The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics
The Fintech Blueprint 511 implied HN points 06 Sep 23
  1. Visa, Worldpay, and Nuvei are settling transactions using the USDC stablecoin on Solana blockchain.
  2. Financial networks must adapt to new technologies for efficient cross-border transactions.
  3. Creating payment networks involves connecting commercial demands with financial capabilities.
André Casal's Substack 19 implied HN points 12 Aug 24
  1. Testing the payment flow is crucial. It's important to ensure the payment system works correctly before launching, so real-world testing with coupon codes can help ease nerves.
  2. Improving the landing page can make a big difference. Sometimes stepping away helps you see what's unnecessary or unclear, allowing for better, more precise wording.
  3. Planning next steps is essential for a successful launch. Focus on pricing strategy, generating social proof, and preparing for platforms like Product Hunt to boost visibility.
Substack 281 implied HN points 06 Jun 24
  1. Publishers can now share videos directly in their Chat space, which helps them connect with subscribers better.
  2. The Substack app has new features, like controlling video autoplay and the ability to embed YouTube and Spotify links in notes.
  3. Substack is hosting community events and encourages publishers to share their milestones and news.
PETITION 275 implied HN points 24 Jan 24
  1. A medical apparel seller has filed for bankruptcy due to various financial challenges and changes in the industry.
  2. The restructuring process involves equitizing first lien debt and securing a DIP financing with interesting features.
  3. The bankruptcy filing of Terraform Labs Pte. Ltd., known for the failed stablecoin Terra USD, has led to ongoing legal proceedings and the company's intent to continue its business plan.
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Notorious PLG 235 implied HN points 08 Feb 24
  1. Valuable lessons for early-stage founders include focusing on customer needs, finding product-market fit, and maintaining rapid adaptation.
  2. Operating benchmarks for PLG startups include metrics on organic traffic, conversion rates, activation rates, and user retention.
  3. Financial benchmarks from PLG public companies cover EV/NTM revenue multiples, stock gainers, and recent PLG + AI financings.
The Generalist 480 implied HN points 05 Mar 24
  1. Startup founders are navigating the Age of GPTs with new opportunities and risks due to advancements in AI.
  2. AI not only streamlines processes but also enhances human connection, especially in areas like HR.
  3. Industries should leverage AI for efficiencies, and companies need to be cautious not to blindly adopt AI trends without valid reasons.
PETITION 235 implied HN points 07 Feb 24
  1. The WeWork debtors are in conflict with landlords over unpaid rent, leading to a heated legal battle.
  2. Cano Health Inc. and its affiliates filed for Chapter 11 bankruptcy in Delaware due to financial struggles and bad acquisitions.
  3. The restructuring support agreement for Cano Health aims to deleverage the company's balance sheet through a sale process and a proposed $150 million DIP financing.
Huddle Up 35 implied HN points 02 Dec 24
  1. Formula 1 is hugely popular, attracting over 1.5 billion viewers each season. This means millions of fans are tuning in to watch races and follow their favorite teams.
  2. Top drivers earn impressive salaries, with some making over $50 million a year. This shows just how lucrative the sport has become for those at the top.
  3. Cadillac is joining the Formula 1 team lineup as the 11th team, highlighting the continued growth and interest in the sport from major automotive brands.
DeFi Education 499 implied HN points 09 Sep 23
  1. Solana is a fast blockchain that can handle 50,000 to 65,000 transactions every second. This high speed makes it suitable for many applications.
  2. MakerDAO, a big player in decentralized finance, is looking into using Solana for its operations. This could bring even more attention to Solana.
  3. Staying informed about updates in DeFi and blockchain technology is important. New developments can create new opportunities and partnerships.
Progress and Poverty 538 implied HN points 31 Jan 24
  1. Georgists scrutinize speculative investing in land, seeing land rent as unearned income.
  2. Groundly's offer of buying just-the-house and renting the land may seem affordable upfront but comes with hidden costs and responsibilities.
  3. Traditional lenders like Fannie Mae and Freddie Mac may have challenges financing Groundly-type leasebacks, raising concerns about the viability of the business model.
DeFi Education 759 implied HN points 27 May 23
  1. Risk-taking is essential for growth and success. If you don’t take risks, you might miss out on big opportunities.
  2. Real-life experiences with risk help you learn and get better at decision-making. It’s important to face challenges to achieve greatness.
  3. In sports and investing, the biggest rewards come from taking calculated risks. Embracing these chances can lead to significant achievements.
Huddle Up 43 implied HN points 18 Nov 24
  1. Ferrari has a special business model that helps it perform really well financially. This unique approach sets it apart from other car brands.
  2. The company focuses on making limited-edition cars, which keeps them exclusive and desirable. This strategy boosts their appeal and profits.
  3. Ferrari's success is also linked to its strong brand image and connection to racing. People love the thrill of Formula 1, which enhances the brand's prestige.
DeFi Education 779 implied HN points 10 May 23
  1. MEV, or Maximum Extractable Value, allows bots to profit by reordering transactions on the Ethereum network. This means they can buy what you want to buy before you, and then sell it back to you at a higher price.
  2. Sandwich attacks are when these bots place their transactions around yours, making them 'sandwich' your transaction and causing you to pay more. They monitor your trade and act quickly to exploit pricing changes.
  3. To protect yourself from these attacks, use decentralized exchanges (DEX) that have RFQ technology or aggregators. They help you get the best price without being targeted by these bots.
DeFi Education 3636 implied HN points 24 Jun 21
  1. Decentralized Finance (DeFi) offers better returns than traditional banking. You can earn more on your investments compared to the low interest rates from banks.
  2. Using decentralized exchanges allows you to trade assets directly with others, cutting out the middlemen like banks. This means you can have more control over your money.
  3. While there are great opportunities in DeFi, be careful as there are many scams. Always research projects and use established protocols to protect your investment.
DeFi Education 559 implied HN points 31 Jul 23
  1. Curve's founder borrowed a large amount of money secured by a significant percentage of CRV tokens. This means a lot of the circulating tokens are tied up in loans.
  2. The recent exploits have raised concerns about the health of decentralized finance (DeFi). Many people worry about 'bad debt' affecting the entire system.
  3. The specific loan at Frax finance has reached a full utilization rate, indicating that all available credit is in use and shows the strain on this lending platform.
O Observador de Corcyra 432 implied HN points 03 Jul 23
  1. The global economy in 2023 is influenced by fiscal and monetary actions taken during the pandemic, leading to low unemployment rates and strong consumer spending.
  2. Adjustments in monetary policies by central banks since 2021 have helped moderate inflation, especially in goods, and sustain economic activity without indicating a global recession in 2023.
  3. The independence of the Central Bank has allowed for the implementation of correct monetary policies, contributing to the consistent economic performance of Brazil and the potential for future organized monetary relaxation.
DeFi Education 1019 implied HN points 07 Feb 23
  1. Many people have lost lots of money in crypto scams, and hackers are getting smart. Good security is super important for keeping your money safe.
  2. There's a new laptop designed specifically for crypto security. It uses special software and tools to protect your data and makes it easier to use safely.
  3. This laptop isn't for everyone—it's aimed at serious users like business owners and developers who handle a lot of money. If you're not tech-savvy, it could save you headaches.
Business Breakdowns 412 implied HN points 05 Sep 23
  1. Evolution Gaming provides back-end services for online gambling games, focusing on live casino games and RNG games.
  2. The company's revenue model involves charging a fee based on operators' winnings, with a focus on high-quality customer experiences.
  3. Evolution is the market leader in live casino with significant global market share, and is expanding into RNG games for further growth opportunities.
SatPost by Trung Phan 435 implied HN points 17 Feb 24
  1. Hermès sells luxury by focusing on craftsmanship, heritage, and long-term thinking, with iconic bags like the Birkin and Kelly embodying these values.
  2. The concept of 'time' is central to Hermès' brand, with leadership emphasizing selling time and creating desire through managed supply and quality craftsmanship.
  3. The history and heritage of luxury brands like Hermès play a significant role in their perceived value, illustrating a strong correlation between brand longevity and luxury status.
Brad DeLong's Grasping Reality 23 implied HN points 11 Dec 24
  1. Quasars are super bright and energetic objects in space, powered by black holes consuming material. They help astronomers understand our universe better.
  2. Current economic policies, especially under recent U.S. leadership, are shaping the economy in complex ways, with stock market reactions being particularly important.
  3. Using AI can be helpful, but it's important to know when to rely on it. It can aid in tasks we could do ourselves but shouldn't replace deep learning and understanding.
Lewis Enterprises 393 implied HN points 07 May 23
  1. Public markets offer an egalitarian opportunity for individuals to invest in top companies.
  2. Private capital is dominating the economy post-2000, offering advantages like less governance and disclosure.
  3. The growth of private equity has led to a decline in public market assets, impacting savers and increasing challenges for individual investors.