The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

Cryptocurrency: To See and Be Seen

False Positive • 39 implied HN points • 05 Feb 24
🔮 Crypto Regulation
  1. Cryptocurrency, like the Akha ethnic group, is navigating the tension between staying independent and seeking recognition and validation from the state.
  2. Both the market's desire to be seen and the state's willingness to see influence the integration of cryptocurrency into existing legal structures.
  3. Markets, like cryptocurrency, can employ strategies to be more or less legible to the state, with different stages of legibility impacting regulatory standards and market development.

A decade-long look at how Big Insurance profiteers American taxpayers and the sick.

HEALTH CARE un-covered • 399 implied HN points • 04 Apr 22
🏥 Health Politics Insurance Healthcare Policy Profit Regulation
  1. Big insurance companies have grown a lot in size and profit over the last decade, primarily through mergers and getting more government contracts. They now make a lot of money, with profits reaching over $60 billion last year.
  2. Most of the increase in people under these insurance companies comes from government programs like Medicare and Medicaid, not from private insurance. Taxpayers are indirectly supporting these companies even if they don't use their plans.
  3. Insurance companies are shifting more costs onto patients, leading to higher out-of-pocket expenses and making it hard for many to afford care. This is resulting in more people being underinsured and potentially struggling with medical debt.

The US economic revolution is Republican—but should be bipartisan | article

Tumbleweed Words • 7 implied HN points • 24 Nov 24
🇺🇸 U.S. Politics Government spending Regulation Bipartisanship Political corruption
  1. The US economy is facing serious issues due to high government spending and regulations. If things don't change, the economy could face major problems soon.
  2. There's a lot of waste in government programs that don't get checked properly. This leads to money being spent on unnecessary things instead of building and improving infrastructure.
  3. Regulation and government overspending are hurting states like California. Instead of growth, people are seeing higher taxes, crime, and homelessness.

#6: Times Are Changing + A Transatlantic Approach to AI + Governing Superintelligence, and more

Navigating AI Risks • 78 implied HN points • 06 Jun 23
🕹 Technology AI Government Ethics Policy Regulation
  1. AI existential risks are gaining significant attention from top AI scientists, policymakers, and CEOs of advanced AI labs.
  2. The White House updated the National R&D Strategy for AI with a focus on international collaboration and AI system safety and security.
  3. Transatlantic discussions between the EU and US aim to coordinate AI policies, but differences in regulatory approaches exist.

A Modern Look at an Old Banking Risk

The Sunday Morning Post • 78 implied HN points • 09 Jul 23
💰 Finance Banking Regulation Stability Risk management Social media
  1. Bank runs can still happen today, triggered by various factors like social media rumors and liquidity issues
  2. The FDIC, established in 1933, guarantees a certain amount of depositors' funds to prevent bank runs and provide stability to the banking system
  3. Modern banking faces new challenges like swift fund transfers, online activism affecting stock prices, and the need for regulators to adapt to the changing landscape
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In Recorded Conversation, A John Deere Dealer Talks Up Predatory Design

Fight to Repair • 78 implied HN points • 06 Sep 23
🕹 Technology Software Antitrust Agriculture Monopoly Regulation
  1. A John Deere dealership employee was caught on tape discussing the possibility of using software updates to block third-party competitors from working with John Deere equipment.
  2. The mention of using software updates to push out competition raises questions about anti-competitive behavior, which could potentially violate U.S. antitrust laws.
  3. The conversation highlights the importance of 'Right to Repair' legislation and the need for transparency from major agricultural equipment manufacturers in creating an open and competitive precision agriculture ecosystem.

Deconstructing the National Cybersecurity Strategy

Deploy Securely • 78 implied HN points • 03 Mar 23
🕹 Technology Cybersecurity Regulation Government Policy Data Privacy Business strategy
  1. The National Cybersecurity Strategy emphasizes the need for businesses to adapt their cybersecurity strategies accordingly.
  2. The strategy addresses the importance of defending critical infrastructure and the need to streamline cybersecurity regulations.
  3. Business leaders should be aware of potential regulatory changes impacting software security and consider the implications of a national cyber insurance backstop.

#10 - Voluntary Commitments for Safe AI Development + A New Industry Body

Navigating AI Risks • 78 implied HN points • 02 Aug 23
🕹 Technology AI Governance Regulation AI Research
  1. Leading AI companies have made voluntary commitments to ensure safety, security, and trust in AI development.
  2. The commitments focus on addressing transformative risks linked to frontier AI development.
  3. Inter-Lab Cooperation in AI Safety is being fostered through the creation of a forum to share best practices and collaborate with policymakers.

Bluetooth To The Rescue! NHTSA Does About Face On Massachusetts Telematics Access Law

Fight to Repair • 78 implied HN points • 24 Aug 23
🕹 Technology Automotive Cybersecurity Regulation Wireless Technology Data Access
  1. NHTSA reversed its opposition to Massachusetts' expanded vehicle right to repair law, allowing for access to telematics data for repairs.
  2. NHTSA proposed a compromise for vehicle telematics access using Bluetooth connections to reduce cybersecurity risks.
  3. Auto Care Association does not support the Bluetooth solution, stating it doesn't create a fair playing field as expected by voters.

KOSA is back. Or is it?

Tech + Regulation • 39 implied HN points • 26 Feb 24
🇺🇸 U.S. Politics Legislation Child safety Digital Privacy Social media Regulation
  1. The Kids Online Safety Act (KOSA) aims to improve online safety for children and teens. It includes new rules for social media platforms to protect young users from risks like bullying and harmful content.
  2. KOSA introduces a 'duty of care' that requires platforms to actively prevent online harm to minors. This means they have to find a balance between allowing access to information and not promoting harmful content.
  3. The bill also changes how advertising works for younger users. Platforms will need to inform them why they see certain ads and limit certain design features that encourage excessive use.

Draft Release Pamphlet for Comments

Gordian Knot News • 95 implied HN points • 16 Jan 24
🏥 Health Politics Safety Medical care Regulation
  1. The Gordian Knot Group is seeking help from the community for feedback on a release package for radiation emergencies.
  2. The package includes safety items like dosimeters, N95 masks, and potassium-iodide pills, along with informational pamphlets.
  3. Feedback on the draft pamphlet and the need for an illustrator is requested, with incentive for compensation and recognition.

TMI Lessons: what was learned and what should have been learned

Gordian Knot News • 131 implied HN points • 27 Oct 23
🚌 Education Lessons Learned Accountability Regulation Bureaucracy
  1. Lessons learned from Three Mile Island highlighted the inadequacies in nuclear power safety and regulatory systems.
  2. Two major lies in the nuclear establishment were exposed at Three Mile Island, showing the need for accountability.
  3. The NRC's incompetence and flaws showcased at Three Mile Island suggest the need for a complete overhaul of the regulatory system.

ALARA

Gordian Knot News • 241 implied HN points • 05 Apr 23
🔬 Science Energy Regulation Costs Bureaucracy
  1. ALARA philosophy in nuclear regulation aims for minimal radioactive emissions.
  2. ALARA can lead to increased costs and hinder technological advancements in nuclear power.
  3. ALARA's focus on reducing radiation exposure may lead to excessive regulation and operational costs.

The Power of Generativity in Platform Systems

Platform Papers • 39 implied HN points • 30 Jan 24
💼 Business Innovation Ecosystems Platforms Leadership Regulation
  1. In platform ecosystems, generativity plays a crucial role in driving innovation by allowing third-party developers to continuously create new offerings that enhance the core product's value over time.
  2. Balancing generativity is essential for platform success; too much generativity can lead to free-riding behavior where developers exploit the efforts of others, while the right amount can signal growth opportunities and encourage high-quality contributions.
  3. As platform ecosystems mature, business leaders and policymakers must navigate the challenges of maintaining a balance between positive reputation spillover effects and negative free-rider effects to ensure sustained innovation and user satisfaction.

The Deepfake State

Technically Optimistic • 39 implied HN points • 26 Jan 24
🕹 Technology AI Elections Regulation News Open Source
  1. AI technology like deepfakes has the potential to impact elections globally, with platforms like OpenAI taking steps to enhance election safety.
  2. OpenAI and other platforms are implementing restrictions on AI use in elections to prevent misuse, like disallowing the creation of campaign-related applications and deceptive chatbots.
  3. Government response to AI threats in elections has been slow, with calls for increased transparency, responsibility, and regulation to address the challenges posed by AI technologies.

AI and Elections

Technically Optimistic • 59 implied HN points • 17 Nov 23
🇺🇸 U.S. Politics AI Elections Disinformation Legislation Regulation
  1. Election systems rely heavily on trust in officials, messengers, and fairness, which can easily be compromised.
  2. The internet enables both effective voter mobilization through technology and the dangerous spread of misinformation using AI tools.
  3. Watermarking AI-generated content is a start, but more comprehensive solutions like content provenance tracking are crucial to verify authenticity in critical contexts.

What is nuclear's should-cost?

Gordian Knot News • 212 implied HN points • 04 May 23
🔬 Science Nuclear Energy Regulation Cost Analysis Risk Assessment
  1. Nuclear power can be more cost-effective than traditional sources like coal plants.
  2. Naive LCOE may not accurately represent the true cost of nuclear energy due to fluctuations in demand and the need for backup.
  3. Key challenges for nuclear power include regulatory risk, construction risk, and ensuring liability for unplanned outages and radiation releases.

Agency vs. Addiction

Polymathic Being • 68 implied HN points • 10 Mar 24
🏥 Health & Wellness Addiction Agency Regulation Exercise Relationships
  1. Personal agency is key in resisting external influences and making independent choices.
  2. Addiction can extend beyond traditional vices like drugs and alcohol to include positive behaviors as well.
  3. Past attempts at regulation, like Prohibition and the War on Drugs, have often failed, highlighting the importance of personal agency in combating addiction.

AI's Appetite for Energy Is Going to Be Huge

Robots for the Rest of Us • 39 implied HN points • 21 Jan 24
🕹 Technology AI Robotics Innovation Regulation
  1. AI's growth will demand a huge amount of energy, requiring revolutionary advancements like nuclear fusion.
  2. Humanoid robots being tested at BMW showcase potential, but they're not infallible and face challenges.
  3. Concerns arise about technology worsening products over time, potentially impacting jobs and quality, urging caution in AI deployment.

Lowering Costs and Increasing Value for Students, Institutions, and Taxpayers

The Future of Education • 99 implied HN points • 16 Aug 23
🚌 Education Policy Market Innovation Regulation Outcomes
  1. The current higher education system lacks incentives for institutions to focus on student outcomes and financial returns.
  2. Accreditors play a gatekeeper role for federal financial aid, but are not incentivized to focus on student outcomes.
  3. Policy should shift focus to student outcomes, transparency in pricing, and requiring colleges to share in the risk of student loan repayments.

What Happened to the OCC's Chief Fintech Officer?

Fintech Business Weekly • 133 implied HN points • 10 Sep 23
💼 Business Fintech Banking Regulation Investment Startups
  1. The OCC's Chief Fintech Officer mysteriously disappeared from his role, raising questions about his background and qualifications.
  2. CFPB Director highlights Apple and Google's control over mobile payments, calling out potential anti-competitive practices.
  3. FDIC's Q2 Banking Profile shows declining net income, slightly reduced net interest margins, and continued unrealized losses in banks' securities portfolios.

Unravelling the Magic of Shell Companies

False Positive • 39 implied HN points • 15 Jan 24
💰 Finance Money Laundering Regulation Transparency
  1. Investigating money laundering involves challenges such as identifying individuals, tracing illicit proceeds, and facing budget limitations in law enforcement.
  2. Beneficial ownership data is crucial in uncovering complex money laundering schemes involving shell companies that obscure the true owners and facilitate criminal activities.
  3. The new Beneficial Ownership Information (BOI) Database in the U.S. aims to enhance law enforcement capabilities by providing direct access to company ownership information, simplifying investigations and possibly reducing compliance costs for financial institutions.

CBW Bank, A BaaS Pioneer, Is Up For Sale: Exclusive

Fintech Business Weekly • 59 implied HN points • 17 Mar 24
💼 Business Fintech Banking Regulation Innovation Sales
  1. CBW Bank, a pioneer in Banking-as-a-Service, is up for sale, showing continued challenges in bank/fintech partnerships.
  2. CBW Bank grew significantly under new ownership, focusing on innovation and providing API access for startups and banks to build digital banking solutions faster.
  3. Regulatory shifts and challenges in innovation may have led to CBW's decision to sell, highlighting the impact of changing regulatory attitudes on banks like CBW.

Public Miners Are HODLing Strong Again

Miner Weekly • 19 implied HN points • 11 Apr 24
💰 Finance Cryptocurrency Regulation Corporate Financial News Feature
  1. Public mining companies are holding a significant amount of Bitcoin reserves, with the top three miners accounting for 74% of the total reserves.
  2. There was a decline in the collective Bitcoin reserves held by public mining companies in the past but a major reversal occurred starting in July 2023.
  3. With the upcoming halving, it may become more challenging for mining companies to accumulate Bitcoin at a lower cost through mining operations.

The LIBOR scandal, part 2

The Jolly Contrarian • 19 implied HN points • 11 Apr 24
💰 Finance Scandal Banking Legal Ethics Regulation
  1. The concept of interest rates as a tradable financial instrument emerged in the 1980s, thanks to the development of interest rate swaps, marking a significant shift in the financial landscape.
  2. The manipulation of the LIBOR rate involved complex financial processes that led to criminal proceedings against several traders, highlighting ethical and legal dilemmas in the financial industry.
  3. The legal interpretation of the LIBOR Definition in the context of criminal law versus contractual interpretation raised debates around conflicts of interest, contractual obligations, and the application of criminal charges in financial settings.

Let's "Unfriend" Facebook

Diane Francis • 619 implied HN points • 22 Feb 21
🕹 Technology Social media Privacy Regulation Cybersecurity Information Warfare
  1. Facebook's response to Australia's push for media regulation shows their arrogant power. They blocked important information and media, which raises questions about their respect for democracy.
  2. The company's early financial backing from Russian investors highlights concerns about privacy and user data exploitation. This money helped transform Facebook into a tool for propagating various ideologies.
  3. Facebook's history of blocking content and censoring users, especially in oppressive regimes, indicates a troubling disregard for free speech. The company often reacts slowly to criticism and legal issues, making it seem like they prioritize profit over ethics.