The hottest Savings Substack posts right now

And their main takeaways

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❄️ 💰 15,9 % : taux d'épargne des Français. Et vous ?

Snowball • 1650 implied HN points • 01 Mar 23

💰 Finance Savings Budgeting Investing Personal Finance

The savings rate of French citizens is 15.9%, consider your own savings.
Understanding the basics of saving, the importance of putting savings to work in your budget, and determining the ideal amount to save.
Tips for successful saving: set annual goals, make saving a habit, establish rules, track your savings, and create a balanced situation.

Americans' Incomes Are Rising Too Fast for 2% Inflation

The Overshoot • 393 implied HN points • 25 Feb 23

💰 Finance Economics Inflation Income Savings Employment

Americans' incomes have been rising rapidly, with a 10% increase in disposable income since last summer.
This rise in income is leading to concerns about potential inflation, as increased spending may outpace production.
The surge in employment income is a key factor in driving consumer spending and could impact inflation rates.

401(k)s Are Failing Americans.

JoeWrote • 29 implied HN points • 12 Sep 23

💰 Finance Retirement Savings Wealth

401(k)s are leaving many Americans unable to retire due to insufficient funds.
401(k)s were never intended to be the main retirement system but have been pushed as such by employers.
The shift from pensions to 401(k)s has placed an unrealistic burden of retirement savings on individuals, leading to many people working past traditional retirement ages.

Street Notes 6: Solar panels aren’t just a climate solution

Parachute • 58 implied HN points • 02 Mar 23

🌞 Climate & Environment Solar Power Jobs Savings Green Technology

Solar panels offer more than just a climate solution - they bring value to individuals and communities.
Solar industry creates jobs for people of diverse backgrounds, offering stable career paths in a transitioning economy.
Solar power provides energy resilience, independence, cost savings, and financial security to households, transforming lives beyond environmental benefits.

Americans' Excess Savings Are Mostly Spent

Apricitas Economics • 49 implied HN points • 28 May 23

💰 Finance Savings Inflation Economic Impact

Americans spent most of their excess savings accumulated during the pandemic
Rapid drawdown in excess savings is weakening financial security for American households
Recent inflation and economic slowdown are causing strain on American households

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2023: The Year of The Cash ISA

The Fat Software Engineer • 30 implied HN points • 03 May 23

💰 Finance Investing Savings Inflation Mortgage Interest Rates

Consider opening a Cash ISA with a good interest rate if you might need the money in less than 5 years.
Research different options and banks to find the best interest rate for a Cash ISA.
Understand that with high inflation, even with a 3.4% interest rate, the buying power of money in a Cash ISA can still decrease.

My Plan to get to £2,000,000 invested

The Fat Software Engineer • 3 HN points • 07 Mar 23

💰 Finance Investing Income Savings Risks

Current savings include various financial vehicles and house equity, totaling ~£390,000.
Main income streams are a full-time role and part-time consulting, totaling ~£150,000 a year.
Savings rate involves saving around £2000 monthly, along with other contributions, aiming to reach £2.2 million invested in 15-20 years.

Pet sitting as a free and fun alternative to hotels/airbnb

Ednevsky Blog • 0 implied HN points • 23 Feb 23

🏝 Travel Accommodation Experiences Platforms Savings

Pet sitting can be a fun and free alternative to hotels/Airbnb.
Pet sitting allows for unique travel experiences in different locations.
TrustedHousesitters is a platform for connecting pet owners with sitters, with significant cost savings compared to traditional accommodations.