The hottest Finance Substack posts right now

And their main takeaways
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Top Business Topics

Resilience Series Part 4: Ems-Chemie

Business Breakdowns • 275 implied HN points • 03 Oct 23
💼 Business Finance
  1. EMS-Chemie maintains high and stable operating margins by embedding their products into the customer's processes.
  2. Investing in capital expenditures for long-term growth is crucial for resilience.
  3. Large insider ownership and intentional growth capex contribute to EMS-Chemie's success.

Bitcoin Tech Talk #379

jimmysong • 157 implied HN points • 15 Jan 24
🔮 Crypto Finance
  1. The story of Shinzo's assassin and the impact of cults and corrupt politics in Japan's stagnancy.
  2. The rise and fall of the Occupy Wall St movement, co-opted by political agendas.
  3. A shocking case involving eBay executives harassing a couple, showing extreme behaviors in the name of business.

Startups, This Is How You Update Investors

Points And Figures • 373 implied HN points • 14 Jan 25
💼 Business Finance
  1. Startups should keep their investors updated regularly, like every quarter. Simple updates help investors stay engaged and offer support.
  2. When updating, focus on key points like growth rates, income or losses, and any future capital raising. It's best to keep it clear and short.
  3. Investors can be valuable beyond just their money. They can help with introductions and potential partnerships, so it's crucial to communicate effectively with them.

DOGE due diligence at treasury

bad cattitude • 314 implied HN points • 12 Feb 25
🇺🇸 U.S. Politics Finance
  1. Since 1946, U.S. presidents and their advisors haven't had access to the government's payment system. This lack of transparency has been a long-standing issue.
  2. Many former treasury secretaries are upset about attempts to make the payment system more visible. They believe this openness threatens the way things have always been done.
  3. There's a push for greater auditing and transparency in government spending. People want to hold officials accountable and make sure tax dollars are spent properly.

DeFi Debt Crisis: The Great Curve Loan

DeFi Education • 419 implied HN points • 15 Jun 23
🔮 Crypto Finance
  1. Michael Egorov, the founder of Curve Finance, is facing potential liquidation due to $100 million in DeFi loans. This situation has raised concerns in the financial community.
  2. DeFi involves borrowing and lending through decentralized platforms, and understanding these mechanisms is key to navigating the market.
  3. The outcomes of this situation could significantly impact the overall DeFi ecosystem, especially regarding investor confidence and market stability.
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Crypto Cannot Avoid The Iron Laws of Economics

Points And Figures • 506 implied HN points • 22 Oct 24
🔮 Crypto Finance
  1. Cryptocurrency operates under economic principles just like any other market. If costs to create or maintain it exceed profits, it won't succeed.
  2. A recent study highlights that cryptocurrencies may struggle to scale due to high security costs, making them potentially less efficient than traditional financial systems.
  3. While cryptocurrencies aimed to remove the need for legal systems and intermediaries, they still require a level of trust that can be expensive and complex to maintain.

Weekly Dose of Optimism #150

Not Boring by Packy McCormick • 149 implied HN points • 27 Jun 25
🕹 Technology Finance
  1. AlphaGenome is a new AI tool that helps scientists understand how our genes work. It can analyze DNA to predict how changes in our genes affect health and diseases.
  2. New York is planning to build a major nuclear power plant, which would be the first in over 15 years. This new facility aims to provide clean energy and improve energy security.
  3. A study shows that a single dose of psilocybin, found in magic mushrooms, can help reduce depression for years. This opens up possibilities for new, effective treatments for mental health.

Brad DeLong's Grasping Reality—The SubStack

Brad DeLong's Grasping Reality • 461 implied HN points • 09 Nov 24
💼 Business Finance
  1. The newsletter aims to make readers smarter and more informed about economic topics. It's designed to keep readers engaged and entertained while learning.
  2. Readers can expect economic insights, historical context, and thoughtful recommendations in the newsletter. The goal is to offer clarity and understanding of complex issues.
  3. The newsletter also seeks to enhance public discourse by steering readers away from sensationalism and clickbait, promoting a more thoughtful examination of current events.

Generalist Capital: New Epics

The Generalist • 1040 implied HN points • 01 Feb 24
💼 Business Finance
  1. Generalist Capital focuses on backing startups at the frontier to deeply understand innovation.
  2. Investing in startups allows for a hands-on experience and understanding of market dynamics.
  3. Innovative startups like DolarApp, Foundry, and NG Cash are solving real-world problems with unique solutions.

The Bear Cave #243

The Bear Cave • 489 implied HN points • 13 Oct 24
💼 Business Finance
  1. Roblox has been accused of inflating its user numbers by including fake accounts and bots. This has raised safety concerns, especially regarding child safety on the platform.
  2. There have been multiple recent resignations of CFOs from various companies, often after short tenures. This may indicate instability or issues within those organizations.
  3. Some companies are being investigated for their marketing practices, including the use of questionable data sources for email campaigns. This raises questions about ethical business practices.

Charts & More Charts

Spilled Coffee • 36 implied HN points • 26 Nov 25
💼 Business Finance
  1. The article shares 15 important charts that provide valuable insights. These charts help to understand current trends and information.
  2. These visuals are meant to give context to data that can be relevant in the near future. Readers will benefit from seeing these key trends.
  3. This content is designed for paid subscribers, emphasizing its exclusive nature and added value for those who engage with it.

Consulting

Erdmann Housing Tracker • 147 implied HN points • 02 Jul 25
💼 Business Finance
  1. Residential real estate markets are driven by predictable factors that many people don't understand. This means there are unique opportunities for wise investors who know where to look.
  2. Valuations in housing markets can be off, leading to assets being mispriced. Identifying these misvaluations can help investors make profitable decisions.
  3. Different cities experience their own market trends and turning points. Being aware of these local shifts is important for understanding where real estate investments could be lucrative.

Intel 2024 Q4 Financials

More Than Moore • 326 implied HN points • 31 Jan 25
💼 Business Finance
  1. Intel had a rough 2024 but showed some improvement in Q4, with revenue slightly up from Q3.
  2. The company is focusing on its new 18A technology and is getting funding to support its manufacturing efforts.
  3. While Intel is still facing challenges, especially in the AI and GPU market, there's cautious optimism for future products like Panther Lake and Nova Lake.

This New Internet Thing, Chapter 25

Life Since the Baby Boom • 461 implied HN points • 31 Oct 24
🕹 Technology Finance
  1. Len is looking for ways to get hired in the tech world. He knows he has the skills, but he wonders how to get noticed by the big players in Silicon Valley.
  2. The team at Palm is excited about a new handheld product called Touchdown. They are focusing on what customers really need and ignoring unnecessary features to make it great.
  3. Len and Dan go on a TV show to talk about their work with the Internet and crime. They manage to discuss their mutual fund and share how technology helps with their investigations.

Yearn Finance (Part 1 of 2) - Yes There is That Much to Cover!

DeFi Education • 2098 implied HN points • 02 Jul 21
🔮 Crypto Finance
  1. Yearn Finance is a major project in the DeFi space that offers various opportunities for earning returns. It's essential to understand its features and risks before investing.
  2. The evaluation of Yearn Finance will help you make informed decisions about potential investments. You'll learn to weigh the risk versus reward for your own financial choices.
  3. This post focuses specifically on Yearn Finance, excluding discussions about other similar projects to keep the information organized and clear.

Consumption Pricing Models Are Here to Stay

Condensing the Cloud • 255 implied HN points • 16 Jun 23
💼 Business Finance
  1. Consumption pricing models are becoming more prevalent and are beneficial for software companies
  2. Consumption-based pricing aligns cost with value, promotes customer flexibility, and aids in quick scalability
  3. Monitoring key metrics like revenue, RPO, and gross margin is crucial for companies implementing consumption-based pricing models

Zhang Lei - Lessons from a Legend

kalanis • 255 implied HN points • 09 Mar 23
💼 Business Finance
  1. Zhang Lei's incredible success came from boldness, self-study, and willingness to exit comfort zones.
  2. Empathy and collaboration can help grow markets, showing value in delayed gratification over instant results.
  3. Investing in education and oneself produces the best compounding results, while tech changes need to narrow the knowledge gap and be an equalizer.

REN Overview - Moving Crypto Between Blockchains

DeFi Education • 2098 implied HN points • 29 Jun 21
🔮 Crypto Finance
  1. REN helps you move cryptocurrency between different blockchains easily.
  2. The project is designed to be simple, making it a good starting point for beginners in crypto.
  3. Learning about well-known projects like REN can give you a better understanding of how crypto works overall.

Daily Chartbook #266

Daily Chartbook • 1388 implied HN points • 25 Aug 23
💼 Business Finance
  1. Affordability for homebuyers has decreased significantly since August 2022.
  2. Homebuilder backlogs have decreased from 10.7k homes to 7.3k homes from Q2 2022 to Q2 2023.
  3. Household deposit balances are at least 30% higher in July 2023 compared to 2019.

GENIUS Passed Into Law. Now What?

Fintech Business Weekly • 118 implied HN points • 20 Jul 25
💼 Business Finance
  1. The GENIUS Act is now law, creating specific rules for payment stablecoins and their issuers, which aren't considered traditional currency or bank deposits.
  2. There will be a three-year grace period for existing stablecoin issuers to comply with new licensing requirements, effects on consumers and the banking system could take time to show.
  3. The new regulations may help stabilize the use of stablecoins, but could also create confusion with many types available, especially for users outside the US.

TBM 340: Path to $

The Beautiful Mess • 304 implied HN points • 13 Feb 25
💼 Business Finance
  1. Different teams have varying impacts on business outcomes, making it easier for some to show their value than others. For instance, a team focused on improving sales can clearly demonstrate their contribution, unlike teams juggling multiple tasks.
  2. Startups often change their team structure frequently to tackle immediate challenges, which can lead to chaos, but also strong focus when everyone rallies around a project. This flexible approach can help in growth and development.
  3. It’s important for organizations to recognize how their teams collaborate and support each other. Finding ways to help less effective teams focus or connect with important goals can boost overall performance and success.

Trading places

benn.substack • 997 implied HN points • 12 Jan 24
💼 Business Finance
  1. Be cautious with how you handle customers' sensitive data to avoid breaking trust.
  2. Consider the optics of your business operations as much as the functionality to maintain trust.
  3. Don't plan on building one service as a stepping stone to another; focus on what you want to create in the long run.

Top Links 607 Uncertainty in energy markets. Nike dashing for cash & the strange absence of the state.

Chartbook • 343 implied HN points • 03 Jan 25
💼 Business Finance
  1. Energy markets are facing a lot of uncertainty right now, making it hard to predict what will happen next. This can affect prices and availability for consumers.
  2. Nike is trying to gather cash quickly, signaling possible financial issues or a need for investment. This could impact their future decisions and strategies.
  3. The government seems to be less involved in addressing current economic challenges, leaving some questions about their role and support during these times.

Goldratt's "The Goal" Also Nails the Small Details

Mike Talks AI • 176 implied HN points • 12 Dec 23
💼 Business Finance
  1. Eli Goldratt's 'The Goal' covers big themes like bottlenecks and making money.
  2. The book excels in discussing important small details like cash flow and revenue management.
  3. Important lessons in the book include valuing employees and not underestimating the impact of hiccups on sales momentum.

Gresham’s Law: Bad Money Drives Out Good

DeFi Education • 1159 implied HN points • 15 May 22
🔮 Crypto Finance
  1. Gresham's Law shows that bad money tends to push out good money from the market. When people have a choice, they'll use the less valuable currency to keep the better one for themselves.
  2. In the context of decentralized finance (DeFi), imbalances in pools can affect liquidity and price stability. For instance, if one stablecoin in a pool loses its value, it can lead to issues for the whole pool.
  3. Using AMMs (Automated Market Makers) like Curve for swapping stablecoins is crucial for providing on-chain liquidity. Efficient liquidity helps maintain fair prices and trading in the crypto market.

Wealth Always Hits a Limit

European Straits • 10 implied HN points • 12 Jan 26
💼 Business Finance
  1. Businesses based on software, finance, and intellectual property enjoy increasing returns and can escape price competition, letting a small owner class concentrate large amounts of wealth.
  2. Global reserve-currency dynamics (especially the dollar’s dominant role) break normal exchange-rate rebalancing, locking in advantages for southern-side digital and financial firms while hollowing out domestic manufacturing.
  3. Physical manufacturing remains constrained by currency and price competition, so overall wealth concentration will eventually hit limits via currency shifts, falling consumption, and political backlash.

DeFi Education Q&A (April 2023)

DeFi Education • 479 implied HN points • 08 Apr 23
🔮 Crypto Finance
  1. The Q&A sessions feature experts in finance and software, sharing their knowledge. It's a great chance to learn from experienced professionals.
  2. New subscribers get a quick overview of what to expect during these Q&A sessions. They can understand the format and benefits right away.
  3. These sessions are aimed at engaging the community and answering questions, making them interactive and informative for everyone involved.

Letter #153: Susan Li (2023)

A Letter a Day • 117 implied HN points • 06 Feb 24
💼 Business Finance
  1. Meta CFO Susan Li discussed the strong Q2 results, digital ad spending, AI investments, and future ambitions during an interview.
  2. AI investments have positively impacted engagement and revenue growth on Meta's platforms.
  3. Meta's new app 'Threads' is focused on user experience first before considering monetization.

Mercury's High Risk, High Rewards Strategy Runs Into Regulatory Reality

Fintech Business Weekly • 163 implied HN points • 25 May 25
💼 Business Finance
  1. Mercury is trying a bold strategy by taking on risky clients, which can bring high rewards but also big challenges. They might face pushback from regulators because of this approach.
  2. The CEO of Mercury has personally asked for special permission to work with OnlyFans, showing their commitment to controversial business opportunities.
  3. Evolve's bank holding company seems to be in financial trouble, indicating that not all fintech companies are succeeding in this high-risk environment.

DeFi Education Q&A (June 2023)

DeFi Education • 359 implied HN points • 20 Jun 23
🔮 Crypto Finance
  1. The Q&A sessions offer expert insights from professionals in finance and software.
  2. These sessions are a great opportunity for members to ask questions and get detailed answers.
  3. They help both new and experienced subscribers understand DeFi better.