The hottest Rates Substack posts right now

And their main takeaways

Category

Top Finance Topics

This was where the math all changed.

A Havenstein Moment. • 1022 implied HN points • 10 Jan 24

💰 Finance Rates

When there are many lenders, competition drives prices down.
Insurance rates for homeowners are increasing significantly.
Delinquent homeowners impact mortgage qualification for condo buildings.

10 Questions with InflationX

Asian Century Stocks • 393 implied HN points • 26 Sep 23

💰 Finance Rates

The interview discusses the background and focus of InflationX, a fixed-income investor turning to equities.
Inflation is expected to rise over the next 5-10 years due to various factors.
The rapid rise in interest rates may lead to a crisis, especially with the high levels of debt.

Forget the future: this is the state of travel writing today

Talking Travel Writing • 314 implied HN points • 31 Oct 23

🎨 Art & Illustration Rates

Most travel journalists earn less than $19,999 per year
Majority are worried about the impact of AI on travel writing
Over half of travel journalists are concerned about how climate change will affect their careers

Demystifying Money Markets

Concoda • 356 implied HN points • 25 Jun 23

💰 Finance Rates

Money markets are markets for lending and borrowing money efficiently
Dealers borrow cash using repo and lend it out in reverse repo to earn a profit from the spread
Understanding money market rates is key to navigating financial articles and terminology

Fairly Close

The Transcript • 39 implied HN points • 25 Sep 23

💰 Finance Rates

The Federal Reserve is close to finishing its rate increases.
The economy is performing well.
AI data center demand is strong.

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It's Always About Rates

Pits to Pixels • 19 implied HN points • 15 Mar 23

💰 Finance Rates

The focus is always on rates in financial matters.
Speculative assets and crypto are influenced by easy money.
Understanding the direction of rates is key to navigating the financial landscape.

Q4 Update: Delinquencies, Foreclosures and REO

CalculatedRisk Newsletter • 33 implied HN points • 13 Mar 24

💰 Finance Rates

Most homeowners have substantial equity in their homes, which helps prevent a surge in foreclosures that could impact house prices.
The distribution of interest rates on mortgages shows that a large percentage are under 4%, making it easier for homeowners to manage financially.
Understanding key housing terms like forbearance, delinquency, foreclosure, and REO (Real Estate Owned) can help navigate discussions about property ownership.