The hottest Investing Substack posts right now

And their main takeaways
Category
Top Finance Topics

Intellectual Seat Belts

Investing 101 • 110 implied HN points • 09 Mar 24
💼 Business Investing
  1. People often use in-group thinking as an 'intellectual seat belt' to feel safe and avoid critically evaluating their beliefs.
  2. Being open to being wrong promotes the pursuit of truth, as it challenges existing beliefs and pressures ideas for improvement.
  3. Questioning mainstream beliefs and pursuing wrongness can reveal potential weaknesses, leading to a deeper understanding and pursuit of truth.

The controversial ethics of Stock Buybacks [Finance Fridays]

Technology Made Simple • 39 implied HN points • 11 Feb 23
💰 Finance Investing
  1. Stock buybacks involve a company purchasing its own shares from the market, which can boost stock prices and reduce the number of shares in circulation.
  2. Stock buybacks are typically done by older, established companies with market dominance, in order to reward investors when they don't have resources for other investments.
  3. Controversies around stock buybacks arise from executives benefiting significantly from buybacks through stock options, while companies may conduct layoffs and seek government bailouts.

Mobileye's Rancid Kitchen Sink

Irrational Analysis • 19 implied HN points • 06 Jan 24
💼 Business Investing
  1. Mobileye's CFO actions hinted at potential manipulations with revenue and earnings data, raising concerns of corporate mismanagement.
  2. The preliminary financial outlook for 2024 revealed a significant decline in revenue that might continue for a few quarters, hinting at wider challenges in the automotive semiconductor market.
  3. Investors are advised to diversify into safer stocks, considering the uncertainties in the auto semi industry, with Mobileye's situation being a concerning outlier.

Investing Update: Is The Rally Fading?

Spilled Coffee • 48 implied HN points • 14 Dec 24
💰 Finance Investing
  1. The Dow has dropped for seven straight days, which is the longest losing streak since 2020. This downward trend is concerning, especially for December, which is usually a strong month for stocks.
  2. Inflation is still on the rise, moving from 2.60% to 2.75%. Although this is in line with expectations, it indicates that the economy hasn't fully stabilized yet.
  3. Many believe the Fed will cut interest rates by 0.25% soon. This move is anticipated as a way to address the ongoing inflation issues and support the market.
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The Adani Group vs Hindenburg Research[Finance Fridays]

Technology Made Simple • 39 implied HN points • 04 Feb 23
💰 Finance Investing
  1. Tech finance is currently volatile with companies facing investigations, layoffs, policy changes, and financial struggles.
  2. Hindenburg Research published a critical report on Adani Group, accusing them of a massive fraud scheme, sparking a heated discussion.
  3. The situation highlights the importance of critical analysis, especially on social media, and serves as a reminder to stay vigilant about personal finances and job security.

ANNOUNCEMENT: The ValuationBot Research Desk is live

Valuabl • 1 implied HN point • 19 Jan 26
💰 Finance Investing
  1. A new service works like a 24/7 personal equity research team that automatically finds and validates investment ideas.
  2. It delivers a steady daily stream of ideas from liquid, investable companies and focuses only on the markets you actually invest in.
  3. You get full access to every report, valuation model, and Excel export so you can dig into the analysis and make clearer investment decisions.

Strong Opinions, Weakly Held

Pivotal • 152 implied HN points • 03 Oct 23
💼 Business Investing
  1. Strong opinions, weakly held is a powerful decision-making approach under incomplete information.
  2. Commit fully to your chosen path, but be open to changing direction if needed.
  3. Maximizing rate of learning is key - move quickly with strong opinions and adjust when necessary with weakly held beliefs.

The Boom Bust Cycle and how it affects tech[Finance Fridays]

Technology Made Simple • 59 implied HN points • 08 Oct 22
💰 Finance Investing
  1. The economy goes through cycles of growth (boom) and contraction (bust), influenced by optimism and greed.
  2. Tech industry is more vulnerable to boom-bust cycles due to its rapid pace, scalability, and complexity, making it hard to predict and invest in.
  3. To survive economic fluctuations, it's important to build resilience by staying abreast of skills, having emergency funds, and not panicking.

Rampersand Investment Notes: Hatch

Superfluid • 106 implied HN points • 20 Feb 24
💼 Business Investing
  1. Rampersand is backing Hatch, a company changing how the next generation finds work. Hatch uses AI to match candidates with jobs based on core values and aspirations.
  2. Hatch redefines job searching with its AI-driven platform for Gen Z professionals, saving time for both job seekers and employers.
  3. Gen Z professionals seek fulfilling roles, leading to a transformation in company cultures and employment nature. Companies like Hatch are adapting to meet the demands of this new workforce.

Welcome Odyssey Energy Solutions to the Equal Ventures Family

Equal Ventures • 59 implied HN points • 08 Sep 22
💼 Business Investing
  1. Odyssey Energy Solutions joined the Equal Ventures Family, aiming to democratize clean energy development in emerging markets.
  2. Emily McAteer, the founder of Odyssey Energy Solutions, has led the company to accumulate over $1 billion of financing and is focused on a global clean energy transition.
  3. Equal Ventures is excited to lead Odyssey's $5.3 million seed round to enhance capital markets offerings and advance procurement solutions for clean energy development in emerging markets.

#28 Episode - Everyone in VC is an Accredited Investor

Law of VC • 179 implied HN points • 12 Jun 23
💰 Finance Investing
  1. A proposed law aims to create an exam for non-accredited investors to become accredited, but it may not change much due to fund limits and regulations
  2. Increasing the number of LPs allowed per fund, opening up equity crowdfunding to funds, and easing restrictions on qualifying investments in VC funds are recommendations to address current limitations
  3. The impact of allowing non-accredited investors into venture funds may not change significantly without further regulatory adjustments

The Trough of Feedback

Investing 101 • 106 implied HN points • 17 Feb 24
💼 Business Investing
  1. Understanding the dynamics of healthy relationships is crucial in the world of tech and startups, especially regarding venture capitalists.
  2. Venture capitalists often become overly concerned with seeking validation and can struggle with providing valuable feedback due to various insecurities.
  3. The feedback process in venture capital, known as The Trough of Feedback, can be challenging due to the balance between honesty, long-term relationship building, and reputation management.

Tower of Basel

Net Interest • 13 implied HN points • 25 Jul 25
💰 Finance Investing
  1. Bank regulations have become much longer and more complex over the years, starting from 30 pages in 1988 to over 600 pages now. This shows how regulations keep evolving but may not be improving in effectiveness.
  2. The conversation at the recent regulatory conference included light-hearted moments, like a CEO joking about the excessive bureaucracy in regulations, highlighting a frustration many have.
  3. There was also a discussion about how future jobs might seem trivial to us today, suggesting that work and societal roles are always changing, but some fundamental aspects of life endure.

The Evolution Of Value Investing

Behavioral Value Investor • 170 implied HN points • 09 Jul 23
💰 Finance Investing
  1. Value investing remains rational and involves buying stocks below their intrinsic value.
  2. Intrinsic value is still based on future cash flows and excess assets like in Graham's days.
  3. The importance of fundamental analysis and adapting to technological changes in value investing has increased.

The Real-World Ravages Of Inflation

Behavioral Value Investor • 111 implied HN points • 28 Jan 24
💰 Finance Investing
  1. Inflation can erode purchasing power over time, leading to financial strain for workers like teachers.
  2. Budget constraints due to inflation can create challenges for both employees and employers in reaching fair agreements.
  3. Understanding historical trends can help predict future economic outcomes and guide investment decisions.

5 Years Ago

Spilled Coffee • 32 implied HN points • 26 Feb 25
💰 Finance Investing
  1. The stock market can bounce back even after big drops like during the COVID-19 pandemic. If you had invested back when the market was at its highest before the crash, you would have seen a big gain over time.
  2. Missing just a few days in the market can really hurt your long-term investment returns. It's important to stay invested, even during uncertain times.
  3. Major world events can cause market crashes, but history shows that the stock market often continues to rise over time. This means it's wise to stick with your investments, no matter what happens.

Portfolio Update

Spilled Coffee • 36 implied HN points • 27 Jan 25
💰 Finance Investing
  1. A move was made in the portfolio that is worth sharing. It's an important update that could impact future decisions.
  2. The information shared in this post is exclusive to paid subscribers, so it's intended for those who support the content.
  3. Engaging with updates like this can help subscribers stay informed about new developments in the portfolio.

What happens if you pause growth, invest in AI, and relaunch?

Alex's Personal Blog • 32 implied HN points • 20 Feb 25
💼 Business Investing
  1. Pausing growth to focus on AI development can lead to better products. It allows companies to refine what they offer before trying to grow again.
  2. Investing in creators is becoming a smart business strategy. It helps creators monetize their content while making sure that the investors benefit when creators succeed.
  3. The market is seeing new technology, especially in AI and quantum computing. Companies like Crunchbase are innovating to stay relevant and competitive.

Get Your Retirement Money Out of The System

Anxiety Addiction & Ascension • 39 implied HN points • 05 Dec 22
💰 Finance Investing
  1. Saving for retirement is essential, but being forced by the government to put money into certain funds can be questionable and may not align with individual financial goals.
  2. Asset management firms play a significant role in managing retirement funds, but their emphasis on ESG and socially responsible investing may not always align with traditional fiduciary responsibilities.
  3. ESG (Environmental, Social, and Governance) criteria can significantly influence how money managers handle investments, potentially prioritizing social and environmental factors over pure financial gains.

The top Africa Tech stories of 2024

Afridigest • 39 implied HN points • 31 Dec 24
🕹 Technology Investing
  1. 2024 highlighted important tech trends in Africa. Many startups grew and changed how people work and live.
  2. Investment in technology increased, showing that people believe in Africa's potential. This support could help build a strong tech ecosystem.
  3. Looking back, the stories shared valuable insights for future growth. They set the stage for exciting developments in 2025.

Clouded Judgement 7.18.25 - The Return of the Point Solution

Clouded Judgement • 14 implied HN points • 18 Jul 25
💼 Business Investing
  1. Many successful companies started as simple point solutions before becoming major platforms. This shows that a small idea can grow big with the right execution.
  2. Startups today face fierce competition and larger companies trying to overpower them. It's crucial for new ventures to focus on their niche and execute well.
  3. The recent launch of AI technologies signals a new era for investments, similar to the growth we saw in cloud computing years ago. Timing and strategy will be key for success.

Noting the Appearance of Chris Dixon's Book "Read, Write, Own": Am I Still Allowed to Believe in Web3?

Brad DeLong's Grasping Reality • 99 implied HN points • 24 Feb 24
🕹 Technology Investing
  1. Questioning beliefs in web3 technologies is valid, especially in the context of Chris Dixon's book 'Read, Write, Own'.
  2. Advocating for ownership and control of personal data on the internet, believing in the importance of owning digital tracks and controlling access to them.
  3. Suggesting that for credibility in promoting web3 technologies, there is a need for substantial investment in software infrastructure and genuine use cases rather than hyperbolic promotion.

"The Economist" Cover Curse, Explained

SatPost by Trung Phan • 95 implied HN points • 08 Mar 24
💼 Business Investing
  1. The Economist's cover is seen as a contrarian investing signal, with examples showing it may indicate market trends, but careful analysis is necessary.
  2. The Economist acts as a curator-in-chief for relevant news, publishing content anonymously in one voice, and holding influence among decision-makers.
  3. Jalapeños are less spicy due to Big Ag influence, TikTok faces potential ban due to bipartisan concerns, and Dune 2 review includes insights on visuals, cast, and production.

Investing Update: A Bull Market Scare?

Spilled Coffee • 40 implied HN points • 21 Dec 24
💰 Finance Investing
  1. The stock market can be very unpredictable, like a roller coaster with ups and downs. It's important to be ready for sudden changes in the market.
  2. Recently, there was a big drop in the S&P 500, which showed that many stocks were losing value. It's a reminder that market conditions can shift quickly.
  3. Despite the rough week, there were also signs of recovery, with some stocks doing better. This shows that after tough times, markets can bounce back.

2020 was just a test...

Venture Prose • 159 implied HN points • 26 Jul 21
💼 Business Investing
  1. 2020 was a test for the tech industry with extreme valuations and abundant investments
  2. Always focus on building a strong product that fulfills a real need in the market
  3. Manage your cash wisely to ensure optimal team performance and work towards achieving strategic goals

Economic Calendar for the Week of February 9, 2025

Alex's Personal Blog • 32 implied HN points • 09 Feb 25
💰 Finance Investing
  1. This week has important earnings reports from many tech companies like Monday.com and Zillow. Keep an eye on how they perform as it might affect the market.
  2. There are several key economic events in the U.S. this week, such as consumer inflation reports and retail sales. These can give us clues about the economy's health.
  3. Global economic updates are happening too, with events like unemployment rates and industrial production in countries like China, Turkey, and Germany. These will help us understand the international economy.

Q3 2024: Clock Starts Anew

Interconnected • 46 implied HN points • 02 Nov 24
💰 Finance Investing
  1. The new fund started on October 1, focusing on technology related to cloud computing and AI. This means the fresh investments will reflect the latest strategies and insights.
  2. Big tech companies like AWS, Azure, and Google Cloud are showing strong growth, indicating a possible recovery in the cloud market. This is an exciting time for investing in these sectors.
  3. With the upcoming U.S. elections and economic changes, there may be market fluctuations. It's better to stay calm and stick to long-term investing rather than reacting to short-term news.

The Fat App Thesis

Three quarks • 36 implied HN points • 31 Dec 24
🔮 Crypto Investing
  1. The value in the blockchain space is shifting from protocols to apps. Apps are becoming more important as they connect users and create real-world value.
  2. Historically, protocols were seen as the main drivers of value, but now apps have stronger user bases and unique offerings that can actually generate revenue.
  3. The recent success of various apps shows that the ecosystem is evolving. Users are drawn to innovative apps, which in turn makes protocols more valuable, creating a partnership rather than competition.

Don't Sleep On Silver

QTR’s Fringe Finance • 31 implied HN points • 14 Feb 25
💰 Finance Investing
  1. Silver is getting more attention from small investors because it's cheaper and offers good growth potential. Many see it as a practical investment to build wealth gradually.
  2. Recent market events, like the Silver Squeeze of 2021, have highlighted the influence of retail investors and could lead to a stronger focus on silver in future market shifts.
  3. The current high gold-to-silver ratio suggests that silver might be undervalued and ready for a price surge, especially as gold continues to rise. This could be a good time to invest in silver.

Warren Buffett’s Rare Big Investing Mistake

Behavioral Value Investor • 148 implied HN points • 06 Aug 23
💰 Finance Investing
  1. Even successful investors like Warren Buffett make mistakes, which is a crucial lesson for all investors.
  2. When investing, it's important to stick to your circle of competence to avoid big investing mistakes.
  3. Paying a high price for an investment with little room for error can be a risky move, highlighting the importance of a margin of safety.

Golden Handcuffs[Finance Fridays]

Technology Made Simple • 79 implied HN points • 21 May 22
💰 Finance Investing
  1. Golden handcuffs are financial incentives designed to keep employees with a company for a specific period by offering benefits like stock options.
  2. Companies use golden handcuffs to retain good talent, align employee incentives with company success, and when cash flow is limited.
  3. Considerations when dealing with golden handcuffs include potential stock value fluctuations, public vs. private company shares, and evaluating companies for true value amidst market hype.

What A Trip

QTR’s Fringe Finance • 13 implied HN points • 18 Jul 25
💰 Finance Investing
  1. Psychedelics are gaining attention as both a treatment for mental health and a potential investment opportunity. People believe this area could become more accepted and legitimate.
  2. At the beginning of the year, some specific stocks related to psychedelics were highlighted as promising for potential growth and success in 2025.
  3. There's a growing hope that science, public opinion, and political support will come together to help the psychedelics industry move from the sidelines to the mainstream.

Powell: No Pivot, No Party

QTR’s Fringe Finance • 15 implied HN points • 27 Jun 25
💰 Finance Investing
  1. Powell is sticking to a tough stance on interest rates, focusing on keeping them higher for longer. This means there won't be any quick changes to the economic outlook.
  2. His recent comments show no signs of easing up, which suggests the market won't see a big rally soon, even if world events change.
  3. For now, gold's short-term growth may be slowing down, but the long-term trend still looks positive.

Saylor's Quotient

The Last Bear Standing • 91 implied HN points • 01 Mar 24
💰 Finance Investing
  1. Investing in stocks like Kodak can sometimes rely on unexpected factors like pension fund surpluses and potential stock movements based on news.
  2. Successful investing might involve keeping an eye on companies like Celsius Holdings, Inc, and understanding how stock reactions post-earnings might reflect in the market.
  3. MicroStrategy's unique strategy of accumulating Bitcoin adds an interesting premium value to the company, showcasing how the market reacts to assets like bitcoin and stock correlations.