The hottest Investing Substack posts right now

And their main takeaways
Category
Top Finance Topics

Who wants to make a killing together?

Innovation Nation • 78 implied HN points • 09 Aug 23
💰 Finance Investing
  1. Identifying buildings likely to default can be done using AI and various data sources.
  2. Banks could be potential counter-parties for this investment strategy.
  3. There is potential for huge profits by betting against commercial real estate using a well-informed strategy.

☁ Benchmarking 101

Hard Mode by Breaking SaaS • 78 implied HN points • 11 Sep 23
💼 Business Investing
  1. Benchmarking helps you compare your company's performance with your industry peers and make strategic decisions.
  2. Choose the right benchmarks based on factors like size, growth, and time to ensure accurate comparisons.
  3. Find benchmarking data from public company SEC filings and aggregated private company reports.
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Designed to adapt

The CTRL + Z Press • 78 implied HN points • 16 Apr 23
🌞 Climate & Environment Investing
  1. Venice's infrastructure has adapted to frequent flooding by leveraging engineering expertise.
  2. Climate change intensifies weather events, highlighting the need for climate-resilient infrastructure.
  3. Investing in infrastructure for climate adaptation is crucial for mitigating risks and ensuring long-term sustainability.

"AI For PE" Startups Are Missing the Point

Fully Distributed by Ori Eldarov • 78 implied HN points • 04 Aug 23
💼 Business Investing
  1. The real value in AI for Private Equity is in enhancing portfolio companies, not just investors.
  2. Most AI solutions for Private Equity focusing on automating low-impact tasks may not significantly boost revenues for funds.
  3. The opportunity in AI for Private Equity lies in driving operational efficiencies at the portfolio company level through workflow automation and improved analytics.

Walk in the Pines #130

Pinecone Weekly Brief • 78 implied HN points • 03 Sep 23
💰 Finance Investing
  1. The post is a summary of interesting reads, listens, and watches of the week.
  2. The post includes links to articles, podcasts, and videos on various financial topics.
  3. The content is meant for informational and educational purposes, not as direct investment advice.

Downside at Moderna.

Philoinvestor • 78 implied HN points • 04 Apr 23
💰 Finance Investing
  1. Moderna has faced significant insider selling of stock by top executives, leading to questions about their management and future prospects.
  2. Despite recent success with COVID vaccine sales, Moderna is now facing a period of cash burn and uncertainty as they seek to pivot post-pandemic.
  3. Investors in Moderna are banking on the company's RNA-technology pipeline to potentially deliver groundbreaking solutions, but there is high risk involved.

Investing Update: 2024 Recap & 2025 Outlook

Spilled Coffee • 112 implied HN points • 04 Jan 25
💰 Finance Investing
  1. The S&P 500 had a strong year in 2024, finishing with a gain of 23.3%. It was one of the best years for the stock market since the late 90s.
  2. Many stocks performed well, like Nvidia and Palantir, while others like Boeing and Nike struggled significantly. Investors are keeping a close eye on these ups and downs.
  3. Although not as high as 2023, the actively managed portfolio outperformed the S&P 500 with a return of 49.5%. This shows a consistent trend of good investment decisions.

How to calculate P/E ratio

Shivansh • 19 implied HN points • 26 Apr 24
💰 Finance Investing
  1. P/E ratio compares a company's stock price with its earnings per share, providing insight into investor perception and market sentiment.
  2. Calculating P/E ratio involves dividing the current stock price by the company's earnings per share (EPS).
  3. Different types of P/E ratios like trailing and forward help in assessing past performance and future earnings, aiding investors in comparing valuations and identifying trends across industries.

The Burden of Proof

Investing 101 • 46 implied HN points • 14 Jun 25
💼 Business Investing
  1. People often believe in ideas that match their group or social circle instead of thinking for themselves. This can lead to poor judgment and decision-making.
  2. Critical thinking is really important when evaluating claims, especially unusual ones like telepathy. It's essential to look for evidence and consider other viewpoints.
  3. Trust in sources of information is crucial. If a source is biased or lacks credibility, it can lead to believing things that aren't true, impacting investments and personal beliefs.

Alternative Investments #4 - Farmland

Concepts of Finance 🧠 • 99 implied HN points • 09 Aug 23
💰 Finance Investing
  1. Investing in farmland can be done in many ways, not just by owning a farm. There are various options available for those who want to invest in this stable asset.
  2. Farmland offers a unique opportunity because it has the potential for solid returns and can be less volatile compared to other investments.
  3. While investing in farmland has its benefits, there are also risks involved that investors should be aware of before getting started.

Weekly Summary

Value Investing World • 39 implied HN points • 02 Feb 24
💰 Finance Investing
  1. The post provides a weekly summary of links for busy subscribers.
  2. It offers a 7-day free trial to access the full post archives.
  3. Paid subscribers can sign in to read the full summary.

Investing Like A Psychopath: A Fond Reflection

QTR’s Fringe Finance • 36 implied HN points • 27 Jul 25
💰 Finance Investing
  1. Many new investors are entering the market without a solid understanding, treating investing more like gambling. This can lead to risky behaviors and poor decision-making in challenging market situations.
  2. The current market dynamics, including leverage and speculative investing, may cause rapid and intense sell-offs. When these investors panic, it could lead to larger market declines than we've seen in the past.
  3. Investing today is very different from before, as many people use apps that make trading easier but also encourage risky behavior. This shift means that past lessons on market crashes might not apply today.

Daily Chartbook #384

Daily Chartbook • 288 implied HN points • 17 Feb 24
💰 Finance Investing
  1. The Daily Chartbook #384 is available for paid subscribers only.
  2. The chartbook covers the day using 30 charts for analysis.
  3. Readers can subscribe to access the content at dailychartbook.com.

Links - 01/31/2024

Value Investing World • 39 implied HN points • 31 Jan 24
💰 Finance Investing
  1. Investment strategy can be risky, leading to both profits and losses.
  2. Identifying and understanding forms of increasing returns is crucial.
  3. Stay informed about market trends and developments to make informed decisions.

All Things FAANG RSU Vesting

FAANG FIRE • 39 implied HN points • 31 Jan 24
💰 Finance Investing
  1. Have a plan for your RSUs before they vest and stick to it.
  2. Consider selling your RSUs shortly after vesting and investing in low-cost mutual funds.
  3. Create an overall financial plan that includes managing all sources of income, not just RSUs.

Can tech stocks keep climbing?

Jon’s Newsletter • 59 implied HN points • 26 Nov 23
💰 Finance Investing
  1. Tech stocks have seen impressive growth this year, with companies like Nvidia and Meta seeing gains over 180%. Many believe this trend could continue if interest rates stabilize.
  2. While some analysts believe tech stocks might keep rising, they also warn about high valuations, making them potentially risky investments.
  3. Analyst forecasts suggest varied potential for growth among tech stocks, with many still seeing positive gains ahead, despite concerns about valuation.

Daily Chartbook #380

Daily Chartbook • 288 implied HN points • 13 Feb 24
💰 Finance Investing
  1. The Daily Chartbook shares a summary of the day through 30 charts.
  2. Access to the content may be paid for by subscribing to the Daily Chartbook.
  3. To view the post, a subscription or sign-in as a paid subscriber is required.

The Equal Ventures Insurance Index - Q4 2023

Equal Ventures • 39 implied HN points • 30 Jan 24
💰 Finance Investing
  1. Insurtech indices outperformed legacy peers in Q4 2023, showing strong recovery throughout 2023 but still below 2021 highs.
  2. Legacy brokers faced challenges in Q4 with tougher revenue growth comps, while insurtech companies in distribution & marketing excelled.
  3. P&C carriers had a positive Q4, demonstrating improved profitability expectations with lower combined ratios, notable improvements in personal lines carriers.

The Fed's Plumbing Dilemma

Concoda • 443 implied HN points • 05 Jul 23
💰 Finance Investing
  1. The Federal Reserve faces challenges as excess liquidity re-enters the banking system.
  2. Investors are pulling money from money market funds to seek higher yields, potentially leading to a speculative spree.
  3. Money market funds are moving liquidity from the Fed's RRP facility to the U.S. government's bank account, impacting the monetary system.

How Apple became Warren Buffett's best investment.

Jon’s Newsletter • 119 implied HN points • 06 May 23
💼 Business Investing
  1. Warren Buffett sees Apple as the best business in his investment portfolio, worth over $150 billion. His comfort with Apple represents a big change since he used to avoid tech stocks.
  2. Buffett understands consumer loyalty to Apple products, emphasizing how people might give up a car before their iPhone. This strong demand creates a protective advantage for Apple.
  3. Tim Cook, Apple's CEO, is praised by Buffett for his leadership and shareholder respect. Apple's strong financials, like stock buybacks and dividends, benefit Buffett's company, Berkshire Hathaway.

Links - 01/24/2024

Value Investing World • 39 implied HN points • 25 Jan 24
💰 Finance Investing
  1. Perseverance in even small returns is crucial for growing wealth.
  2. It's hard to recover from a big loss that can undo years of success.
  3. Compounding effects over time are powerful for investment success.

The Bear Arrives

Diane Francis • 319 implied HN points • 12 May 22
💰 Finance Investing
  1. A bear market happens when stock prices drop by at least 20% over a year. This can make investing riskier during that time.
  2. Current global issues, like Russia's invasion of Ukraine, have disrupted markets and increased prices for essentials.
  3. China's strict COVID-19 lockdowns have hurt its economy, impacting supply chains and global trade.

Less is More: 2023 Annual Letter

Interconnected • 293 implied HN points • 12 Jan 24
💰 Finance Investing
  1. The author runs a long/short equity portfolio focused on investing in technology companies.
  2. The author has experience in leadership positions at GitHub, a unicorn database startup, and the White House.
  3. The annual letter provides performance updates and comparisons with relevant benchmarks.

Investing Update: A Look At My Portfolio

Spilled Coffee • 84 implied HN points • 22 Feb 25
💰 Finance Investing
  1. The stock market has been having a tough time lately, especially on Fridays, which have seen significant drops. It's important to pay attention to these patterns when investing.
  2. The Magnificent 7 stocks aren’t performing as well this year compared to last year, suggesting a shift in market dynamics. Other sectors might be starting to pick up the pace instead.
  3. The current bull market is still young, but it's showing strong returns. Statistically, bull markets that reach their third year tend to continue for quite a while, which could mean more growth ahead.

Value Plays or Value Traps?

Spilled Coffee • 12 implied HN points • 12 Nov 25
💰 Finance Investing
  1. Some popular stocks have dropped a lot in value this year, raising questions about whether they are good buys now or just bad investments.
  2. Many companies that everyone loved before are struggling, and investors are not rushing to buy them like they used to.
  3. Deciding if these stocks are a smart buy or a risky trap is tough, as some may recover while others might keep disappointing.

Doubling down on full-stack AI: Our (Second) Investment in OffDeal

Entry Level Investing • 33 implied HN points • 29 Jul 25
💼 Business Investing
  1. AI is changing the financial services industry by making it more efficient and reducing waste. Companies like OffDeal are using AI to streamline investment banking for small businesses.
  2. OffDeal focuses on three main areas: getting data on small businesses, creating quick financial reports, and optimizing the deal process. This helps them serve their clients better and faster.
  3. Full-stack AI companies, like OffDeal, are taking control of more parts of their services to keep more value. This model is expected to grow in other areas like law, accounting, and consulting.

OSD 338: Going public as a gun company

Open Source Defense • 28 implied HN points • 13 Aug 25
💼 Business Investing
  1. GrabAGun recently went public, which is important because there aren't many gun companies on the stock market. This could lead to more investment and new startups in the gun industry.
  2. Even though going public means more scrutiny and regulation, it also helps normalize the gun industry. This could be good for gun rights in the long run.
  3. The trend of decentralization is really helping gun rights. More companies can now access funding and it allows people to learn about guns more freely.

Daily Chartbook #389

Daily Chartbook • 262 implied HN points • 27 Feb 24
💰 Finance Investing
  1. Daily Chartbook #389 is a paid post on substack with 30 charts to catch up on the day.
  2. The content is exclusive to paid subscribers, offering in-depth insights for those interested.
  3. Readers can sign in if they are already paid subscribers or choose to subscribe to access the content.

Safe round or priced round? That is the question.

The Founder Memo • 19 implied HN points • 10 May 24
💼 Business Investing
  1. If you're raising less than $1 million and need money quickly, a Safe round is usually the best choice because it’s simple and fast.
  2. For larger amounts, like $1 million or more, especially with a lead investor, a priced round makes more sense despite taking longer and being more complicated.
  3. In the end, think carefully about which option works best for your situation instead of just going with the common choice of Safes.

It's 2026 and life is still messy

Klement on Investing • 4 implied HN points • 02 Jan 26
💰 Finance Investing
  1. Prefer experimental and empirical evidence over abstract economic theory, because investing should be based on how the world actually behaves.
  2. Markets and economies are messy, complex social systems with many second‑ and third‑round effects, so simple “ceteris paribus” models and daily market noise often mislead.
  3. Use a clear rhythm for thinking: focus on ESG, deep economic and finance topics midweek, and lighter, quirky economic takes on Fridays, while staying curious and ready to challenge assumptions.

📣Announcing Interconnected 2.0

Interconnected • 323 implied HN points • 22 Oct 23
💼 Business Investing
  1. Kevin Xu announced Interconnected 2.0 as his new venture.
  2. Interconnected 2.0 will include an investment partnership and a premium paid newsletter.
  3. The premium newsletter offers deep insights, 1-on-1 discussions, and early access to future projects.