The hottest Budgeting Substack posts right now

And their main takeaways
Category
Top Technology Topics

The Big Development Project: How much should it cost?

Dev’s Substack • 13 HN points • 25 Apr 24
💼 Business Finance Budgeting Investment Development Analysis
  1. Performing a double worst-case analysis can help determine a reasonable price for a software investment based on the project's business value.
  2. ROI (return on investment) calculation considers total benefits, total costs, and time horizon to assess project profitability.
  3. Setting a target cost for development budget based on the minimum acceptable ROI and apportioning costs between development and operational can guide budget planning.

❄️ 💰 15,9 % : taux d'épargne des Français. Et vous ?

Snowball • 1650 implied HN points • 01 Mar 23
💰 Finance Savings Budgeting Investing Personal Finance
  1. The savings rate of French citizens is 15.9%, consider your own savings.
  2. Understanding the basics of saving, the importance of putting savings to work in your budget, and determining the ideal amount to save.
  3. Tips for successful saving: set annual goals, make saving a habit, establish rules, track your savings, and create a balanced situation.

Congratulations On Your New Money Pit!

Shades of Greaves • 275 implied HN points • 13 Dec 23
💰 Finance Personal Finance Investing Budgeting Real Estate
  1. Owning a 'money pit' home comes with financial responsibilities like mortgage, property taxes, and maintenance costs.
  2. Engaging in DIY home repairs can save money but may take more time and effort than expected.
  3. Despite the challenges, owning a home allows for building relationships with neighbors and sharing experiences with other homeowners.
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❄️ 🔧 Mes 38 outils préférés pour gérer vos finances personnelles

Snowball • 1356 implied HN points • 17 Mar 23
💰 Finance Budgeting Investing Cryptocurrency Retirement Market Analysis
  1. The post shares 38 favorite tools for managing personal finances including budget tracking, investment research, and ETF investing.
  2. The tools cover various aspects such as budget management, investment strategies, tracking investments, and finding information on companies and markets.
  3. There are tools for managing subscriptions, finding forgotten bank accounts, simulating compound interests, assessing insider trading activities, tracking crypto portfolios, and more.

House passes the Biden-McCarthy debt limit/spending bill

Speaking Security • 275 implied HN points • 01 Jun 23
🇺🇸 U.S. Politics Legislation Bipartisanship Fiscal policy Budgeting
  1. The House passed the Biden-McCarthy debt limit/spending bill with a 314 to 117 vote.
  2. The bill places strict limits on discretionary budget spending, giving less money to non-military initiatives and more to the Pentagon.
  3. The Biden-McCarthy bill reflects a bipartisan consensus to prioritize military spending over other areas, with the Pentagon receiving a record-setting budget while other sectors face cuts.

Mapping your company's year: how to sequence the big processes

Lessons • 255 implied HN points • 07 Apr 23
💼 Business Planning Budgeting Performance reviews Sequencing
  1. Sequencing big projects in your company efficiently can save time and streamline processes.
  2. Key company-wide activities to schedule include board meetings, business reviews, budgeting, and performance reviews.
  3. Being thoughtful about the timing of important processes like performance reviews can impact company productivity.

It’s the First Budget Season of the AI Revolution

Second Rough Draft • 137 implied HN points • 13 Jul 23
🕹 Technology AI Journalism Budgeting Generative AI
  1. The generative AI revolution is considered the biggest turning point in technology since the Nineties with significant implications.
  2. Artificial Intelligence offers cost-saving opportunities but also presents hard choices in terms of reallocating resources.
  3. AI can enhance journalistic capabilities by creating new versions of stories at low costs and opening the door to new audiences.

How to realistically estimate market size and revenue in defense start ups

Nathan’s Substack • 59 implied HN points • 18 Oct 23
💼 Business Market Analysis Budgeting
  1. Estimating market size and revenue in defense startups is challenging due to the complexities of the market, long customer life cycles, and misleading reports from analysts.
  2. The traditional top-down approach for market sizing in defense is flawed, so a bottom-up method, focusing on quantifying available customers and understanding unit costs, can be more effective.
  3. Understanding different contract types in defense, such as SBIRs, OTAs, IDIQs, and Programs of Record, is crucial for startups to differentiate between product revenue and government-funded R&D, and to aim for sustainable growth.

It turns out we can, in fact, build things. Time to build sidewalks.

Exasperated Infrastructures • 19 implied HN points • 07 Jul 23
🇺🇸 U.S. Politics Infrastructure Federalism Safety Leadership Budgeting
  1. Emphasize the importance of building and maintaining infrastructure like sidewalks to improve safety and reduce pedestrian fatalities.
  2. Highlight the need for collaboration and coordination between different levels of government and private entities to address infrastructure challenges.
  3. Call for leadership from government officials and active participation from citizens to advocate for necessary infrastructure improvements.

Capital Planning for Early Stage SaaS Founders

desknotesaz • 1 HN point • 29 Feb 24
💼 Business Startup Finance Strategy Investment Budgeting
  1. Capital planning includes budget preparation, strategy formation, and team alignment. It helps create a framework for quantifying decisions and deliberate capital allocation.
  2. A capital plan involves mapping out a medium-term business strategy and creating a budget that outlines resource allocation and implications on cash balance.
  3. Navigating from Series A to B requires increased complexity and possibly hiring a financial expert. Their role is crucial in managing operational details, translating them into a comprehensive budget, and challenging proposals for realistic alignment.

Sobriety as an Inflation Hedge

Anxiety Addiction & Ascension • 59 implied HN points • 11 Jul 22
🏥 Health & Wellness Sobriety Personal Finance Self-Improvement Budgeting
  1. Inflation is deliberate and will worsen, impacting people's finances through mass money printing and asset devaluation. Consider alternatives like self-managed retirement funds.
  2. Being sober can be an effective way to save money and act as an inflation hedge. Alcohol can be a costly luxury, and cutting back can lead to substantial savings.
  3. Sobriety not only helps save money but also strengthens the body, mind, and spirit, making it a valuable strategy for navigating challenging times and hardships.

Taming the Annual Budget

Build To Scale • 0 implied HN points • 24 Oct 23
💼 Business Finance Management Strategy Operations Budgeting
  1. When setting an annual budget, use a top-down approach for better efficiency and success in funding key initiatives.
  2. Departments need to create their own annual plans that align with overall company goals to ensure success and mitigate risks.
  3. As the business evolves, flexibility is key in budget management, with regular check-ins to adjust spending and headcount based on actual performance.

The Why of Security Red Teams

Locks and Leaks • 0 implied HN points • 29 Jun 23
🕹 Technology Security Red-Teaming Vulnerabilities Budgeting
  1. Red Teaming is essential for organizations with high-value assets, significant threats, or discovered vulnerabilities to test and strengthen their security measures proactively.
  2. Red Teams assess threat actors tactics, uncover vulnerabilities, address organizational hubris, challenge security assumptions, and protect business and assets through rigorous testing.
  3. Red Teaming is not just a tool but a philosophy that promotes critical thinking to improve security measures, ensure defense readiness, and make informed decisions to safeguard organizations and valuable resources.

On self-storage strategy, getting my first client, and my investment philosophy

Austin's Analects • 0 implied HN points • 02 Jun 21
💰 Finance Investment Retirement Stocks Budgeting
  1. Self-storage investments involve owning real estate and a business to appeal to banks and investors
  2. Directly contacting self-storage owners can provide a competitive edge over relying on brokers
  3. Instead of focusing on individual stock picking, consider investing in index funds for retirement accounts for lower risk and better growth potential

Winter is Coming

SFEDup • 0 implied HN points • 20 Jun 23
🚌 Education Finance Budgeting School Districts Staffing
  1. There is an impending fiscal crisis in many school districts due to various financial challenges.
  2. SFUSD will face significant budget deficits due to factors like declining enrollment, loss of pandemic-related funds, and potential recession impacts.
  3. The complexity and challenges of managing a school district budget are highlighted, including issues with expenditures on special education, staffing allocations, and transportation costs.