The hottest Housing Substack posts right now

And their main takeaways
Top U.S. Politics Topics
Noahpinion • 14235 implied HN points • 13 Mar 24
  1. San Francisco politics saw 'moderate' victories, focusing on results-oriented progressivism over performative leftism.
  2. The election revealed that voters want progressivism with tangible outcomes, emphasizing public safety, education, and housing.
  3. Popular theories include billionaire influence, San Francisco's real progressive nature, and the city's demand for effective governance.
Construction Physics • 13153 implied HN points • 13 Mar 24
  1. Mass timber construction is advantageous for tall buildings due to its fire resistance and carbon sequestration, but it may not significantly increase housing construction volume in the US compared to traditional methods.
  2. While mass timber is praised for its safety and environmental benefits, it faces challenges such as higher initial costs and more complex processing steps, making it less competitive than light-framed wood construction in the US.
  3. Canada's experience with mass timber, despite a supportive ecosystem, shows that residential mass timber construction may not see a significant uptick in the US housing market even with continued growth and cost reduction.
Noahpinion • 14353 implied HN points • 07 Mar 24
  1. Japanese cities provide affordable living spaces, like tiny apartments, due to lower demand and a culture of building plentiful housing.
  2. Despite small living spaces, Japanese cities excel in dense, mixed-use urban planning, creating the sense of luxury and freedom for residents.
  3. YIMBY policies in American cities aim to allow construction of compact living spaces like those in Japan, but not to force people into them against their will.
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The Overshoot • 1316 implied HN points • 20 Jan 24
  1. Despite high mortgage rates, construction and renovation spending in the US housing market have been holding steady or accelerating.
  2. Housing sales and construction are greatly impacted by changes in monetary policy and credit availability.
  3. The rebound in house prices and construction reflects the broader growth and asset price acceleration in the US economy post-pandemic.
Erdmann Housing Tracker • 252 implied HN points • 14 Mar 24
  1. Economists often overemphasize the productivity of cities as the reason for expensive housing, leading to misdiagnoses and biases.
  2. High income gains have been observed in cities that didn't experience significant growth in housing units, challenging the concept of agglomeration economies.
  3. Income disparities among cities have increased over time, with a significant impact from Closed Access displacement, showing the importance of considering factors beyond productivity in city assessments.
Chartbook • 357 implied HN points • 23 Feb 24
  1. The post highlights topics like the new armaments industry, urban planning, and Eswatini's ship registry.
  2. The Chartbook Newsletter by Adam Tooze offers valuable insights and content on various subjects.
  3. The post includes links to intriguing content, like a piece on Yozo Hamaguchi's art and a paid subscriber section.
Erdmann Housing Tracker • 252 implied HN points • 23 Feb 24
  1. Minneapolis experienced a drop in rents in 2021 and 2022 but the correlation between housing construction and rent trends isn't conclusive. It's important to assess data carefully before drawing conclusions.
  2. Auckland, New Zealand, has visible rent decreases due to effective supply-side reforms, contrasting with Minneapolis where the impact of such reforms is less clear.
  3. The correlation between income, new home construction, and rent inflation post-Great Recession reveals unusual patterns, possibly influenced by mortgage suppression policies, highlighting the need for comprehensive data analysis.
Erdmann Housing Tracker • 105 implied HN points • 14 Mar 24
  1. The mortgage crackdown post-2008 led to a housing shortage, impacting construction of single-family homes in different cities.
  2. There is a correlation between the drop in construction activity after 2008 and metro area incomes, where lower income areas experienced a greater decline.
  3. Trends suggest housing constraints may lead to higher incomes, impacting new single-family home construction and mortgage lending standards across different cities.
thezvi • 1472 implied HN points • 20 Sep 23
  1. The listings will continue until people can afford houses in places they want to live.
  2. Housing costs are rising, but homeownership rates have not drastically declined.
  3. Building more houses where people want to live is crucial for lowering housing costs and increasing supply.
Wrong Side of History • 299 implied HN points • 21 Jan 24
  1. The author discusses the rise of new theists and the benefits of religion despite a decline in observance.
  2. Reflections on the TV show 'The Sopranos' and the author's fear of flying are shared.
  3. The newsletter also covers topics like London's housing crisis, diversity statements, conspiracy theories, sobriety culture, and societal changes in France.
Supernuclear • 294 implied HN points • 11 Jan 24
  1. Template House is an intentional community in San Francisco supporting individuals coming out of long-term incarceration.
  2. The community focuses on justice, care, and kinship while emphasizing shared values and deep connections.
  3. Template House aims to transition to a land trust for long-term preservation and is seeking financial support for this transition.
Cornerstone • 99 implied HN points • 19 Feb 24
  1. Zoning reform opponents want people to be confused, angry, and fearful, but reform supporters aim to inform people with the belief that information is on their side.
  2. Negative behavior and attacks from opponents persist, making it challenging to engage in positive dialogue and find common ground in housing advocacy.
  3. NIMBYism is driven by a deep fear of change, with opponents believing increased housing density will disrupt their lives, creating a generational and emotional divide in housing debates.
Good Reason • 199 implied HN points • 14 Jan 24
  1. Renting is now more financially sound than buying due to high mortgage rates and home prices.
  2. Renting may save money now, but high rents are still a burden on many, making it hard to save for a home in the future.
  3. The current housing situation reflects negatively on society, with both buying and renting becoming expensive options.
The Mill • 766 implied HN points • 16 Sep 23
  1. Michaela Ali, a pregnant health worker, has been living in hotels due to her rat-infested flat for over a year.
  2. Despite complaints to the housing association, Riverside, Michaela has felt powerless and unmoored in trying to make her living situation habitable.
  3. The experience has left Michaela feeling hopeless and untrusting, highlighting the challenges faced by social housing tenants in getting their living conditions improved.
Urben Field Notes • 84 HN points • 08 Feb 24
  1. Los Angeles has a successful program for building middle-income affordable housing without public subsidies.
  2. Building codes can hinder affordable housing construction by adding unnecessary costs and delays.
  3. Existing restrictive housing policies in cities like LA can limit the effectiveness of new affordable housing initiatives.
CalculatedRisk Newsletter • 28 implied HN points • 11 Mar 24
  1. Rent growth has slowed sharply at large holders of multifamily properties like MAA, Equity Residential, and Avalon Bay Communities in the past year.
  2. Despite overall rent growth slowdown, year-over-year growth in rent renewals remained in the 4.5% - 5% range in January, showing a different trend.
  3. There is a lesson to be learned from the 1994-1995 Fed tightening episode where the Federal Reserve raised the policy rate significantly without triggering a recession, providing valuable insights for current monetary policymaking.
City Hall Watcher • 78 implied HN points • 09 Feb 24
  1. Toronto City Hall is facing a significant budget battle next week over a $17 billion budget.
  2. Council spent time debating printing costs, travel expenses, bus lanes, and shelters in their recent meetings.
  3. The Toronto Community Housing Board is tackling the issue of overhoused households, aiming to reallocate space for those on the waitlist.
The Sunday Morning Post • 58 implied HN points • 11 Feb 24
  1. The housing crisis has worsened in recent years due to factors like increased rents and higher home prices, impacting policymakers and individuals alike.
  2. The root of the housing crunch dates back to the Great Recession in 2007, leading to a significant drop in new home construction that never fully recovered.
  3. To ease the housing crunch, there is a need for an increase in the construction of various types of housing units, which has already shown some promise in the rental market.
City Hall Watcher • 78 implied HN points • 26 Jan 24
  1. Toronto City is seeing a trend where a few large corporations dominate the employment landscape, which could lead to political challenges.
  2. Toronto is working on improving housing development timelines and affordable housing projects to address the growing housing crisis.
  3. City Hall in Toronto is considering implementing new measures like a foreign buyer tax, revamping subsidy programs, and investing in dedicated bus lanes to improve transit infrastructure.
System Change • 687 implied HN points • 06 Jun 23
  1. The housing crisis in Britain is not just about supply and demand, but also about a global wall of money inflating housing values.
  2. Speculation in the property market is fueling high house prices, not a shortage of supply.
  3. To make housing more affordable, measures like property speculation tax and managing speculative capital flows are needed.
CalculatedRisk Newsletter • 19 implied HN points • 05 Mar 24
  1. Real house prices in the US are currently 2.4% below the recent peak, indicating a slight decline in prices adjusted for inflation.
  2. It's important to consider the price-to-rent ratio to understand the affordability of housing markets.
  3. National house prices are historically high after being 10.2% above the bubble peak level, despite the market's ups and downs over 17 years.
The Discourse Lounge • 702 implied HN points • 07 Apr 23
  1. Vacancy rates for housing are at record lows in the United States, leading to a severe housing shortage.
  2. Real estate speculators and corporations are profiting from the housing crisis by acquiring rental housing.
  3. To combat the housing shortage, there is a need to build more housing, reconsider zoning laws, and potentially cap rent growth temporarily.
American Inequality • 589 implied HN points • 10 May 23
  1. Homeownership in America is becoming increasingly difficult due to rising prices and rates.
  2. Demographics, such as race, play a significant role in homeownership disparities.
  3. Recommendations include increasing affordable housing supply, including rent payments in credit scores, and expanding federal loan programs.
Model Thinking • 2 HN points • 01 Apr 24
  1. Housing in Britain is currently unaffordable due to bloated planning restrictions, costing residents in terms of space, age of homes, and financial burden.
  2. The proposal to reclaim land from Dogger Bank for housing development comes with an estimated cost of £97.5bn, with potential present value benefits of £622bn, showing a promising cost-benefit ratio.
  3. The development of a new city on Dogger Bank has the potential to significantly impact economic activity, urban infrastructure, land prices, and GDP gains, making it a complex but potentially beneficial endeavor.
Surviving Tomorrow • 393 implied HN points • 26 Apr 23
  1. When working people can't afford to stay alive, society is dead.
  2. House prices are rising due to economic corruptions like inflation, constricted supply, and investor demand.
  3. To fix the broken housing market, democratic inflation-free money, proper supply, and the end of parasitic investor demand are necessary.