The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

Is this guy the British Michael Jordan?

Net Income • 334 implied HN points • 29 Jun 23
💼 Business Finance
  1. Understanding the business deals of famous athletes like Michael Jordan can be fascinating and inspiring.
  2. Athlete-entrepreneur stories, like Junior Bridgeman and Shaquille O'Neal, highlight the potential for wealth beyond their sports careers.
  3. Analyzing the business ventures of athlete-entrepreneurs like Gary Neville reveals complex financial strategies and potential reasons for varying net worth.

A Return to Teaching: The Spring 2023 Edition

Musings on Markets • 859 implied HN points • 21 Dec 22
🚌 Education Finance
  1. Preparation is crucial for teaching. Being ready for class helps make the learning experience better for everyone.
  2. Respect and empathy towards students are important. Treating students as capable individuals fosters a positive learning environment.
  3. Classes should be engaging and fun. Enjoying the teaching process makes learning more meaningful and impactful for students.

Daily Chartbook #297

Daily Chartbook • 1650 implied HN points • 10 Oct 23
💼 Business Finance
  1. Senior spenders (65+) accounted for 22% of spending last year.
  2. Interest coverage ratios show Fed hikes negatively impacting the economy.
  3. Financial Conditions Index has tightened significantly since September FOMC.
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Six Startups to Watch

The Generalist • 400 implied HN points • 10 Feb 25
💼 Business Finance
  1. There are six startups that are worth paying attention to right now. They offer fresh ideas in areas like DNA sequencing and AI.
  2. These startups include a competitor to 23&Me and an AI accounting tool, which could change their industries.
  3. Joining a subscription service can give you exclusive insights into these startups and keep you updated on new trends.

The Bear Cave #246

The Bear Cave • 559 implied HN points • 03 Nov 24
💼 Business Finance
  1. Blue Orca Capital reported that Baldwin Insurance Group has been using some tricky financial practices to make their profits look better than they actually are. They claim the company has serious profitability issues.
  2. Recent leadership changes show a lot of turnover among company executives, with several CFOs and CEOs resigning or being let go. This could indicate bigger problems within those companies.
  3. There are also activist reports about Byrna Technologies, suggesting they might be exaggerating their business success. The reports claim many of their dealers don’t really exist or aren't effective.

The Bear Cave #249

The Bear Cave • 513 implied HN points • 24 Nov 24
💼 Business Finance
  1. Multiple activist reports have raised concerns about major companies like Roblox, Oklo, and elf Beauty, suggesting issues of financial integrity and management competence. These reports could indicate potential future problems for these companies.
  2. Several key executives have recently resigned from their positions, including CEOs and CFOs from various companies. This turnover can point to instability within these organizations, potentially affecting their performance.
  3. There are ongoing investigations into companies like Zeta Global for unethical practices. Allegations of deceptive marketing and revenue manipulation highlight the importance of transparency in business.

Top Links 578 Airline profits. Global migration. Virtue capitalists & Norwich v. the Soviet Union.

Chartbook • 500 implied HN points • 03 Dec 24
💼 Business Finance
  1. Airline profits have rebounded recently, indicating a recovery in the travel industry. This shows that more people are flying again after tough times.
  2. Global migration trends are changing, with more people moving for various reasons. This affects economies and cultures around the world.
  3. There is a discussion around 'virtue capitalists,' who focus on social values while making money, and their impact compared to historical examples like Norwich and the Soviet Union.

Real World Assets: Growing Pains

DeFi Education • 359 implied HN points • 30 Aug 23
🔮 Crypto Finance
  1. Real World Assets (RWAs) aim to integrate physical items like homes and cars into blockchain technology for easy transaction documentation. This can make buying or selling things more transparent and straightforward.
  2. The concept of RWAs is part of a larger vision for a future where all assets can be managed using digital systems. This could revolutionize how we handle ownership and exchanges.
  3. There are challenges in making RWAs a reality, indicating that while the idea is promising, there are still many hurdles to overcome before it can be widely adopted.

The future of advertising and cinema is under threat, and what happens next feels inevitable.

The Social Juice • 36 implied HN points • 05 Dec 25
💼 Business Finance
  1. The advertising industry is facing significant challenges, with major companies like Omnicom cutting thousands of jobs due to mergers. This points to a tough future for many working in media and advertising.
  2. Netflix's recent acquisition of Warner Bros for $72 billion marks a huge shift in the entertainment landscape, showing how major players are consolidating power in the media industry.
  3. Consumer preferences are changing as shown by the rising importance of festive ads. A majority of adults feel that these ads impact their shopping choices during the holiday season.

Funding Landscape

Sriram Krishnan’s Newsletter • 314 implied HN points • 12 Jun 23
💼 Business Finance
  1. Different types of seed rounds have varying funding amounts and valuation ranges.
  2. Understanding your funding needs and managing expectations is crucial for securing follow-on financing.
  3. Research and identify the investors who typically participate in each seed round to target the right ones for your funding.

💥(Not So) Sorry For PRTY Rocking💥

PETITION • 314 implied HN points • 07 May 23
💼 Business Finance
  1. Party City Holdco Inc. and affiliates filed for chapter 11 bankruptcy in Texas.
  2. Operational challenges and retail disruptions led to the bankruptcy filing.
  3. Debtors now focus on 'exclusive opportunism' as a key strategy in the cases.

Top Links 644 Buffett's filthy power plants. Inflation dynamics. Indian wars, Zazous & Pet Shop Boys

Chartbook • 371 implied HN points • 09 Feb 25
💼 Business Finance
  1. Buffett's company, Berkshire Hathaway, runs some of the dirtiest coal power plants in the US. This highlights concerns about environmental responsibility.
  2. There are interesting discussions about inflation dynamics. Understanding these can help us navigate economic changes.
  3. The mention of Indian wars, Zazous, and Pet Shop Boys suggests a mix of cultural and historical themes worth exploring. Each has its unique impact on society.

Betting the kingdom

SuperJoost Playlist • 178 implied HN points • 08 Feb 24
🕹 Technology Finance
  1. Disney's $1.5 billion investment in gaming highlights the shift of entertainment firms towards the gaming industry.
  2. Microsoft's potential move to release Xbox games on PlayStation has stirred controversy among fans.
  3. Nintendo's decline in earnings, future of the Switch, and Roblox's strategy of user-generated content indicate interesting trends in the gaming industry.

TradFi to DeFi: Personal Update

DeFi Education • 1638 implied HN points • 17 Mar 22
🔮 Crypto Finance
  1. The journey from traditional finance (TradFi) to decentralized finance (DeFi) can be exciting and transformative. Many people are exploring new financial systems and opportunities.
  2. Having a strong interest in markets and businesses can spark a desire to learn more about finance. This curiosity often begins early, like during high school.
  3. Engaging with DeFi offers a chance to be part of a growing and innovative financial landscape. It's important to stay updated and informed as this area rapidly evolves.

The anatomy of a breakthrough “Service-as-a-Software” business

Kyle Poyar’s Growth Unhinged • 425 implied HN points • 15 Jan 25
💼 Business Finance
  1. Chargeflow focused on marketing and customer relationships before building their product. This helped them understand what their audience needed and how to stand out.
  2. They made it super easy for customers to sign up and get started, which led to positive reviews and a better presence in app stores. Fast onboarding is key for attracting users.
  3. Chargeflow's pricing model is based on success, meaning customers only pay when they see results. This approach not only attracts customers but keeps them around longer.

DeFi Education Q&A (October 2023)

DeFi Education • 299 implied HN points • 15 Oct 23
🔮 Crypto Finance
  1. Monthly Q&A sessions help provide answers to questions about DeFi topics. It's a great way to get insights and learn more each month.
  2. The community is encouraged to suggest deep dive topics for future discussions. This gives everyone a chance to focus on what they find most interesting.
  3. Participation in these sessions is for paid subscribers, highlighting the value of exclusive content in this education space. Subscribers can access more detailed information and learning opportunities.

Why Companies are Turning on Remote Work [Finance Fridays]

Technology Made Simple • 139 implied HN points • 17 Feb 24
💼 Business Finance
  1. The remote work vs in-person debate is becoming more divisive with many companies now choosing to return to in-person work.
  2. Financial reasons such as increased turnover due to layoffs, real estate investments, and management preferences are driving companies to push for in-person work.
  3. Despite the preference for traditional office culture, studies show remote work can be just as productive, inclusive, and even boost creativity and performance.

DeFi Education Q&A (July 2023)

DeFi Education • 419 implied HN points • 13 Jul 23
🔮 Crypto Finance
  1. XRP had a significant legal win against the SEC, which is a big deal for the crypto community. This victory shows some positive movement for cryptocurrency regulations.
  2. However, the judge also found that XRP sold to institutional investors broke securities laws. This part of the ruling highlights ongoing legal challenges for XRP.
  3. Overall, this case reflects the complicated nature of crypto regulation and the need for clear guidelines moving forward. It's important for investors to stay informed about these legal issues.

Celsius Simplified

DeFi Education • 299 implied HN points • 13 Oct 23
🔮 Crypto Finance
  1. Crypto bankruptcies can cause big market shifts as assets might be sold. This could affect how people invest and manage their money.
  2. It's important to remember that these bankruptcies can actually help some people. They can get money back that they lost and might reinvest it in the market.
  3. The recovery process from these bankruptcies involves a lot of people. Many investors might return to the crypto space after getting their funds back.

AMD Q4 2024 and FY Financials

More Than Moore • 373 implied HN points • 05 Feb 25
💼 Business Finance
  1. AMD's revenue has seen a big boost, with a 24% increase in Q4 2024 compared to the previous year. This growth is driven by strong sales in their data center and client segments.
  2. The company has shifted its focus towards high-margin products, which has significantly improved profitability. Their data center revenue is now a major part of their earnings.
  3. While AMD's gaming sector faced challenges with declining sales, they expect a recovery in 2025 as console orders normalize and new products are launched.

The Cloud Wars Update: Who’s Winning the AI-Driven Growth Battle

Tanay’s Newsletter • 126 implied HN points • 04 Aug 25
💼 Business Finance
  1. Azure is growing fast and took the biggest share of new cloud spending, showing Microsoft is strong in AI. They likely gained from being closely linked with OpenAI.
  2. Even with high demand for AI, all three companies face limits in their capacity to deliver. This means they have a backlog of orders they can't fill right now.
  3. Investment in AI is a big focus for all these companies, with plans to spend a lot of money on infrastructure and technology to meet growing demand.

Generative AI in Finance: Opportunities & Challenges

Gradient Flow • 299 implied HN points • 24 Aug 23
💼 Business Finance
  1. Generative AI and Large Language Models (LLMs) are gaining significant interest in the Financial Services and Banking sector, offering potential for efficiency, personalization, and risk management.
  2. Specific challenges exist for the adoption of Generative AI and LLMs in the Financial Services sector, including the need for domain-specific models, regulatory compliance, and addressing potential job displacement.
  3. Startups and vendors focusing on addressing the unique challenges of the financial services sector can pave the way for the widespread adoption of Generative AI and LLMs in the industry.

Buy or Build?

The War Room • 157 implied HN points • 26 Jan 24
💼 Business Finance
  1. Buying a business can kickstart your journey as a business owner.
  2. Choose a business you're passionate about building or rebuilding.
  3. Consider the type of business you want to start or found before deciding to buy or build.

Putting the fun back in fundraising

City Hall Watcher • 275 implied HN points • 23 Oct 23
💼 Business Finance
  1. City Hall Watcher celebrates its 250th issue with a focus on fundraising events in Toronto's mayoral by-election.
  2. Swanky cocktail parties played a significant role in funding candidates, with some raising millions through ticketed events.
  3. Analyzing campaign finance data shows the impact of fundraising strategies on the mayoral contenders and their success in the election.

The 20 Year Fall of Japan's Sharp Corporation

The Asianometry Newsletter • 1692 implied HN points • 12 Jul 23
💼 Business Finance
  1. Sharp Corporation, a giant in consumer electronics, faced a 20-year decline due to reliance on the challenging LCD panel business.
  2. Founder Tokuji Hayakawa's journey from a young apprentice to creating iconic products like the Hayakawa Mechanical Pencil and Sharp radios.
  3. Sharp's move towards LCD technology led to financial strain, intense competition, and ultimately being acquired by Foxconn in 2016, marking the first foreign takeover of a major Japanese electronics firm.

DeFi Education Q&A (September 2023)

DeFi Education • 299 implied HN points • 17 Sep 23
🔮 Crypto Finance
  1. The Q&A sessions provide expert insights from experienced professionals in finance and technology. It's a good way to learn from people who really know their stuff.
  2. These sessions are designed to help both new and existing subscribers understand complex ideas in DeFi easier. They make learning accessible and engaging.
  3. As a paid subscriber, you can access these valuable discussions and ask your own questions. It's a way to connect with knowledgeable folks and get direct answers.

Top Links 614 Fining crypto. Peak Starbucks in China. Labour on screen. Looking glass war.

Chartbook • 386 implied HN points • 10 Jan 25
🔮 Crypto Finance
  1. There are discussions about fining crypto activities and the potential impact of regulations on the market.
  2. The idea of peak Starbucks in China suggests changing consumer behaviors and economic conditions affecting global brands.
  3. The mention of 'labour on screen' hints at the evolving relationship between work and digital platforms in today's society.

AI will replace you at your job if you let it

Technically • 28 implied HN points • 16 Dec 25
💼 Business Finance
  1. If you hand the core parts of your job to AI without meaningful oversight or creativity, your employer may decide the AI can do it instead of you.
  2. Relying on AI for foundational tasks prevents you from learning the craft and developing good judgment, which makes you less valuable over time.
  3. Use AI to augment your work, not replace it. Start small by automating narrow repetitive tasks, keep guardrails and testing in place, and combine model outputs with your own insight and personalization.

New Stablecoin Challenger - GHO

DeFi Education • 399 implied HN points • 12 Jul 23
🔮 Crypto Finance
  1. GHO is a new stablecoin by Aave, aimed at competing with existing stablecoins like DAI. It will charge a lower borrowing fee of 1.5% compared to MakerDAO's 3.5%.
  2. Aave needs to create demand for GHO to be successful. Without incentives or market makers, people might not want to hold or use GHO.
  3. The security of GHO has issues, as some audits pointed out potential problems in the code. This raises concerns about how reliable it will be for users.

TSM - It's Good to Be the King: 1 Trillion Incoming

Mule’s Musings • 366 implied HN points • 21 Jan 25
💼 Business Finance
  1. TSMC has reported impressive growth, especially with a 35% increase in capital expenditures. This shows they are investing heavily in their future.
  2. The demand for AI-related products is driving TSMC's revenue, with expectations for AI revenue to double in 2025. This is a big part of their expected growth moving forward.
  3. As competitors struggle, TSMC is gaining market share and experiencing growing profits. They are on track to potentially become a trillion-dollar company.

Top Links 629 The Credit Suisse Nazi cover-up. Global bond tremors. The Atlas of drowned towns & Eric Dolphy's last date.

Chartbook • 357 implied HN points • 25 Jan 25
📰 News Finance
  1. Credit Suisse was involved in a Nazi cover-up, suggesting significant issues with accountability in major financial institutions.
  2. Global bond markets are experiencing turbulence, which may affect investors and the economy overall.
  3. Eric Dolphy's last performance and the concept of towns that have been drowned offer cultural and historical insights into forgotten places and stories.

Opportunity, Risks and Going Down the Rabbit Hole

DeFi Education • 2298 implied HN points • 27 Jun 21
🔮 Crypto Finance
  1. The decentralized finance (DeFi) market has a huge opportunity for growth, involving trillions of dollars in alternative assets and investment funds. This growth can be driven by lower costs and continuous fiat money printing.
  2. There are significant risks in DeFi that investors should be aware of. Many projects could fail, due to scams, hacks, or market volatility, and it’s essential to keep learning and stay informed about the changes.
  3. Understanding terms like Impermanent Loss is crucial for anyone getting into DeFi. If the prices of paired tokens don't move together, you could lose money, which shows why timing and smart investing are important.

Google opens another traffic spigot for publishers

Simon Owens's Media Newsletter • 449 implied HN points • 22 Nov 24
💼 Business Finance
  1. Google Discover is now a major source of traffic for publishers, but it may lead to less meaningful connections with their audiences. Publishers often end up serving low-quality ads to visitors who leave quickly.
  2. Podcasters are looking to change the trend of having the same guests on many shows to make interviews more unique and engaging. Many hosts are tired of recycled content that doesn’t stand out.
  3. Apple is starting to sell ads in Apple News directly, which could mean more revenue for publishers. This shift may help Apple balance its user privacy principles with the need to generate advertising income.

Business and Economics links, 1/12

In My Tribe • 364 implied HN points • 12 Jan 25
💼 Business Finance
  1. Co-founder relationships are really important for startup success. If co-founders don't get along, it can lead to the startup failing.
  2. Economic analysis often relies on metaphors, which can lead to different interpretations. It's normal for people to disagree about economic ideas.
  3. The debate over resource prices shows that neither side always wins. Long-term data suggests that market dynamics can be complex and unpredictable.

Element's Progress At JPM

ASeq Newsletter • 14 implied HN points • 13 Jan 26
💼 Business Finance
  1. Revenue grew to $85M in 2025, roughly 40% higher than the prior year. Despite that growth, the company likely still runs large losses and burns over $100M a year.
  2. The install base expanded to 450 systems (up 60%) and consumable shipments doubled, signaling stronger customer adoption. About 35% of new shipments are multi‑omics Aviti24s, so customers are taking the multi‑omics option.
  3. The product roadmap includes an IVD‑certified Aviti, a higher‑throughput benchtop instrument targeting $100 genomes, and multiomic workflows for FFPE and fresh frozen samples. These product moves could broaden the company’s addressable markets from diagnostics to high‑throughput genomics.

Thoughts on SentinelOne

Hard Mode by Breaking SaaS • 275 implied HN points • 03 Jun 23
💼 Business Finance
  1. Reporting accurate ARR metrics is crucial for SaaS companies' credibility.
  2. Having a proper forecasting methodology and CRM setup is essential for financial success.
  3. Investor confidence in a company can be greatly impacted by unexpected changes in reported metrics.