The hottest Risk management Substack posts right now

And their main takeaways
Top Finance Topics
Yet Another Value Blog • 1159 implied HN points • 02 Feb 24
  1. Investing is a psychological game - need confidence to swing hard at good ideas.
  2. Having a big loser can shake confidence but it's important to avoid going "on tilt" and getting overly aggressive.
  3. To deal with big losses, reflect on decisions made, re-evaluate portfolio positions with a clear mind, and seek insights from others.
Snowball • 1100 implied HN points • 22 Jan 24
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.
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benn.substack • 483 implied HN points • 09 Feb 24
  1. Dan Campbell and the Detroit Lions have been aggressive in going for it on fourth downs
  2. Data can provide small advantages in decision-making, especially in frequent, low-leverage situations
  3. It's more effective to focus on doing what you're naturally good at and doing it consistently rather than constantly pursuing big data-driven optimizations
The Dollar Endgame • 239 implied HN points • 29 Feb 24
  1. The commercial real estate market is facing challenges due to decreased demand for office and retail spaces, leading to increased vacancy rates.
  2. Approximately $1.2 trillion of commercial real estate debt in the US is set to mature within the next two years, posing risks for banks and investors.
  3. There are concerns of a commercial real estate crisis resembling the 2008 financial crisis, with warning signs evident in the US, Europe, and Asia.
Vinay Prasad's Observations and Thoughts • 132 implied HN points • 16 Mar 24
  1. Population immunity to COVID-19 is high, making large outdoor gatherings unnecessary. Holding events outdoors may not significantly impact transmission and could be inconvenient.
  2. There is little evidence to support the need for contact tracing in 2024. The effectiveness of contact tracing for the virus is questionable.
  3. Medical school policies may sometimes prioritize perceived safety over rational decision-making, potentially impacting student experiences and learning.
The Informationist • 1650 implied HN points • 30 Apr 23
  1. Interest rate risks can lead to bank collapses due to mismanagement and lack of oversight
  2. Different types of interest rate risks affect banks' financial positions, such as repricing risk and basis risk
  3. It is important for individuals to be cautious with their bank deposits and consider diversifying investments based on personal risk tolerance and long-term goals
Brad DeLong's Grasping Reality • 676 implied HN points • 05 Oct 23
  1. Amplitudes in quantum-mechanical superposition relate to philosophy-of-probability vs. psychology.
  2. Understanding the Kelly Criterion for betting based on win-loss odds and maximizing returns.
  3. Traders use the Kelly Criterion for survival, making positive-value bets, and psychological factors.
Software Design: Tidy First? • 845 implied HN points • 25 Aug 23
  1. Ergodicity reminds us to treat systems that continue as is differently from those that fail when changed.
  2. Strategies like reducing irreversibility and having skin in the game can help transform failing systems into sustaining ones.
  3. Load redistribution and encouraging collaboration can make development more survivable and sustainable.
Fintech Business Weekly • 89 implied HN points • 03 Mar 24
  1. Leaked Treasury Prime documents highlight risks in Banking-as-a-Service business, including issues like churn, concentration, and slowing growth.
  2. Treasury Prime's strategic pivot to focus on selling to banks instead of fintechs resulted in drastic employee layoffs, shedding light on the challenging environment for middleware platforms in fintech.
  3. Fintech companies like Chime and Green Dot facing regulatory actions and penalties underscore the importance of compliance and customer service in the financial industry.
ESG Hound • 866 implied HN points • 05 Jul 23
  1. Enovix Management has repeatedly misled customers about their manufacturing capabilities and volumes.
  2. Management at Enovix made significant downgrades to their production capacity without updating investors.
  3. ENVX has exhibited a pattern of dishonesty through inaccurate statements to investors and regulatory agencies.
AI Snake Oil • 910 implied HN points • 31 May 23
  1. Global priorities should focus on important and urgent problems humanity faces.
  2. Risks from AI should consider potential harm caused by people using the technology, not just autonomous rogue agents.
  3. Instead of alarming the public about future AI risks, focus on addressing current AI dangers and building institutions to manage new risks.
Risk Musings • 401 implied HN points • 30 Sep 23
  1. Old-school monitoring and filtering techniques can be valuable in addressing immediate AI risks.
  2. Implementing data loss prevention (DLP) strategies can help prevent data leakage into AI systems.
  3. Monitoring software with a focus on tracking uncertainties in large language models can be a useful tool to reduce falsehoods in AI-generated content.
Insight Axis • 296 implied HN points • 05 Nov 23
  1. Venture capital began from the dot-com bubble era, where tech entrepreneurs set up investment firms to fund new, high-growth technology companies.
  2. VCs specifically invest in early stage companies with potential for rapid growth and huge profits, aiming to 10x their investment in 5 years.
  3. Venture capital faces challenges like misaligned incentives, high-risk investments, and the need to balance finding unicorns without funding too many duds.