The hottest Investing Substack posts right now

And their main takeaways
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Top Finance Topics

The Bear Cave #261

The Bear Cave • 396 implied HN points • 16 Feb 25
💼 Business Finance Investing Corporate Governance Market Analysis Risk management
  1. There's been some concern about AppLovin, a mobile app company. A researcher claims they are using a scheme that makes it look like users are rewarded for in-app purchases, which might not be genuine.
  2. Multiple company executives have recently resigned, including CEOs and CFOs from several firms. This shows instability in some companies and could affect their future performance.
  3. Some activists are raising issues about well-known companies, like Coca-Cola, and their social policies. This highlights ongoing debates around corporate responsibility and public perception.

The Three Types of Money Behind Silicon Valley's Rise to Dominance

The Future, Now and Then • 110 implied HN points • 25 Feb 25
💰 Finance Investing Stock Market Speculation Economic Theory Venture Capital
  1. Silicon Valley's success relies on three types of money: government contracts, product revenues, and speculative investments. Each plays a different role in funding and shaping tech companies.
  2. Many tech stocks are driven by 'vibes' rather than actual profits. This means their value can fluctuate wildly based on investor sentiment instead of real financial performance.
  3. When speculative finance overshadows the real production of goods and services, it can lead to an unstable economy. Companies need a balance of funding sources to grow healthily and sustainably.

Portfolio Review - October 2024

The Wolf of Harcourt Street • 339 implied HN points • 01 Nov 24
💰 Finance Investing Stock Market Financial Analysis Market Trends Portfolio Management
  1. The portfolio reached a new all-time high in value, showing strong overall performance this month. This indicates good investment decisions in the recent past.
  2. Several key companies, like Visa and Meta, reported better-than-expected earnings, reinforcing their growth potential. These results contributed positively to the portfolio's success.
  3. InPost and Nubank remain as targets for investment, reflecting strategies to capitalize on their future performance. Keeping an eye on their stock movements can lead to profitable opportunities.

How You Would Prepare for a Financial Collapse in The Near Term

OK Doomer • 176 implied HN points • 02 Mar 25
💰 Finance Investing Economic Policy Personal Finance Market Trends Crisis Management
  1. It's important to prepare for financial uncertainties because the economy can change quickly. Think about what you would need if you suddenly couldn't access your money.
  2. Many people can't just drop everything and move to the woods to escape problems. Most of us have jobs and families, so we need practical solutions for city life.
  3. Consider stocking up on essentials like food and water. Being ready for the unexpected can give you peace of mind in uncertain times.

Why I Am A No On A Strategic CryptoCurrency Reserve And You Should Be Too

Points And Figures • 426 implied HN points • 03 Mar 25
🔮 Crypto Investing Regulation Market Trends Blockchain Financial Policy
  1. Not all ideas are worthwhile, especially when it comes to the government getting involved in cryptocurrencies. This idea might just be popular with some groups, but it ignores the complexities of the crypto world.
  2. Cryptocurrencies are very volatile and their value can change quickly. Relying on them can be risky, as they might not be a stable store of value.
  3. The government shouldn't hold cryptocurrency because it could interfere with market competition. Instead of helping, it might end up benefiting certain established cryptocurrencies and stifling innovation.
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Founders over fifty.

The Common Reader • 1842 implied HN points • 08 Feb 25
💼 Business Entrepreneurship Investing Venture Capital Startups Innovation
  1. Older founders often have more experience and valuable connections than younger ones. This helps them spot opportunities that others might miss.
  2. Studies show the average age of successful entrepreneurs is around 45. Older founders are more likely to make successful sales than younger founders.
  3. Experience from past failures can improve the chances of success in new ventures. Many middle-aged entrepreneurs have the financial stability to start their own businesses.

Coreweave is going public!

Alex's Personal Blog • 65 implied HN points • 04 Mar 25
💼 Business Economics Startups Investing Tech industry Market Trends
  1. Coreweave is going public and has seen impressive revenue growth, largely due to a specific focus on AI workloads. They claim that their services are specially built to handle the demands of AI, allowing for high efficiency.
  2. The company is heavily reliant on just a few big customers, with Microsoft providing a significant portion of its revenue. This raises concerns about sustainability if Microsoft decides to cut back on their services.
  3. While Coreweave's expenses are high from investing in infrastructure, they expect to break even on these investments fairly quickly. However, future demand for their services is crucial for their ongoing success.

What would you do if you had pizza money?

Tech and Tea • 263 implied HN points • 20 Feb 25
💰 Finance Personal Finance Financial Independence Investing Wealth Management
  1. The pizza money scenario encourages people to think about their relationship with money and what they're willing to sacrifice for financial independence. It reveals whether people prioritize financial gain or their daily comfort.
  2. Responses to the pizza question vary widely, showing that some people are focused on maximizing wealth while others prefer to maintain their lifestyle. This highlights how different priorities shape our choices.
  3. The absurdity of the situation helps clarify what truly matters in life. It encourages introspection and helps people identify their values, leading to better alignment between life choices and personal goals.

The Bear Cave #260

The Bear Cave • 489 implied HN points • 09 Feb 25
💼 Business Finance Investing Corporate Governance Market Analysis Executive Changes
  1. New activist reports have revealed serious allegations against several companies, including Applied Optoelectronics and GeneDx Holdings, suggesting they may be involved in fraud and misleading practices.
  2. There were significant executive resignations this week from companies like Match Group and Digital Turbine, indicating possible instability within these businesses.
  3. The SEC is changing how it conducts investigations, which may slow down enforcement actions, showing a shift in regulatory approach.

Are Economic Worries Overblown?

Spilled Coffee • 36 implied HN points • 05 Mar 25
💰 Finance Economics Investing Market Trends Home Sales Policy Impact
  1. The U.S. stock market is down, with the S&P 500 dropping 6% this year due to economic worries. Many people are feeling uncertain about the economy right now.
  2. Pending home sales in the U.S. have hit an all-time low, even worse than during the 2008 financial crisis and COVID-19. This is a significant sign of trouble in the housing market.
  3. There is a lot of volatility in the financial markets due to government changes and spending cuts, creating questions about whether current market conditions are a good buying opportunity.

Trading Catastrophe

Net Interest • 5 implied HN points • 21 Feb 25
💰 Finance Investing Insurance Risk management Capital Markets Asset Classes
  1. Hurricane Andrew changed how insurers think about risks. They realized they needed better coverage and to assess risk differently.
  2. Catastrophe bonds, or cat bonds, became popular after Hurricane Andrew. They allow investors to earn interest while helping insurers cover major losses.
  3. Today, cat bonds are expanding into retail markets, making them accessible to everyday investors. They have shown good returns, even as disasters become more frequent.

Persistent Weak Layer

Crypto Trader Digest • 2023 implied HN points • 15 Oct 24
🔮 Crypto Bitcoin Investing Global Markets Geopolitics
  1. A Persistent Weak Layer (PWL) in avalanche science is a weak layer of snow that can lead to dangerous avalanches. Understanding these layers is important for safety in avalanche-prone areas.
  2. Geopolitical conflicts, especially in the Middle East, can create financial market risks. Issues like energy price spikes and military actions can substantially impact investments, particularly in crypto markets.
  3. Bitcoin could potentially rise in value if energy prices go up due to geopolitical conflicts. It is seen as a store of value, especially during times of inflation or war, making careful management of investment positions crucial.

Stocks I'm Watching As The Market Sells Off

QTR’s Fringe Finance • 18 implied HN points • 28 Feb 25
💰 Finance Investing Market Trends Risk management Economic Analysis
  1. The stock market has recently seen a drop, and many analysts still insist it's always a good time to buy, regardless of prices. This seems unrealistic, especially when many factors suggest selling might be a better option.
  2. Big companies like Apple and Amazon significantly influence the stock market, while retail investors are often trading options instead of actual stocks. This creates a speculative environment where many aren't looking for real value.
  3. Despite market challenges, there are still opportunities to find valuable investments that aren't being highlighted in mainstream financial media. It's important to look for these hidden gems amid all the noise.

Earnings: Optics(COHR, FN, LITE), Soitec, IFX, SWKS, ONTO, ENTG

Mule’s Musings • 173 implied HN points • 12 Feb 25
💰 Finance Investing Earnings Markets Analysis Reports
  1. The earnings reports for companies in the optics sector, such as COHR and FN, are being discussed. This means their financial performance is being analyzed.
  2. Soitec, IFX, SWKS, ONTO, and ENTG are also mentioned, indicating they are part of the earnings updates. These companies are likely in the tech or semiconductor industry.
  3. This information is geared towards paid subscribers, suggesting a focus on a niche audience interested in detailed financial insights.

The Bear Cave #259

The Bear Cave • 513 implied HN points • 02 Feb 25
💰 Finance Investing Market Analysis Corporate Governance Financial regulation
  1. New reports from activist investors reveal concerns about companies like Mercury General and FTAI Aviation. These reports suggest significant financial issues and mismanagement that could affect stock prices.
  2. There's a new tool called FOIAsearch.com that makes it easier to find information about SEC investigations and FOIA requests. This can help investors spot potential problems in companies earlier.
  3. Recent executive resignations in companies like Compass Minerals and NextEra Energy indicate instability. Frequent leadership changes can create uncertainty about the company's future.

Shocking Stats About Your Purchasing Power And The US Dollar

The Pomp Letter • 559 implied HN points • 17 Oct 24
💰 Finance Inflation Investing Cryptocurrency Market Trends
  1. The US dollar's purchasing power has decreased by 50% over the last 30 years due to inflation. This means you can buy much less with a dollar today compared to what you could in the past.
  2. Despite wage increases, the average worker is effectively earning less after adjusting for inflation. This creates a situation where even though you might see more money in your paycheck, it doesn't go as far as it used to.
  3. Many people are looking for alternative ways to store value, like Bitcoin, as traditional currencies lose purchasing power and some goods continue to rise in price.

Your Invited To Our Crypto Event This Week

The Pomp Letter • 339 implied HN points • 20 Oct 24
🔮 Crypto Investing Technology Regulations Market Trends Finance
  1. There's a big crypto event happening called Crypto Investor Day 2024. It will have many important people in the crypto space sharing their insights.
  2. You can expect discussions on cool topics like the future of bitcoin, stablecoins, and crypto regulations. It’s all about getting valuable information without any fluff.
  3. If you want to attend, make sure to sign up soon because spots are limited. It's a great chance to learn from top leaders in the industry.

Stablecoins Are Eating The World

The Pomp Letter • 539 implied HN points • 16 Oct 24
🔮 Crypto Digital Currency Blockchain Investing Market Trends Financial Technology
  1. Stablecoins are becoming popular worldwide, in both rich and poor countries. They're helping a lot of people with their money transactions.
  2. Many users want to hold stablecoins and use them for payments. This shows there's a real need for these types of digital currencies.
  3. The growth of stablecoins is happening quickly, especially on faster blockchain platforms. This trend suggests that stablecoins could take a big share of how we use dollars in the future.

[P] SPHR: Sphere-Priced Incentives

Nongaap Investing • 2 implied HN points • 23 Feb 25
💰 Finance Investing Markets Stocks Economics Analysis
  1. Sphere-Priced Incentives are a new way to evaluate investments. They help in making decisions based on a specific pricing strategy.
  2. Understanding the risks can help in deciding whether to invest or not. We often find ourselves in tough situations when choosing these options.
  3. Paid subscriptions provide deeper insights into investing strategies. It's a good idea for those serious about improving their investment knowledge.

How Silicon Valley got rich

The Novelleist • 521 implied HN points • 28 May 25
💼 Business Economics Entrepreneurship Investing Corporate Governance Wealth Inequality
  1. The rise of Silicon Valley demonstrated how entrepreneurship and venture capital can change the economy. A group of engineers creating a new tech company set the stage for tech innovation and entrepreneurship in the region.
  2. Employee equity programs allowed many workers to gain a stake in the companies they helped build, leading to wealth creation among employees. However, there is a growing inequality, where top executives earn much more than regular workers.
  3. For a fairer economy, we need to increase employee ownership in companies. This could help reduce wealth inequality and provide more opportunities for workers to benefit from their contributions.

Stocks Have Done Something Crazy Every 20 Year Period...

The Pomp Letter • 439 implied HN points • 14 Oct 24
💰 Finance Investing Stock Market Market Strategy
  1. Investing in stocks is usually better over the long term. If you hold onto your stocks for 20 years, you have never lost money.
  2. While some people trade stocks for quick gains, sticking to long-term strategies is often smarter and more rewarding.
  3. Global trends like rising liquidity might help both stocks and assets like bitcoin succeed in the future.

Is focus a luxury African startups can't afford?

Afridigest • 23 implied HN points • 22 Feb 25
💼 Business Startups Finance Investing Entrepreneurship Technology
  1. African startups often diversify their services early, which may be driven by limited market options or investor demands. This means they can't always concentrate on one area.
  2. The reasons for expanding services can be both opportunity-based and necessity-based. Sometimes, businesses need to adapt due to market constraints rather than just chasing new opportunities.
  3. Determining how closely related new services are to existing ones can be tricky. The distance from a startup's core business affects its growth strategy.

Letters to a Young Investor: Kirsten Green

The Generalist • 820 implied HN points • 06 Feb 25
💼 Business Venture Capital Investing Entrepreneurship Startups Finance
  1. Kirsten Green's journey to becoming a successful investor wasn't straightforward. It took her ten years of learning and failing before founding her own firm.
  2. She developed a unique way of looking at business opportunities by focusing on how a business model can enhance the customer's experience.
  3. Failures in her early investments taught Kirsten valuable lessons and shaped her approach to investing, helping her identify when to trust her instincts.

Our 2024 Hedge Fund Analyst Christmas List

The Bear Cave • 2799 implied HN points • 19 Dec 24
💰 Finance Investing Market Analysis Financial tools Research
  1. There are many great free tools available for investors to research companies, such as the SEC Full-Text Search and Google Advanced Search.
  2. Paid resources like EdmundSEC and TIKR can provide deep insights and data for serious investors to enhance their research.
  3. Following insightful social media accounts and newsletters can be a valuable way to generate investment ideas and stay updated on market trends.

How to buy a duplex (or triplex)

Supernuclear • 579 implied HN points • 07 Oct 24
💼 Business Real Estate Finance Investing Housing Law
  1. Buying a duplex or triplex can save you money compared to single-family homes. They are typically about 30% cheaper per square foot, making them an affordable option for many.
  2. Duplexes offer a blend of private space and the ability to live close to friends. You can enjoy your own area while still maintaining close connections with others.
  3. There are different ways to buy a duplex, each with its own financial and legal considerations. It's important to explore these options to find what works best for your situation.

Investing Update: Hedge Fund Buys & Holdings

Spilled Coffee • 36 implied HN points • 01 Mar 25
💰 Finance Investing Market Trends Stock Analysis Economic Policy Hedge Funds
  1. The stock market has seen a decline, with major indices like the S&P 500 and Nasdaq dropping significantly this week. This means investors have lost some of their gains for the year.
  2. Many big-name stocks have dropped more than 20% from their highs, indicating a possible bear market. This trend affects nearly a third of S&P 500 stocks.
  3. Despite recent volatility, it's common after elections, and the overall bull market isn't in danger. Companies are still reporting strong earnings, suggesting a slight pullback is normal.

The Next Phase of Crypto

DeFi Education • 1338 implied HN points • 27 Aug 24
🔮 Crypto Blockchain DeFi Investing Market Trends
  1. The value in the crypto world is moving from blockchains to applications. People are more likely to use services that are user-friendly and cost-effective, instead of focusing on how the technology behind them works.
  2. As blockspace becomes more available and costs decrease, successful crypto projects will likely be the ones that offer the best applications and services. It's important to focus on investing in these applications rather than just the big blockchains like Bitcoin or Ethereum.
  3. Decentralization is important in crypto, but it's also okay for corporations to build applications as long as they respect the principles of openness and equality. Anyone can learn to create something valuable in crypto, which makes it accessible for everyone.

Market Movers - 5 October 2024

The Wolf of Harcourt Street • 579 implied HN points • 05 Oct 24
💼 Business Stocks Finance E-commerce Market Trends Investing
  1. InPost launched a rewards program called InCoins, which allows users to earn coins for using their services. This strategy aims to make delivery more fun and encourage more people to use InPost.
  2. Sea Limited opened a new fulfilment center in Brazil to improve logistics for sellers. This move is expected to help local businesses grow and provide faster service to customers.
  3. Airbnb saw a big increase in bookings in Thailand, especially for group travel and long-term stays. This growth is due to better flight options and new visa policies that attract remote workers.

Six Startups to Watch

The Generalist • 400 implied HN points • 10 Feb 25
💼 Business Startups Investing Finance Technology Entrepreneurship
  1. There are six startups that are worth paying attention to right now. They offer fresh ideas in areas like DNA sequencing and AI.
  2. These startups include a competitor to 23&Me and an AI accounting tool, which could change their industries.
  3. Joining a subscription service can give you exclusive insights into these startups and keep you updated on new trends.

Bitcoin ETF Options Could Send Bitcoin Much Higher

The Pomp Letter • 439 implied HN points • 08 Oct 24
🔮 Crypto Bitcoin ETFs Options Investing Volatility
  1. Bitcoin ETF options are expected to attract more investors, which may help stabilize its price and reduce volatility over time.
  2. Unlike traditional assets, Bitcoin tends to become more volatile when its price rises, which encourages more buying during bull markets.
  3. The new ETF options will provide a familiar way for institutional investors to access Bitcoin, potentially leading to a significant increase in prices, similar to past market events like GameStop.

The Four Pillars of Venture Investing

Investing 101 • 184 implied HN points • 01 Feb 25
💼 Business Venture Capital Investing Finance Entrepreneurship Startups
  1. Finding good investment opportunities is all about connecting with the right people and being aware of what’s happening in the market. Investors need to actively search and know their environment well.
  2. Picking the right companies is crucial, and it requires careful evaluation beyond just being excited about a hot trend. It's important to analyze the quality of the business and its team.
  3. Supporting the companies after investing is where the real partnership happens. Investors should provide helpful guidance without getting in the way of founders' decisions.

The Bear Cave #256

The Bear Cave • 653 implied HN points • 12 Jan 25
💰 Finance Investing Markets Healthcare Corporate Governance Activism
  1. There are serious concerns about AppLovin's business practices, including alleged money laundering and low-quality apps. Activist reports suggest their recent growth is questionable.
  2. TransMedics Group is facing backlash for alleged unethical practices in organ transportation. Reports indicate they may have refused life-saving procedures due to billing issues.
  3. A number of executives in various companies have resigned recently, showing instability in leadership roles. This includes multiple CFOs and the CEO of Hershey, which may impact company performance.

🎯 The Ultimate Pitch Deck Collection

The VC Corner • 739 implied HN points • 31 Aug 24
💼 Business Startups Entrepreneurship Investing Pitching Marketing
  1. A good pitch deck should include essential slides that clearly outline your business, like the problem you're solving and your market opportunity. This structure helps investors understand your idea quickly.
  2. Telling a compelling story around your startup's journey is crucial. It helps investors connect emotionally and see the value of what you're doing.
  3. Design matters a lot in a pitch deck. A clean and modern design can make your presentation look professional and helps communicate that you are serious about your business.

The Bear Cave #257

The Bear Cave • 396 implied HN points • 19 Jan 25
💰 Finance Investing Market Analysis Corporate News Regulatory issues Activism
  1. Activist reports are highlighting possible financial issues with several companies, suggesting they may not be as strong as they claim.
  2. Recent executive resignations at various companies indicate instability and potential challenges within their leadership.
  3. The U.S. Department of Transportation is taking action against Southwest Airlines for their ongoing delays, showing the importance of accountability in the travel industry.

Investing Update: A Look At My Portfolio

Spilled Coffee • 84 implied HN points • 22 Feb 25
💰 Finance Investing Stock Market Economic Trends Portfolio Management Market Analysis
  1. The stock market has been having a tough time lately, especially on Fridays, which have seen significant drops. It's important to pay attention to these patterns when investing.
  2. The Magnificent 7 stocks aren’t performing as well this year compared to last year, suggesting a shift in market dynamics. Other sectors might be starting to pick up the pace instead.
  3. The current bull market is still young, but it's showing strong returns. Statistically, bull markets that reach their third year tend to continue for quite a while, which could mean more growth ahead.

MSTR: Converting index investing into a BTC bid

Jay’s Substack • 219 implied HN points • 11 Oct 24
🔮 Crypto Bitcoin Investing Finance Technology Business
  1. MicroStrategy is changing the way they invest by using Bitcoin. This shows a shift from traditional investing to a more crypto-focused strategy.
  2. The company is seeing success by integrating Bitcoin into their business model. This approach may inspire other companies to consider similar moves.
  3. The concept of turning index investing into Bitcoin bids highlights a trend in finance. It’s a sign that people are exploring innovative ways to invest.

The Market's Mirror, Exhibit "A"

QTR’s Fringe Finance • 16 implied HN points • 25 Feb 25
💰 Finance Investing Markets Economics Stock Trading Financial trends
  1. The stock market might be slowing down soon, which is a concern for investors. It's important to pay attention to popular stocks for signs of this change.
  2. There's a belief that we could be on the brink of a significant market crash that could confuse many investors. Being aware of market behaviors can help prepare for what's next.
  3. Frustration with everyday items could be a sign of larger issues, showing that people are feeling the stress of the current economic situation. This reflects broader feelings about the market right now.

The Bear Cave #255

The Bear Cave • 676 implied HN points • 05 Jan 25
💰 Finance Investing Stock Market Corporate News Economic Trends Financial Analysis
  1. Hims & Hers Health could be in trouble if the FDA removes its shortage label on semaglutide, which would stop them from selling compounded versions of the drug.
  2. Recent reports revealed Carvana's questionable dealings related to $800 million in loan sales and a possible SEC investigation, leading to a significant drop in their stock.
  3. There have been several high-profile executive resignations recently, indicating potential instability in companies like Integral Ad Science and Aurora Innovation.

Top Links 628 Will IPOs recover? Worrying about France. The chances of a new pandemic & atomic spaghetti.

Chartbook • 286 implied HN points • 24 Jan 25
💰 Finance Investing Markets Economics IPOs Pandemics
  1. IPOs have been quiet even though US stocks are doing well. This surprises some people.
  2. There's a concern about France and its current issues. People are paying attention to what could happen next.
  3. Discussions about new pandemics and food safety are becoming important. It's a reminder that we need to stay informed and be cautious.

An Exit

Points And Figures • 1012 implied HN points • 10 Jan 25
💼 Business Entrepreneurship Investing Consumer Goods Startups Corporate culture
  1. Investing in entrepreneurs you believe in can be more important than the product itself. Finding a passionate leader can make all the difference.
  2. Solving personal problems often leads to stronger businesses. When entrepreneurs face their own challenges, their passion and commitment to the solution grow.
  3. Being smart with financing is key for business success. Using venture debt wisely can help a company grow without giving up too much ownership.