The hottest Housing policy Substack posts right now

And their main takeaways
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Top World Politics Topics

Good cities can't exist without public order

Noahpinion • 18000 implied HN points • 23 Dec 24
🇺🇸 U.S. Politics Urbanism Public Safety Housing policy Crime Rates
  1. Good cities need safety and order for people to feel comfortable walking around. This makes neighborhoods lively and helps build a strong community.
  2. High crime can lead to people opposing new housing and transit options. This fear can contribute to NIMBY attitudes, stopping cities from growing and improving.
  3. Cities in Europe and Asia, along with places like New York City, show that having a strong police presence helps keep areas safe and makes urban living more appealing.

NIMBYs, NIMBYs, Everywhere...

Bet On It • 306 implied HN points • 23 Jan 25
🇺🇸 U.S. Politics Housing policy Public Policy Local government Regulation Political Debate
  1. NIMBYs, or 'Not In My BackYard' people, can greatly influence local construction rules. They often share small complaints that add up and make building new homes really difficult.
  2. Despite a lack of major anti-construction groups, local complaints still weigh heavily on housing availability. Many areas struggle to build new homes, making prices go up for everyone.
  3. Some suggest moving authority over housing regulations to regional or national levels, but there are worries that this could cause more issues or attract stronger NIMBY opposition.

Berkeley's Evolution On Housing

The Discourse Lounge • 1557 implied HN points • 23 Dec 24
🇺🇸 U.S. Politics Elections Housing policy Urban Development Local government Political trends
  1. Berkeley has shifted from being anti-housing to supporting more development. This change started with more people believing that building homes can help fix the housing crisis.
  2. The recent elections showed that urbanist candidates, who want to build more housing, are becoming popular. Voters are now more open to ideas like upzoning and building densely, which wasn't the case a decade ago.
  3. There's a new agreement among city leaders about the need for more housing, shifting away from anti-urban policies. This consensus is important because it allows the city to focus on other issues instead of constantly debating housing.

Households and Houses

Erdmann Housing Tracker • 168 implied HN points • 08 Jan 25
🇺🇸 U.S. Politics Housing policy Urban Development Economic Trends Homeownership Rental market
  1. There's a big housing shortage in the U.S., with millions of homes missing compared to the number of households that want them. This means many people can't find decent places to live.
  2. Most new building has focused on single-family homes, but there's a growing need for more apartments. Many cities have rules that make it hard to build these apartments, which worsens the housing situation.
  3. To fix the housing problem, we can either try to stop investment in single-family home rentals or change the laws to build more apartments. Making it easier to build apartments is a better choice for everyone.

Will the last young professional to leave Britain turn off the lights?

Wrong Side of History • 584 implied HN points • 20 Dec 24
🇺🇸 U.S. Politics Housing policy Social Welfare Immigration Youth Issues Economic Inequality
  1. Housing costs in London are extremely high, making it hard for young professionals to afford living there.
  2. There's a growing concern about social housing being allocated to newcomers, which complicates the housing situation for local residents.
  3. Many young, skilled people are thinking about leaving Britain because they feel the current systems aren't working for them and they aren't getting enough support.
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Expensive Cities Aren't Attractive Cities: I swear, the last post

Erdmann Housing Tracker • 295 implied HN points • 17 Dec 24
🇺🇸 U.S. Politics Housing policy Urban Development City Planning
  1. Cities that are expensive to live in often push out lower-income residents. This leads to a loss of diversity and change in community dynamics.
  2. The income levels in these cities can be misleading. Much of the high income averages come from the remaining, more affluent residents after the poorer ones leave.
  3. Simply being a popular or thriving city doesn't guarantee economic excellence. Many such cities suffer from issues that make them less appealing for all residents.

Expensive Cities Aren't Attractive Cities: Follow Up

Erdmann Housing Tracker • 273 implied HN points • 16 Dec 24
🇺🇸 U.S. Politics Housing policy Urban Development Economic Inequality Land use Real Estate
  1. Expensive cities are usually not as desirable as people think. They often have high rents and limited growth due to strict building rules.
  2. Increasing the number of homes over time can help lower housing costs, but this process takes years and won't cause quick drops in prices.
  3. Arguments against the YIMBY (Yes In My Backyard) movement often rely on unproven claims. In reality, cities that allow more development can remain affordable and vibrant.

Top Links 576 Social exclusion in the US mortgage market. Elon's regulatory issues. Will Trump trigger chaos in the Balkans? Historical Vistas on Sri Lanka’s 2022 People’s Uprising

Chartbook • 472 implied HN points • 01 Dec 24
🇺🇸 U.S. Politics Housing policy Social Issues Regulations Historical Events
  1. Many Americans can't buy homes because of low credit scores. The bottom third of people really struggle to get mortgages.
  2. There are concerns about how recent actions by Elon Musk might affect regulations in his businesses. People are watching closely for any changes.
  3. The political situation with Trump could cause serious problems in the Balkans. It's a situation that needs attention due to its potential impact.

Why We Keep Voting On Rent Control

The Discourse Lounge • 683 implied HN points • 04 Nov 24
🇺🇸 U.S. Politics Voting Rights Housing policy Local Governance
  1. California keeps voting on rent control measures like Prop 33 because there's ongoing controversy about how to handle rising rents and housing shortages. Many people believe rent control could help, even if it has limitations.
  2. Homeowners tend to oppose rent control measures, mainly because they believe it could hurt property values and lead to poorly maintained neighborhoods. As a result, these propositions often fail.
  3. There is a conflict between tenant rights groups and real estate interests, leading to confusing policies. Many think helping tenants won't succeed without addressing homeowners' concerns and the overall supply of housing.

When we lost our minds: Pt.1 Overview

Erdmann Housing Tracker • 189 implied HN points • 09 Dec 24
💰 Finance Economic Theory Market Analysis Housing policy Financial Crisis Investment Strategies
  1. Many people believe the 2008 financial crisis was inevitable, but this oversimplifies what really happened. It's important to question how we understand the events leading up to the crisis.
  2. High home prices and rental costs are more about limited housing supply than just low interest rates. Building more homes could help address these issues.
  3. Experts often misunderstood the role of foreign capital and how it influenced the US economy. Rather than viewing borrowing negatively, it can be a way to invest in growth.

Expensive Cities Aren't Attractive Cities: One Last Word

Erdmann Housing Tracker • 105 implied HN points • 16 Dec 24
🇺🇸 U.S. Politics Housing policy Urban Development Economic Inequality City Planning
  1. Expensive cities aren't necessarily better places to live. They often face issues like high housing costs and displacement of lower-income residents.
  2. Geographic inequality is a big problem, with only a few cities offering better opportunities and amenities. Many other cities have the potential to be great but aren't being developed.
  3. To make cities better, we need to focus on building affordable and accessible spaces rather than just following trends of what is currently expensive.

The Housing Shortage by Metro Area, Part 3

Erdmann Housing Tracker • 189 implied HN points • 29 Nov 24
🇺🇸 U.S. Politics Housing policy Urban Development Economic Trends Real Estate Local government
  1. Many cities have the ability to build more homes. This could help solve the housing shortage that many areas are facing right now.
  2. Some regions struggle with local rules that make it hard to build new homes, while others have been affected by tight mortgage lending practices.
  3. The Midwest has been particularly hit by the lack of new housing construction, even with growing demand, mainly due to mortgage issues from the last decade.

The Housing Shortage by Metro Area, Part 2

Erdmann Housing Tracker • 189 implied HN points • 27 Nov 24
🇺🇸 U.S. Politics Housing policy Economic Trends Urban Development
  1. There's a significant housing shortage in many metro areas, estimated to be about 10% of the total housing stock nationwide. This means many places don't have enough homes for everyone who wants to live there.
  2. The housing shortage has changed over time, often depending on local conditions and policies. Some areas had bigger shortages in the past due to population movement and construction slowdowns.
  3. When housing production drops, it usually leads to people moving away from cities with limited homes. This creates a cycle where demand keeps rising, but construction can't keep up, leading to more shortages.

What’s next for New York’s historic preservation movement?

Urben Field Notes • 54 implied HN points • 07 Jan 25
🇺🇸 U.S. Politics Urbanism Historic Preservation Zoning Housing policy Landmarks
  1. New York has a strong historic preservation law that protects many buildings, but it can also make it hard to build new homes in desirable areas. This creates a tough balance between keeping history and making space for more people.
  2. Some new development plans, like the SoHo rezoning, try to add more housing while keeping important historic buildings safe, which could help both residents and the city's character.
  3. There are better ways to work with historic buildings so new structures can fit in without getting in the way of preserving important parts of the city's history. It's about finding a middle ground where old and new can coexist.

San Francisco grows up and slims down

Urben Field Notes • 189 implied HN points • 27 Nov 24
🎭️ Culture Urban Development Housing policy Architecture Social Issues
  1. San Francisco is changing its building rules, allowing taller, skinnier apartment buildings. This is a big shift in how the city builds new homes.
  2. The new buildings will replace old, less useful structures, helping neighborhoods grow without destroying local history. They also offer space for small shops, making the area more vibrant.
  3. A new law is making it quicker to approve housing projects, which could lead to more of these new developments actually being built. This opens up opportunities for people to find homes in the city.

National Housing Crisis Task Force

Erdmann Housing Tracker • 210 implied HN points • 05 Nov 24
🇺🇸 U.S. Politics Housing policy Economic issues
  1. A new group called the National Housing Crisis Task Force is working hard on solutions for the housing crisis. They recently released a detailed report with many helpful policy ideas.
  2. One key suggestion is to review mortgage underwriting rules to help more people buy homes again. This change could lead to the construction of more starter homes for first-time buyers.
  3. The report does not blame corporate investors for rising costs, focusing instead on practical solutions. It emphasizes the importance of safe lending and educating new homeowners.

How Did Blocking Stuff Become Left-Coded?

I Might Be Wrong • 14 implied HN points • 03 Jan 25
🇺🇸 U.S. Politics Urban planning Housing policy Political Commentary Social Issues Infrastructure
  1. Many people feel frustrated with the slow processes that delay housing and infrastructure projects. They want things to move faster so that communities can improve.
  2. There's a concern that building new housing might change the character of some neighborhoods. People worry about gentrification and displacing existing residents.
  3. More housing could help make neglected areas more livable. It could also lower rents and improve safety instead of letting decay continue in those neighborhoods.

The Housing Shortage by Metro Area, Part 4

Erdmann Housing Tracker • 84 implied HN points • 02 Dec 24
🇺🇸 U.S. Politics Housing policy Real Estate Economic Theory Urban planning
  1. There is a housing shortage, which means there are not enough homes available for people who need them. This shortage can lead to high prices and long waiting lists for affordable housing.
  2. When rent control is put in place, it may help some tenants afford their homes but can also lead to declining quality of living conditions. Property owners often stop maintaining their properties, which can create additional problems.
  3. Access to mortgage loans is important for homebuyers. If people can't get loans to buy homes, it reduces the amount of housing being supplied in the market, contributing to the overall shortage of available homes.

Build housing in S.F.'s Presidio? It's not as crazy as it sounds.

Urben Field Notes • 48 implied HN points • 29 Dec 24
🇺🇸 U.S. Politics Housing policy Urban Development Economic Inequality
  1. Building housing in San Francisco's Presidio is a feasible idea. There is space available that won't harm nature or historic sites.
  2. A new model of social housing could work well in the Presidio. This means creating affordable homes by mixing different income levels in one area.
  3. People should discuss how much new development is right for the Presidio. Finding a balance between more housing and keeping the area beautiful is important.

Housing affordability is a tremendous crisis for young men

Jeff Giesea • 519 implied HN points • 13 Jun 24
🇺🇸 U.S. Politics Housing policy Economic Policy Social Issues Cultural Issues Political Activism
  1. Housing affordability is a big problem for young men, especially in their 20s and 30s. It's harder for them to buy homes than it was before, with fewer places being affordable.
  2. This issue affects not just men, but it seems to hit young men the hardest. Many feel left out of the chance for a stable future with family and home ownership.
  3. Young men can make their voices heard by pushing for changes in housing policies. Working together to demand more affordable housing can help improve their chances of owning a home.

The Housing Shortage by Metro Area

Erdmann Housing Tracker • 84 implied HN points • 25 Nov 24
🇺🇸 U.S. Politics Housing policy Urban planning Economic Inequality Homeownership Real Estate
  1. There's a big housing shortage in many cities, meaning not enough homes are available for everyone who needs one. Building homes could help to lower rising rents and prices.
  2. The real estate market is affected by restrictions on building new homes. If these rules were eased, more homes could be built, which would make housing more affordable.
  3. Investing in new housing could change a lot financially. It could lower the overall value of land but make living situations better for many people, even if it seems risky at first.

Rent inflation since Covid

Erdmann Housing Tracker • 126 implied HN points • 08 Nov 24
🇺🇸 U.S. Politics Housing policy Inflation Economic Trends Urban Development Migration
  1. Rent prices have risen significantly since Covid, especially in areas with low housing supply. This has caused many families to struggle with housing costs.
  2. After a temporary shift in housing demand during the pandemic, some families moved away from expensive urban areas. However, this has led to rising rents in previously cheaper neighborhoods.
  3. Currently, rent inflation seems to be moderating, which is good news for families. If housing construction continues to grow, it could help families afford better living situations.

Links to Consider, 10/23/2024

In My Tribe • 182 implied HN points • 23 Oct 24
🇺🇸 U.S. Politics Political strategy Public Policy Housing policy Political elites
  1. American politics has been stuck in a deadlock because both parties are close in power, leading to constant fighting for control. This makes elections contentious and the political environment very tense.
  2. Public-private partnerships can lead to problems like corruption and a focus on global interests over national ones. This disconnect can happen when these partnerships are not accountable to the public.
  3. In India, excessive regulations and government control hinder economic growth and worsen poverty. Many people work informally because the rules are so strict that it limits job opportunities.

Part 1: Current State of the Housing Market; Overview for mid-December 2024

CalculatedRisk Newsletter • 33 implied HN points • 10 Dec 24
💰 Finance Real Estate Market Trends Economic Indicators Housing policy
  1. New home listings rose slightly by 2% in November compared to last year, but they are still lower than pre-pandemic levels.
  2. The increase in listings was fueled by lower mortgage rates, but higher rates are now reducing new sellers coming into the market.
  3. December and January are typically slow months for new home listings, so we can expect fewer homes to be listed in the near future.

What Homes Are Missing (by Tenure)?

Erdmann Housing Tracker • 84 implied HN points • 11 Nov 24
🇺🇸 U.S. Politics Housing policy Urban Development Economic Impacts
  1. Many families are moving from cities with low homeownership to suburbs where buying homes is easier. This shift is due to different housing policies in urban areas that limit new building.
  2. There is a significant shortage of homes, estimated to be around 10 million units. This shortage is partly caused by barriers to mortgage access and the decline in new home construction.
  3. The market for rental homes is expected to grow because of the high demand for housing. However, local rules and costs may prevent enough new homes from being built to meet this demand.

The Woes of Oakland: Homelessness

The Discourse Lounge • 1595 implied HN points • 27 Jan 24
🇺🇸 U.S. Politics Homelessness Housing policy Public Services
  1. Oakland's homelessness crisis is a result of underproduction of housing compared to job growth in the region.
  2. Crime in Oakland is influenced by factors like homicide, organized criminal groups, reckless drivers, and homelessness.
  3. Oakland struggles to address homelessness due to financial constraints, dependency on neighboring cities, and lack of resources.

Can a Graphic Novel Change Housing Policy?

Bet On It • 80 implied HN points • 22 Nov 24
🎭️ Culture Graphic novels Housing policy Media influence Literature Public Discourse
  1. Graphic novels can influence important topics like housing policy. They make complex ideas easier to understand with visuals.
  2. Lower housing costs often get overlooked because people focus on less important concerns. It's important to address what truly matters.
  3. Using engaging media like podcasts can help share and discuss these ideas effectively with a wider audience.

I’m back, and asking: why shouldn’t Cambridge be the size of Bristol?

The Newsletter of (Not Quite) Everything • 904 implied HN points • 12 Jul 23
🌍 World Politics Urban planning Economy Housing policy
  1. The idea of expanding cities like Cambridge to the size of Bristol is being considered for economic growth.
  2. Historically, English cities have transformed in size as economic conditions change, showing potential for growth.
  3. Challenges like housing affordability and lab space need to be addressed for cities like Cambridge to thrive as tech hubs.

Berkeley's Upzoning Would Be Among Nation's Largest

The Discourse Lounge • 204 HN points • 17 Feb 24
🇺🇸 U.S. Politics Housing policy Urban Development
  1. Berkeley is considering a zoning reform that would allow for over 100,000 additional homes, making it one of the largest zoning changes in the U.S. per capita.
  2. The city's historical use of exclusionary zoning kept out non-rich and minority residents but is now facing a significant shift to allow for 'Missing Middle' housing.
  3. Proposed changes aim to remove density limits, increase affordable housing options, consider fire safety, and encourage alternative transportation methods like cycling and public transit.

Has LA cracked the code for building affordable housing?

Urben Field Notes • 84 HN points • 08 Feb 24
🇺🇸 U.S. Politics Housing Affordable Housing Housing policy
  1. Los Angeles has a successful program for building middle-income affordable housing without public subsidies.
  2. Building codes can hinder affordable housing construction by adding unnecessary costs and delays.
  3. Existing restrictive housing policies in cities like LA can limit the effectiveness of new affordable housing initiatives.

A Public Comment in Alexandria

Cornerstone • 19 implied HN points • 07 Nov 23
🇺🇸 U.S. Politics Housing policy Zoning Housing Crisis City Council
  1. The importance of transit-oriented development in addressing housing needs and housing policy challenges in regions like Alexandria.
  2. Advocacy for zoning reforms and the need to view each other positively and collaboratively in solving the housing crisis.
  3. Engagement in community planning and promoting diverse housing options to create inclusive, thriving neighborhoods.

The Price of Delay

Something to Consider • 0 implied HN points • 02 Aug 24
🇺🇸 U.S. Politics Housing policy Regulation Economics Urban Development Public Policy
  1. Housing regulations slow down construction and make planning harder for developers. This uncertainty discourages them from investing in new buildings.
  2. A new study shows if we reduce approval wait times, it could lead to significantly more housing being built. However, there are questions about how realistic these estimates are.
  3. Clearer regulations could make a big difference in housing supply. Countries with more straightforward building laws tend to have better housing outcomes.