The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

Garmin's ~$40B Pivot

SatPost by Trung Phan • 175 implied HN points • 17 Jan 25
💼 Business Corporate strategy Finance Product Development
  1. Garmin transformed from an automotive GPS company to a leader in fitness watches by investing heavily in research and development. This shift helped it survive the competition from tech giants like Apple and Google.
  2. The company showed strong adaptability when its core automotive market declined, successfully pivoting to fitness and outdoor activities by creating specialized products like GPS-enabled watches for runners.
  3. Garmin's commitment to innovation and vertical integration has allowed it to maintain high-quality standards and respond quickly to market changes, helping it compete effectively despite challenges from larger tech companies.

Is Vivek Ramaswamy A BioTech Ponzi Schemer & Deep State Asset?

2nd Smartest Guy in the World • 4658 implied HN points • 15 Jan 24
💼 Business Biotech Scams Investing Entrepreneurship Finance
  1. Vivek Ramaswamy made millions from biotech companies that failed, leading to accusations of running a Ponzi Scheme.
  2. Ramaswamy has been critiquing corporations engaging in what he calls 'socially conscious investing' as a threat to America's well-being.
  3. Despite accusations and controversies, Ramaswamy's net worth has been estimated to be over $950 million, raising questions about his business practices.

Top Links 578 Airline profits. Global migration. Virtue capitalists & Norwich v. the Soviet Union.

Chartbook • 500 implied HN points • 03 Dec 24
💼 Business Economics Finance Corporate Market Trends Globalization
  1. Airline profits have rebounded recently, indicating a recovery in the travel industry. This shows that more people are flying again after tough times.
  2. Global migration trends are changing, with more people moving for various reasons. This affects economies and cultures around the world.
  3. There is a discussion around 'virtue capitalists,' who focus on social values while making money, and their impact compared to historical examples like Norwich and the Soviet Union.

Elon Musk Is Dangerous To Society

Where's Your Ed At • 21068 implied HN points • 13 Sep 23
🇺🇸 U.S. Politics Technology Finance Media Government Corruption
  1. Elon Musk has significant influence due to his wealth and power, and his actions can negatively impact global events.
  2. Musk's decisions, personal beliefs, and interactions with authoritarian regimes raise concerns about his potential misuse of power.
  3. Coverage of Musk should shift to recognize him as a harmful actor who prioritizes his desires over societal well-being.
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The ASOMOCO Top 10 (2024 Edition)

Altered States of Monetary Consciousness • 226 implied HN points • 31 Dec 24
💼 Business Economics Finance Corporate Innovation Monetary Policy
  1. Corporations use simplified interfaces to interact with people, making it easier for us to deal with their complex structures. This can give them a more relatable personality, changing how we perceive them.
  2. Billionaires are often seen as uniquely gifted individuals, but this view overlooks the collaborative efforts of many people that contribute to their success. It's important to understand the collective work behind big achievements.
  3. Surveillance is becoming normalized as companies find new, clever ways to collect our data. They often spin this as a fun experience, making people look forward to sharing their information.

The Bear Cave #249

The Bear Cave • 513 implied HN points • 24 Nov 24
💼 Business Finance Investors Market Analysis Corporate Governance Executive Changes
  1. Multiple activist reports have raised concerns about major companies like Roblox, Oklo, and elf Beauty, suggesting issues of financial integrity and management competence. These reports could indicate potential future problems for these companies.
  2. Several key executives have recently resigned from their positions, including CEOs and CFOs from various companies. This turnover can point to instability within these organizations, potentially affecting their performance.
  3. There are ongoing investigations into companies like Zeta Global for unethical practices. Allegations of deceptive marketing and revenue manipulation highlight the importance of transparency in business.

Arm's 2025 Q3 Financial Results

More Than Moore • 46 implied HN points • 06 Feb 25
💼 Business Finance Revenue Licensing Growth Market Trends
  1. Arm's recent financial results show a big increase in revenue, largely thanks to the growing demand for AI and new technology. They set records in both total and royalty revenues this quarter.
  2. The company is heavily investing in research and development, increasing their spending and hiring more engineers to stay competitive. This is helping them innovate and improve their products.
  3. Arm faces competition from other chip designers and ecosystems like RISC-V, so they must navigate these challenges carefully to maintain their market share and continue growing.

The Bear Cave #248

The Bear Cave • 583 implied HN points • 17 Nov 24
💼 Business Finance Investing Corporate strategy Market Analysis Business Ethics
  1. Culper Research claims Zeta Global Holdings is involved in shady practices, including false data and deceptive websites to gather consumer information. They think Zeta's stock price is too high and expect it to drop soon.
  2. There have been several high-profile resignations among executives in various companies, highlighting instability in leadership. It's concerning when CFOs and CEOs leave, especially in such quick succession.
  3. Recent reports have raised concerns about financial discrepancies in VusionGroup, which may indicate larger issues within the company. The connection with a major Chinese partner raises further questions about its operations.

DeFi Education Q&A (July 2024 pt. 1)

DeFi Education • 519 implied HN points • 14 Jul 24
🔮 Crypto Blockchain DeFi Investing Finance Education
  1. The Q&A sessions provide expert insights from knowledgeable professionals in finance and crypto. This helps people understand complex topics better.
  2. These sessions are designed to keep subscribers informed about the latest trends in the DeFi space. Staying updated is important for making smart decisions.
  3. The content is aimed at both new and experienced individuals in the crypto world. Everyone can benefit from the shared knowledge.

How we built a business out of recession - chapter 34 - sales people always say yes

The ZIPster • 35 implied HN points • 14 Feb 25
💼 Business Entrepreneurship Sales Marketing Management Finance
  1. Starting a business without a formal plan can still lead to success, especially if you're adaptable and listen to your customers.
  2. Entering new markets can be tricky; familiarity with local culture and practices is very important to avoid mistakes.
  3. It's better to focus on areas where you have experience and can easily connect with customers, rather than spreading too thin in unfamiliar locations.

Loose Ends

Doomberg • 10309 implied HN points • 28 Feb 24
💼 Business Finance Energy Politics Climate Market Analysis
  1. It's important for analysts to reflect on their past work to improve and learn from mistakes.
  2. Understanding the political landscape is crucial for predicting market trends, especially in energy markets.
  3. The strategy of imposing sanctions against Russia may be ineffective and could have negative consequences on the global financial system.

The bottomless financial insanity of the Rwanda scheme

Striking 13 • 2515 implied HN points • 01 Mar 24
🌍 World Politics Government Finance Policy International relations Economics
  1. The UK's Rwanda scheme is shown to be financially insane, with exorbitant costs and no real impact, according to a recent report.
  2. The Home Office's approach to the scheme is criticized for its irrationality, waste of money, and failure to address the asylum backlog effectively.
  3. Comparison with the costs of a functioning asylum system highlights the extreme financial inefficiency and lack of logic in the Rwanda scheme.

Onchain Landscape (Part 1)

DeFi Education • 839 implied HN points • 08 Jun 24
🔮 Crypto Blockchain Investment Finance Technology Economics
  1. There are different blockchain ecosystems called Layer 1, Layer 2, and Layer 3, and each has its own use and benefits. Understanding these layers can help you decide where to invest your time and money.
  2. Layer 2 solutions help blockchains process more transactions efficiently by using off-chain data to save on resources. This means faster transactions and lower costs, making them a hot spot in the crypto world.
  3. Layer 3 is a newer concept that sits on top of Layer 2, focusing on specific apps and improving their functionality. While still experimental, investing in Layer 3 can present unique opportunities.

The Bear Cave #244

The Bear Cave • 769 implied HN points • 20 Oct 24
💼 Business Finance Investing Corporate Governance Market Analysis Regulation
  1. Fuzzy Panda Research raised concerns about Stride Inc, suggesting it might face serious challenges after benefiting from COVID-related funding. They believe the company is going to struggle with competition and internal issues.
  2. Recent executive resignations from companies like CVS Health and The Joint Corp signal potential instability, as these leaders leave amid significant financial downturns for their companies.
  3. A new FTC rule will make it easier for consumers to cancel subscriptions. This change aims to prevent businesses from making it too hard for people to stop payments for services they no longer want.

Google opens another traffic spigot for publishers

Simon Owens's Media Newsletter • 449 implied HN points • 22 Nov 24
💼 Business Media Advertising Publishing Finance Technology
  1. Google Discover is now a major source of traffic for publishers, but it may lead to less meaningful connections with their audiences. Publishers often end up serving low-quality ads to visitors who leave quickly.
  2. Podcasters are looking to change the trend of having the same guests on many shows to make interviews more unique and engaging. Many hosts are tired of recycled content that doesn’t stand out.
  3. Apple is starting to sell ads in Apple News directly, which could mean more revenue for publishers. This shift may help Apple balance its user privacy principles with the need to generate advertising income.

Fund Raiser! Please buy a subscription.

C.O.P. Central Organizing Principle. • 18 implied HN points • 05 Feb 25
💼 Business Finance Fundraising Subscriptions Economics Entrepreneurship
  1. Money is tight, and it's important to be mindful of our spending. Choosing the cheapest options can help during tough financial times.
  2. Supporting creators and writers through subscriptions can ensure they continue providing content. Your support can make a big difference!
  3. Weather can impact activities like busking, so it's okay to take a break when conditions aren't favorable. Staying safe is a priority.

Junk Bond Trader

Where's Your Ed At • 13056 implied HN points • 26 Oct 23
💼 Business Entrepreneurship Finance Marketing Management Investing
  1. Elon Musk is perceived as a modern-day hustler, skilled at manipulating media and markets without creating tangible value.
  2. Musk's success lies in picking companies and products that promise eternal growth, even if the reality doesn't align with the hype.
  3. The acquisitions of SolarCity, Twitter, and the Cybertruck showcase Musk playing outside the odds, relying on emotion, and making risky bets.

The 10 Essential Slides You Need in Your Pitch Deck 📝

The VC Corner • 559 implied HN points • 28 Jun 24
💼 Business Entrepreneurship Investment Startups Pitching Finance
  1. Every startup needs a strong pitch deck to impress investors. It's not just about showing what you've done, but telling a compelling story about what you can achieve.
  2. Following a clear structure for your pitch deck helps you address investors' concerns. You need to present your vision and strengths in a way that resonates.
  3. These ten essential slides can make your pitch memorable. They help highlight your potential and build a narrative that investors can connect with.

TBM 334: The Capacity Allocation Illusion

The Beautiful Mess • 1031 implied HN points • 19 Jan 25
💼 Business Management Operations Finance Strategy Innovation
  1. Capacity in software development isn't just about how many hours people work. It's more complicated and depends on past investments and the overall work environment.
  2. Oversimplifying capacity can lead to poor decisions. You need to consider many factors, like team dynamics and the quality of work, rather than just time spent on tasks.
  3. When asked about spending, it's better to focus on how investments improve future capacity instead of just breaking down hours. Understanding the bigger picture is key.

The Bear Cave #246

The Bear Cave • 559 implied HN points • 03 Nov 24
💼 Business Finance Management Investing Corporate Governance Market Analysis
  1. Blue Orca Capital reported that Baldwin Insurance Group has been using some tricky financial practices to make their profits look better than they actually are. They claim the company has serious profitability issues.
  2. Recent leadership changes show a lot of turnover among company executives, with several CFOs and CEOs resigning or being let go. This could indicate bigger problems within those companies.
  3. There are also activist reports about Byrna Technologies, suggesting they might be exaggerating their business success. The reports claim many of their dealers don’t really exist or aren't effective.

Top Links 570 The horse race for the Treasury job. Trade finance in Asia. Luxury squeezed. Lenin & the IMF.

Chartbook • 400 implied HN points • 24 Nov 24
🇺🇸 U.S. Politics Elections Policy Government Finance International relations
  1. There is a competitive process happening for a key Treasury position, indicating its importance in governance.
  2. Trade finance in Asia is evolving, which may have significant impacts on the global economy.
  3. Luxury goods are facing challenges, suggesting a shift in consumer behavior or economic conditions.

Deep State Deconstruction: DOGE and Treasury

Who is Robert Malone • 29 implied HN points • 09 Feb 25
🇺🇸 U.S. Politics Corruption Transparency Government Technology Finance
  1. DOGE is using advanced technology to map out and uncover corruption in government spending. This can help find waste and improve transparency.
  2. The project aims to make government accountability stronger, which can lead to greater public support for federal agencies.
  3. There is a shift in power dynamics in Washington, and new tools may change how influential networks operate within government departments.

How Kobe Bryant's $400 Million Investment Win Set The Standard For Athlete Investing

Huddle Up • 55 implied HN points • 27 Jan 25
💼 Business Investing Athletes Finance Entrepreneurship Success
  1. Kobe Bryant made a significant investment of $400 million, which shows how athletes can succeed financially after their sports careers. It highlights the importance of smart investing for athletes.
  2. Kobe's dedication and work ethic were key to his success, not just in sports but also in business. This shows that hard work can pay off in multiple fields.
  3. His achievements in investing have set a new standard for how other athletes think about their financial futures. Athletes today can learn from his example.

Nightmare on Wall Street for Medicare Advantage Companies

HEALTH CARE un-covered • 1498 implied HN points • 05 Apr 24
🏥 Health Politics Medicare Insurance Healthcare Government Finance
  1. Medicare Advantage companies are struggling as Wall Street is disappointed with payment increases from the government. The payment increase for 2025 was lower than what these companies wanted.
  2. Insurers like Humana and UnitedHealth have seen their stock prices drop significantly, losing billions in market value. This fall has been alarming to investors who were used to seeing these companies perform well.
  3. The Medicare Advantage sector may look to influence politics by supporting candidates who favor their interests. Companies are likely to invest heavily in campaigns to get more favorable treatment in the future.

Why I've Joined Pattern Ventures as the Firm's Newest GP!

patternventures • 119 implied HN points • 17 Sep 24
💼 Business Venture Capital Investment Finance Startups Entrepreneurship
  1. The venture capital world is changing, with smaller emerging managers expected to yield better returns than larger, established firms. Smaller funds need less total value to achieve strong returns, making them more appealing.
  2. Finding the right emerging managers is really tough. Not all of them will succeed, so it's important to pick those with unique skills and a track record of success.
  3. Emerging VC firms now have a lot of opportunities, especially with many new operators starting their own funds. The early-stage landscape is hot right now, and there's excitement about investing in it.

Clouded Judgement 6.6.25 - How to Spot ERR

Clouded Judgement • 6 implied HN points • 06 Jun 25
💼 Business Finance Investing Entrepreneurship SaaS Market Trends
  1. It's important for companies to know the difference between ARR (annual recurring revenue) and ERR (experimental run rate revenue). ARR is more stable while ERR can fluctuate a lot, which can affect business decisions.
  2. Some signs of ERR include using products on a trial basis or having fuzzy ROI expectations. Companies should look out for these signs to understand if their revenue is dependable.
  3. Businesses should pay attention to where budgets come from and how contracts are structured. Knowing these details can help avoid unexpected revenue drops.

Sailpoint’s lonely IPO accelerates

Alex's Personal Blog • 32 implied HN points • 11 Feb 25
💼 Business Startups Finance Investments Market Trends Technology
  1. SailPoint is moving forward with its IPO and has increased its share price range, suggesting a positive market for tech companies. This shows there is still interest in new technology offerings despite some hesitation from other firms.
  2. Startups are reaching $100 million in annual recurring revenue faster than before, making it easier to attract investors. This shift indicates that the traditional milestones for going public are changing.
  3. Shopify had strong revenue growth, but its future profit expectations worried some investors. This illustrates the challenges companies face in today's tough market, even if they are performing well.

This is Math Meets Money

Math Meets Money • 139 implied HN points • 19 Aug 24
💼 Business Finance Operations Strategy Recruitment Consulting
  1. Math Meets Money is a newsletter that helps scientists understand the business world using clear explanations. It's designed for those with scientific backgrounds who want to transition into business roles.
  2. The newsletter addresses common barriers scientists face when entering the business world. These include feeling over-qualified, under-qualified compared to others, and struggling with the specialized language of business.
  3. Readers can expect daily briefings on business terms and concepts, along with deeper dives into case studies and current events on weekends. This is all aimed at empowering scientists to innovate in industry.

Movers, Shakers, & Money Makers (10/14)

Human Capitalist • 19 implied HN points • 15 Oct 24
💼 Business Employment Management Finance Marketing Job Changes
  1. Several key job changes happened recently, showing interesting shifts in various industries. People are moving to new roles that might change their companies significantly.
  2. Big tech alumni are finding new opportunities in different fields, indicating a trend of high talent being reused across industries. This could lead to innovation in sectors outside big tech.
  3. Monitoring job changes can be valuable for investors, recruiters, or anyone interested in career movements. Staying updated helps you know where talent is heading.

All content should flow toward newsletter signups

Simon Owens's Media Newsletter • 349 implied HN points • 19 Nov 24
💼 Business Media Entrepreneurship Marketing E-commerce Finance
  1. Good content should always encourage people to sign up for newsletters. This helps creators grow their audience and make money.
  2. You can succeed on platforms like Substack even if you start with no followers. Many people have built their subscriber base from scratch.
  3. Partnerships can help you grow faster. Teaming up with established brands can lead to more visibility and subscribers.

DeFi Education Q&A (June 2024 pt. 2)

DeFi Education • 499 implied HN points • 15 Jun 24
🔮 Crypto Blockchain DeFi Investing Finance Technology
  1. The Q&A sessions feature experts with strong backgrounds in finance and software, making it a great opportunity to learn about crypto.
  2. These sessions help both new and experienced subscribers get insights and stay informed in the ever-changing DeFi space.
  3. It's a bi-weekly event that encourages knowledge sharing and offers a platform for questions related to decentralized finance.

DeFi Education Q&A (June 2024 pt. 1)

DeFi Education • 599 implied HN points • 01 Jun 24
🔮 Crypto Blockchain DeFi Investing Finance Technology
  1. Q&A sessions provide expert insights from experienced professionals in finance and software. They help people understand the complexities of crypto.
  2. The sessions are designed to engage and inform new subscribers about current trends in the crypto market.
  3. Participation in these Q&A sessions can enhance one's knowledge and confidence in navigating decentralized finance.

Issuing Equity: A Guide for Startups

The VC Corner • 439 implied HN points • 22 Jun 24
💼 Business Startups Finance Investment Ownership Equity
  1. Issuing equity means giving part of your startup away in exchange for money or investment. This can change who makes decisions in your company.
  2. It's important to understand the terms of what you're agreeing to when you issue equity. Knowing the details can help you make smarter choices.
  3. Different types of agreements and shares can impact your startup's future. Make sure to learn about these options before moving forward.

This New Internet Thing, Chapter 25

Life Since the Baby Boom • 461 implied HN points • 31 Oct 24
🕹 Technology Internet Computers Television Startups Finance
  1. Len is looking for ways to get hired in the tech world. He knows he has the skills, but he wonders how to get noticed by the big players in Silicon Valley.
  2. The team at Palm is excited about a new handheld product called Touchdown. They are focusing on what customers really need and ignoring unnecessary features to make it great.
  3. Len and Dan go on a TV show to talk about their work with the Internet and crime. They manage to discuss their mutual fund and share how technology helps with their investigations.

Astera Labs IPO - The Next Connectivity Superhero or Steamrolled By Competition?

SemiAnalysis • 5354 implied HN points • 17 Mar 24
💼 Business Technology Finance Competition Market Analysis Forecasting
  1. Astera Labs is a key player in the AI infrastructure market, supplying connectivity chips to hyperscalers, AI accelerator vendors, and system OEMs.
  2. Connectivity in the datacenter market is highly competitive, but Astera Labs has the opportunity to become a connectivity 'Superhero' by maintaining market share and expanding product lines.
  3. Astera Labs focuses on solving connectivity bottlenecks in high-speed interfaces by offering retimers to improve signal integrity, particularly targeting PCIe 4.0 and 5.0 specs.

PolitiFi: Crypto's Final Battle

DeFi Education • 699 implied HN points • 15 May 24
🔮 Crypto Blockchain Decentralization Finance Politics Technology
  1. Crypto is political. It challenges how money is controlled by banks and governments, giving people more power over their finances.
  2. Decentralized finance has roots in a movement that values privacy and individual rights. The focus is on creating systems that allow anonymous transactions to resist government control.
  3. In the election year, pay attention to how political changes affect crypto projects, token economics, and privacy coins. The shifting political landscape can create opportunities and challenges for the crypto space.