The hottest Affordable Housing Substack posts right now

Traditional banks aren't willing to take on the risks associated with financing small real estate development projects due to the complex and risky nature of construction work.
Small developers struggle to access financing from traditional lenders because they lack the track record and financial resources required to secure loans, creating a barrier to entry in the industry.
Institutionalization of real estate development by large firms can lead to a loss of community identity, charm, and personalized building designs, highlighting the importance of supporting small developers in creating unique and vibrant neighborhoods.

Housing reform proposals should focus on actually increasing housing supply rather than just affordable units.
Affordable housing regulations limit the creation of new housing and may not always be the best solution for addressing housing shortages.
When proposing housing reforms, it's important to ensure that the policies align with the goal of increasing housing supply and economic growth.

Los Angeles has a successful program for building middle-income affordable housing without public subsidies.
Building codes can hinder affordable housing construction by adding unnecessary costs and delays.
Existing restrictive housing policies in cities like LA can limit the effectiveness of new affordable housing initiatives.

The South is outpacing the West Coast and Northeast in housing production.
Atlanta is demolishing its affordable housing and facing repercussions.
Different cities, like San Francisco and Los Angeles, approach affordable housing policies differently.

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