The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

Why won't anyone define AI?

Fund Marketer • 1 HN point • 15 May 24
💼 Business Finance
  1. AI is often described in vague terms, making it hard for people to understand what it really is and what it can do.
  2. Generative AI is a new technology, but many tasks it claims to simplify are still quite complex and require careful management.
  3. In the financial industry, costs are rising while fees are decreasing, which has led to increasing interest in using AI for efficiency.

What you need to know about VC world as a founder

Build Startup In Public • 1 HN point • 13 Apr 24
💼 Business Finance
  1. There are different types of money that VCs use, and understanding them is important for founders. This knowledge can help you decide how to plan your funding.
  2. Convertible notes are a common way for startups to raise money and later convert that debt into equity. It’s essential to grasp how this affects your ownership.
  3. Valuation is a key aspect of raising funds. It's vital to keep your employees' expectations in mind, as they will look at the company's valuation as a sign of progress.

Investing in Antimetal

Chapter One • 2 implied HN points • 08 May 23
💼 Business Finance
  1. Cloud infrastructure accounts for over 60% of all enterprises globally.
  2. Antimetal aims to disrupt enterprise cloud spending to save time and money.
  3. Antimetal offers unique tools like Autopilot and Scalability for cloud optimization.

Go big or go home

Fund Marketer • 1 implied HN point • 06 Mar 24
💼 Business Finance
  1. Big investing trends often fade after they get popular. Stocks that turn into acronyms, like FANG, usually see a surge before they become well-known but may not do so well afterward.
  2. Passive investing can skew markets. Wealth managers might end up buying overvalued stocks just to keep up with benchmarks, which can hurt their performance.
  3. When naming investment funds, it's important to choose names that are close to the brand name. Funds with more relatable names attract more investors and show better performance.
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🌎Investing in algae and climate with Unruly Capital.

paxtier • 2 implied HN points • 08 Mar 23
🔬 Science Finance
  1. Investing in algae and climate can have positive impacts on the environment and economy.
  2. Unruly Capital specializes in funding climate and deep-tech start-ups, aiming to support innovation and sustainable solutions.
  3. Communicating complex ideas, supporting diversity, and seeking advice are crucial for success in the climate tech industry.

When asset management employees spill the beans

Fund Marketer • 1 implied HN point • 21 Feb 24
💼 Business Finance
  1. More employees in asset management are speaking up about their workplace issues. This change is happening because of struggles within the industry and the willingness to share grievances online.
  2. Companies like Jupiter and Citigroup are facing internal conflicts that are spilling into the public eye. Instead of just keeping things quiet, these issues are being reported, highlighting struggles between management and their internal teams.
  3. There may be some benefits to this openness, as leaks about misconduct could lead to improvements in industry practices. By exposing problems, employees hope to push for better working conditions and accountability.

When to start your first fundraise?

Exponentially • 1 HN point • 03 Jul 23
💼 Business Finance
  1. Consider raising funds early to cover personal expenses, but it can distract from building the company.
  2. Wait to raise funds until you have made progress to get better terms from investors.
  3. Alternatives to traditional fundraising include joining an accelerator, or taking the 'indie hacker' approach by focusing on revenue.

Startup Opportunities: Autonomous Finance

Requests for Startups • 1 HN point • 26 Jun 23
💼 Business Finance
  1. Efficient Markets Hypothesis suggests that financial markets reflect all available information, but factors like execution systems, market reshaping, information asymmetry, and behavioral factors can still impact returns.
  2. The rise of AI in markets will redefine what counts as an informational advantage, with natural language processing enabling personalized information delivery and agents influencing non-informational efficiencies.
  3. Challenges like attributing actionable information, open-source tools for navigating markets, incentivized markets for truth, diverse trading agents, and securing real-world markets present opportunities for startups in autonomous finance.

What to do when the 409A is changing

Semi-Structured • 0 implied HN points • 22 Feb 23
💼 Business Finance
  1. Understand what a 409A valuation is about and how it affects equity grants and taxes.
  2. A 409A valuation can change annually, usually triggered by fundraising rounds or macroeconomic shifts.
  3. It's crucial to consider a changing 409A valuation when planning option exercises, consulting a CPA, and being aware of tax implications.

Contracts Under Coercion

Waiting Room • 0 implied HN points • 06 Apr 23
🏥 Health & Wellness Finance
  1. Debt in medical education can lead to modern forms of coercion and impact physicians' well-being.
  2. Physicians face challenges in navigating complex employment contracts and should review them holistically.
  3. Unionization, financial empowerment, and tuition-free models are potential solutions to address physician debt and empower medical professionals.

Weekly Update Jan 29-Feb 3

Business Breakdowns • 0 implied HN points • 02 Feb 24
💼 Business Finance
  1. Tesla is using software updates to fix issues, different from traditional recalls.
  2. Media and specifically NHTSA are involved in reporting Tesla's recent 'recalls.'
  3. The post is for paid subscribers only, with a sign-in option available.

Premium Resources

Business Breakdowns • 0 implied HN points • 08 Jan 24
💼 Business Finance
  1. The Dynasty Membership offers resources to assist with stock research and increase market returns.
  2. The portfolio focuses on 6-10 companies for long-term investment, with a majority being founder-led and strong balance sheets.
  3. The investment philosophy prioritizes growth, quality, and valuation, providing insights and research-as-a-service for subscribers.

AI for Due Diligence: An Untapped Market

Culture and Growth • 0 implied HN points • 03 Jul 23
💼 Business Finance
  1. Investment due diligence can benefit significantly from AI automation.
  2. AI for Due Diligence can enhance efficiency and accuracy in evaluating businesses.
  3. Challenges to implementing AI for Due Diligence include data privacy, unbiased analysis, and regulatory compliance.

The Retail Revolution (Part 2/2) 🛍

Digital Native • 0 implied HN points • 01 Mar 23
💼 Business Finance
  1. The retail landscape has shifted from traditional malls to digital-first strategies like immersive virtual worlds.
  2. AI tools are helping consumers navigate through overwhelming product choices, especially in online shopping platforms like Amazon.
  3. Sustainable commerce is on the rise with a focus on secondhand markets, excess inventory management, and cleaner practices due to increasing environmental concerns.

The East Bay is winning the public bank race

mainstreetjournal • 0 implied HN points • 09 Mar 23
💼 Business Finance
  1. Bank of North Dakota's success inspires other states and cities to consider public banks.
  2. East Bay cities are pooling $40 million to start their own joint bank.
  3. Progress is being made in other areas, such as affordable housing initiatives and community development financial institutions.

Recent podcast episodes

Jonah’s Growth Stocks • 0 implied HN points • 14 Mar 23
🎙 Podcasts Finance
  1. Jonah Lupton's Deep Dives will have ~50 deep dives in 2023
  2. Jonah Lupton's Investing with the Whales podcast features interviews with various industry experts
  3. Recent podcast episodes include discussions with individuals like Ron Insana and Jack Tacher

SVB, FDIC, BLM, ALM, and more...

Family Meal • 0 implied HN points • 14 Mar 23
💼 Business Finance
  1. Silicon Valley Bank's 2023 State of the Wine Industry report had been quoted by wine writers but the bank has now failed.
  2. There is an FDIC receivership notice on top of the aforementioned report.
  3. The post is for paid subscribers only on Family Meal, published on March 14, 2023.

WHAT HAPPENS AT THE SPEED OF LIGHT?

Product Lost by @hipcityreg • 0 implied HN points • 22 Mar 23
🕹 Technology Finance
  1. In a speed-of-light environment, everything changes due to instant communication.
  2. The speed of light affects how objects without mass, such as photons, experience time and location.
  3. The US Government needs to create the conditions for vision and technological progress to keep up with international advancements.

Finding Your Niche Market

Spilled Coffee • 0 implied HN points • 07 Jun 23
💼 Business Finance
  1. Be a specialist, not a generalist in your niche market to stand out and build trust.
  2. Identify your target audience and create niche-related content to connect with them.
  3. Find your niche by focusing on your passion, skills, and common themes in your interests and associations.

Open Finance datasets to support small businesses; How Mastercard Plans To Beat Visa; The value of embedded banking for platforms;

Fintech Wrap Up • 0 implied HN points • 31 May 23
💼 Business Finance
  1. Open Finance goes beyond Open Banking to provide a wider range of financial data for better services and covers areas like accounting, tax data, and digital identity.
  2. Platforms can benefit greatly from embedded banking, leading to increased revenue, better data insights, and improved customer loyalty.
  3. Future retail trends are focusing on the integration of in-store and online shopping experiences, with innovations like 'Buy Now, Pay Later' to enhance trust and user experience.

Winter is Coming

SFEDup • 0 implied HN points • 20 Jun 23
🚌 Education Finance
  1. There is an impending fiscal crisis in many school districts due to various financial challenges.
  2. SFUSD will face significant budget deficits due to factors like declining enrollment, loss of pandemic-related funds, and potential recession impacts.
  3. The complexity and challenges of managing a school district budget are highlighted, including issues with expenditures on special education, staffing allocations, and transportation costs.

The Reason Blockchain Is Not Mainstream Yet.

Athena Scale • 0 implied HN points • 22 Jun 23
🔮 Crypto Finance
  1. Blockchain technology is in the process of moving towards mainstream adoption, beginning with innovators and early adopters.
  2. The Chasm phase in technology adoption, characterized by hype and potential scams, poses a significant challenge for blockchain to reach the Early Majority.
  3. For blockchain to become mainstream, it needs to address issues like security, scams, and gain approval from risk-averse Late Majority and Laggards.

Taylor Swift boon for hotels? Masayoshi Son is back.

Myriad Perspectives • 0 implied HN points • 26 Jun 23
💼 Business Finance
  1. Taylor Swift tours have a big positive impact on hotel revenue, especially in cities like Nashville, Chicago, and NYC.
  2. Masayoshi Son made a return with his enthusiastic AI predictions at the Softbank shareholder meeting.
  3. Current financial trends include high commercial credit card rates, elevated new business applications, and dwindling US home listings.

LexDAO June 2023 Recap

⚔️ LexNews+ ⚖️ • 0 implied HN points • 01 Jul 23
💼 Business Finance
  1. LexDAO participated in a funding round and surpassed 750,000 GIVpower.
  2. A Communications Committee proposal was initiated for supporting news curation.
  3. LexDAO rebranded its Substack to LexNews+ and introduced a weekly newsletter.