The hottest Investment Substack posts right now

And their main takeaways
Category
Top Business Topics

Top Links 555 Main St v. Wall St inflation. Poland and France to block Mercosur. Nigeria's demography & de Gaulle's last picture.

Chartbook • 443 implied HN points • 09 Nov 24
💰 Finance Economics Investment Policy Demographics Global Trade
  1. There's a battle between regular people and Wall Street over inflation issues. It's important to understand how this affects everyday life.
  2. Poland and France are planning to block a trade deal with Mercosur. This could impact trade relations in Europe and South America.
  3. Nigeria's growing population is a key topic to watch. It highlights important demographic changes happening today.

A Billion-Dollar Fraud In Plain Sight

Where's Your Ed At • 10237 implied HN points • 01 Nov 23
💰 Finance Cryptocurrency Investment Fraud Bankruptcy Regulation
  1. Gemini's
  2. Earn
  3. program misled customers into investing in risky lender Genesis Capital.
  4. The NY Attorney General filed a significant fraud suit against Gemini, Genesis, and Digital Currency Group for misleading customers and covering up losses.
  5. The Winklevoss twins actively deceived customers, putting billions of dollars into an unstable lender and reaping profits while customers faced losses.

Jevons Paradox

davidj.substack • 35 implied HN points • 29 Jan 25
💼 Business Economics Investment Technology Efficiency Resource Management
  1. Jevons Paradox shows that when something becomes cheaper to use, people tend to use more of it, which can actually lead to higher overall consumption. This means that efficiency gains may not reduce usage as expected.
  2. When teams save money through efficiency, they're likely to spend their budgets on new projects instead of cutting costs. They want to use their saved money to create more value.
  3. Using tools that are easier and more efficient can lead to discovering new ways to use them, increasing overall spending on those tools instead of cutting back. This often justifies bigger budgets for future projects.

Issuing Equity: A Guide for Startups

The VC Corner • 439 implied HN points • 22 Jun 24
💼 Business Startups Finance Investment Ownership Equity
  1. Issuing equity means giving part of your startup away in exchange for money or investment. This can change who makes decisions in your company.
  2. It's important to understand the terms of what you're agreeing to when you issue equity. Knowing the details can help you make smarter choices.
  3. Different types of agreements and shares can impact your startup's future. Make sure to learn about these options before moving forward.
Get a weekly roundup of the best Substack posts, by hacker news affinity:

Top Links 550 Buffett's cash pile. China's copper push. IKEA and GDR prison labor & the UK as "Butler to the World"

Chartbook • 414 implied HN points • 03 Nov 24
💰 Finance Investment Economics Market Trends Corporate Governance Global Trade
  1. Warren Buffett has a huge amount of cash saved up. This shows he is waiting for the right investment opportunities to come along.
  2. China is putting a lot of effort into boosting its copper industry. This could have big effects on global markets and trade.
  3. There are serious concerns about IKEA's involvement with past prison labor. This raises questions about ethical practices in big companies.

Case-Shiller: National House Price Index Up 3.8% year-over-year in November

CalculatedRisk Newsletter • 47 implied HN points • 28 Jan 25
💰 Finance Real Estate Economic Trends Market Analysis Investment Housing Market
  1. The Case-Shiller National House Price Index increased by 3.8% year-over-year in November, indicating rising home prices. This is a good sign for homeowners as it shows property values are generally going up.
  2. House prices rose by 0.3% in November according to the FHFA index, showing a slower growth rate compared to previous years. It suggests that higher mortgage rates might be affecting buyers' demand.
  3. New York had the highest annual home price increase at 7.3%, while Tampa saw a decline of 0.4%. Different regions are experiencing varying trends in home price changes.

Measurement Army

Doomberg • 5751 implied HN points • 25 Feb 24
💰 Finance Environmental Investment Regulation Markets Economy
  1. Modern economic systems struggle to account for environmental costs, leading to government interventions and frustrations among capitalists and landowners.
  2. The global focus on carbon emissions has led to the rise of carbon counting professionals, but many argue their value is limited.
  3. A proposal to create Natural Asset Companies (NACs) faced controversy when seeking to put a market price on nature, highlighting potential unintended consequences and opposition.

OpenAI: Economic Justice Delayed

Dana Blankenhorn: Facing the Future • 39 implied HN points • 03 Oct 24
🕹 Technology Artificial Intelligence Investment Startups Innovation Economics
  1. OpenAI recently received a large investment to avoid bankruptcy, but experts think financial troubles may still be on the way. There's skepticism about how sustainable their business model is.
  2. The promises of AI, like improving productivity and creativity, often don't match up with what users actually experience. Many believe AI tools still have major limitations.
  3. The funding from investors seems more focused on finding a quick profit than on genuinely improving AI technology. There's a worry that this could lead to a crash if expectations aren't met.

CBW Fights FDIC's $20.5 Million Penalty That Could "Imperil" Its Existence

Fintech Business Weekly • 89 implied HN points • 05 Jan 25
💰 Finance Banking Regulation Investment Fintech Risk management
  1. CBW is facing a huge $20.5 million fine from the FDIC, which could put its future at risk. This penalty is due to failures in its anti-money laundering practices.
  2. A small Kansas bank, CBW, has made a lot of money from international services but hasn't fixed issues raised by regulators in past reviews. They were supposed to improve but didn't make significant changes.
  3. The FDIC argues that the situation with CBW highlights serious compliance problems in the banking sector. They are trying to enforce rules to prevent money laundering, especially in high-risk areas.

Je suis libre financièrement

L'Atelier Galita • 39 implied HN points • 03 Oct 24
💰 Finance Personal Finance Investment Financial Independence Income Generation Wealth Management
  1. Knowing how much money you need for a comfortable life is important. Many people struggle to figure out when they have enough and end up always wanting more.
  2. Financial freedom means earning enough money to do what you love without worrying about bills. It's about enjoying your work and feeling financially secure.
  3. There are different paths to financial freedom, like building passive income or earning money from your passions. It's possible to find joy in work while also being financially stable.

Notes on Chapter 28

Life Since the Baby Boom • 230 implied HN points • 05 Dec 24
💼 Business Entrepreneurship Venture Capital Startups Investment
  1. Len lands a new job as a Venture Capitalist Assistant, where he will help a company get more funding. He feels excited and valued in this role, especially after his TV appearance as an 'Internet investing wizard.'
  2. The company Len is working with, NetsForAll, is fictional, but it reflects the early days of Internet Service Providers. This shows how innovative ideas were emerging before the Internet became widely known.
  3. Len gets to meet important people in the Internet business and share stories from his past experiences, like solving a big embezzlement case. This mix of new opportunities and past accomplishments makes him feel fulfilled.

Walking In Memphis

Behavioral Value Investor • 148 implied HN points • 31 Dec 24
💰 Finance Investment Market Trends Personal Finance Behavioral Finance
  1. When people are in pain or facing difficulties, it's easy to think that things will never get better. It's important to remember that these tough times are usually temporary.
  2. Using past pains can help us grow and improve, especially in things like investing. Instead of giving up, we should learn from our experiences and stick to our tried-and-true methods.
  3. The future is often different from what we've recently experienced. Just like healing in life, financial markets also recover over time, so we should stay hopeful even when things seem bleak.

My Pitch Framework

Venture Prose • 1517 implied HN points • 18 Feb 24
💼 Business Entrepreneurship Investment Presentations Networking
  1. The goal of a first meeting is to trigger a second one; good investor asks the right questions, bad one slows you down.
  2. Important elements of a good pitch: timing, preciseness, energy, and emotion to keep investors engaged.
  3. Entrepreneurs need optimism, clarity of vision, and ability to adapt quickly; assess qualities like learning from experience and embracing learning from others.

How to Value a Startup: Key Methods Every Investor and Founder Should Know

The VC Corner • 459 implied HN points • 11 Jun 24
💼 Business Startup Investment Valuation Entrepreneurship Market Analysis
  1. Valuing a startup is important but tricky because they often lack stable revenue. Founders and investors need to use different methods compared to established businesses.
  2. There are two parts to valuation: the 'art' involves looking at the startup's unique qualities like the team and product potential, while the 'science' uses data and metrics for a more objective view.
  3. A popular way to value startups is the Venture Capital Method, which focuses on future growth expectations. This helps investors estimate what a startup might be worth down the line.

✨ What we know about AI and the economy ... so far, at least

Faster, Please! • 639 implied HN points • 08 Oct 24
💼 Business Economy Investment Technology Job Market
  1. AI investment is growing, especially in chip companies, and is expected to continue rising in the future.
  2. Only a small number of companies are currently using AI, but many are looking to invest more in it despite some concerns.
  3. AI is starting to influence the job market, with more openings in AI-related fields, but it's not a major cause of layoffs yet.

Top Links 554 Defending the Fed. Betting on investment. China in Peru & Pakistan's counterinsurgency campaign.

Chartbook • 329 implied HN points • 08 Nov 24
💰 Finance Investment Economics Policy International Analysis
  1. The Federal Reserve plays a crucial role in managing the economy, and there are discussions about its actions and decisions. Understanding how the Fed works can help people make sense of economic changes.
  2. Investing is a key topic, indicating that people are looking for ways to grow their money even in uncertain times. Betting on good investments can lead to financial gain in the future.
  3. China's involvement in countries like Peru shows its global influence. Additionally, Pakistan's counterinsurgency efforts highlight ongoing challenges in maintaining security and stability.

Inflation Adjusted House Prices 1.1% Below 2022 Peak

CalculatedRisk Newsletter • 38 implied HN points • 29 Jan 25
💰 Finance Real Estate Inflation Market Trends Economic Indicators Investment
  1. House prices adjusted for inflation are currently 1.1% lower than their peak in 2022. This shows that even when prices rise, the increase may not match inflation.
  2. The price-to-rent index is also lower than its 2022 peak by 7.8%. This means it might be cheaper to rent compared to buying right now.
  3. National house prices are historically high, being 11.6% above the previous housing bubble peak. However, price growth may slow down in the near future.

What's a half-trillion between friends?

Alex's Personal Blog • 65 implied HN points • 22 Jan 25
🕹 Technology AI Infrastructure Investment Technology Policy
  1. There is a big investment in AI happening, totaling $500 billion, which will help the U.S. stay ahead in technology. This money will be used to build infrastructure and create jobs.
  2. SoftBank's financial status is unclear, but it is involved in this major investment deal. The real challenge is making sure they can actually fund their part of the investment.
  3. While OpenAI is leading the project, there are other AI companies like Anthropic and Mistral that are doing well and can compete for market share. The AI market seems to have room for multiple big players.

Crypto Cannot Avoid The Iron Laws of Economics

Points And Figures • 506 implied HN points • 22 Oct 24
🔮 Crypto Cryptocurrency Economics Blockchain Finance Investment
  1. Cryptocurrency operates under economic principles just like any other market. If costs to create or maintain it exceed profits, it won't succeed.
  2. A recent study highlights that cryptocurrencies may struggle to scale due to high security costs, making them potentially less efficient than traditional financial systems.
  3. While cryptocurrencies aimed to remove the need for legal systems and intermediaries, they still require a level of trust that can be expensive and complex to maintain.

Money is a Test (What Money Means)

Neckar’s Notes • 120 implied HN points • 19 Dec 24
💰 Finance Currency Economics Investment Wealth Management
  1. Money changes people's lives and values in big ways. For example, in post-Soviet society, people had to quickly learn what money meant, which turned traditional roles upside down.
  2. It's said that everyone believes in money, even if they don't share the same beliefs about religion or nationalism. Money is that powerful and universal.
  3. Our feelings about money often come from our past and family. It's not just about numbers; it's an emotional subject that many struggle with.

How to Break into VC🎓, Europe VC Dealmaking Funnel🔍, The Billionaire Battle For AI's Future⚔️

The VC Corner • 359 implied HN points • 16 Jun 24
💼 Business Venture Capital Startups Investment Entrepreneurship
  1. To get into venture capital, you need to build connections and understand the industry well. Networking and learning from experiences are crucial steps.
  2. The European venture capital market has a specific deal-making process that can be different from other regions. Knowing this funnel can help you navigate opportunities better.
  3. There's a growing competition among billionaires for AI technology. Understanding this battle can give insights into where future investments might be directed.

Beijing's Bubble Bursts Part 2

Diane Francis • 1378 implied HN points • 05 Feb 24
💰 Finance Debt crisis Real Estate Global Economy Investment Speculation
  1. China's real estate bubble has created massive debt, making it harder for local governments to provide services. Many places have empty buildings while local debts soar.
  2. The Belt and Road Initiative has turned into a huge financial burden for China, with many countries unable to repay the loans. This has led to China becoming the biggest debt collector globally.
  3. China's gambling-like approach to its economy is hurting its growth and reputation. With a lot of speculation and risk-taking, its future outlook looks uncertain.

Financing the AI Boom

Net Interest • 17 implied HN points • 31 Jan 25
💼 Business Finance Investment Startups Private Equity Technology
  1. The demand for data centers is skyrocketing due to growth in AI and cloud services. Companies and investors are putting big money into building these facilities to meet future needs.
  2. Major tech companies like Meta and Microsoft are planning to invest heavily in AI infrastructure this year. This indicates that there's a big race to develop the necessary resources for AI technology.
  3. Recent developments suggest that new AI models can be produced with less infrastructure than before. This raises questions about the future profitability of data center companies, as they might not be as essential to AI advancements.

Top Links 552 Nasty bonds on underwater office buildings. Indian top earners in Germany. Avian flu & U.S. military food insecurity.

Chartbook • 286 implied HN points • 05 Nov 24
💰 Finance Bonds Investment Economics Corporate Market Trends
  1. There are problematic bonds tied to office buildings that may not hold value. This means investors could face significant losses.
  2. There are many Indian professionals earning high salaries in Germany. This indicates a strong presence of Indian talent in the German job market.
  3. Avian flu is affecting food security for U.S. military personnel. This raises concerns about the availability of safe food for those in service.

Demystifying Venture Capital: Realities and Challenges of the sector

The VC Corner • 299 implied HN points • 22 Jun 24
💼 Business Venture Capital Startups Investment Networking Fundraising
  1. The venture capital market is very crowded, making it hard to find unique investment opportunities. To succeed, it's crucial to stand out from the competition.
  2. Many venture capitalists have never built a company themselves, which may limit their ability to help startups effectively. Practical experience is important in providing useful guidance.
  3. Successful founders are good at raising money quickly so they can spend more time on their products. They focus on building strong connections with the right investors to make fundraising easier.

Crypto is chain-letter technology

In My Tribe • 470 implied HN points • 26 Jan 25
🔮 Crypto Cryptocurrency Investment Blockchain Finance Economic Theory
  1. Cryptocurrencies like Bitcoin can be compared to chain letters, where early participants may make money while later ones might lose everything. It only works as long as new buyers keep joining in.
  2. The American dollar, being a fiat currency, also operates like a chain letter. It's based on trust and belief rather than a physical backing, and its value can decline over time.
  3. Some people view Bitcoin as a safe way to protect against inflation, but switching from the US dollar to Bitcoin may not solve the fundamental issues with trust and value in these systems.

January 2024 Homebuilder Update

Erdmann Housing Tracker • 84 implied HN points • 07 Jan 25
💰 Finance Real Estate Market Trends Investment Economic Policy
  1. The housing market is influenced by various factors like interest rates and supply shortages. These changes can affect home prices and availability for buyers.
  2. Homebuilder activity can indicate overall market health. A rise in new builds might suggest confidence in the economy.
  3. Monitoring trends in housing can help investors and buyers make better decisions. Staying informed about the market can lead to smarter choices.

Genapsys Lawsuit!

ASeq Newsletter • 21 implied HN points • 04 Feb 25
💼 Business Lawsuits Finance Fraud Biotech Investment
  1. A lawsuit is happening involving Genapsys, and it claims the company engaged in serious fraud. This includes manipulating scientific data and misleading investors about its technology and financial health.
  2. The lawsuit highlights issues within the biotech industry, where some companies might exaggerate their capabilities or results. This has made investors more cautious and skeptical of bold claims.
  3. Internal documents suggest the CEO directed employees to present false information during due diligence. This raises questions about trust and honesty in biotech business practices.

Top Links 545 “Restructuring” Bangladeshi banks. Hurricane Helen’s impact on unemployment. High-speed trading & a fracking good time.

Chartbook • 286 implied HN points • 29 Oct 24
💰 Finance Banking Economics Unemployment Trading Investment
  1. Bangladeshi banks are going through a big restructuring. This could change the way they operate and help improve their services.
  2. Hurricane Helene had a significant effect on unemployment rates. Many people lost their jobs because of the hurricane's impact.
  3. High-speed trading continues to play a lively role in the financial markets. It’s a fast-paced area that creates both opportunities and challenges.

District One on Blast Explained: How to Win

DeFi Education • 739 implied HN points • 29 Mar 24
🔮 Crypto Blockchain DeFi Tokens Trading Investment
  1. DistrictOne is a new platform that aims to attract users from popular crypto chat platforms like Discord. Joining is cheap, costing around $20, and you can access various chat rooms called Spaces.
  2. By participating in DistrictOne, you can earn rewards like OLE tokens and other bonuses. Even minimal daily interactions can lead to returns that may double or triple your initial investment.
  3. To maximize your experience, focus on joining active chat rooms and engage frequently. Buying shares and using boosts can help increase your earnings from the platform.

How to Invest in Space Tech: The Case of Rocket Lab

Space Ambition • 179 implied HN points • 12 Jul 24
💼 Business Investment Venture Capital Technology Startups Market Analysis
  1. Rocket Lab focuses on launching small payloads which is a growing need in the satellite market. This makes their service essential for companies needing timely deliveries.
  2. The company's innovative technology, such as 3D-printed engines, allows them to offer flexible launch options. This gives customers more control over their launch schedules.
  3. Despite some competition, Rocket Lab has a good chance to become a leader in its niche. Their strong team and existing client commitments make them an appealing investment.

Happy Thanksgiving Semicap & Semiconductors

Mule’s Musings • 141 implied HN points • 29 Nov 24
💼 Business Economics Finance Markets Investment Technology
  1. Export controls in the semiconductor industry can create good buying opportunities. It's a chance for investors to think strategically.
  2. The semiconductor market is influenced by various factors, and understanding these can help in making informed decisions.
  3. Staying updated on industry news is essential for anyone interested in semiconductors, especially during significant events like Thanksgiving.