Spilled Coffee • 36 implied HN points • 04 Mar 26
- Interest rates are finally falling, but that hasn’t translated into lower home prices yet, so cheaper financing doesn’t automatically mean cheaper homes.
- Inventory is rising and there are more sellers than buyers, yet overall demand has barely moved, creating mixed signals about whether it’s truly a buyer’s market.
- Individual listings can still spark bidding wars and sell well above asking—especially for clean, desirable properties—so outcomes vary by property and buyers should be selective and cautious.