The hottest Investing Substack posts right now

And their main takeaways
Category
Top Finance Topics

Daily Chartbook #242

Daily Chartbook • 1388 implied HN points • 22 Jul 23
💰 Finance Investing
  1. Mortgage rates dropped to 6.78% from 6.96% last week.
  2. Recent growth in real average hourly earnings may lead to an increase in mortgage applications.
  3. U.S. auto loan rejections have significantly increased recently.

8 Signs Your Startup Is a Zombie and 3 Things to Do About It ! | VC Remote Jobs & More

Venture Curator • 159 implied HN points • 22 Dec 23
💼 Business Investing
  1. Recognize the signs of a 'zombie' startup, like stagnant growth and constant need for funding, to avoid being unattractive to investors.
  2. Decide whether to accept failure, pivot the business model for exponential advantage, or explore opportunities for acquihire when a startup is struggling.
  3. Knowing when to quit or pivot is essential for startup success - sometimes failure can lead to growth opportunities or valuable lessons learned.

Deep Dive: GMX

DeFi Education • 659 implied HN points • 18 Dec 22
🔮 Crypto Investing
  1. GMX is considered the top performer among derivatives DEX tokens, especially after the FTX collapse. Many investors are taking a closer look at it now.
  2. The focus of the deep dive is to explore GMX's protocol design, security features, and how its tokenomics work.
  3. The post aims to help readers decide whether to invest in the GMX token or use its exchange for trading.

DeFi Education Q&A (June 2023)

DeFi Education • 359 implied HN points • 20 Jun 23
🔮 Crypto Investing
  1. The Q&A sessions offer expert insights from professionals in finance and software.
  2. These sessions are a great opportunity for members to ask questions and get detailed answers.
  3. They help both new and experienced subscribers understand DeFi better.

Links - 02/15/2023

Value Investing World • 235 implied HN points • 16 Feb 23
💰 Finance Investing
  1. Charlie Munger seeks good judgment by studying bad judgment.
  2. Read and reflect on Rudyard Kipling's poem 'If—' for valuable life lessons.
  3. Stay resilient and true to yourself in the face of challenges and successes.
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The Damocles Sword of Asset Allocation

Lewis Enterprises • 235 implied HN points • 11 Oct 23
💰 Finance Investing
  1. The assumption of negative correlation between stocks and bonds is being challenged in asset management.
  2. Traditional portfolio strategies like 60/40 have faced challenges due to changing asset behavior.
  3. Investors may need to reconsider fixed asset allocations based on historical correlations to adapt to market changes.

Capital One's FY22 Annual Report MD&A

Value Investing Substack • 235 implied HN points • 09 Jul 23
💰 Finance Investing
  1. Capital One's FY22 Annual Report MD&A had an inspiring and charismatic tone unlike other companies' reports.
  2. The MD&A highlighted Capital One's empathetic approach to understanding and enriching customer lives.
  3. Capital One's focus on technological transformation and anticipating future industry changes set them apart in the banking sector.

Bonds bail us out

Known Unknowns • 235 implied HN points • 26 Jun 23
💰 Finance Investing
  1. Bonds can be a good financial tool for managing risk and long-term investment.
  2. Questioning traditional financial theories, like investing in long-term bonds, can lead to insights on managing pension funds.
  3. Work-from-home trends may not be sustainable in the long term due to the importance of workplace relationships and culture.

👩🏽‍🚀 The Acquisitions Co. Field Guide

alohomora • 235 implied HN points • 26 Mar 23
💼 Business Investing
  1. The Acquisitions Co. Field Guide offers insights on navigating government for early-stage startups.
  2. Numerous opportunities and resources are available for companies working with the government like funding programs and institutional investors.
  3. Understanding different government contract mechanisms and agencies, like SBIR programs, is crucial for startups looking to work with the government.

Book discussion

Buggy Humans in a Messy World • 235 implied HN points • 16 Apr 23
📚 Literature Investing
  1. Pulak discusses his book on evolution & investing in his first public appearance in two decades.
  2. Learn that Pulak exists as a public figure and hear directly from him on topics covered in the book.
  3. Listening to the audio interview is recommended over reading the transcript.

Where to trade and invest after FTX's collapse

DeFi Education • 659 implied HN points • 14 Dec 22
🔮 Crypto Investing
  1. Decentralized derivatives exchanges (DDEX) let you trade without giving up control of your funds or sharing personal info. This can reduce risks and improve privacy for traders.
  2. DDEX platforms may become more popular as people seek safer options after issues with centralized exchanges (CEX) like FTX. More users on DDEXs could drive trading volumes and increase the value of their tokens.
  3. Choosing a good DDEX involves looking at the safety of funds, fees, and user experience. It’s important to understand how the exchange operates to avoid issues during trading.

The DeFi Roundup (January 14, 2023)

DeFi Education • 599 implied HN points • 14 Jan 23
🔮 Crypto Investing
  1. There have been some small gains in major cryptocurrencies, but the online discussions are quieter than usual.
  2. Many people who left the crypto market recently may be unsure about coming back.
  3. It's a good time to look ahead at what might happen in the DeFi space next week.

Stock Talk - a newsletter on investing.

Jon’s Newsletter • 79 implied HN points • 23 Mar 24
💰 Finance Investing
  1. When you buy a stock, write down three reasons for your purchase and a price target. If the stock reaches that target, check if those reasons still make sense for you.
  2. Dividends can significantly boost your overall returns, so consider stocks that provide steady dividends, as they can make a big difference over time.
  3. Look for dividend stocks that are at bargain prices and offer good growth potential, as they're often undervalued and can provide good yields.

5 Bankruptcy Concepts You Need to Know

DeFi Education • 699 implied HN points • 17 Nov 22
💰 Finance Investing
  1. Companies usually know they're going to file for bankruptcy ahead of time. This allows them to negotiate with lenders and creditors to plan a smoother bankruptcy process.
  2. Bankruptcies involve many different parties with competing interests. Each creditor wants to get the best deal, which can lead to complex negotiations.
  3. There are two main ways a bankruptcy can go: restructuring, where the company tries to stay in business, or liquidation, where the company sells off assets and shuts down.

Interesting Take on the Figma IPO

startupdreams • 105 implied HN points • 01 Aug 25
💼 Business Investing
  1. Figma's IPO was a big surprise because it opened at a much higher price than expected. The shares were initially priced at $33 but quickly jumped to over $120.
  2. Investors and the company lost a lot of potential money because the IPO was underpriced. This means they could have made billions more if they priced it correctly.
  3. There might be legal issues ahead because the underpricing upset many investors, especially big-name venture capitalists who feel they missed out on huge profits.

What would you do if you had pizza money?

Tech and Tea • 263 implied HN points • 20 Feb 25
💰 Finance Investing
  1. The pizza money scenario encourages people to think about their relationship with money and what they're willing to sacrifice for financial independence. It reveals whether people prioritize financial gain or their daily comfort.
  2. Responses to the pizza question vary widely, showing that some people are focused on maximizing wealth while others prefer to maintain their lifestyle. This highlights how different priorities shape our choices.
  3. The absurdity of the situation helps clarify what truly matters in life. It encourages introspection and helps people identify their values, leading to better alignment between life choices and personal goals.

Deep Dive: dYdX

DeFi Education • 619 implied HN points • 29 Dec 22
🔮 Crypto Investing
  1. dYdX is a decentralized exchange that provides users with a way to trade cryptocurrencies safely. It's designed to be secure and reliable for trading.
  2. Investors are encouraged to assess the exchange's protocol design and tokenomics before investing or trading. Doing thorough research helps to make informed decisions.
  3. The insights provided aim to guide users in exploring alternative exchanges following events like the FTX collapse, ensuring they can find trustworthy platforms.

When Mathematical Reality Kicks "HODLers" In The Nuts

QTR’s Fringe Finance • 41 implied HN points • 04 Nov 25
🔮 Crypto Investing
  1. Believing in Bitcoin's long-term value doesn't mean it will always go up. Even big supporters can face tough financial situations and sell their holdings when needed.
  2. Many people think Bitcoin is held tightly by loyal investors who will never sell it. However, this isn't entirely true, as market conditions can make anyone reconsider.
  3. Economic realities can challenge beliefs. When the market gets tough, even strong convictions can crumble, showing that math and financial facts are important.

Ticker Take: a weekly newsletter on investing.

Jon’s Newsletter • 59 implied HN points • 21 Apr 24
💰 Finance Investing
  1. Investors are advised to stay calm during challenging times. Historical data shows that the stock market often rebounds after geopolitical issues arise.
  2. Bitcoin's next steps may be influenced more by new ETF trends than by traditional events like the halving. Experts believe institutional money could drive significant growth.
  3. Gold has outperformed stocks in about one-third of the last 40 years. However, generally, stocks have offered better returns over that same period.

The Claude Financial Modeling Workshop: Build Your First Money Dashboard in 10 Minutes

The Product Channel By Sid Saladi • 13 implied HN points • 11 Jan 26
💰 Finance Investing
  1. Use Claude to build interactive financial dashboards in minutes, like an emergency fund runway and a subscription audit, with sliders to test different expense and savings scenarios.
  2. Use the 4-part prompt formula—give full context, declare controllable variables (sliders), ask Claude to show its step-by-step logic, and request clear visualizations—to get accurate, usable models.
  3. Leverage the ready-made toolkit of 50 templates to create practical financial tools (lifestyle inflation detectors, debt payoff optimizers, retirement gap finders, etc.) so you can build useful models instead of just reading about them.

Earnings: TSMC, ASML, AEHR, Telecom

Mule’s Musings • 417 implied HN points • 20 Oct 24
💼 Business Investing
  1. ASML's recent earnings revealed a drop in orders and concerns about future growth, particularly due to challenges in their Chinese market and demand from major clients like Samsung and Intel.
  2. TSMC reported strong earnings with high demand for AI-related products and plans for significant capital investment, showing confidence in their growth despite market fears.
  3. The semiconductor industry is facing a shift, with lithography spending likely slowing down, but both ASML and TSMC are positioned to adapt to these changes for future growth.

India Stumbles

Diane Francis • 479 implied HN points • 16 Feb 23
💰 Finance Investing
  1. Gautam Adani, once the richest person in India, faced huge financial losses after allegations of stock market manipulation. His companies' value dropped by $123 billion, leading to skepticism among investors.
  2. The Adani scandal impacts not just him but also India's reputation and raises concerns about its stock market regulations. Political opposition is demanding investigations into his business practices.
  3. This situation highlights the problems caused by the use of offshore entities in business and the need for greater corporate transparency. It underscores the risk of financial crises affecting India's economic growth and stability.

Top Links 628 Will IPOs recover? Worrying about France. The chances of a new pandemic & atomic spaghetti.

Chartbook • 286 implied HN points • 24 Jan 25
💰 Finance Investing
  1. IPOs have been quiet even though US stocks are doing well. This surprises some people.
  2. There's a concern about France and its current issues. People are paying attention to what could happen next.
  3. Discussions about new pandemics and food safety are becoming important. It's a reminder that we need to stay informed and be cautious.

Daily Chartbook #188

Daily Chartbook • 1519 implied HN points • 25 Apr 23
💰 Finance Investing
  1. US economic activity was below trend in March but recession risk is low
  2. Forecast predicts technical recession for Q3-Q4
  3. Dallas Fed manufacturing saw a significant plunge in the headline index, marking 12 consecutive months of contraction

Thinking Long-term

Splattern • 39 implied HN points • 24 May 24
💰 Finance Investing
  1. Thinking about the long-term can help you focus less on short-term numbers and more on overall growth.
  2. Investing combines both art and science, making it a unique approach to managing money.
  3. Experience in investment is valuable, and learning from seasoned investors can provide important insights.

Lowering inflation lifts all assets.

Philoinvestor • 137 implied HN points • 04 Jan 24
💰 Finance Investing
  1. Lowering inflation can boost the value of all assets.
  2. Mixing technical analysis with other market strategies can lead to better decision-making.
  3. Watching for trends and events like Bitcoin ETF approvals can impact investment decisions.

ASML 2024 Q4 Financials

More Than Moore • 280 implied HN points • 29 Jan 25
💼 Business Investing
  1. ASML had a great Q4 in 2024, with revenue hitting €9.3 billion, which is a 28% increase from the previous year. This makes it their highest earning quarter ever.
  2. The company shipped a total of 132 lithography machines in Q4, marking a strong demand for their products. They even sold their first High-NA EUV systems during this time.
  3. For 2025, ASML expects to continue growing with projected revenue between €30 billion and €35 billion. They are optimistic about increased sales in the AI chip market.

The Bear Cave #247

The Bear Cave • 373 implied HN points • 10 Nov 24
💰 Finance Investing
  1. A recent report revealed that PACS Group overcharged Medicare, leading to a significant drop in their stock price.
  2. Multiple companies have seen high-profile executive resignations, indicating possible instability in management.
  3. Criticism of Gevo suggests they have misled investors and may struggle under new political conditions.

Why it's Better To Raise Less Capital In The First Round? | Don’t Waste Time Chasing Investors | How To Convince Investors | VC Jobs & More

Venture Curator • 219 implied HN points • 28 Aug 23
💼 Business Investing
  1. Start Small, Stay Nimble: Raising less capital in early stages allows flexibility for strategic adjustments while maintaining control.
  2. Small Beginnings, Bigger Rewards: As your startup proves its worth, raising less initially can lead to diluting fewer shares and higher valuations later on.
  3. Grow Smarter, Stronger: Strategic use of capital matters more than the amount raised, like nurturing a seed to watch your startup grow into a mighty oak.

How a Convertible Note Converts During Priced Round (e.g- Series A, B) ? | 2008-09 Global Startup Ecoystem & More

Venture Curator • 219 implied HN points • 10 Jul 23
💼 Business Investing
  1. Convertible notes convert in three ways: Pre-money Method, Percentage Ownership Method, Dollars Invested Method, catering to different preferences of founders and investors.
  2. Key parameters to consider in evaluating a convertible note include Discount Rate, Valuation Cap, Interest Rate, and Maturity Date, which affect the conversion process during priced rounds like Series A or B.
  3. Understanding the math behind the conversion of convertible notes during priced rounds involves calculations based on factors like pre-money valuation, discount rates, and valuation caps, influencing the final ownership percentages.

Daily Chartbook #168

Daily Chartbook • 1572 implied HN points • 25 Mar 23
💰 Finance Investing
  1. The Biden administration planned to refill the Strategic Petroleum Reserves at lower oil prices but hasn't yet.
  2. For-hire truck tonnage has been increasing consistently for the last three months.
  3. There is concern over a foreign central bank maxing out the FIMA repo, not covered by FX swap lines.

Anatomy of a Narrative

DeFi Education • 739 implied HN points • 04 Oct 22
🔮 Crypto Investing
  1. Storytelling is really important in investing. It can help make a company seem more valuable even if the numbers don't add up.
  2. People often make quick decisions based on emotions rather than cold hard facts. This means understanding the narrative behind an investment is key.
  3. It's important to balance narrative and data when investing. Too much focus on one can lead you to miss opportunities or take on more risk.

Down The Path(ways)

QTR’s Fringe Finance • 13 implied HN points • 07 Jan 26
💰 Finance Investing
  1. A favored sector is already making noticeable progress this year and appears to have real momentum.
  2. This piece is an early-January update, serving as an early-year check on how the sector is performing.
  3. The full write-up is behind a paywall, so you need to subscribe or sign in to read the complete analysis.