The hottest Investing Substack posts right now

And their main takeaways
Category
Top Finance Topics

TradFi 2.0

DeFi Education • 699 implied HN points • 05 Jul 22
🔮 Crypto Investing
  1. TradFi 2.0 refers to a next-level iteration of traditional finance that mixes with new innovations. This means using technology to improve and change how financial systems work.
  2. Decentralized finance (DeFi) aims to provide financial services without central authorities. It represents a shift towards transparency and independence in finance.
  3. Critiques are common within DeFi spaces to ensure that protocols are held accountable. It's important to recognize mistakes and learn from them for better future decisions.

Problems at POET Technologies (POET)

The Bear Cave • 256 implied HN points • 05 Dec 24
💰 Finance Investing
  1. POET Technologies is working on an optical interposer technology, but it has very little revenue and a large debt, raising concerns about its long-term survival.
  2. The stock price of POET has risen dramatically this year, largely due to promotional campaigns rather than the company’s actual performance or growth.
  3. Several YouTube videos promoting POET were paid for by the company, which coincided with big jumps in stock price, suggesting that hype is driving interest more than solid fundamentals.

[2025–2026] Week 6: Benjamin Graham’s Security Analysis, Part 6

Behavioral Value Investor • 29 implied HN points • 07 Nov 25
💰 Finance Investing
  1. When analyzing a company's finances, it's important to look at more than just the income statement. You should consider the balance sheet and cash flow statements to get a fuller picture of the company's health.
  2. Benjamin Graham warns that income statements can be misleading due to factors like one-time costs or accounting tricks used by management. It’s essential to adjust your views based on these potential issues.
  3. Graham emphasizes the importance of management when looking at companies trading below their liquidation value. Good management can make a big difference in whether these investments are truly worthwhile.

Dissent and Debate: The Pushback on my Tesla Valuation

Musings on Markets • 379 implied HN points • 03 Feb 23
💰 Finance Investing
  1. There are strong opinions on both sides regarding Tesla's future value. Some believe it's undervalued, while others think it's overvalued, showing how divided people are about the company's potential.
  2. Revenue growth estimates are tricky; as companies get bigger, it's harder to keep high growth rates. The idea is that Tesla will reach a certain revenue and then grow slowly, like many large companies.
  3. Cost of capital is an important factor in valuing a company. For Tesla, using a realistic cost of capital helps in understanding its financial potential, even if different viewpoints exist on what that number should be.

Links - 01/11/2024

Value Investing World • 98 implied HN points • 11 Jan 24
💰 Finance Investing
  1. Invest based on bottom-up analysis of companies, not macro forecasts.
  2. Have opinions on the macro, but don't bet clients' money on them.
  3. Be aware of current macro conditions when making investment decisions.
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The DeFi Roundup (July 16, 2022)

DeFi Education • 679 implied HN points • 16 Jul 22
🔮 Crypto Investing
  1. There is always something happening in the crypto world, even when prices are stable. This shows that the industry is active and dynamic.
  2. The roundups are designed to help paid subscribers catch up on important market events quickly. They can stay informed in just a few minutes.
  3. The content aims to keep readers engaged and provide updates on the latest happenings in DeFi, which is important for anyone interested in cryptocurrency.

What's going on with Farfetch?

Philoinvestor • 117 implied HN points • 13 Dec 23
💰 Finance Investing
  1. Rumors and uncertainty around Farfetch's future are causing stock price fluctuations.
  2. There may be strategic partnerships and asset divestments in Farfetch's plan to improve liquidity.
  3. Farfetch is facing challenges, but potential deals and cost-cutting strategies may help improve the company's financial situation.

Straight Outta DeFi - R.W.A

DeFi Education • 839 implied HN points • 05 Apr 22
🔮 Crypto Investing
  1. Real World Assets (RWAs) have a huge potential market, which could greatly impact both crypto and traditional finance. It's a new area where the value of physical things can be brought onto the blockchain.
  2. DeFi protocols are strongly influenced by speculative behavior in crypto markets. When prices go up, there's more trading and borrowing, but when the market cools down, activity drops significantly.
  3. Challenges like legal issues and the need for standardized processes exist in the RWA space. However, if solved, RWAs could provide stable investment opportunities even during crypto market downturns.

Q&A + Survey!

DeFi Education • 499 implied HN points • 15 Nov 22
🔮 Crypto Investing
  1. Exchange order books are very thin right now, meaning there aren't many buy or sell orders available. This could affect trading activity significantly.
  2. Alameda Research has stopped making markets, which indicates that some big players are stepping back due to risk concerns. This might impact market stability.
  3. There are worries about stolen tokens from FTX being sold off, causing fear among traders to manage their risks carefully.

Economics and Business Links, 1/15

In My Tribe • 212 implied HN points • 15 Jan 25
💰 Finance Investing
  1. Fannie Mae and Freddie Mac have had complicated financial dealings with the Treasury. Their situation raises questions about privatization and how the accounting around their debts is handled.
  2. Eugene Fama argues that bubbles in market prices are hard to prove, suggesting that price swings are unpredictable and don't meet the classic idea of a bubble.
  3. Experts like Bill McBride believe there's concern about a housing bubble due to rising house prices, but he notes that lending standards are better now than during previous bubbles.

Stock Talk - A Newsletter About Investing

Jon’s Newsletter • 59 implied HN points • 16 Mar 24
💰 Finance Investing
  1. Traders are worried about the stock market because they expected the Federal Reserve to cut interest rates soon. However, some experts believe the economy is stable enough for stocks to grow without rate cuts.
  2. Some major tech stocks, known as the 'Magnificent 7', are currently valued lower compared to their past. This suggests they might be a good buy compared to their earnings.
  3. Many companies are likely to increase their dividends significantly in the next few years. Investors might want to look at these dividend-growers for better returns.

The VC Corner 📰 #3

The VC Corner • 119 implied HN points • 08 Dec 23
💼 Business Investing
  1. The VC Corner is a weekly newsletter focusing on venture capital updates. It's designed for both experienced investors and those new to the field.
  2. The newsletter offers curated news and resources relevant to startups and investment. This can help readers stay informed on the latest trends in the industry.
  3. Readers can get started with a free trial to access past posts and insights. This is a great way to sample the content before committing.

Your Guide To Bull Market Pain Levels

The Lund Loop • 78 implied HN points • 10 Feb 24
💰 Finance Investing
  1. Investors experience different levels of pain in a bull market, ranging from mild discomfort to severe distress.
  2. The Pain Assessment Scale categorizes bull market pain into three main levels: Pain Free, Mild Pain, Moderate Pain, and Severe Pain.
  3. Addressing issues like position sizing, risk management, and speculation can help alleviate bull market pain. Seeking help from a financial planner is advisable if symptoms persist or worsen.

Learning from Under Armor's failed Big Data push [Finance Friday]

Technology Made Simple • 159 implied HN points • 14 Oct 23
💰 Finance Investing
  1. Data-driven decisions and AI can be valuable, but they must serve a larger purpose to avoid financial ruin.
  2. Investing heavily in technologies like Big Data without a clear strategy can lead to disaster, as seen with Under Armor's failed Big Data push.
  3. Leaders should carefully consider the cost and benefits of implementing AI into their processes, ensuring it aligns with their overall goals and strategy.

Even "All Time Highs" Feel Shitty

QTR’s Fringe Finance • 26 implied HN points • 12 Nov 25
💰 Finance Investing
  1. The economy might be doing well according to headlines, but many regular people are struggling with debt and financial issues.
  2. Even when the stock market is at record highs, it doesn't reflect the financial realities for everyone, especially on Main Street.
  3. There's a disconnect between how Wall Street perceives success and how everyday Americans are actually feeling.

Six Easy Ways to Save Money in DeFi

DeFi Education • 799 implied HN points • 14 Apr 22
🔮 Crypto Investing
  1. Ethereum transaction fees can be very high, sometimes between $10-$30. This makes it hard for many people to use the network.
  2. DeFi can help save money, allowing users to navigate their financial needs without excessive costs.
  3. Finding efficient ways to conduct transactions in DeFi is important for maximizing savings and accessibility.

Back to Basics: Market Cap and FDV

DeFi Education • 939 implied HN points • 20 Jan 22
🔮 Crypto Investing
  1. Market Cap shows how much a token is currently valued in the market based on its circulating supply and price. It's important to recognize that this value can change constantly with trades.
  2. Fully Diluted Valuation (FDV) estimates what the token's total market cap could be if all tokens were available. Understanding FDV helps you avoid tokens that may be overvalued at first glance.
  3. Investors should be mindful of token unlock schedules and how much supply is available. A low percentage of circulating supply can lead to future price drops if many new tokens flood the market.

Farming Risks, Fees and Crypto Information Sources

DeFi Education • 1298 implied HN points • 11 Jul 21
🔮 Crypto Investing
  1. There are major risks in DeFi farming like smart contract failures and rug pulls. It's important to be aware of these risks before investing.
  2. Fees can add up quickly when using DeFi projects, so timing your transactions wisely can help save money.
  3. Finding reliable data about DeFi projects is hard, and many sources might not give accurate information. It's crucial to do your own research before investing.

AAVE Part 2 - Valuation Methodology and Q&A Is Open!

DeFi Education • 1278 implied HN points • 19 Jul 21
🔮 Crypto Investing
  1. AAVE earns most of its money by charging interest on loans, much like a traditional bank. This means that understanding interest rates is key to their success.
  2. Valuing AAVE involves analyzing its potential for growth and how well it can generate income in the future. This is important for investors to know before putting money in.
  3. There is an opportunity for discussion and questions about AAVE's valuation, indicating that community engagement is encouraged. People are invited to join in and share their thoughts.

The DeFi Roundup (November 19, 2022)

DeFi Education • 479 implied HN points • 19 Nov 22
🔮 Crypto Investing
  1. DeFi has been very active this week with important developments. Many people are talking about its potential and future.
  2. The post will discuss the long-term benefits of DeFi. It's important to understand how it can grow and change the financial landscape.
  3. Recent market trends in DeFi are highlighted. These trends give insights into where the market might be headed next.

How making memes made me a millionaire in 2 months [Finance Fridays]

Technology Made Simple • 159 implied HN points • 16 Sep 23
💰 Finance Investing
  1. To be worth a million dollars, you can have a million dollars in cash, but it's rare and not always the smartest move.
  2. People can become 'millionaires' through equity, like stock compensation, where the value can fluctuate.
  3. Understanding tricks like using projections, earnings multiples, and fuzzy assets can help spot inflated valuations in the finance world.

How You Would Prepare for a Financial Collapse in The Near Term

OK Doomer • 176 implied HN points • 02 Mar 25
💰 Finance Investing
  1. It's important to prepare for financial uncertainties because the economy can change quickly. Think about what you would need if you suddenly couldn't access your money.
  2. Many people can't just drop everything and move to the woods to escape problems. Most of us have jobs and families, so we need practical solutions for city life.
  3. Consider stocking up on essentials like food and water. Being ready for the unexpected can give you peace of mind in uncertain times.

DeFi for Passive Investors

DeFi Education • 1039 implied HN points • 20 Nov 21
🔮 Crypto Investing
  1. Passive investing in DeFi can be a way for less active investors to earn returns. It allows them to participate in the market without needing to constantly manage their assets.
  2. Managing a DeFi portfolio still requires some understanding of risk management. Even passive investors should be aware of potential pitfalls and rewards.
  3. DeFi is becoming a major player in finance, and it can be beneficial for investors to explore these opportunities, even without active involvement.

Infographics: U.S. Repo Market Mechanics

Concoda • 237 implied HN points • 10 Dec 24
💰 Finance Investing
  1. The U.S. repo market is a place where banks and financial institutions borrow and lend money, often overnight.
  2. Understanding how the repo market works is important because it affects interest rates and overall market stability.
  3. Visual infographics can help simplify complex topics like the repo market, making it easier for everyone to understand.

Links - 02/23/2023

Value Investing World • 157 implied HN points • 23 Feb 23
💰 Finance Investing
  1. Select the best investments available regardless of market conditions.
  2. Truth is seldom discovered without actively seeking it.
  3. Various useful investment resources such as podcasts and articles are available for learning.

Links - 03/21/2023

Value Investing World • 157 implied HN points • 22 Mar 23
💰 Finance Investing
  1. Questioning long-held beliefs is important for growth.
  2. Artificial intelligence is seen as revolutionary as mobile phones and the Internet.
  3. Consider subscribing to Value Investing World for more content and a free trial.

A short chat with Philo

Philoinvestor • 157 implied HN points • 16 Jun 23
💰 Finance Investing
  1. Philo is an investor and businessman with a focus on investing.
  2. Philo is a philoinvestor who makes decisions using a philosophical and unemotional thought process.
  3. Philo looks for investment opportunities in companies affected by Covid, macro headwinds, and inflation.

Betting-Against-Beta is Over

Policy Tensor • 157 implied HN points • 04 Mar 23
💰 Finance Investing
  1. Betting-Against-Beta pattern has vanished and CAPM is working fine now
  2. Constraints on leverage post-GFC led to a return of risk premium
  3. Research shows revival of CAPM and the end of the betting-against-beta trade

Links - 09/26/2023

Value Investing World • 157 implied HN points • 27 Sep 23
💰 Finance Investing
  1. To achieve high returns in a low-return environment, one needs exceptional skill, high risk bearing, and some luck.
  2. Check out insights from Alta Fox Capital Management's thesis on Humble Group AB.
  3. Read the top takeaways from Oaktree's quarterly letters in their September 2023 edition.

Links - 03/09/2023

Value Investing World • 157 implied HN points • 10 Mar 23
💰 Finance Investing
  1. Accept that the future is unpredictable and focus on strategies that can adapt to unexpected events.
  2. Be skeptical of anyone's ability to predict the future, including your own.
  3. Embrace strategies that can survive whatever may occur.

Mountain Meditations

Pinecone Weekly Brief • 157 implied HN points • 02 Oct 23
💰 Finance Investing
  1. The post discusses a recap of the MI2 Macro Summit in Vail.
  2. The writer shares insights from the summit through Mountain Meditations.
  3. Readers can sign up for more content or newsletters on the Pinecone Macro website.

Short Idea - Presto Automation (PRST-US)

Guasty Winds Investment Ideas • 157 implied HN points • 24 Mar 23
💰 Finance Investing
  1. Presto Automation (PRST-US) is a loss-making, debt-ridden company that is struggling and may not survive without external financing.
  2. The company's core business of selling touch-screen tablets to restaurants is not profitable and faces challenges from cheaper alternatives like QR codes.
  3. Despite touting itself as an AI company, Presto's AI products are white-labeled and its financial situation is concerning, with high debt, low cash, and burning through cash at a fast rate.

Weird Markets = Warning Sign

Things I Didn't Learn in School • 157 implied HN points • 23 Mar 23
💰 Finance Investing
  1. Take a step back and gain perspective by reading old writings and revisiting past events.
  2. Weird market behaviors like falling bond yields during interest rate hikes and unconnected tech and bank stock movements can be warning signs.
  3. Investors are struggling to price assets amidst inflation, banking crisis, growth slowdown, global conflicts, and AI innovation.

A Stock, An Index, and a Twinkie

Things I Didn't Learn in School • 157 implied HN points • 19 Sep 23
💰 Finance Investing
  1. Charles Dow and Eduard Jones created the DJIA to simplify stock market performance in 1882.
  2. Investors now use various indexes like the S&P 500 to save money, but they may not fully understand what they are investing in.
  3. Indexes like S&P 500 simplify reality but lack clarity on the composition of assets, similar to not knowing the ingredients of a Twinkie.

Crossing Over Zero

moontower: a stoner dad explains options trading to his kids • 78 implied HN points • 04 Feb 24
💰 Finance Investing
  1. The documentary '6 Days To Air' highlights the intense work ethic of the creators of 'South Park'.
  2. Collaboration and hard work are essential for success, as seen in the partnership between Trey Parker and Matt Stone.
  3. Understanding market dynamics, like the significance of opening prices and breakout strategies, can lead to potential trading insights.

What Rising TradFi Rates Means for DeFi and Avoiding Rugpulls

DeFi Education • 499 implied HN points • 25 Oct 22
🔮 Crypto Investing
  1. Rising interest rates in traditional finance (TradFi) are making crypto investments less attractive, leading to a shift of funds back to safer, more stable options like US treasuries.
  2. MakerDAO is taking a risky approach by investing their USDC reserves with Coinbase, which could yield low returns compared to safer investment alternatives.
  3. New scams are emerging in the DeFi space, and investors should be careful to check transaction details to avoid losing money to these tricks.