Snowball

Snowball is a French personal finance newsletter offering practical advice on managing finances, including savings, investments, and salary negotiation. It features a mix of expert opinions, tools for financial management, and insights into economic trends. Topics range from personal investment strategies to understanding complex financial markets.

Personal Finance Management Investment Strategies Savings and Budgeting Salary Negotiation Financial Tools and Resources Economic Trends and Insights Cryptocurrency and Blockchain Real Estate Investment Tech and Fintech Trends Environmental and Sustainable Investing

The hottest Substack posts of Snowball

And their main takeaways

❄️💥 Quels risques en 2024 ?

1886 implied HN points • 21 Jan 24
💼 Business Tech Finance Economy Startups Investing
  1. Taiwan Semiconductor (TSMC) is a major tech company that manufactures chips for various devices.
  2. Experts and global leaders predict risks that could cause crises in 2024 like environmental issues and technology advancements.
  3. The internet's evolution to omnipresence due to smartphones raises questions about implications and opportunities.

❄️ 🎰 Investir dans un monopole monégasque ? Où acheter les ETF Bitcoin ?

1965 implied HN points • 14 Jan 24
💰 Finance Investing Cryptocurrency Business News Stock Market Economic Analysis
  1. Investing in a Monaco monopoly like SBM can be interesting due to its history and unique position.
  2. The French government agency SISSE has the power to block international investors; exploring its role can be informative.
  3. The SEC's approval of Bitcoin ETFs marked a significant moment, raising questions about the future of decentralized finance and traditional finance.

❄️ 🚀 Une grosse annonce à vous faire. Ready ?

2614 implied HN points • 29 Mar 23
💼 Business Finance News Technology Crypto Marketing
  1. Snowball+ is a new collective of newsletters focused on personal finance in France, featuring various experts and tools.
  2. The launch price for Snowball+ is 9€ per month or 80€ per year, offering additional content and a diverse range of financial topics.
  3. Existing subscribers to Snowball will experience a price increase soon; new content will be added regularly to Snowball+.
Get a weekly roundup of the best Substack posts, by hacker news affinity:

❄️ 💳 Prime et Netflix gratuits ? Tinder Gold et 3 pass WeWork offerts ?

1395 implied HN points • 09 Jan 24
💰 Finance Credit Cards Investing Fintech Rewards Banking
  1. Some credit cards offer unique benefits like free Amazon Prime or cashback in the form of investments.
  2. Revolut cards come with various advantages based on the subscription level, like free currency exchange or cashback on accommodations.
  3. American Express cards provide a range of benefits, from purchase guarantees to access to exclusive events. The higher-tier cards offer even more luxurious perks like worldwide lounge access.

❄️🏢 Acheter un immeuble de rapport : tout ce qu’il faut savoir

1100 implied HN points • 22 Jan 24
💰 Finance Real Estate Investing Property Management Financial planning Risk management
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.

❄️ 💰 15,9 % : taux d'épargne des Français. Et vous ?

1650 implied HN points • 01 Mar 23
💰 Finance Savings Budgeting Investing Personal Finance Money Management
  1. The savings rate of French citizens is 15.9%, consider your own savings.
  2. Understanding the basics of saving, the importance of putting savings to work in your budget, and determining the ideal amount to save.
  3. Tips for successful saving: set annual goals, make saving a habit, establish rules, track your savings, and create a balanced situation.

❄️ 🙋‍♂️ Yoann, 36 ans, voici dans quoi j'investis

1631 implied HN points • 19 Sep 23
  1. Yoann shares his personal investment journey and the various assets he invests in.
  2. He emphasizes the importance of financial education from a young age and personal budget management.
  3. Yoann highlights his passion for investing in different assets like stocks, real estate, cryptocurrencies, startups, and collectibles.

❄️ 📈 Meta et Apple, une bonne idée ? La fin de Google Search ?

727 implied HN points • 04 Feb 24
💰 Finance Technology Market Analysis Company performance Investment Economic Trends
  1. Apple announces mixed quarterly results, with higher iPhone and wearables sales but lower revenues in China.
  2. ESG funds' popularity drops due to rising interest rates.
  3. Startups like Perplexity and Arc are reshaping internet search with artificial intelligence, possibly challenging Google's traditional method.

❄️ 🔧 Mes 38 outils préférés pour gérer vos finances personnelles

1356 implied HN points • 17 Mar 23
💰 Finance Budgeting Investing Cryptocurrency Retirement Market Analysis
  1. The post shares 38 favorite tools for managing personal finances including budget tracking, investment research, and ETF investing.
  2. The tools cover various aspects such as budget management, investment strategies, tracking investments, and finding information on companies and markets.
  3. There are tools for managing subscriptions, finding forgotten bank accounts, simulating compound interests, assessing insider trading activities, tracking crypto portfolios, and more.

❄️💖 380 ans d'utilité publique. Un coup de cœur.

471 implied HN points • 23 Jan 24
💰 Finance Investment Personal Finance Banking Financial Services
  1. Learn about the Crédit Municipal de Paris, an institution with over 380 years of history providing various financial services.
  2. The Crédit Municipal offers services such as quick loans against valuable items, financial counseling, auctions, and ethical savings options.
  3. The institution aims to innovate and modernize its services, while maintaining a focus on social impact and financial empowerment.

❄️ 🐣 Comment investir l'épargne des enfants ?

825 implied HN points • 14 Sep 23
💰 Finance Investment Children Taxation Stocks Personal Finance
  1. Consider investing children's savings in the stock market for long-term growth potential.
  2. Opening a brokerage account in your name to hold ETFs or stocks for your child and then gifting it to them can be a tax-efficient way to invest for their future.
  3. Ensure to handle legal aspects like declaring the donation to the tax authorities and consider equal distribution among multiple children to avoid inheritance disputes.

❄️ 💥 Boom // l'ovni Pinterest // la meilleure méthode pour négocier son salaire

786 implied HN points • 12 Mar 23
💰 Finance
  1. Pinterest is trying to set itself apart as a positive and creative platform compared to other social media networks.
  2. Using game theory can help in negotiating your salary by making counter-offers and finding a middle ground.
  3. Spotify is revamping its platform to mimic TikTok, aiming to become a discovery hub for artists and creators, potentially revolutionizing content creation.

❄️ 🍲 Investir dans des récipients durables.

766 implied HN points • 05 Feb 23
  1. Costco has a unique business model where members pay for a subscription card to access discounted prices in their warehouse stores.
  2. Differences in population density between countries like France, Germany, and Italy can have varying impacts on the economy and health of a country.
  3. Playlists on platforms like Spotify are becoming increasingly important for artists to gain exposure and monetize their music.

❄️🔮 +250 % pour cette action / Comment l'IA va bouleverser nos économies

314 implied HN points • 11 Feb 24
💰 Finance Markets Investment Economy Supermarkets Cryptocurrency
  1. Sprouts Farmer Market, an American supermarket chain focusing on healthy products, saw its stock increase by over 250% in 3 years due to a new CEO's strategy.
  2. Artificial intelligence has the potential to disrupt consumer behavior and economies, as explored through a study by the investment fund a16z.
  3. Events like the Super Bowl can indicate economic trends and provide insights into the financial health of companies through their marketing spend.