Below the Line from Kevin LaBuz Breaking down business models and how technology is changing them. Occasional dad jokes. Not a dad.
#160 – Multiplying By Zero 7 implied HN points • 28 Jan 24 💼 Business Finance Economics Tech Layoffs Capital Markets Compounding is vital for success, don't interrupt it with too much debt. Survival is a must for growth. Tech companies often face layoffs during shifts in the market and debt can be a huge risk.
#159 - Back To Basics 4 implied HN points • 10 Dec 23 💼 Business E-commerce Consumer behavior Market Performance Amazon, Shopify, and Walmart are gaining market share in e-commerce. Fourth quarter outlook for e-commerce businesses is uncertain with slowed growth expected. Consumer behavior in e-commerce continues to be thrifty with value-oriented spending.
#157 - Nature Is Healing 10 implied HN points • 11 Jun 23 💼 Business E-commerce Consumer behavior Expenses Industry Trends E-commerce industry growth is uneven post-pandemic, with larger companies thriving while smaller ones struggle. Second quarter outlook for e-commerce shows signs of improvement, but uncertainty remains for full-year guidance. Consumer behavior is shifting towards more value-focused spending, with customers trading down on discretionary items.
#158 - Harvest Season 5 implied HN points • 10 Sep 23 💼 Business E-commerce Financial Management Consumer behavior Artificial Intelligence E-commerce industry saw improved results in Q2 2023 with leaner cost structures and accelerated growth rates. Consumer behavior shows focus on value and essentials due to inflation and competition for spending. Companies are strategically managing expenses, transitioning from broad cost cutting to surgical measures in Q2 2023.
#156 - Silicon Valley Bank: An Autopsy 7 implied HN points • 26 Mar 23 💰 Finance Banking Economy Investing Risk management Deposits Silicon Valley Bank grew rapidly and reached the 16th largest bank in the US, but struggled with managing its growth. Banks make money by taking deposits and making loans, operating with fractional reserves and managing a balance between liquidity and lending. SVB's downfall was fueled by a combination of poor decisions, rising interest rates, and a concentrated deposit base that led to a rapid collapse.
#155 - Bringing The Receipts 7 implied HN points • 26 Feb 23 💰 Finance Investing Risk management Company performance Capital allocation Berkshire Hathaway's success is attributed to good capital allocation and long-term planning. Avoiding costly mistakes is crucial for long-term success in investments. Berkshire's strategy of holding a few successful long-term investments has driven significant growth.