The hottest Financial regulation Substack posts right now

Financial institutions are using transaction data to monitor for 'extremism indicators' like certain purchases or travel patterns.
Financial surveillance, enhanced by AI, allows institutions to create detailed profiles of individuals and potentially restrict their access to financial services.
The rise of 'political credit scores' may lead to non-illegal behaviors being punished effectively, similar to how speech is censored.

Financial privacy and free speech rights may be impacted by Stripe and Substack's demand for financial details from authors.
There are concerns over the potential for comprehensive financial information to be accessed, hacked, or used in ways that infringe on individual privacy and rights.
The demand for financial details is viewed as potentially contributing to a greater control over freedom of speech and raising concerns about a financial social credit system.

Enovix Management has repeatedly misled customers about their manufacturing capabilities and volumes.
Management at Enovix made significant downgrades to their production capacity without updating investors.
ENVX has exhibited a pattern of dishonesty through inaccurate statements to investors and regulatory agencies.

Monetary leaders are delving into the secretive world of the Repo Market Blindspot.
Following the 2008 crisis, efforts were made to stabilize the global dollar paradigm.
The focus is now on regulating the non-centrally cleared bilateral repo market to prevent potential instability.

The Biden Administration proposed a Loan Level Price Adjustment that could lead to a repeat of the housing crisis.
The LLPA rule would subsidize riskier borrowers while penalizing those with good credit scores and larger downpayments.
The LLPA is criticized for being unconstitutional, unfair, and potentially causing macroeconomic instability.

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Elon Musk's X obtaining licenses in multiple U.S. states to process payments, entering into the fintech space.
UK experiencing a surge in open banking payments, with significant growth in single domestic payments.
Hallmark and Venmo partnering to allow sending money in physical greeting cards, showcasing embedded finance innovation.