The hottest Finance Substack posts right now

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Shareholder Primacy Culture and American Decline

America in Crisis • 59 implied HN points • 23 Apr 24
💼 Business Economics Finance Culture Politics History
  1. The current economic system in the US, based on shareholder primacy culture, is facing challenges due to extreme asset valuations and one-sided interventions by the Federal Reserve.
  2. The decline of American civilization is attributed to a shift towards monumental financial architecture under shareholder value pursuit, leading to a lack of capacity for real production.
  3. Under shareholder primacy culture, America may struggle to compete with rising global powers like Russia and China due to a focus on financial gains over tangible achievements.

Check, Please

Net Interest • 10 implied HN points • 20 Dec 24
💼 Business Payments Restaurants Finance Technology Economics
  1. A restaurant payment system started when Frank McNamara created the Diners Club after running out of cash in a restaurant. This invention allowed people to pay by card instead of cash.
  2. Today, companies like Toast and Edenred are leading the market by providing technology and meal voucher services to restaurants. They are crucial in shaping how payments are made in dining establishments.
  3. Despite the rise of technology, many diners still prefer using cash for their meals, showing that tradition still plays a role in the way we pay.

Thanks and Q&A

Optimally Irrational • 3 implied HN points • 23 Jan 25
💼 Business Marketing Entrepreneurship Sales Finance Branding
  1. Paid subscribers are really appreciated because they allow more time for writing and creating content. Supporting through subscriptions shows value in the work being done.
  2. There is a desire for more engagement and interaction with subscribers, encouraging them to share their thoughts and suggestions. It’s a great way to build a community.
  3. Future plans for the platform include expanding topics and content based on subscriber interests, aiming for more relevant and meaningful discussions.

Daily Chartbook #388

Daily Chartbook • 235 implied HN points • 24 Feb 24
💼 Business Finance News Marketing
  1. The Daily Chartbook #388 provides a daily summary of events through 30 charts.
  2. The content is behind a paywall, accessible only to paid subscribers.
  3. Readers can subscribe to access the detailed chartbook or sign in if they are already paid subscribers.

Bitcoin’s Next 10 Years & Victor Mentality

QTR’s Fringe Finance • 25 implied HN points • 14 Nov 24
🔮 Crypto Bitcoin Investing Finance Economics Blockchain
  1. Bitcoin has a long-term potential that many investors believe in. Holding onto it for over a decade has shown significant promise.
  2. The approach to investing in Bitcoin involves buying, mining, and even bidding in auctions to acquire coins.
  3. New strategies in finance can impact how Bitcoin is traded and valued, making it crucial to stay informed about market changes.

Pub Landlord

Net Interest • 16 implied HN points • 29 Nov 24
💼 Business Hospitality Entrepreneurship Management Finance
  1. Buying a pub can be a great opportunity if you have the right team and concept. In this case, a popular chef and manager helped attract more customers.
  2. It’s important to adapt to market demands, like adding lodging to increase profits. This idea allowed them to earn more money alongside the pub's main offerings.
  3. Running a pub can lead to highs and lows, especially in the hospitality business. Success can come with great rewards, but challenges are always around the corner.

Where Do The Great Startup Ideas Come From - Stripe & Airbnb Case?| OpenAI Saga Explained | VC Remote Jobs & More

Venture Curator • 179 implied HN points • 21 Nov 23
💼 Business Startups Venture Capital Innovation Entrepreneurship Finance
  1. Startups like Airbnb, Coinbase, and Stripe succeeded by challenging existing players and aiming to do things 10 times better, turning competition into inspiration.
  2. Successful founders like those of Airbnb and Stripe ignored naysayers and pursued their wild ideas, pushing through doubt and expert skepticism.
  3. Timing, unique ideas, and unexpected market sizes played key roles in the success stories of startups like Airbnb, Stripe, and Coinbase, showing that unconventional approaches can lead to great outcomes.

Hidden Clauses In The Term Sheet that Every Founder Should Know | 2008 Venture Capital Market Recovery | How To Convince Investors? | VC Remote Jobs & Internships and More

Venture Curator • 219 implied HN points • 08 Sep 23
💼 Business Venture Capital Investment Startups Entrepreneurship Finance
  1. Understanding hidden clauses in term sheets is crucial for founders to avoid disputes and confusion in the future.
  2. Knowing the economic aspects of term sheets, such as valuation, investment amount, and anti-dilution, can help founders negotiate effectively with VCs.
  3. Founders and investors should remember that a term sheet is a tool for communication and does not guarantee success; a strong business does.

The 'discounted' Yandex offload

The PhilaVerse • 247 implied HN points • 05 Feb 24
💼 Business Technology Geopolitics Finance
  1. Yandex is selling its remaining Russian businesses for $5.2 billion due to a mandatory discount imposed by the Russian government.
  2. The transaction involves cash in Chinese Yuan and is led by a consortium of senior managers and investors.
  3. Yandex aims to recover value for divested businesses, unlock growth for international businesses, and allow divested businesses to operate under new ownership.

The History of DeFi

DeFi Education • 1218 implied HN points • 08 Feb 22
🔮 Crypto Blockchain Decentralization Finance Digital Assets Innovation
  1. Bitcoin is the foundation of crypto and DeFi, starting in 2009. It's important to learn about Bitcoin to understand everything that followed.
  2. Ethereum followed Bitcoin and introduced smart contracts, which allowed DeFi technologies to grow. This innovation opened doors for many other projects.
  3. DeFi has evolved significantly, with innovations like MakerDAO for stablecoins and automated market makers like Uniswap. The future will focus on cross-chain liquidity and expanding DeFi beyond just Ethereum.

Earnings Season

Human Capitalist • 39 implied HN points • 13 Jun 24
💼 Business Finance Investing Economics Market Trends Corporate strategy
  1. Companies that grow their sales teams tend to see their stock prices rise. This shows that a bigger sales team can mean better future earnings.
  2. On the other hand, companies that cut their sales teams often experience a drop in market value. This suggests they may be less confident in selling their products.
  3. There may be other human capital factors that also relate to stock performance, and it's worth exploring these connections further. There could be more signs that predict how well a company will do financially.

What happened in marketing: Reddit is profitable, Amazon edges Google and ChatGPT search launches

The Social Juice • 29 implied HN points • 03 Nov 24
💼 Business Marketing Finance E-commerce Tech AI
  1. Reddit is now making money and is considered profitable. This is an important shift for the platform.
  2. Amazon is performing better than Google in some areas, showing a competitive edge in the market.
  3. ChatGPT has introduced a new search feature, which signifies the growing role of AI in online searches.

Enovix - You've Been Scammed? Maybe (part 2)

ESG Hound • 692 implied HN points • 13 Jul 23
💼 Business Finance Technology Stocks Corruption Investing
  1. The deal between Enovix and YBS seems questionable and based on a non-binding Letter of Intent.
  2. Enovix is a pre-revenue company trading at a high valuation, with plans for a new factory and potential Malaysian involvement.
  3. There are red flags surrounding YBS International, including resignations of corporate secretaries and changes in bank ownership.

RWA Deep Dive: Centrifuge

DeFi Education • 1079 implied HN points • 07 Apr 22
🔮 Crypto Blockchain Assets Lending DeFi Finance
  1. Centrifuge connects real-world assets to blockchains. It helps digital assets become loans using real things like invoices.
  2. The main product, Tinlake, helps create lending markets based on tokenized assets. This makes it easier for businesses to get financing.
  3. Centrifuge is part of a growing trend to bring traditional finance and blockchain together. This could change how we think about loans and investments.

Hidden Trap Of Convertible Note and Liquidation Preference Multiples | Marc Andreessen On Risk-Cash Relation | VC Remote Jobs & More

Venture Curator • 179 implied HN points • 13 Nov 23
💼 Business Venture Capital Startups Finance Investing Entrepreneurship
  1. One should be aware of the hidden traps of convertible notes and liquidation preference multiples, especially in funding rounds.
  2. Founder should keep the liquidation preference multiples in check to prevent undesired outcomes for themselves.
  3. To tackle the impact of multiple liquidation preferences, founders can consider issuing sub-series of preferred stock for protection.

Welcome to the BTB DeFi Substack

DeFi Education • 1798 implied HN points • 15 Jun 21
🔮 Crypto DeFi Investing Education Finance Technology
  1. A team is dedicated to DeFi because many people are interested in it. They are starting with a free Substack that will later become paid.
  2. Subscribers will get examples of paid posts first. This way, they can decide if they want to invest based on the information provided.
  3. The DeFi substack offers in-depth analysis of DeFi coins to help people make informed investment decisions, even if the team isn't investing in specific projects.

LSDs End Game

DeFi Education • 519 implied HN points • 01 Feb 23
🔮 Crypto Decentralization Tokenomics Trading Governance Finance
  1. LSDs can refer to different concepts, but this discussion seems to focus on a specific investment strategy. It's important to be clear about what LSDs mean in this context.
  2. The dYdX governance token has seen a significant price increase recently. Keep an eye on its performance if you're involved in trading on that platform.
  3. For those who have earned dYdX tokens, it might be wise to claim and sell them now, as they may not outperform other assets like ETH in the future.

Facebook (Meta) Lesson 2: Accounting Inconsistencies and Consequences

Musings on Markets • 619 implied HN points • 10 Nov 22
💼 Business Accounting Finance Investing Corporate Governance Valuation
  1. Accounting mistakes can misclassify expenses, affecting a company's reported profits and overall valuation. When money is wrongly categorized, it can look like a company is performing worse than it actually is.
  2. Correctly categorizing expenses like R&D can show a company’s true financial health. For example, treating R&D as a capital expense can increase reported profits and the value of the company.
  3. Understanding these accounting practices is important for investors. If investors misjudge a company due to these accounting errors, it may lead to undervaluation, making the company look cheaper than it really is.

Overview of Portfolio Construction & Risk Management - Owl and Iguana

DeFi Education • 1398 implied HN points • 12 Nov 21
🔮 Crypto Investing Finance Portfolio Management Risk management DeFi
  1. When building a crypto portfolio, it's important to balance between keeping your money safe, growing your investments, and managing your emotions. This helps ensure you're making smart decisions.
  2. It's smart to have a good chunk of your portfolio in Bitcoin and Ethereum before diving into other high-risk projects. This way, you can still benefit from their growth while taking some risks with other assets.
  3. Understanding the volatility of your investments can help you decide how much to invest in each asset. More volatile assets might require smaller investments to manage risk and avoid big losses.

crvUSD Deep Dive

DeFi Education • 279 implied HN points • 21 Jul 23
🔮 Crypto Blockchain DeFi Tokens Investing Finance
  1. crvUSD is a new stablecoin from Curve, and it might change the DeFi space. It could provide more options for users in decentralized finance.
  2. Borrowers need to consider if crvUSD is right for them. It's important to think about how borrowing this token can affect their financial situation.
  3. The post aims to dive deeper into the potential effects of crvUSD. It encourages readers to look at its impact on both the market and individual users.

Tencent CEO Pony Ma's speech at the firm's annual staff meeting

Ginger River Review • 98 implied HN points • 12 Feb 24
💼 Business Technology Finance Media Management AI
  1. Tencent CEO discussed the future of key business segments like WeChat, AI, Platform and Content Group, Cloud and Smart Industries Group, and games.
  2. Internal management and leadership were emphasized, advocating for a return to product experience and detailing strategic approaches for growth.
  3. Focus was placed on global expansion in the gaming industry, the importance of employee morale, signifying revolutionary changes in Tencent's business approach.

How Yasir Al-Rumayyan Became The Most Powerful Person In Sports

Huddle Up • 19 implied HN points • 20 Nov 24
🎾 Sports Management Finance Culture Politics Economics
  1. Yasir Al-Rumayyan has become a key figure in sports, connecting with major players like FIFA's president and Tiger Woods. His influence helps him shape decisions in various sports leagues.
  2. Saudi Arabia is using its wealth to expand into sports, with its state-controlled oil company making huge profits. This financial power supports the country's long-term growth strategy.
  3. Al-Rumayyan's rise shows how money and relationships can create significant influence in global sports, impacting leagues like UFC, Formula 1, and soccer.

Yield Farming Model v1.0

DeFi Education • 999 implied HN points • 21 Apr 22
🔮 Crypto DeFi Investing Finance Risk management Liquidity
  1. Providing liquidity is not just free money; it's an investment. You need to know the risks and possible rewards before jumping in.
  2. To really get into yield farming, it's helpful to understand liquidity providing first. It's good to have some hands-on experience with it.
  3. This discussion builds on previous knowledge, so it's a bit more advanced. Make sure you're comfortable with the basics before diving deeper.

How we built a business out of recession - chapter 24 - a series of unfortunate events

The ZIPster • 26 implied HN points • 08 Nov 24
💼 Business Entrepreneurship Startups Finance Management Challenges
  1. Starting a business can be tough, especially when facing constant challenges. It's important to stay focused and adapt to changing situations as they arise.
  2. Making mistakes is part of the learning process in business. Recognizing and addressing them helps avoid repeating the same errors.
  3. Building good relationships with banks and financial partners is crucial for success. Gaining their trust can help secure the necessary funding to grow the business.

What Google's Leaked Letter tells us about the AI Landscape [Finance Fridays]

Technology Made Simple • 199 implied HN points • 06 May 23
🕹 Technology AI Finance Big Tech Open Source Language Models
  1. Open source in AI is successful due to its free nature, promoting quick scaling and diverse contributions.
  2. The rigid hiring practices and systems in Big Tech can stifle innovation by filtering out non-conformists.
  3. The leaked letter questions the value of restrictive models in a landscape where free alternatives are comparable in quality.

How to Earn Extra $15000 from GenAI

Sector 6 | The Newsletter of AIM • 19 implied HN points • 03 Jul 24
💼 Business Entrepreneurship Marketing Finance AI Applications
  1. You can use tools like ChatGPT and Canva to potentially earn extra money each month. These tools help with tasks such as designing products and creating advertisements.
  2. Some people promote courses or guides that claim you can get rich quickly with AI. But many times, these are just advertisements and not very helpful.
  3. There are practical ways to use AI tools for small jobs, like making designs for social media or videos, which can lead to extra income.

Overview of AAVE (Part 1 of 2)

DeFi Education • 1598 implied HN points • 15 Jul 21
🔮 Crypto Blockchain Investing Finance Decentralized Education
  1. AAVE is a complex DeFi platform that requires careful analysis to understand its value. It's important to research to find the right information.
  2. The launch of AAVE pro caters to institutional investors and is attracting significant interest. This shows that AAVE is growing in the investment space.
  3. Understanding AAVE can be challenging, but it's essential for anyone interested in decentralized finance. Gaining knowledge on this platform can help in making informed investment decisions.