30 Jul 25
  1. Press releases are becoming more important again because companies want to share news, and AI tools are hungry for information. This makes companies release more press releases to get noticed in AI searches.
  2. With the rise of AI, press releases may start to be longer and more focused on providing a lot of information instead of being catchy for humans. This could change the way companies communicate important updates.
  3. As press releases grow more valuable, companies may make bolder claims without the usual human skepticism. This means PR work will become even busier and might lean more on AI tools.
DeFi Education 1398 implied HN points 12 Nov 21
  1. When building a crypto portfolio, it's important to balance between keeping your money safe, growing your investments, and managing your emotions. This helps ensure you're making smart decisions.
  2. It's smart to have a good chunk of your portfolio in Bitcoin and Ethereum before diving into other high-risk projects. This way, you can still benefit from their growth while taking some risks with other assets.
  3. Understanding the volatility of your investments can help you decide how much to invest in each asset. More volatile assets might require smaller investments to manage risk and avoid big losses.
More Than Moore 233 implied HN points 27 Feb 25
  1. NVIDIA is seeing huge success, with its revenue and profits growing significantly. Their Q4 revenue reached $39.3 billion, which is a 78% increase from last year.
  2. Most of NVIDIA's growth comes from their data center business, which accounts for over 90% of their revenue. They are becoming primarily a data center company with strong sales of AI training hardware.
  3. While the gaming sector is struggling a bit, NVIDIA's automotive division is booming, having achieved 103% growth in Q4. Their self-driving technology is driving this success.
DeFi Education 279 implied HN points 21 Jul 23
  1. crvUSD is a new stablecoin from Curve, and it might change the DeFi space. It could provide more options for users in decentralized finance.
  2. Borrowers need to consider if crvUSD is right for them. It's important to think about how borrowing this token can affect their financial situation.
  3. The post aims to dive deeper into the potential effects of crvUSD. It encourages readers to look at its impact on both the market and individual users.
Ginger River Review 98 implied HN points 12 Feb 24
  1. Tencent CEO discussed the future of key business segments like WeChat, AI, Platform and Content Group, Cloud and Smart Industries Group, and games.
  2. Internal management and leadership were emphasized, advocating for a return to product experience and detailing strategic approaches for growth.
  3. Focus was placed on global expansion in the gaming industry, the importance of employee morale, signifying revolutionary changes in Tencent's business approach.
More Than Moore 93 implied HN points 30 Jul 25
  1. Arm's Q1 2026 revenue reached $1.05 billion, up 12% from last year, marking another record for the company. This growth mainly came from increased royalty revenue.
  2. The company's licensing revenue decreased slightly, but Arm showed strong growth in royalty revenue, especially from its new Compute Subsystems and AI-related chips.
  3. Despite a slight decline in net income, Arm is investing heavily in research and development, indicating a focus on future growth and innovation.
Simon Owens's Media Newsletter 723 implied HN points 08 Mar 24
  1. Focus on growing newsletter signups as a key metric for success, as platforms can impact content creators' reach and livelihood unpredictably.
  2. Media entrepreneurs should be cautious of relying solely on tech platforms for distribution, as policies and algorithms can mistakenly impact their work.
  3. Entrepreneurs in media should consider covering niche news sites, video channels, podcasts, newsletters, and affiliate/ecommerce to succeed independently.
DeFi Education 999 implied HN points 21 Apr 22
  1. Providing liquidity is not just free money; it's an investment. You need to know the risks and possible rewards before jumping in.
  2. To really get into yield farming, it's helpful to understand liquidity providing first. It's good to have some hands-on experience with it.
  3. This discussion builds on previous knowledge, so it's a bit more advanced. Make sure you're comfortable with the basics before diving deeper.
Software Design: Tidy First? 243 implied HN points 05 Feb 25
  1. Refactoring chapters can be tough to get started on, and finding the right motivation is important. Keeping momentum while writing helps you overcome these challenges.
  2. The metaphor of 'software as options' is valuable and can lead to deeper understanding in software design. Exploring these ideas can enhance how we think about software development.
  3. It's beneficial to connect economic concepts with software design to understand their value better. This connection helps in making informed decisions in both fields.
Alex's Personal Blog 98 implied HN points 22 Jul 25
  1. Figma has set its IPO price range at $25 to $28 per share, which is lower than expected compared to its past valuation of $20 billion. This pricing may attract mixed reactions from investors.
  2. Anthropic and OpenAI are facing challenges in raising funds and scaling their AI efforts, showing that the competition in AI is intense and requires significant investment.
  3. Ambiq, another company preparing for an IPO, is noted for its low-power AI chips but faces uncertainties due to its exiting the Chinese market. Its pricing may be viewed as risky or promising, depending on future growth.
Technology Made Simple 199 implied HN points 06 May 23
  1. Open source in AI is successful due to its free nature, promoting quick scaling and diverse contributions.
  2. The rigid hiring practices and systems in Big Tech can stifle innovation by filtering out non-conformists.
  3. The leaked letter questions the value of restrictive models in a landscape where free alternatives are comparable in quality.
Sector 6 | The Newsletter of AIM 19 implied HN points 03 Jul 24
  1. You can use tools like ChatGPT and Canva to potentially earn extra money each month. These tools help with tasks such as designing products and creating advertisements.
  2. Some people promote courses or guides that claim you can get rich quickly with AI. But many times, these are just advertisements and not very helpful.
  3. There are practical ways to use AI tools for small jobs, like making designs for social media or videos, which can lead to extra income.
DeFi Education 1598 implied HN points 15 Jul 21
  1. AAVE is a complex DeFi platform that requires careful analysis to understand its value. It's important to research to find the right information.
  2. The launch of AAVE pro caters to institutional investors and is attracting significant interest. This shows that AAVE is growing in the investment space.
  3. Understanding AAVE can be challenging, but it's essential for anyone interested in decentralized finance. Gaining knowledge on this platform can help in making informed investment decisions.