The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

Canada’s Oil Sands Among the World's Biggest Sources of Air Pollution

Need to Know by Stephen Leahy • 78 implied HN points • 25 Jan 24
🌞 Climate & Environment Pollution Regulation Activism
  1. Canada's oil sands are one of the world's biggest sources of air pollution.
  2. Oil and gas operations in Canada are the biggest source of air pollution and CO2 emissions in the country.
  3. Canada is facing a crucial battle to reduce oil and gas pollution, with current reduction plans being weakened by industry lobbying.

Beware Geeks Bearing Gifts

Diane Francis • 399 implied HN points • 21 Nov 22
🔮 Crypto Cryptocurrency Regulation Market Trends Economic Impact
  1. The FTX collapse has shown that cryptocurrency can be very risky and unregulated. Many people lost money, and it highlights the need for better rules in the crypto world.
  2. FTX was run by a small, inexperienced team and had serious management issues. This makes us question how safe and trustworthy cryptocurrency exchanges really are.
  3. Governments are worried about the negative impact of cryptocurrencies on the global economy. They are starting to take action, like banning crypto trading to protect consumers and prevent financial crime.

The Rise and Fall of FeFi (Fake DeFi)

DeFi Education • 579 implied HN points • 10 Jul 22
🔮 Crypto Blockchain DeFi Investing Market Analysis Regulation Risks
  1. FeFi, or Fake DeFi, refers to centralized companies pretending to be part of the decentralized finance space. These companies often mismanage assets and can harm the reputation of real decentralized finance.
  2. True DeFi should be fully decentralized, with no central control or custody of funds. It involves transparent and automated processes to protect users' assets and ensure fair enforcement of agreements.
  3. Investors need to be cautious and understand the risks of centralization. A smart contract from a trusted DeFi protocol can offer better safety compared to centralized options, which can leave users vulnerable.
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PYUSD

Confronting the Future • 137 implied HN points • 07 Aug 23
💰 Finance Blockchain Stablecoins Payments Regulation Crypto
  1. Stablecoins like PYUSD are becoming inevitable in the global financial landscape.
  2. Public blockchains erode monopolies and offer new options for value exchange.
  3. Introduction of PYUSD by PayPal will lead to legislative action, regulatory scrutiny, and talent demand in the stablecoin space.

The 16th Largest Bank in the United States is No More

The Sunday Morning Post • 137 implied HN points • 12 Mar 23
💰 Finance Banking Investments Regulation Economy Business
  1. Silicon Valley Bank, the 16th largest in the US, was shut down due to bad investments and cash management issues.
  2. The failure caused panic in the banking community, leading to stock value drops and concerns about similar risks in other banks.
  3. The unique situation of Silicon Valley Bank and its impact on the tech sector may not necessarily lead to a widespread banking crisis.

#2 - Regulate or Compete? The China Factor in U.S. AI Policy

Navigating AI Risks • 137 implied HN points • 28 Apr 23
🕹 Technology Regulation Competitiveness AI Policy Tech Innovation Global Competition
  1. The debate on US AI policy involves a delicate balance between regulating AI to mitigate risks and maintaining a competitive edge over China.
  2. Regulation can shape innovation, address safety concerns, and avoid large-scale mishaps in AI development.
  3. While China is ambitious, the US still leads in AI innovation and has a strong network of alliances to maintain its position.

The Structure of Competition between Cryptocurrency Exchanges

Not Investing Advice • 137 implied HN points • 07 Jun 23
🔮 Crypto Competition Exchanges Market Dynamics Regulation
  1. Crypto exchange ecosystem is competitive with over 100 active exchanges in the US trading similar assets.
  2. Binance and Coinbase listing new tokens increases trade volume on other exchanges, making them complements not substitutes.
  3. Small exchanges rely on market maker arbitrage with Binance/Coinbase for liquidity, showcasing the 'leader' role of large exchanges in crypto markets.

Fear not the Chinese bots

Nonzero Newsletter • 417 implied HN points • 20 Apr 23
🕹 Technology Artificial Intelligence Regulation Innovation Social media Research
  1. The 'Because China' argument against AI research slowdown is not convincing due to China's cautious approach to AI development.
  2. Centralized control in China may slow AI progress compared to the decentralized innovation in America.
  3. Considering 'Because China' as a reason to regulate AI can be a valid argument to prevent chaos and maintain stability in America.

AI and the Law: A Turbulent Relationship

Rod’s Blog • 59 implied HN points • 21 Feb 24
🕹 Technology AI Legal Regulation Innovation Privacy
  1. AI is reshaping the legal landscape with challenges like intellectual property disputes, data privacy concerns, and ethical dilemmas.
  2. Legal battles over AI ownership rights and copyright infringement are intensifying as AI becomes more prevalent in society.
  3. Regulating AI development and deployment is a major challenge globally, with different regions having varying approaches to ensure ethical and human-centric AI.

Techbros party on

imperfect offerings • 119 implied HN points • 01 Nov 23
🕹 Technology AI Regulation Tech Giants Ethics Innovation
  1. The 'Safer AI Summit' had predictable guest choices, with figures like Elon Musk and senior representatives of tech giants invited, focusing more on future AI developments than present issues.
  2. The summit had strict restrictions on discussion topics, limiting conversations solely to the risks and opportunities of frontier AI, ignoring broader societal impacts.
  3. Criticism was raised against the summit for being exclusive, favoring big tech corporations, and shutting out voices from trade unions, civil society groups, and organizations concerned about AI ethics.

Underwriter Certification of Nuclear Power, 2.0:

Gordian Knot News • 124 implied HN points • 16 Mar 24
💼 Business Regulation Insurance Certification Market Energy
  1. Regulation of hazardous activities requires finding a balance between safety and economy to prevent both excessive harm and economic burden.
  2. Certification Societies, like those for ocean transportation and high-pressure steam, play a crucial role in setting industry standards, inspecting compliance, and ensuring safety.
  3. Underwriter Certification for nuclear power leverages market competition, government oversight, and insurance to provide a feasible and safe regulatory system for nuclear energy.

Watched pots, petards and black ducks

The Jolly Contrarian • 179 implied HN points • 07 Apr 23
💼 Business Risk management Regulation Banking Crisis Management Organizational Structure
  1. Consider supporting independent content creators financially to help sustain quality content production.
  2. Complex regulations like Basel III can be so convoluted that even regulators may not fully understand the consequences, highlighting potential systemic risks.
  3. Banks need to focus on managing both known and unknown risks, including risks that may not be obvious or mentioned in regulations, to prevent potential disasters like financial crises and organizational failures.

The Smallest Bank in Tennessee Grew Fast With BaaS. Why It May Give The Entire Industry A Hangover.

Fintech Business Weekly • 267 implied HN points • 27 Aug 23
💰 Finance Banking Fintech Regulation Partnerships Deposits
  1. The smallest bank in Tennessee saw significant growth by leveraging BaaS partnerships, but this rapid expansion may raise concerns about the bank's ability to manage increased complexity.
  2. The Herrington family behind Lineage Bank has a history of running banks, facing challenges and controversies in their previous ventures.
  3. Synapse, a key BaaS partner of Lineage Bank, has faced regulatory scrutiny and may be pressuring Lineage to approve more programs, highlighting risks in complex financial partnerships.

Big Insurance in-fighting: why it's so important that Cigna is suing CVS

HEALTH CARE un-covered • 319 implied HN points • 30 Jan 23
🏥 Health Politics Insurance Healthcare Lawsuit Regulation
  1. Cigna is suing CVS to stop them from hiring a former executive, citing a non-compete agreement. This shows how competitive the big insurance companies are over valuable staff.
  2. Pharmacy benefit managers (PBMs) are key players in health insurance, making more money than some health plans. They act as middlemen between patients and drug companies, but their operations are often unclear.
  3. Both political parties are focusing on reforming PBMs because they're seen as raising drug costs. There's growing legal pressure and proposed bills aimed at improving transparency and fairness in their practices.

The hot blood leaps over the cold decree

Asimov’s Addendum • 2 HN points • 04 Sep 24
🕹 Technology AI safety Advertising Data Privacy Regulation
  1. AI safety discussions should focus not only on stopping outside threats but also on the risks from the owners of AI systems. These owners can create harm while just trying to achieve their business goals.
  2. There is a need to recognize and learn from past technology failures as these patterns might repeat with AI. We should not overlook potential issues that arise from how AI is managed and used.
  3. It's important for AI developers to share what they are measuring and managing in terms of safety. This information can help shape regulations and improve safety practices as AI becomes more integrated into business models.

The United States is NOT The Best at R&D

The Polymerist • 199 implied HN points • 05 Mar 24
💼 Business Innovation Regulation Industry Marketplace Start-ups
  1. Successful R&D projects often take longer than expected, like Evonik's 10+ year journey into biosurfactants
  2. In Europe, a longer-term view in R&D is enforced, making it more appealing for chemical innovation than the US
  3. There is a need for a breakout success in sustainable chemical startups in the US, similar to Tesla in the automobile industry

China clarifies its beef import investigation

Beijing Channel • 6 implied HN points • 29 Dec 24
🌍 World Politics International Trade Economic Policy Agriculture Regulation Diplomacy
  1. China's Ministry of Commerce has started an investigation into beef imports due to a big increase in imported beef that is hurting local cattle farmers.
  2. The investigation was prompted by requests from multiple industry groups worried about the impact of rising imports on their livelihoods.
  3. China emphasizes that the investigation is not targeting specific countries and that normal trade will continue during the probe.

Anti-Open Source AI Agitators are Uniquely Dangerous and They Must Be Stopped

Future History • 140 implied HN points • 01 Feb 24
🕹 Technology AI Open Source Regulation Ethics Innovation
  1. Open source AI is crucial for innovation and must be protected from anti-open source agitators.
  2. Anti-AI pressure groups often lack understanding of how open societies work and the benefits of open source software.
  3. Criticism of AI should focus on intelligent regulation rather than restricting innovation and advancements in technology.

Consent Order Double Header Suggests Tough 2024 For Fintech, Banking-as-a-Service

Fintech Business Weekly • 141 implied HN points • 28 Jan 24
💼 Business Fintech Regulation Partnerships
  1. Fintech and media businesses are facing challenges like layoffs and closures, highlighting the importance of independent journalism.
  2. Regulatory changes like the CFPB proposed rules on junk fees and NY BNPL law are impacting the banking and fintech industry.
  3. Recent enforcement actions on Blue Ridge Bank and Choice Bank reveal the regulatory scrutiny on BaaS relationships, emphasizing the need for due diligence and compliance.

What They’re Still Not Telling Us About the UFOs They Shot Down

theconnector • 117 implied HN points • 14 Feb 23
🇺🇸 U.S. Politics Government Policy Space Regulation Climate
  1. The US government has limited information about UFOs shot down in American airspace, leading to various speculations.
  2. There is a focus on militarizing space and colonizing other planets instead of pursuing sustainable and peaceful initiatives.
  3. The push for corporate colonization of space, supported by massive government funding, is driven by destructive myths rather than practical priorities.

Electric-Gas Interdependence: History and Transaction Cost Economics

Knowledge Problem • 117 implied HN points • 13 Jul 23
💰 Finance Energy Regulation Contracts History Economics
  1. The interdependence between electric systems and natural gas systems has been highlighted during severe winter storms.
  2. Over the past century, the objectives for electric service have evolved to include resilience, decarbonization, and reliance on natural gas.
  3. Transaction cost economics can help understand the challenges in coordinating reliable input supply between the electric and gas industries.

Vertical Integration and Wholesale Power Markets

Knowledge Problem • 117 implied HN points • 10 Mar 23
💰 Finance Regulation Markets Innovation Governance Technology
  1. Edison's vertically integrated electric service model faced challenges from dynamic technology innovation in power generation.
  2. Transaction costs and economies of scale are key drivers for vertical integration in the electricity sector.
  3. Wholesale power markets emerged in the 1990s, leading to cost reductions, innovation in clean energy, but also governance and reliability challenges.

To tackle corruption, start with monopoly power

The Counterbalance • 117 implied HN points • 17 May 23
🌍 World Politics Corruption Monopoly power Antitrust Corporate Power Regulation
  1. Corruption is the abuse of power for selfish gain, whether in public or private sectors.
  2. Monopoly power can lead to corruption as dominant firms have more ability and incentive to engage in corrupt activities.
  3. Addressing monopoly power through antitrust regulations can be a powerful tool in tackling corruption and other economic problems.

Rollups vs. Appchains / Subnets

DeFi Education • 499 implied HN points • 25 Jun 22
🔮 Crypto Blockchain DeFi Risk management Regulation Technology
  1. Rollups help scale blockchains by bundling transactions together, making them faster and cheaper to process. They work by doing most of the computation off-chain and then posting the results on-chain.
  2. Appchains, or subnets, are independent chains that can run their own rules while still being connected to a main blockchain. This allows for more customization and flexibility in how they operate.
  3. Both rollups and appchains face different regulatory risks, which can affect how they grow and are accepted in the market. It's important for developers to consider these risks when choosing which to use.

Unpacking the Executive Order on AI

The Exformation Newsletter • 98 implied HN points • 09 Nov 23
🕹 Technology AI Regulation Legal Policy Government
  1. The Executive Order on AI has raised concerns about legal challenges and the impact on the rule of law.
  2. Government policy decisions can have long-lasting effects, as seen in examples like the Electronic Communications Privacy Act and technical requirements for new technologies.
  3. The Executive Order gives the White House new authority over 'dual use foundation models,' raising questions about regulation and potential impacts on innovation.

Untangling concerns about consolidation in AI

The AI Frontier • 39 implied HN points • 21 Mar 24
🕹 Technology AI Innovation Ecosystem Regulation
  1. Big companies like Microsoft and Google are becoming dominant players in AI, which could limit competition and innovation. This brings both concerns and some advantages for smaller companies using their technologies.
  2. Acquisitions in the startup world can help new businesses thrive, giving their teams a payoff and bringing fresh ideas to larger companies. However, not every acquisition is a success, and it's important to watch how this affects the market.
  3. As powerful players in AI grow, so does scrutiny from governments. Stricter regulations could create challenges for smaller startups, so finding the right balance is crucial for fostering innovation.

The Gordian Knot News "A" List

Gordian Knot News • 168 implied HN points • 25 Nov 23
🕹 Technology Energy Regulation Nuclear Safety
  1. The Gordian Knot News focuses on the importance of cheap nuclear power for humanity's prosperity and environmental conservation.
  2. Understanding key features of radiation and where we went wrong in nuclear power are crucial to solving the issues in the industry.
  3. Proposing a new regulatory system and a radiation harm model are essential steps towards a better future for nuclear power.