The hottest Credit Cards Substack posts right now

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Top Links 638 The credit card racket. Why Trump wants Greenland. The cislunar economy & the age of the gas mask.

Chartbook • 529 implied HN points • 03 Feb 25
💰 Finance Credit Cards Economy Debt Interest Rates Global Trade
  1. Credit card interest rates in the US can be very high, over 22%, which can be a heavy burden for people carrying balances. It's important to be aware of these costs.
  2. There are discussions around various topics, like why Trump has an interest in Greenland, showing how geopolitics can be tied to business and resources.
  3. The emerging cislunar economy reflects the growing importance of space and its potential impact on our economy and society, underlining how innovation stretches beyond Earth.

❄️ 💳 Prime et Netflix gratuits ? Tinder Gold et 3 pass WeWork offerts ?

Snowball • 1395 implied HN points • 09 Jan 24
💰 Finance Credit Cards Investing Fintech Rewards Banking
  1. Some credit cards offer unique benefits like free Amazon Prime or cashback in the form of investments.
  2. Revolut cards come with various advantages based on the subscription level, like free currency exchange or cashback on accommodations.
  3. American Express cards provide a range of benefits, from purchase guarantees to access to exclusive events. The higher-tier cards offer even more luxurious perks like worldwide lounge access.

How EMV beat card skimming

Altay's Blog • 2 HN points • 29 Sep 24
🕹 Technology Cybersecurity Payment Systems Fraud prevention Credit Cards
  1. EMV cards use chips and PINs for better security compared to older magnetic stripe cards, which are easy to skim and clone. This makes it harder for thieves to steal card information.
  2. Skimming is when criminals capture card details to create fake cards, usually by using devices at ATMs or stores. With EMV technology, the stolen data is less useful since it's protected by complex cryptographic keys.
  3. Even if someone hacks a card reader, they can't easily cash out fraudulent transactions because of built-in security checks that prevent misuse and create a paper trail back to the source.
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Payment of the Seas

Money in Transit • 19 implied HN points • 14 Aug 23
💰 Finance Payments Credit Cards
  1. Credit cards offer flexibility in payment not provided by cash or checks.
  2. Card transactions go through initialization, authorization, and capture stages for security and efficiency.
  3. Companies like Visa and Mastercard simplify transactions by connecting merchants with various banks.