The Office Real Estate Apocalypse is Just Beginning 117 implied HN points • 07 Feb 24 💼 Business Real Estate Finance Workplace Trends Work-from-home trend is likely to continue after the pandemic Demand for office space will keep decreasing for a long time Decrease in office space demand can lead to negative impacts on urban areas
America has 10 Million New Homeowners 137 implied HN points • 25 Jan 24 💼 Business Housing Market Homeownership Affordability Homeownership in America is rising, with 10 million new homeowners since 2015. Despite stretched affordability, more middle-income households under 45 are buying homes. Even with high housing costs and mortgage rates, there's a surprising increase in homeownership.
What happened to SVB, in pictures 176 implied HN points • 14 Mar 23 💰 Finance Banking Economics Financial Crisis Fintech Silicon Valley Bank collapsed and its deposits were transferred to a federally-owned bank. Stability in banking comes at a high cost to taxpayers. The collapse of Silicon Valley Bank was swift and unexpected.
Does seasonality still matter for housing? 117 implied HN points • 18 Jul 23 💰 Finance Housing Market Seasonality in the housing market has been disrupted by the pandemic. Activity in the housing market used to follow seasonal patterns. New listings in the housing market are now influenced more by mortgage rates, not just by the seasons.
Everywhere you go, always take your mortgage with you 137 implied HN points • 09 Jun 23 💰 Finance Real Estate Take your mortgage with you wherever you go to prevent mortgage lock-in in the housing market Mortgage lock-in has frozen the real estate market due to homeowners not wanting to lose cheap mortgages Low inventory is keeping housing prices from falling
Waiting for Home Prices to Fall? Don't Hold Your Breath 137 implied HN points • 30 May 23 💰 Finance Real Estate Measuring changes in 'real' terms, accounting for inflation, makes more sense when talking about home prices. National indices may show home prices higher than a year ago, but adjusting for inflation reveals lower prices in real terms. The article emphasizes the importance of considering inflation when discussing changes in home prices.
The Outlook for Home Sales 98 implied HN points • 11 Jul 23 💰 Finance Housing Economics Real Estate Mortgage rates are high and home prices have not dropped, leading to decreased affordability and a decline in home sales. This post discusses the impact of economic factors on the housing market. The newsletter focuses on using data visualization to analyze economic news, particularly in the housing sector.
Unpeeling an Inflation Conundrum 117 implied HN points • 24 Feb 23 💰 Finance The article discusses the complexities of measuring inflation. Inflation measurement is a challenging task. Understanding the inflation conundrum is crucial.
And now, a cartoon about monetary policy 98 implied HN points • 07 Feb 23 Cartoon about monetary policy shared in the post Investors delay rate hikes in response Post content is for paid subscribers