The hottest Retirement planning Substack posts right now

And their main takeaways
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Realistic Retirement Planning

The Better Letter • 412 implied HN points • 07 Apr 23
đź’° Finance Retirement planning Investing Financial advice Personal Finance
  1. Realistic retirement planning is crucial, especially considering the impact of debt and the average 401(k) balance.
  2. Advice on saving more and saving earlier is important, but should be realistic and consider individual circumstances.
  3. Retirement planning should acknowledge competing priorities and be approached with creativity and understanding, without judgment.

On the FIRE Movement

Austin's Analects • 19 implied HN points • 11 Aug 21
đź’° Finance Personal Finance Retirement planning
  1. The FIRE movement focuses on saving aggressively to achieve financial independence and retire early by living off investments.
  2. Popular FIRE community advice includes maxing out a 401(k) despite the access limitations before age 59 1/2.
  3. Strategies like the Roth Conversion Ladder and Rule 72(t) offer ways to access 401(k) funds early without penalties.
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