The hottest Risk management Substack posts right now

And their main takeaways
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Top Finance Topics

Dealing with a big loser (business brew appearance / companion post)

Yet Another Value Blog • 1159 implied HN points • 02 Feb 24
💰 Finance Investing Portfolio Management Risk management
  1. Investing is a psychological game - need confidence to swing hard at good ideas.
  2. Having a big loser can shake confidence but it's important to avoid going "on tilt" and getting overly aggressive.
  3. To deal with big losses, reflect on decisions made, re-evaluate portfolio positions with a clear mind, and seek insights from others.

❄️🏢 Acheter un immeuble de rapport : tout ce qu’il faut savoir

Snowball • 1100 implied HN points • 22 Jan 24
💰 Finance Real Estate Investing Property Management Financial planning Risk management
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.
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UCSF has match day outdoors & plans on contact tracing... in 2024

Vinay Prasad's Observations and Thoughts • 132 implied HN points • 16 Mar 24
🏥 Health Politics Medical education Public Health Risk management
  1. Population immunity to COVID-19 is high, making large outdoor gatherings unnecessary. Holding events outdoors may not significantly impact transmission and could be inconvenient.
  2. There is little evidence to support the need for contact tracing in 2024. The effectiveness of contact tracing for the virus is questionable.
  3. Medical school policies may sometimes prioritize perceived safety over rational decision-making, potentially impacting student experiences and learning.

Shades of 2008?

The Dollar Endgame • 239 implied HN points • 29 Feb 24
💰 Finance Real Estate Banking Market Trends Risk management
  1. The commercial real estate market is facing challenges due to decreased demand for office and retail spaces, leading to increased vacancy rates.
  2. Approximately $1.2 trillion of commercial real estate debt in the US is set to mature within the next two years, posing risks for banks and investors.
  3. There are concerns of a commercial real estate crisis resembling the 2008 financial crisis, with warning signs evident in the US, Europe, and Asia.

I SOLDI IN BANCA

ANDREA CECCHI Newsletter • 176 implied HN points • 09 Feb 24
💰 Finance Banking Financial Crisis Risk management
  1. People have lost their life savings trusting banks - it's not a safe place for all your money.
  2. The 2008 financial crisis led to a wave of bank failures, and in 2023 banks are again under stress.
  3. It's important to understand the three fundamental truths of the modern banking system before depositing money in a bank.

Leaked Treasury Prime Docs Show Risks Of BaaS Business: Churn, Concentration, Slowing Growth

Fintech Business Weekly • 89 implied HN points • 03 Mar 24
💰 Finance Fintech Banking Regulations Business Models Risk management
  1. Leaked Treasury Prime documents highlight risks in Banking-as-a-Service business, including issues like churn, concentration, and slowing growth.
  2. Treasury Prime's strategic pivot to focus on selling to banks instead of fintechs resulted in drastic employee layoffs, shedding light on the challenging environment for middleware platforms in fintech.
  3. Fintech companies like Chime and Green Dot facing regulatory actions and penalties underscore the importance of compliance and customer service in the financial industry.

There are Complex-Number One-Norm Square-Root of Probability Amplitudes of 0.006 in Which Sam Bankman-Fried Is Happy

Brad DeLong's Grasping Reality • 676 implied HN points • 05 Oct 23
💰 Finance Investing Risk management Probability Psychology Trading
  1. Amplitudes in quantum-mechanical superposition relate to philosophy-of-probability vs. psychology.
  2. Understanding the Kelly Criterion for betting based on win-loss odds and maximizing returns.
  3. Traders use the Kelly Criterion for survival, making positive-value bets, and psychological factors.

Ergodic Development

Software Design: Tidy First? • 845 implied HN points • 25 Aug 23
🕹 Technology Software Development Team Collaboration Risk management Innovation
  1. Ergodicity reminds us to treat systems that continue as is differently from those that fail when changed.
  2. Strategies like reducing irreversibility and having skin in the game can help transform failing systems into sustaining ones.
  3. Load redistribution and encouraging collaboration can make development more survivable and sustainable.

Interest Rate Risks are Collapsing Banks

The Informationist • 1650 implied HN points • 30 Apr 23
💰 Finance Banking Interest Rates Risk management Financial Crisis Investments
  1. Interest rate risks can lead to bank collapses due to mismanagement and lack of oversight
  2. Different types of interest rate risks affect banks' financial positions, such as repricing risk and basis risk
  3. It is important for individuals to be cautious with their bank deposits and consider diversifying investments based on personal risk tolerance and long-term goals

Building Businesses in New Frontiers: A Thirst for Adventure Abroad

The Hard Fork by Marvin Liao • 117 implied HN points • 27 Jan 24
💼 Business Entrepreneurship Investing Risk management Opportunities
  1. Exploring new frontiers in international business can be attractive and rewarding.
  2. Venturing into diverse cultures and challenging environments can lead to unique business opportunities.
  3. Engaging in frontier markets requires a tolerance for risk but offers potential for personal growth and financial gain.

Your Guide To Bull Market Pain Levels

The Lund Loop • 78 implied HN points • 10 Feb 24
💰 Finance Investing Stock Market Risk management Financial planning Speculation
  1. Investors experience different levels of pain in a bull market, ranging from mild discomfort to severe distress.
  2. The Pain Assessment Scale categorizes bull market pain into three main levels: Pain Free, Mild Pain, Moderate Pain, and Severe Pain.
  3. Addressing issues like position sizing, risk management, and speculation can help alleviate bull market pain. Seeking help from a financial planner is advisable if symptoms persist or worsen.

Enovix (ENVX) - Anatomy of a Lie (PART 1)

ESG Hound • 866 implied HN points • 05 Jul 23
💰 Finance Stock Market Investing Company analysis Financial regulation Risk management
  1. Enovix Management has repeatedly misled customers about their manufacturing capabilities and volumes.
  2. Management at Enovix made significant downgrades to their production capacity without updating investors.
  3. ENVX has exhibited a pattern of dishonesty through inaccurate statements to investors and regulatory agencies.

Third-Party Security Risks

Rod’s Blog • 39 implied HN points • 04 Mar 24
🕹 Technology Security Risk management Technology Tools Data Breaches
  1. In the interconnected business landscape, managing third-party risks is crucial to protect sensitive information. Careful vendor selection, effective risk management strategies, and strong contracts can help minimize risks.
  2. Third-party risks can lead to severe consequences like financial losses, legal liabilities, reputation damage, and regulatory penalties. This highlights the importance of proactively addressing these risks.
  3. Common types of third-party risks include data breaches, system compromises, non-compliance with regulations, and supply chain disruptions. Understanding and mitigating these risks are key for organizational security.