The hottest Consumer Debt Substack posts right now

And their main takeaways
Category
Top U.S. Politics Topics

Top Links 758 Delinquent consumer debt. South Africa's unemployment crisis. Napoleon's sword and the legend of the "Black Star" pistol.

Chartbook • 472 implied HN points • 03 Jun 25
💰 Finance Consumer Debt Unemployment Economic Crisis International relations Historical Analysis
  1. Delinquent consumer debt in the US is on the rise, which could indicate economic issues ahead.
  2. South Africa is facing a serious unemployment crisis, highlighting challenges in its job market.
  3. There are fascinating stories about Napoleon's sword and the legend surrounding the 'Black Star' pistol that connect history and culture.

The Most Misleading Chart

Spilled Coffee • 44 implied HN points • 11 Dec 24
💰 Finance Consumer Debt Stock Market Economic outlook Investment Strategies
  1. A commonly shared chart about U.S. credit card debt is misleading and creates unnecessary panic. It's crucial to look at the bigger picture to understand what this number really means.
  2. Despite rising credit card debt, consumers are still confident and spending money, which is often a good sign for the economy and stock market.
  3. When you see alarming headlines about growing credit card debt, remember that it's important to consider the overall context and how it reflects consumer behavior.

Health insurers have spent over $141 billion buying back their own shares since 2007 while premiums and deductibles have skyrocketed

HEALTH CARE un-covered • 619 implied HN points • 04 May 23
🏥 Health Politics Healthcare Costs Insurance Industry Corporate ethics Consumer Debt Legislation
  1. Health insurers have spent about $141 billion on buying back their own shares since 2007. This means money that could help lower premiums is going to make executives richer instead.
  2. As health insurers buy back shares, premiums and deductibles for customers have gone up a lot. Many people are struggling with high medical debts while companies focus on profits.
  3. There are efforts to change laws around stock buybacks, but so far, nothing has passed. Many believe that these buybacks hurt workers and families instead of helping them.

Too High for Too Long?

Modern Value Investing • 98 implied HN points • 06 Aug 23
💰 Finance Stock Market Interest Rates Real Estate Consumer Debt Economic outlook
  1. Inflation measures are flawed, leading to skepticism about high interest rates, causing uncertainty for the US economy.
  2. The current rate hike cycle is more aggressive than previous cycles, potentially risking a recession in 2024.
  3. Challenges in real estate, student loan debts, and credit card debts, along with aggressive hiring, may indicate shaky ground for the US economy.
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