The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

BlockFi

DeFi Education • 599 implied HN points • 16 Feb 22
🔮 Crypto Investments Regulation Risks Products
  1. BlockFi is facing legal troubles and has to pay $100 million to settle with regulators. This shows that centralized crypto investment products can carry big risks.
  2. The article advises people to be careful and avoid centralized and custodial crypto products. This is especially important because of the issues revealed about BlockFi.
  3. Recent events highlight the need for transparency and caution when investing in cryptocurrencies. Users should understand the risks involved before putting their money in these platforms.

Last Week in AI #226: OpenAI lawsuits, NASA to explore AI on spaceships, OpenAI vs. Microsoft, generated content flooding the Internet, and more!

Last Week in AI • 178 implied HN points • 03 Jul 23
🕹 Technology AI Robotics Facial Recognition Regulation Social media
  1. OpenAI is facing a class action lawsuit over data usage, highlighting the need for clearer regulations in AI development.
  2. NASA is exploring AI interfaces for spaceships, allowing for natural language interactions and collaborative learning for astronauts.
  3. OpenAI plans to create a 'supersmart personal assistant for work,' potentially entering into competition with Microsoft and its customers.

How to save media and keep AI startups alive

Alex's Personal Blog • 98 implied HN points • 18 Mar 24
🕹 Technology AI Media Startups Data Regulation
  1. AI models may need to make deals with publishers to get access to training data, but this can create challenges for startups that can't afford upfront costs.
  2. There's a suggestion to shift payment for data access from upfront to back-end, where AI companies pay a portion of their revenue in return for used data.
  3. There are discussions around the importance of fair compensation for content used by AI models to ensure their continued development and success.
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European Union AI Act

Good Computer • 37 HN points • 18 Mar 24
🕹 Technology AI Regulation Data Privacy Machine Learning European Union
  1. The EU AI Act aims to protect individuals' rights and ensure safe AI use, setting a risk-based framework for regulation.
  2. The act defines AI broadly to be future-proof, with specific categories for varying levels of risk: Unacceptable, High, Low, and Minimal Risk.
  3. Generative AI like ChatGPT is carefully regulated in the act, aligning with the existing General Data Protection Regulation (GDPR) to safeguard privacy and data.

Blocked Transmission

Asimov Press • 103 implied HN points • 27 Feb 24
🏥 Health & Wellness Regulation
  1. Fomite transmission, where pathogens spread through touch on surfaces, is a significant route for disease spread, and materials like copper coatings or sprays can help reduce this transmission.
  2. Using innovative technologies like far-UVC light or cellulose-based sprays can effectively kill pathogens on surfaces, providing alternatives to traditional disinfectants like bleach that may contribute to issues like antibiotic resistance.
  3. Regulations and testing pose challenges for the adoption of new surface treatments, but research into effective and non-toxic materials, like copper or cellulose-based sprays, could lead to improved pathogen control methods in various settings.

Brigit's Good Intentions Aren't A Defense to FTC Allegations

Fintech Business Weekly • 156 implied HN points • 12 Nov 23
💼 Business Fintech Regulation Investment Financial Services
  1. Brigit faced FTC allegations despite good intentions in serving lower-income users
  2. FTC alleged deceptive practices by Brigit, including misleading claims and difficult subscription cancellations
  3. The Federal Reserve proposed lowering the debit interchange cap, expecting cost savings for merchants and potential impacts on fees and ecommerce

The World's First AI Law + A Manhattan Project for AI Safety?

Navigating AI Risks • 98 implied HN points • 13 May 23
🕹 Technology AI Regulation Research Industry Science
  1. The EU is working on the world's first comprehensive AI regulation, which will impact AI companies globally.
  2. Google AI and Anthropic have released advanced models raising safety concerns about the use of large language models.
  3. A call for a 'Manhattan Project for AI Safety' suggests a need for coordinated research to address AI alignment challenges.

NHTSA tells automakers not to comply with Massachusetts vehicle right to repair law

Fight to Repair • 98 implied HN points • 14 Jun 23
🇺🇸 U.S. Politics Regulation Legal Safety Automakers
  1. The NHTSA advised automakers to not comply with the Massachusetts vehicle right to repair law due to safety concerns and federal regulations.
  2. The Massachusetts law, approved by voters, requires automakers to provide vehicle owners with access to telematics data for car repairs.
  3. NHTSA expressed concerns about the safety risks associated with the Massachusetts law's open remote access to vehicle systems.

Public Miners Raised $2B in Last Pre-Halving Quarter

Miner Weekly • 19 implied HN points • 16 May 24
💰 Finance Mining Regulation Hardware Corporate Feature
  1. Public bitcoin mining companies raised nearly $2 billion in the last pre-halving quarter, with the three largest companies accounting for a significant portion.
  2. Financing activities for public mining stocks have slowed down in the current quarter, but the investments still surpass those from the previous year's quarter.
  3. Public mining companies are holding a substantial amount of bitcoin, signaling a shift towards retaining mined assets rather than selling immediately.

Solving The Loneliness Crisis with Technology

Erik Examines • 89 implied HN points • 16 Mar 24
🕹 Technology Social Impact Smartphones AI Regulation
  1. Humans are feeling more detached and lonely due to technology. We need major societal changes to address this.
  2. Physical interactions are important for social connection. Simple devices like a voice-controlled AI phone could help limit screen time and distractions.
  3. Regulation and design changes for technology can promote healthier habits. A device like a voice-controlled AI phone, focusing on essential functions without a screen, could offer a solution to combat loneliness.

The Sign of the Times

Technically Optimistic • 59 implied HN points • 05 Jan 24
🕹 Technology AI Ethics Legal issues Data Privacy Innovation Regulation
  1. Media companies like The New York Times are suing AI firms for using their content without permission or payment, which could lead to a shift in how AI models are trained on data.
  2. The lawsuit brings up concerns about the accuracy of data used to train AI models and the need to respect intellectual property rights to ensure creators are compensated for their work.
  3. Efforts are being made to find solutions like machine unlearning and data deletion techniques to address issues raised by the lawsuit without completely starting over.

The NRC at Three Mile Island

Gordian Knot News • 161 implied HN points • 23 Oct 23
💾 History Disaster Regulation Media Government Nuclear
  1. The Nuclear Regulatory Commission's actions at Three Mile Island turned a manageable incident into a national crisis.
  2. Despite widespread panic and media frenzy, the actual harm from Three Mile Island was significantly less than perceived.
  3. There were major errors and miscommunication by the NRC that escalated the situation, causing unnecessary fear and confusion.

AI, Financial Crime, and the Dilemma of Responsibility

False Positive • 39 implied HN points • 26 Feb 24
🕹 Technology AI Finance Ethics Regulation Legal
  1. In the world of AI and finance, the question of responsibility for AI committing financial crimes is a complex legal and ethical dilemma.
  2. AI technology like deep learning and reinforcement learning is being used in hedge funds to maximize returns and manage risks in financial markets, but this raises concerns about potential market manipulation and ethical implications.
  3. Regulators are starting to address the risks posed by AI in financial markets, but challenges such as establishing intent in AI programs and ensuring accountability without hindering innovation remain.

Future of Goldman's "Platform Solutions" Looks Grim

Fintech Business Weekly • 170 implied HN points • 24 Sep 23
💰 Finance Fintech Banking Cryptocurrency Regulation
  1. Eco shut down its banking app and laid off its team as it focuses on new money initiatives with cryptocurrency.
  2. Goldman Sachs is near selling GreenSky, indicating a bleak future for its "Platform Solutions" division.
  3. CFPB warns that lenders using AI must provide specific reasons for adverse actions and initiates rulemaking to remove medical debt from credit reports.

Potential Class Action Argues High APR "Rent-a-Bank" Scheme Violates RICO

Fintech Business Weekly • 96 implied HN points • 11 Feb 24
💰 Finance Banking Legal Regulation Fintech Lending
  1. A potential class action case argues against a "rent-a-bank" scheme for high APR loans, highlighting the importance of understanding financial regulations and usury laws in the lending industry.
  2. The case brings attention to the evolving landscape between fintech companies and traditional banks, showing the complexities and discussions around defining the true lender in partnerships.
  3. The case also underscores the need for transparency and clarity in financial partnerships, as demonstrated by the alleged lack of distinction between a fintech entity and bank in customer-facing materials.

Open Weights, Open Society, Open Future

Future History • 80 implied HN points • 15 Mar 24
🕹 Technology AI Open Source Innovation Regulation Democracy
  1. Protect open source and open weights AI at all levels of society to avoid damaging the future economy
  2. The historical impact of restrictions on open sharing of ideas and software can have detrimental effects on economic value and innovation
  3. Opposition to open source AI is rooted in a fundamental misunderstanding of the benefits of open societies, economies, and the positive impact of open source software

A reply to Noah Smith: tech optimism vs tech pragmatism, cont'd

The Future, Now and Then • 149 implied HN points • 26 Oct 23
🕹 Technology Regulation Innovation
  1. Noah Smith discusses different types of techno-optimism and highlights the importance of choosing the right policies for innovation.
  2. Being a tech pragmatist involves actively promoting beneficial policies or questioning potential negative impacts of technology.
  3. Tech optimism as a political project can aim to benefit certain classes while ignoring democratic accountability.

The Rise and Fall Of Yankee Rowe

Gordian Knot News • 249 implied HN points • 15 May 23
🔬 Science Nuclear power Regulation Safety concerns Energy Production
  1. In 1954, the Atomic Energy Act allowed private companies into nuclear power, leading to the creation of Yankee Atomic Electric Company in New England.
  2. Yankee Rowe operated for 40 years efficiently, but faced closure due to safety concerns and regulations from the Nuclear Regulatory Commission.
  3. The rise and fall of Yankee Rowe showcases both the potential and challenges of nuclear power in the United States.

OpenAI’s Lies and Half-Truths

Marcus on AI • 76 HN points • 15 Mar 24
🕹 Technology Artificial Intelligence Transparency Regulation Data Training Corporate ethics
  1. OpenAI has been accused of not being completely candid in their communications and responses to questions.
  2. There have been instances where OpenAI's statements may not accurately reflect their true intentions or actions.
  3. Concerns have been raised about OpenAI's transparency regarding their data training sources, financial matters, regulation views, and future plans.

Prepare for the Next Bitcoin Mining Infrastructure Boom

Miner Weekly • 59 implied HN points • 14 Dec 23
💰 Finance Bitcoin Mining Infrastructure Regulation Hardware Corporate Financial
  1. Texas is becoming a major global hub for Bitcoin mining, with plans for significant power capacity expansions.
  2. Several major mining companies are gearing up for infrastructure booms by expanding their mining power capacity in various locations.
  3. Regulation news and corporate developments, like the acquisition of power plants, showcase the ongoing growth and changes in the Bitcoin mining industry.

Blue Ridge "Explores Options" For Capital Raise As It Reduces BaaS, Fintech Exposure

Fintech Business Weekly • 126 implied HN points • 19 Nov 23
💰 Finance Banking Regulation Lending Payments Compliance
  1. Blue Ridge Bank is looking to raise capital and reduce its exposure to banking-as-a-service and fintech.
  2. States like California and Wisconsin are regulating earned wage access, which is positive but adds compliance challenges.
  3. Plaid has launched a subsidiary as a consumer reporting agency, moving towards offering cash flow underwriting services.

Is the Capital One/Discover Deal Good or Bad For “Competition”? Yes.

Fintech Business Weekly • 81 implied HN points • 25 Feb 24
💰 Finance Fintech Regulation Banking Acquisition Legislation
  1. Capital One's acquisition of Discover is a complex deal that has both good and bad elements for competition, creating a potential shake up in the US payments space.
  2. The CFPB is using once-dormant authority to supervise nonbank entities like World Acceptance Corp, focusing on risks to consumers.
  3. Acting Comptroller Hsu suggests creating a federal money transmitter licensing framework to better regulate non-bank companies providing bank-like services, highlighting potential risks in the growing role of non-bank firms in banking areas.

AI Safety: Is AI The Genie Or The Lamp?

jonstokes.com • 237 implied HN points • 01 May 23
🕹 Technology AI Ethics Policy Engineering Regulation
  1. AI safety involves the debate between AI as a tool or an agent, impacting approaches to AI explainability and safety.
  2. There are conflicting folk conceptions of alignment, including individualist and collectivist perspectives centered around control.
  3. The distinction of viewing AI as the genie or the lamp, as an agent with goals or as a software tool, is crucial in shaping AI safety discussions and applications.

A Tale of Two Ships

Gordian Knot News • 241 implied HN points • 05 May 23
💼 Business Regulation Quality control
  1. Regulatory inefficiency can drastically increase costs, sometimes by a factor of 30.
  2. Nuclear power regulation, a refined form of Navy regulation, can also lead to similar cost issues.
  3. The difference between the ideal cost and the actual cost can vary greatly due to market conditions and standards.

#13: The UK's Multilateral AI Safety Institute + Open-sourcing Advanced AI + Biden's Executive Order

Navigating AI Risks • 78 implied HN points • 18 Oct 23
🕹 Technology AI Regulation Research Policy Security
  1. The UK, US, and other Western countries are establishing a Multilateral AI Safety Institute to evaluate national security risks of advanced AI models.
  2. Biden's Executive Order will set public procurement standards for AI to mitigate risks, with the aim to influence industry safety standards.
  3. Open-sourcing AI models presents risks of misuse by malicious actors, irreversible releases, and challenges in ensuring safety without compromising the benefits of public access.

A Letter to Vivek

Gordian Knot News • 161 implied HN points • 10 Sep 23
🇺🇸 U.S. Politics Legislation Regulation Nuclear Energy Federal Agencies Environmental Impact
  1. Implement firm emission triggers with strict pass/fail enforcement for nuclear plants.
  2. Establish a fixed compensation system based on individual radiation harm profiles and a clear compensation model.
  3. Consider moving the Nuclear Regulatory Commission to be under the Federal Energy Regulatory Commission for better oversight and regulation.

Biden’s Latest Regulatory Overreach Hits Colleges

The Future of Education • 198 implied HN points • 06 Mar 23
🇺🇸 U.S. Politics Regulation Higher education Innovation Government Policy
  1. Biden administration's new regulations for colleges will increase costs and stifle innovation for students.
  2. Thousands of contracts between colleges and third-party organizations will be under scrutiny and may be nullified.
  3. The regulatory approach favors large incumbents over startups, passing compliance costs to universities and ultimately to students.

Five grand challenges of offshore wind financing in the United States

Jérôme à Paris • 121 implied HN points • 20 Nov 23
💰 Finance Renewable Energy Investment Workforce Regulation Infrastructure
  1. Offshore wind energy in the U.S. faces challenges like financing in early stages, policy support, workforce development, transmission barriers, and scaling floating wind technologies.
  2. There is a need for structural changes and alignment across various sectors to support the rapid growth of offshore wind energy in the U.S.
  3. Despite challenges, the U.S. has favorable conditions for offshore wind energy expansion and overcoming obstacles requires collaboration between researchers, practitioners, policymakers, and regulators.