The hottest Investing Substack posts right now

And their main takeaways
Category
Top Finance Topics

How to make millions selling PDFs

Net Income • 412 implied HN points • 22 Jun 23
💼 Business Investing
  1. Selling digital products with no marginal cost can be a great business.
  2. Twinkl's success illustrates the power of recurring revenue and strategic growth expansion.
  3. High asset turnover and strong margins have contributed to Twinkl's financial success.

The Small Short

DeFi Education • 739 implied HN points • 06 May 23
🔮 Crypto Investing
  1. The Ethereum Foundation has started selling Ether again, which can impact its price. Pay attention to their activities.
  2. A previous prediction about Bitcoin's price range suggested it peaked at $31,000, advising caution for those who invested earlier.
  3. Memecoins like PEPE are gaining crazy popularity again, indicating a lively but risky market.

Billion Dollar Brawls

DeFi Education • 579 implied HN points • 08 Jul 23
🔮 Crypto Investing
  1. Corporate disputes often stay focused on the companies involved rather than personal attacks. It's usually safer for individuals to keep their personal lives out of these brawls.
  2. When personal details are revealed during corporate fights, it can make things messy. Wealthy people prefer to keep their personal and financial lives private.
  3. Going after someone personally in a business conflict is rare because it can lead to unwanted public attention and legal trouble. People tend to respect boundaries in these situations.

All Roads Lead to Inflation

Points And Figures • 746 implied HN points • 28 Oct 24
💰 Finance Investing
  1. Inflation seems unavoidable and is likely to continue affecting the economy. It doesn't really matter who is in charge politically; the pressure on the markets suggests we're stuck with it.
  2. To manage during inflationary times, investing in commodities and hard assets like real estate may be smart. These investments can help preserve value even when the dollar weakens.
  3. The shift to private markets and sectors like technology and agriculture can offer chances to earn better returns that beat inflation. However, navigating these markets requires skill and good management.
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10X Full Year

ASeq Newsletter • 21 implied HN points • 12 Jan 26
💰 Finance Investing
  1. 10X published preliminary full-year results on Jan 12, 2026.
  2. Excluding patent litigation revenue, total revenue matched the expectations set in Q3.
  3. The full report and details are behind a paywall and available only to paid subscribers.

The Value in Cannabis

Mindset Value • 196 implied HN points • 06 Feb 24
💰 Finance Investing
  1. Focus on investing where the opportunities are, like in the cannabis industry with high potential returns.
  2. Consider exploring investments in craft cannabis brands that show strong operational advantages and growth potential.
  3. Keep an eye on emerging opportunities in hemp-based beverages as a potential growth area in the industry.

2023 Performance Review

Modern Value Investing • 255 implied HN points • 29 Dec 23
💰 Finance Investing
  1. Achieved a total return of 174% in 2023, recovering from a 74% loss in 2022.
  2. Recovering from drawdowns over 50% can be challenging, requiring high returns.
  3. 2023 success attributed to active trading, contrarian views, and seizing opportunities.

Burry Breaks His Silence

QTR’s Fringe Finance • 43 implied HN points • 08 Dec 25
💰 Finance Investing
  1. Michael Burry has spoken publicly about Palantir, Nvidia, and the AI bubble.
  2. If you own Palantir, Nvidia, AI-heavy ETFs, big-cap tech, or broad index funds, you should spend about ten minutes listening to his interview.
  3. His perspective is seen as important for investors in those stocks and for broader market exposure, so it’s worth paying attention.

DeFi Ed July Q&A

DeFi Education • 1598 implied HN points • 19 Jul 22
🔮 Crypto Investing
  1. The DeFi Ed team offers a monthly Q&A session where subscribers can ask about DeFi and crypto topics. It's a great chance to clarify any doubts you have.
  2. Participants can also suggest future content ideas during this Q&A. This means you can directly influence what topics get covered next.
  3. Feedback is welcome during the session, so feel free to share your thoughts on past content and what you’d like to see improved.

Buffer Funds

Market Sentiment • 393 implied HN points • 30 Jul 23
💰 Finance Investing
  1. With derivatives, you can create a portfolio that never loses money and still invest in stocks.
  2. Buffer funds offer a way to protect your capital from losses while capping your potential gains.
  3. These strategies were traditionally expensive and complex, but are now more accessible through ETFs.

The Big Myth About Growing Cannabis

Mindset Value • 393 implied HN points • 13 Apr 23
💼 Business Investing
  1. Growing high-quality cannabis consistently at scale is extremely challenging.
  2. Investors and some individuals underestimate the complexities of large-scale cannabis cultivation.
  3. Successful cannabis cultivation at scale requires operational excellence and constant adaptation to consumer preferences.

Institutional Investors and Cannabis

Mindset Value • 393 implied HN points • 20 Sep 23
💰 Finance Investing
  1. Institutional investors have not yet significantly entered the cannabis space, despite recent positive industry developments.
  2. Institutions will focus on understanding unit economics and demanding better disclosure from cannabis companies before investing.
  3. Growth, balance sheet risk, and interstate commerce concerns are some key factors institutions will weigh before entering the cannabis market.

L.E. Memo | The End of Thrift

Lewis Enterprises • 393 implied HN points • 07 May 23
💼 Business Investing
  1. Public markets offer an egalitarian opportunity for individuals to invest in top companies.
  2. Private capital is dominating the economy post-2000, offering advantages like less governance and disclosure.
  3. The growth of private equity has led to a decline in public market assets, impacting savers and increasing challenges for individual investors.

10 Questions with InflationX

Asian Century Stocks • 393 implied HN points • 26 Sep 23
💰 Finance Investing
  1. The interview discusses the background and focus of InflationX, a fixed-income investor turning to equities.
  2. Inflation is expected to rise over the next 5-10 years due to various factors.
  3. The rapid rise in interest rates may lead to a crisis, especially with the high levels of debt.

Portfolio review August 2023

Asian Century Stocks • 393 implied HN points • 01 Sep 23
💰 Finance Investing
  1. Chinese stocks headlines are negative, but global stocks are more concerning to the author
  2. Portfolio experienced a pullback in August with a -3.8% decrease
  3. Disparity between falling commodity prices and expensive Indonesian equities observed

2024 Market Musing

Modern Value Investing • 255 implied HN points • 26 Dec 23
💰 Finance Investing
  1. Consider tax avoidance strategies when anticipating near term stock returns.
  2. Be cautious about the US stock market due to concerns about monetary policy and inflated valuations.
  3. Explore investing in emerging markets like South East Asia and China for potential growth opportunities.

Congratulations On Your New Money Pit!

Shades of Greaves • 275 implied HN points • 13 Dec 23
💰 Finance Investing
  1. Owning a 'money pit' home comes with financial responsibilities like mortgage, property taxes, and maintenance costs.
  2. Engaging in DIY home repairs can save money but may take more time and effort than expected.
  3. Despite the challenges, owning a home allows for building relationships with neighbors and sharing experiences with other homeowners.

The Bear Cave #250

The Bear Cave • 606 implied HN points • 01 Dec 24
💼 Business Investing
  1. The Bear Cave focuses on finding problems in companies that are often ignored by the mainstream. This helps identify potential short selling opportunities.
  2. The publication has tracked executive resignations and has shown that many companies with leadership changes tend to underperform in the market.
  3. Over the past few years, the companies highlighted by The Bear Cave have consistently lagged behind the S&P 500, hinting at serious issues that investors should consider.

A Midas Winning VC Playbook

The Generalist • 1401 implied HN points • 07 Mar 24
💼 Business Investing
  1. Primary Venture Partners focuses on being the best seed fund by sticking to their core ethos of 'Startups are hard, founders deserve better.'
  2. They prioritize selective investing, focusing on high-risk, high-reward opportunities in the early stages of startup funding.
  3. Using a substantial impact team and unique operational approach, Primary Venture Partners aims to differentiate themselves in the competitive venture capital landscape.

Not Granted

Venture Prose • 439 implied HN points • 19 Mar 23
💼 Business Investing
  1. Don't think you've won. Don't take anything for granted.
  2. Make yourself clear, detailed, intelligible.
  3. Always articulate clearly why others should consider you seriously.

Unlawful Solicitation

DeFi Education • 619 implied HN points • 06 Jun 23
🔮 Crypto Investing
  1. The SEC has accused Binance of running a deceptive operation that included misleading American customers while secretly welcoming them. They likened this to a classic street scam called three-card monte.
  2. Binance and its founder are facing serious allegations, including operating without proper licenses and manipulating customer assets. The SEC is seeking actions like asset freezes and accounting verification.
  3. Binance has stated they plan to fight the SEC's allegations, claiming they have always aimed to follow the law and innovate within the regulatory framework.

Why I Am A No On A Strategic CryptoCurrency Reserve And You Should Be Too

Points And Figures • 426 implied HN points • 03 Mar 25
🔮 Crypto Investing
  1. Not all ideas are worthwhile, especially when it comes to the government getting involved in cryptocurrencies. This idea might just be popular with some groups, but it ignores the complexities of the crypto world.
  2. Cryptocurrencies are very volatile and their value can change quickly. Relying on them can be risky, as they might not be a stable store of value.
  3. The government shouldn't hold cryptocurrency because it could interfere with market competition. Instead of helping, it might end up benefiting certain established cryptocurrencies and stifling innovation.

DeFi Education Q&A (August Q&A)

DeFi Education • 459 implied HN points • 16 Aug 23
🔮 Crypto Investing
  1. The Q&A sessions provide expert insights from professionals in finance and software. It's a chance to learn from people who know a lot about these topics.
  2. These sessions are held monthly, giving subscribers the opportunity to ask questions and get answers regularly.
  3. Participation requires a paid subscription, which ensures that the information shared is valuable and exclusive.

Absurdity

Venture Prose • 359 implied HN points • 22 Oct 23
💼 Business Investing
  1. Smaller teams are more productive than larger ones.
  2. Productivity gains decrease as a team grows in size.
  3. Cash isn't always the best advantage against competitors.

[2025–2026] Week 9: Warren Buffett: Partnership Years

Behavioral Value Investor • 44 implied HN points • 05 Dec 25
💰 Finance Investing
  1. Warren Buffett focused on three investment types during his partnership days, reflecting his diverse strategy. Each investment type had unique traits and risks, which influenced his approach.
  2. Buffett's strategy evolved from his early days to later years, showcasing adaptability in his methods and insights gained over time. He learned to balance risk and opportunity while managing his portfolio.
  3. The seminar encourages participants to engage with each other, highlighting the importance of community learning and sharing different perspectives on investing.

Space applications for large terrestrial markets - how I think about space investing

Intersections (by Filip) • 199 implied HN points • 28 Jan 24
💼 Business Investing
  1. Developing a strategy for investing in space focused on applications for large terrestrial markets can lead to stable and profitable enterprises with demanded products.
  2. The common upstream/downstream framework for space operations and investing might not be the most advantageous, instead consider where the customers and assets are located.
  3. When investing in space companies, consider the importance of having a diversified base of credible customers to ensure long-term stability and meaningful returns.

Master & Conquer

Venture Prose • 379 implied HN points • 26 Sep 23
💼 Business Investing
  1. Understanding your user behaviors over time through cohorts is crucial for business success.
  2. Clear frameworks and precise data help separate vanity from reality in business trends.
  3. Invest time and effort into mastering the basics of qualitative and quantitative feedback to increase long-term success.

The Case For Sanity

QTR’s Fringe Finance • 26 implied HN points • 01 Jan 26
💰 Finance Investing
  1. The market looks massively overvalued and some investors are positioned short major indexes expecting a significant pullback.
  2. Price action is being distorted by heavy monetary intervention, retail speculation, algorithmic momentum, and passive buying, so traditional fundamentals often aren't driving valuations.
  3. Consumer demand is weakening — inflation-adjusted retail sales are negative — which raises the risk that earnings and the market could come under pressure.

How AI Helps Me Combat Confirmation Bias (And Research Faster)

Behavioral Value Investor • 66 implied HN points • 07 Nov 25
💰 Finance Investing
  1. AI can help generate lots of investment ideas quickly, but it's up to you to use your judgment to pick the good ones. This saves time and allows deeper research on the promising candidates.
  2. By using AI to analyze companies and industries, you can spot trends and risks faster. This makes your initial research more efficient, letting you focus on the most worthwhile opportunities.
  3. AI also helps you think critically by providing a 'Devil’s Advocate' perspective. This way, you can challenge your own beliefs and reduce biases before making investment decisions.

DeFi Education's Holiday Book List

DeFi Education • 1079 implied HN points • 07 Dec 22
💰 Finance Investing
  1. Reading is important for investors. It helps you understand new information and gain different viewpoints.
  2. The recommended book list includes diverse topics, not just crypto, to foster a well-rounded understanding of finance and business.
  3. Books like 'Digital Minimalism' and others help readers refine their focus and learn important historical lessons about money.

Mark It Zero, Dude

QTR’s Fringe Finance • 62 implied HN points • 10 Nov 25
💰 Finance Investing
  1. BlackRock drastically changed the value of its loans to Renovo from full value to zero very quickly. This shows how fast things can change in the financial markets.
  2. Many companies are hiding their bad investments and avoiding the truth about their financial situations. They often delay admitting losses until the last possible moment.
  3. Renovo's bankruptcy is not an isolated event; it reveals deeper problems in the private credit market. There are many companies facing similar issues, indicating a potential bigger crisis ahead.

Ticker Take: a weekly newsletter on investing.

Jon’s Newsletter • 59 implied HN points • 01 Jun 24
💰 Finance Investing
  1. The stock market often rises after hitting record highs, so there's less to worry about than some investors think. History shows the S&P usually has a positive return in the year after an all-time high.
  2. Many major companies are currently valued below their usual 5-year averages, meaning there might be good buying opportunities. It's worth looking at stocks like Amazon and JP Morgan as potential investments.
  3. Investing in dividend stocks is still important, but many options are becoming less attractive compared to bonds. Focusing on companies with lower dividend payout ratios can help mitigate risk.

Vision 20/26: Charting India

Tigerfeathers! • 35 implied HN points • 19 Dec 25
💼 Business Investing
  1. AI has to prove real results in 2026 — products that deliver measurable customer value, cut routine decisions, and automate common tasks (including voice and edge AI) will win, not just flashy promises.
  2. India’s economy is shifting to a homegrown engine of growth — strong SIP-led domestic capital, an active IPO market, rising founder ambition, deep‑tech gains, and massive SMB digitisation are creating large, local opportunities with global potential.
  3. Infrastructure and resource gaps are becoming critical constraints — data centres need reliable clean power, clean‑tech investment is misaligned with where future energy demand will grow, and water security is an urgent problem that requires tech and policy solutions.

Chip Wars

Voss Capital • 373 implied HN points • 10 Sep 23
💼 Business Investing
  1. The semiconductor industry has been heavily influenced by geopolitical strategy, with countries like Taiwan and China playing crucial roles in chip manufacturing and innovation.
  2. The United States, while a dominant force in technological leadership, is in a precarious position due to dependence on Taiwan and China for chip manufacturing and assembly.
  3. Investors should consider companies like Intel as strategic assets, monitor the monopoly of companies like ASML, and be aware of potential geopolitical tensions impacting the semiconductor industry.