The hottest Finance Substack posts right now

And their main takeaways
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Top Business Topics

❄️💥 Quels risques en 2024 ?

Snowball • 1886 implied HN points • 21 Jan 24
💼 Business Tech Finance Economy Startups Investing
  1. Taiwan Semiconductor (TSMC) is a major tech company that manufactures chips for various devices.
  2. Experts and global leaders predict risks that could cause crises in 2024 like environmental issues and technology advancements.
  3. The internet's evolution to omnipresence due to smartphones raises questions about implications and opportunities.

How to Value a Startup: Key Methods Every Investor and Founder Should Know

The VC Corner • 539 implied HN points • 01 Jun 24
💼 Business Investing Startups Valuation Finance Entrepreneurship
  1. Valuing a startup is important but tricky since they often lack stable revenue. Founders and investors need to understand different methods to figure out a fair value.
  2. A successful valuation mixes both subjective and objective measures. This means looking at non-financial aspects like the team and market potential, as well as using data-driven methods.
  3. Two common methods for valuing startups are the Discounted Cash Flow (DCF) Method and Comparable Analysis. Both have their own steps and challenges, but they help paint a complete picture of the startup's worth.

The Bear Cave #243

The Bear Cave • 489 implied HN points • 13 Oct 24
💼 Business Finance Corporate Governance Market Analysis Investment Strategies Regulatory issues
  1. Roblox has been accused of inflating its user numbers by including fake accounts and bots. This has raised safety concerns, especially regarding child safety on the platform.
  2. There have been multiple recent resignations of CFOs from various companies, often after short tenures. This may indicate instability or issues within those organizations.
  3. Some companies are being investigated for their marketing practices, including the use of questionable data sources for email campaigns. This raises questions about ethical business practices.

Top Links 561 Will Goldman be the Trump profiteer? Ukraine bonds bounce on talk of peace & "warrior boards".

Chartbook • 300 implied HN points • 15 Nov 24
🇺🇸 U.S. Politics Elections Policy Finance Public Opinion International relations
  1. Goldman Sachs is performing really well in the stock market, showing a big gain this month.
  2. There are rumors about peace talks regarding Ukraine, causing a positive shift in Ukraine bonds.
  3. The term 'warrior boards' is mentioned, suggesting an interest in military-related investments or decisions.

Crypto Cannot Avoid The Iron Laws of Economics

Points And Figures • 506 implied HN points • 22 Oct 24
🔮 Crypto Cryptocurrency Economics Blockchain Finance Investment
  1. Cryptocurrency operates under economic principles just like any other market. If costs to create or maintain it exceed profits, it won't succeed.
  2. A recent study highlights that cryptocurrencies may struggle to scale due to high security costs, making them potentially less efficient than traditional financial systems.
  3. While cryptocurrencies aimed to remove the need for legal systems and intermediaries, they still require a level of trust that can be expensive and complex to maintain.
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The School Bell Rings: Time for Class

Musings on Markets • 1778 implied HN points • 11 Jan 24
🚌 Education Teaching Learning Finance Curriculum Professional development
  1. Learning finance can be accessible! You don’t need a fancy background, just some curiosity and a bit of effort.
  2. Understanding the basics, like how money flows in businesses and what financial terms mean, is super important. It sets you up for success in finance classes.
  3. There are different ways to learn. You can choose free online classes or paid ones, depending on what fits your time and budget best.

Earnings: TSMC, ASML, AEHR, Telecom

Mule’s Musings • 417 implied HN points • 20 Oct 24
💼 Business Finance Investing Market Analysis Technology Economy
  1. ASML's recent earnings revealed a drop in orders and concerns about future growth, particularly due to challenges in their Chinese market and demand from major clients like Samsung and Intel.
  2. TSMC reported strong earnings with high demand for AI-related products and plans for significant capital investment, showing confidence in their growth despite market fears.
  3. The semiconductor industry is facing a shift, with lithography spending likely slowing down, but both ASML and TSMC are positioned to adapt to these changes for future growth.

Buffett's Blueprint

Neckar’s Notes • 15 implied HN points • 30 Jan 25
💼 Business Investing Finance Economics Entrepreneurship Leadership
  1. Warren Buffett combined reading with building strong relationships to grow his wealth. Both his knowledge and connections helped him succeed.
  2. Buffett pursued wealth in a way that was meaningful and enjoyable to him, focusing on personal growth and independence.
  3. The next Buffett will be proactive in seeking knowledge and crafting their own path, rather than just copying what others did.

What happened in marketing: Gemini, Advantage+, Trump, DeepSearch and Earnings

The Social Juice • 19 implied HN points • 09 Feb 25
💼 Business Marketing Advertising Technology Media Finance
  1. OpenAI has introduced a new feature called Deep Search, which helps with deep research online. This could change how we find and understand complex information.
  2. LinkedIn is focusing more on video content, with a 36% increase in video uploads. This shift could influence how professionals share and engage with content.
  3. Google's new AI updates aim to improve advertising performance and user experience. These advancements highlight the growing role of AI in digital marketing.

⏩ Trump’s 3% growth challenge

Faster, Please! • 274 implied HN points • 25 Nov 24
🇺🇸 U.S. Politics Economy Growth Policy Regulations Finance
  1. Scott Bessent wants to boost the economy by achieving a 3% growth rate, reducing the federal budget deficit, and increasing oil production. This approach is part of a bigger plan for economic improvement.
  2. Historically, the US economy grew at over 3% after World War II, but recent growth has been slower. Bessent’s goal is to restore that higher growth rate.
  3. The challenge for Bessent and Trump is that the current US GDP growth has been a full point less than the historical average this century.

Financing the AI Boom

Net Interest • 17 implied HN points • 31 Jan 25
💼 Business Finance Investment Startups Private Equity Technology
  1. The demand for data centers is skyrocketing due to growth in AI and cloud services. Companies and investors are putting big money into building these facilities to meet future needs.
  2. Major tech companies like Meta and Microsoft are planning to invest heavily in AI infrastructure this year. This indicates that there's a big race to develop the necessary resources for AI technology.
  3. Recent developments suggest that new AI models can be produced with less infrastructure than before. This raises questions about the future profitability of data center companies, as they might not be as essential to AI advancements.

Comparing the Financials of Databricks and Snowflake

Tanay’s Newsletter • 82 implied HN points • 30 Dec 24
💼 Business Finance Technology Startups Growth Investments
  1. Databricks is growing faster than Snowflake, with a revenue growth rate of 57% compared to Snowflake's 27%. However, Snowflake remains more profitable at this point.
  2. Databricks is currently valued higher than Snowflake due to its strong growth potential and better positioning in the AI market. This could lead to a significant payoff for them in the long run.
  3. Snowflake and Databricks have different business strategies, with Snowflake focusing on profitability and Databricks investing heavily in growth and product development, especially in AI technologies.

❄️ 🚀 Une grosse annonce à vous faire. Ready ?

Snowball • 2614 implied HN points • 29 Mar 23
💼 Business Finance News Technology Crypto Marketing
  1. Snowball+ is a new collective of newsletters focused on personal finance in France, featuring various experts and tools.
  2. The launch price for Snowball+ is 9€ per month or 80€ per year, offering additional content and a diverse range of financial topics.
  3. Existing subscribers to Snowball will experience a price increase soon; new content will be added regularly to Snowball+.

DeFi Education Q&A (May 2024 pt. 1)

DeFi Education • 579 implied HN points • 04 May 24
🔮 Crypto Blockchain Finance Investing Technology Education
  1. DeFi education is important for understanding finance and crypto. It helps people make informed decisions in the market.
  2. Q&A sessions feature experts who share their knowledge. This is a great opportunity to learn from experienced professionals.
  3. Staying updated with the latest trends in DeFi can lead to better investment choices. Engaging in discussions and asking questions enhances your understanding.

What they don’t teach you in coach training (but probably should)

The Ask Newsletter — by Ellen Donnelly • 25 implied HN points • 29 Jan 25
💼 Business Coaching Entrepreneurship Marketing Finance Professional development
  1. Many coaching programs focus on pure coaching techniques, but real clients often want specific advice and solutions to their problems. Coaches need to understand this difference to succeed.
  2. Combining coaching with mentoring can be valuable. Clients appreciate a mix of self-reflection and practical guidance to achieve their goals.
  3. Success in coaching comes from really knowing your clients’ needs and being flexible in your approach. Building relationships and offering direct help can lead to better outcomes.

Crypto is chain-letter technology

In My Tribe • 470 implied HN points • 26 Jan 25
🔮 Crypto Cryptocurrency Investment Blockchain Finance Economic Theory
  1. Cryptocurrencies like Bitcoin can be compared to chain letters, where early participants may make money while later ones might lose everything. It only works as long as new buyers keep joining in.
  2. The American dollar, being a fiat currency, also operates like a chain letter. It's based on trust and belief rather than a physical backing, and its value can decline over time.
  3. Some people view Bitcoin as a safe way to protect against inflation, but switching from the US dollar to Bitcoin may not solve the fundamental issues with trust and value in these systems.

Growth vs Scaling

Fish Food for Thought • 10 implied HN points • 12 Feb 25
💼 Business Startups Entrepreneurship Management Finance Growth Strategies
  1. Growth means increasing output by adding more resources, like hiring more staff or spending more money, but it can lead to higher costs too.
  2. Scaling is about growing efficiently without raising costs much. It focuses on making processes better and using technology wisely.
  3. Companies need to know when to grow and when to scale. Successful ones keep checking and adjusting their approach to keep things running smoothly.

Genapsys Lawsuit!

ASeq Newsletter • 21 implied HN points • 04 Feb 25
💼 Business Lawsuits Finance Fraud Biotech Investment
  1. A lawsuit is happening involving Genapsys, and it claims the company engaged in serious fraud. This includes manipulating scientific data and misleading investors about its technology and financial health.
  2. The lawsuit highlights issues within the biotech industry, where some companies might exaggerate their capabilities or results. This has made investors more cautious and skeptical of bold claims.
  3. Internal documents suggest the CEO directed employees to present false information during due diligence. This raises questions about trust and honesty in biotech business practices.

Understanding Illiquidity

DeFi Education • 759 implied HN points • 03 Apr 24
🔮 Crypto Trading Investing Finance Tokens Markets
  1. Illiquidity can make it hard to quickly sell or buy assets. This means you might struggle to find a buyer or seller when you need one.
  2. Memecoins create buzz because small investments can sometimes lead to huge profits. It attracts traders hoping for quick wins.
  3. The hype around memecoins can distract from more stable investments. It's essential to understand the risks involved before diving in.

DeFi Education Q&A (March 2024)

DeFi Education • 939 implied HN points • 09 Mar 24
🔮 Crypto Blockchain Finance Investing Decentralization Technology
  1. The Q&A sessions provide expert insights from experienced professionals in finance and software, helping participants understand complex topics better.
  2. These sessions are designed to answer specific questions about decentralized finance (DeFi), making it easier for attendees to learn and engage.
  3. It's an opportunity for subscribers to gain knowledge in a bull market, where they can ask questions and receive advice tailored to their needs.

The Enshittification of Manchester United

Grace on Football • 1159 implied HN points • 06 Feb 24
🎾 Sports Football Finance Management Commercialization Ownership
  1. The Glazers' ownership of Manchester United has led to mismanagement on and off the pitch, creating a downward trajectory for the club.
  2. The concept of 'enshittification' can be seen in how tech platforms first cater to users, then prioritize business customers over users, and eventually focus on extracting maximum value for themselves before declining.
  3. Manchester United's shift towards prioritizing commercial success over sporting success has negatively affected the club's growth and standing, leading to concerns about the future of the team.

How I Grew My Substack Newsletter Views by 511% in 30 Days🤯

Kristina God's Online Writing Club • 819 implied HN points • 19 Mar 24
💼 Business Marketing Finance Entrepreneurship Content creation
  1. Experimenting can lead to big results in growing your newsletter. Trying new things is important for success.
  2. You might be surprised by how much more traffic your newsletter can get. It's possible to improve your visibility and engagement.
  3. Joining supportive communities and learning resources can really help you grow. Connecting with others can provide valuable insights and motivation.

What Could Possibly Go Wrong with Sam Altman’s New Ambitions?

Marcus on AI • 2489 implied HN points • 09 Feb 24
🕹 Technology AI Security Finance Ethics Risk
  1. Sam Altman's new ambitions involve projects with significant financial and technological implications, such as automating tasks by taking over user devices and seeking trillions of dollars to reshape the business of chips and AI.
  2. There are concerns about the potential consequences and risks of these ambitious projects, including security vulnerabilities, potential misuse of control over user devices, and the massive financial implications.
  3. The field of AI may not be mature enough to handle the challenges presented by these ambitious projects, and there are doubts about the feasibility, safety, and ethical implications of executing these plans.

Retiring Retirement

Workforce Futurist by Andy Spence • 293 implied HN points • 06 Nov 24
💼 Business Retirement Finance Workforce Economics Pensions
  1. The old idea of retiring at a fixed age is outdated as people are living longer and healthier lives. Instead of stopping work completely, we might consider blending work and leisure throughout our lives.
  2. It's important to take charge of our financial futures by saving separately and planning for our expenses when we stop traditional work. Building financial independence can help us make choices based on what we truly want.
  3. Finding work that is fulfilling and matches our values can make us not want to retire in the traditional sense. The goal is to create a life where work feels meaningful instead of just a job to escape from.

Premier League Money: The Economics of Winning, Relegation and Promotion

Original Football • 459 implied HN points • 14 May 24
🎾 Sports Soccer Economics Competition Finance
  1. Winning the Premier League not only brings glory but also substantial financial rewards through broadcasting revenue and merit payments.
  2. Relegation from the Premier League can have severe financial consequences for clubs, leading to reduced revenue and parachute payments to soften the impact.
  3. Clubs in the Championship strive for promotion to the Premier League due to the financial windfall it brings, especially through the lucrative Championship Playoff Final.

The 49-Year Unicorn Backlog🦄, AI has a gross margin problem🤖, The Path to CFO📚

The VC Corner • 379 implied HN points • 26 May 24
💼 Business Startups Venture Capital Finance Economics Management
  1. There is a significant backlog of unicorn startups that have yet to go public. This may impact the market's dynamics.
  2. Artificial Intelligence is facing challenges with its gross margins. Companies need to find ways to improve profitability as costs rise.
  3. There are clear steps and paths for finance professionals aiming to become CFOs. Understanding the necessary skills and experiences is crucial for career advancement.

DeFi Education Q&A (April 2024 pt. 1)

DeFi Education • 659 implied HN points • 06 Apr 24
🔮 Crypto Blockchain Finance Technology Investing Education
  1. The Q&A sessions provide expert insights from experienced professionals in finance and software. This means you'll get reliable knowledge directly from people who really know what they're talking about.
  2. These sessions are just for paid subscribers, which helps ensure quality content and an engaged audience. It's a space designed for those who are truly interested in learning more.
  3. The focus is also on staying updated with the fast-moving world of cryptocurrency and finance, so you'll always be learning the latest trends and information. It's an opportunity to grow your understanding of DeFi in real-time.

TBM 340: Path to $

The Beautiful Mess • 304 implied HN points • 13 Feb 25
💼 Business Management Finance Strategy Operations Startups
  1. Different teams have varying impacts on business outcomes, making it easier for some to show their value than others. For instance, a team focused on improving sales can clearly demonstrate their contribution, unlike teams juggling multiple tasks.
  2. Startups often change their team structure frequently to tackle immediate challenges, which can lead to chaos, but also strong focus when everyone rallies around a project. This flexible approach can help in growth and development.
  3. It’s important for organizations to recognize how their teams collaborate and support each other. Finding ways to help less effective teams focus or connect with important goals can boost overall performance and success.

The anatomy of a breakthrough “Service-as-a-Software” business

Kyle Poyar’s Growth Unhinged • 425 implied HN points • 15 Jan 25
💼 Business Startups Technology E-commerce Marketing Finance
  1. Chargeflow focused on marketing and customer relationships before building their product. This helped them understand what their audience needed and how to stand out.
  2. They made it super easy for customers to sign up and get started, which led to positive reviews and a better presence in app stores. Fast onboarding is key for attracting users.
  3. Chargeflow's pricing model is based on success, meaning customers only pay when they see results. This approach not only attracts customers but keeps them around longer.

Happy Thanksgiving Semicap & Semiconductors

Mule’s Musings • 141 implied HN points • 29 Nov 24
💼 Business Economics Finance Markets Investment Technology
  1. Export controls in the semiconductor industry can create good buying opportunities. It's a chance for investors to think strategically.
  2. The semiconductor market is influenced by various factors, and understanding these can help in making informed decisions.
  3. Staying updated on industry news is essential for anyone interested in semiconductors, especially during significant events like Thanksgiving.

DeFi Education Q&A (February 2024 pt. 2)

DeFi Education • 879 implied HN points • 24 Feb 24
🔮 Crypto Blockchain DeFi Investing Finance Education
  1. Q&A sessions give you insights from experts in finance and software. It's a great way to learn from people who know the field well.
  2. These sessions are for anyone interested in DeFi, whether you're new or looking to deepen your understanding. Everyone can benefit from the information shared.
  3. Being part of these discussions can help you make better decisions in your financial journey. Engaging with knowledgeable individuals can provide clarity on complex topics.