The hottest Retirement Substack posts right now

And their main takeaways
Category
Top Finance Topics

Friday Thread: How Are You Planning For Your Senescence?

Culture Study • 2321 implied HN points • 13 Dec 24
🎭️ Culture Aging Retirement Wellness Relationships
  1. It's important to think about how you will take care of yourself as you get older. Planning for your elder years can help ease worries and create a sense of security.
  2. Many people learn valuable lessons from watching loved ones age. These experiences can guide how we approach our own aging.
  3. Retirement planning is a common concern. It's good to think about your financial future and make a plan so you can enjoy your later years.

Retiring Retirement

Workforce Futurist by Andy Spence • 293 implied HN points • 06 Nov 24
💼 Business Retirement Finance Workforce Economics Pensions
  1. The old idea of retiring at a fixed age is outdated as people are living longer and healthier lives. Instead of stopping work completely, we might consider blending work and leisure throughout our lives.
  2. It's important to take charge of our financial futures by saving separately and planning for our expenses when we stop traditional work. Building financial independence can help us make choices based on what we truly want.
  3. Finding work that is fulfilling and matches our values can make us not want to retire in the traditional sense. The goal is to create a life where work feels meaningful instead of just a job to escape from.

❄️ 🔧 Mes 38 outils préférés pour gérer vos finances personnelles

Snowball • 1356 implied HN points • 17 Mar 23
💰 Finance Budgeting Investing Cryptocurrency Retirement Market Analysis
  1. The post shares 38 favorite tools for managing personal finances including budget tracking, investment research, and ETF investing.
  2. The tools cover various aspects such as budget management, investment strategies, tracking investments, and finding information on companies and markets.
  3. There are tools for managing subscriptions, finding forgotten bank accounts, simulating compound interests, assessing insider trading activities, tracking crypto portfolios, and more.
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Why ETF fees matter when you choose your Bitcoin ETF

Ecoinometrics • 393 implied HN points • 15 Jan 24
💰 Finance Investing Bitcoin ETFs Fees Retirement
  1. When choosing a Bitcoin ETF, fees are crucial as they can significantly impact your investment performance over time.
  2. High fees can lead to a significant decrease in net returns, especially in the long run, affecting your overall investment strategy and potential growth.
  3. Investors should consider the impact of fees on their investments, especially for long-term goals like retirement accounts, to optimize performance and maximize returns.

Judicial Notice (07.08.23): Elon Musk v. Wachtell Lipton

Original Jurisdiction • 459 implied HN points • 08 Jul 23
🇺🇸 U.S. Politics Legal News Retirement Judges
  1. The post discusses the representation of individuals involved in legal cases, highlighting a specific lawyer chosen for a high-profile defendant.
  2. There are updates on notable figures in the legal field, including a retiring lawyer who was involved in overturning the 2020 election results.
  3. The mention of a judge's TikTok presence shows that social media is increasingly relevant even in the legal profession.

I wish I'd gotten help sooner

Ben’s Blog 🏉 🧠🧑‍💻 • 32 implied HN points • 04 Feb 25
🏥 Health & Wellness Mental health Therapy Retirement Depression Personal Growth
  1. It's important to seek help when you're struggling. Waiting too long can lead to deeper issues like depression.
  2. Talking to a professional can help you see unhelpful thinking patterns that drain your energy.
  3. Finding the right support is tough but necessary. It's better to address your struggles early rather than suffer in silence.

Too Bad to Be True

The Radar • 59 implied HN points • 12 Feb 24
🇺🇸 U.S. Politics Military Service Leadership Policy Retirement
  1. The Air Force's offer for retirees to return to active duty is met with skepticism and a sense of disbelief due to its unfavorable terms
  2. The program highlights past issues within the Air Force that led to talent drain, indicating a need for more effective retention strategies
  3. The bureaucratic nature of the current recall program suggests a need for more substantial solutions rather than temporary fixes

NYC's call to move retirees to a Medicare Advantage plan is being opposed by a 9/11 hero. She's backed by hundreds of retirees.

HEALTH CARE un-covered • 199 implied HN points • 17 Jan 23
🏥 Health Politics Healthcare Medicare Policy Retirement Insurance
  1. A retired EMT, Marianne Pizzitola, is fighting against NYC's plan to move retirees to a Medicare Advantage plan. This change could hurt many retirees and reduce their healthcare coverage.
  2. Retirees are concerned that Medicare Advantage plans may limit the care they receive. These plans can require approvals for necessary treatments, which can delay or deny important medical care.
  3. The fight against the Medicare Advantage plan is uniting many retirees from different backgrounds and political views. They all agree that retirees deserve better healthcare options and shouldn't be forced into a plan that may not serve their needs.

Only in Hell Can the Dow Ever Climb

The False Consensus Effect • 39 implied HN points • 10 Oct 23
💰 Finance Economy Investing Stock Market Wealth Retirement
  1. The author discusses the complexities of wealth, power, and inequalities tied to investment portfolios, questioning the morality behind profiting from people's suffering
  2. A critical view is presented on the impact of financial markets, politicians, and media propagating a system that prioritizes profit over social justice
  3. The importance of reflecting on societal values, advocating for equity, and challenging the status quo of wealth accumulation and economic structures

Still Bleeding Talent

The Radar • 39 implied HN points • 05 Apr 23
🇺🇸 U.S. Politics Military Leadership Retirement Talent Management
  1. Having centralized and coercive talent management systems can drive out top talent. It's crucial to create a talent market with incentives and agency for individuals.
  2. Military services, like the Army, need to address actual root causes of officer attrition such as lack of control over their futures, poor leadership, and excessive stress on family and relationships.
  3. Outdated talent management models within military services contribute to high attrition rates and lead to the rise of poor leaders. Reevaluating these models is essential for the services to reach their full potential.

Forward Motion

We're Gonna Get Those Bastards • 8 implied HN points • 29 Dec 24
🏥 Health & Wellness Mental health Longevity Personal Growth Creativity Retirement
  1. To keep living fully, it's important to keep creating and challenging yourself. Whether it's a new project, learning a skill, or tackling a personal goal, ongoing motion is key.
  2. Staying mentally active and engaged can help with longevity. People who create and have a purpose tend to live longer and feel more fulfilled than those who don't.
  3. Don't waste time just waiting around or being passive. Use your time to work on things that matter to you, because time is precious and shouldn't just be 'killed.'

Get Your Retirement Money Out of The System

Anxiety Addiction & Ascension • 39 implied HN points • 05 Dec 22
💰 Finance Retirement Investing Asset management ESG Wealth Management
  1. Saving for retirement is essential, but being forced by the government to put money into certain funds can be questionable and may not align with individual financial goals.
  2. Asset management firms play a significant role in managing retirement funds, but their emphasis on ESG and socially responsible investing may not always align with traditional fiduciary responsibilities.
  3. ESG (Environmental, Social, and Governance) criteria can significantly influence how money managers handle investments, potentially prioritizing social and environmental factors over pure financial gains.

What I really miss in retirement

Ben’s Blog 🏉 🧠🧑‍💻 • 40 implied HN points • 13 Feb 24
🏥 Health & Wellness Retirement Mental health Community Teamwork Happiness
  1. Being part of a team striving towards a common goal brings a sense of purpose and fulfillment in retirement.
  2. Belonging to a community or family and contributing to something greater than oneself is vital for health and happiness.
  3. Connecting with others and slowing down to be part of a team can lead to long-term satisfaction, unlike pursuing individual success hastily.

Why Did Peter King Outlast His Haters?

House of Strauss • 23 implied HN points • 05 Mar 24
🎾 Sports NFL Retirement
  1. Peter King outlasted his haters in the NFL world, proving his longevity and success.
  2. The write-up by Peter King in his final Football Morning in America focused on the late NFL reporter Chris Mortensen, showcasing the old-school style of journalism.
  3. To access the full content, readers need to be paid subscribers on the House of Strauss platform.

Nouriel Roubini predicted the 2008 crisis. And he's worried about your retirement savings.

Jon’s Newsletter • 39 implied HN points • 18 Mar 23
💰 Finance Investing Economics Retirement Market risk Wealth Management
  1. Nouriel Roubini warns that bonds, once seen as a safe investment, are now risky due to rising interest rates. Many investors didn't realize their bond values were dropping.
  2. For people nearing retirement, Roubini suggests moving investments to safer options like short-term treasuries, inflation-indexed bonds, and gold. These could help protect against inflation and rising rates.
  3. He believes that current bond losses could lead to a serious economic downturn. This creates a tough situation for central banks trying to control inflation.

Retirement

We're Gonna Get Those Bastards • 8 implied HN points • 27 Oct 24
💰 Finance Retirement Investing Personal Finance Social Security Economic Trends
  1. Having a plan for retirement is important to avoid boredom. Rather than just watching TV all day, think about activities you enjoy or new hobbies you want to pursue.
  2. Working longer can lead to better financial stability in retirement. Delaying Social Security benefits can significantly increase the amount you receive later on.
  3. To have a fulfilling retirement, it’s crucial to keep engaging with the world. Experiences and social interactions can provide inspiration for creative pursuits like writing.

401(k)s Are Failing Americans.

JoeWrote • 29 implied HN points • 12 Sep 23
💰 Finance Retirement Pensions Savings Wealth
  1. 401(k)s are leaving many Americans unable to retire due to insufficient funds.
  2. 401(k)s were never intended to be the main retirement system but have been pushed as such by employers.
  3. The shift from pensions to 401(k)s has placed an unrealistic burden of retirement savings on individuals, leading to many people working past traditional retirement ages.

Why Druckenmiller and the Pessimists are Wrong: Elderly Revenge

Dr. Pippa's Pen & Podcast • 19 implied HN points • 23 May 23
💰 Finance Investment Retirement Economic Systems Inflation
  1. Druckenmiller predicts a dismal economic future, but there are possibilities for positive change and adaptation.
  2. People are working longer and older workers are becoming a valuable asset in the labor force.
  3. Older individuals, even those above 85, are redefining traditional concepts of age and contributing positively to industries.

Retire Early Using Your 401k, Finding My Brand, Visiting My City

Austin's Analects • 19 implied HN points • 28 Jul 21
💰 Finance Retirement Consulting Personal Finance
  1. Austin discusses retiring early using funds in your 401k before 59 1/2 through a Roth Conversion Ladder
  2. Exploring different offerings in the strategy consulting space, with a focus on business model transformation
  3. Austin shares insights about the vibrant food scene, live music culture, and dog-friendly environment in Austin, Texas

The One Weird Trick To Save Social Security!

JoeWrote • 1 implied HN point • 19 Mar 24
🇺🇸 U.S. Politics Social Security Conservatism Taxation Retirement Government programs
  1. Conservatives argue for cutting Social Security due to changing worker-to-retiree ratios and financial strain.
  2. The simple solution to save Social Security is eliminating the taxable maximum income, ensuring long-term sustainability.
  3. Eliminating the taxable maximum could generate a surplus, benefitting the program and securing it for future generations.

On self-storage strategy, getting my first client, and my investment philosophy

Austin's Analects • 0 implied HN points • 02 Jun 21
💰 Finance Investment Retirement Stocks Budgeting
  1. Self-storage investments involve owning real estate and a business to appeal to banks and investors
  2. Directly contacting self-storage owners can provide a competitive edge over relying on brokers
  3. Instead of focusing on individual stock picking, consider investing in index funds for retirement accounts for lower risk and better growth potential

What's the "North Star" for Financial Independence?

Jay's Data Stream • 0 implied HN points • 13 Feb 24
💰 Finance Financial Independence Investing Personal Finance Retirement Career Choices
  1. In the pursuit of Financial Independence, focusing solely on a net worth target can lead to negative consequences like stressing out or burning out at work. It's crucial to consider other factors like job satisfaction and stress levels when planning for FIRE.
  2. Just like in businesses, personal finance goals can benefit from having a clear vision of the life one wants to lead, rather than just aiming for a financial target. Prioritizing happiness both during work and retirement is important for long-term fulfillment.
  3. Building a sustainable and fulfilling career requires experimentation, a long-term mindset, and aligning personal interests with financial goals. Pursuing passions and personal incentives is key to lasting success and happiness over time.

🔥 is FIRE Right for You?

The Wisdom Project • 0 implied HN points • 20 Oct 24
💰 Finance Investing Savings Retirement Financial planning Wealth Management
  1. FIRE means Financial Independence, Retire Early. The idea is to save and invest enough money so that you can stop working much earlier than usual.
  2. There are different approaches to FIRE like Lean FIRE, Indie FIRE, and Barista FIRE, each suited for different lifestyles and savings goals.
  3. To start with FIRE, you should track your expenses and figure out how to save more money. Even small changes can lead to big savings over time.