The hottest Assets Substack posts right now

And their main takeaways
Category
Top Finance Topics

Want to be the 1%? Get Used to Building Assets

BowTied Bull • 2417 implied HN points • 06 Feb 24
💰 Finance Assets
  1. Get used to building assets if you want to be in the 1%
  2. Early planning and hard work in your 20s can set you up for financial success in the future
  3. Understanding new skills and technologies like AI tools and cryptocurrencies can help you get ahead financially

Top Links 947 Safe assets. Robots in China. Powering Africa. Fascism in the body.

Chartbook • 443 implied HN points • 10 Dec 25
💰 Finance Assets
  1. The production of safe assets around the world is mostly due to US dollar investments. This shows how important the dollar is in global finance.
  2. There are advancements in robotics in China that are changing various industries. This suggests that technology is rapidly evolving and impacting economies.
  3. There are discussions about the energy needs of Africa and how to power it efficiently. It's a critical topic for the continent's development.

Could the USD Hyperinflate?

The Informationist • 1592 implied HN points • 07 May 23
💰 Finance Assets
  1. Hyperinflation is when a currency loses value rapidly due to extreme inflation.
  2. Some currencies have hyperinflated in the past, like those of Yugoslavia, Zimbabwe, and Hungary.
  3. While there is a chance the USD could hyperinflate, it is likely one of the last currencies to do so and owning hard assets can help protect against hyperinflation.
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Top Links 827 Liquid gold. Anti-vax in America. Baltic bloom & The Fable of the Bees.

Chartbook • 486 implied HN points • 12 Aug 25
💰 Finance Assets
  1. Gold is a very liquid asset, which means it can be easily bought and sold. This makes it a popular choice for investors.
  2. There is a significant focus on anti-vaccine sentiments in America, indicating a divide in public opinion about vaccines.
  3. The concept of the 'Baltic bloom' and the story of 'The Fable of the Bees' are important topics worth exploring to understand economic and social themes.

Are TIPS and I-Bonds Good Investments?

The Informationist • 963 implied HN points • 28 May 23
💰 Finance Assets
  1. TIPS are Treasury Inflation-Protected Securities that protect investors from inflation by adjusting principal based on changes in CPI.
  2. I-Bonds are similar to TIPS in protecting from inflation, but have fixed rates and are not tradable in the secondary market.
  3. Both TIPS and I-Bonds are highly dependent on CPI for pricing and may not offer positive real rates of return in the real world.

❄️ 📈 2 idées pour mieux investir

Snowball • 491 implied HN points • 30 Jan 24
💰 Finance Assets
  1. Long-term investing is key; avoid focusing solely on short-term gains.
  2. Consider the Lindy Effect when evaluating investments for durability and resilience.
  3. Focus on quality, stability, and long-term value when selecting assets for your investment portfolio.

Simple Portfolios

Market Sentiment • 923 implied HN points • 16 Jul 23
💰 Finance Assets
  1. Steve Edmundson's successful investment strategy was to do as little as possible, keeping costs low and not trying to beat the market.
  2. Investing doesn't have to be complicated - simple portfolios like the 60/40, Cockroach, and 3-Fund portfolios can be the foundation for long-term success.
  3. Ray Dalio's All Weather Portfolio aims to perform well over time without predictions, with an asset allocation of 55% bonds, 30% stocks, and 15% commodities.

The Hidden Bank Panic

The Dollar Endgame • 259 implied HN points • 12 Mar 24
💰 Finance Assets
  1. Institutions are requesting the Fed to exclude Treasuries from their leverage ratios post the Bank Term Funding Program, which is causing concern within the financial industry.
  2. Capital requirements in banks are crucial for preventing insolvency, with risk-based and leverage ratios being the two main types of requirements.
  3. Leverage ratios do not consider the risk levels of assets and require banks to maintain a specific ratio of capital to assets, helping ensure financial stability.

Liquidation.

News Items • 216 implied HN points • 29 Jan 24
💰 Finance Assets
  1. China Evergrande Group received a liquidation order from a Hong Kong court, amid its massive debt of over $300 billion.
  2. The liquidation process will involve attempting to seize control of Evergrande's assets outside China, including Hong Kong-listed subsidiaries.
  3. The outcome of the liquidation will be a test of Hong Kong court's legal reach and the handling of asset sales in a struggling industry.

The $153 billion power leak

Becoming Noble • 358 implied HN points • 16 Mar 23
💰 Finance Assets
  1. When betting against the system, bet big to secure assets - lessons from the SVB collapse.
  2. Question ownership and control of your assets. Be prepared for unanticipated vulnerabilities in the system.
  3. In financial dealings, always think ahead and consider the risks. Act like the system might fail and prepare for it.

Real World Assets: Growing Pains

DeFi Education • 359 implied HN points • 30 Aug 23
🔮 Crypto Assets
  1. Real World Assets (RWAs) aim to integrate physical items like homes and cars into blockchain technology for easy transaction documentation. This can make buying or selling things more transparent and straightforward.
  2. The concept of RWAs is part of a larger vision for a future where all assets can be managed using digital systems. This could revolutionize how we handle ownership and exchanges.
  3. There are challenges in making RWAs a reality, indicating that while the idea is promising, there are still many hurdles to overcome before it can be widely adopted.

Making Bonds in DeFi

DeFi Education • 439 implied HN points • 05 Jul 23
🔮 Crypto Assets
  1. DeFi often feels disconnected from the real world because it primarily uses digital tokens within its own systems. To bridge this gap, there's a push to connect real-world assets to DeFi, called RWAs.
  2. New funds like SuperState aim to provide stable, low-risk investments linked to U.S. government securities, making it easier for crypto users to access traditional financial products.
  3. Regulatory issues and market trust are key challenges for DeFi and RWAs. For DeFi to grow, there needs to be better cooperation with existing legal systems and traditional finance to foster a true merge of both worlds.

Daily Chartbook #280

Daily Chartbook • 1545 implied HN points • 15 Sep 23
💰 Finance Assets
  1. The median asking price for newly listed homes rose 4.3% YoY.
  2. The median monthly mortgage payment hit an all-time high of $2,632.
  3. Initial jobless claims were 220k, continuing claims at 1,688k.

Daily Chartbook #263

Daily Chartbook • 1545 implied HN points • 22 Aug 23
💰 Finance Assets
  1. The US has the lowest homeowner vacancy rates in almost 70 years.
  2. The gap between 30-year mortgage rates and 10-year Treasury rates is widening.
  3. The trucking industry is reacting to higher freight volumes, indicating a potential market improvement.

Daily Chartbook #260

Daily Chartbook • 1493 implied HN points • 17 Aug 23
💰 Finance Assets
  1. Mortgage purchase applications decrease, showing minimal demand
  2. Housing starts rise, with single-family starts at a high and multi-family starts at a low
  3. Building permits increase slightly, with single-family permits at a high and multi-family permits at a low

Anatomy of a Narrative

DeFi Education • 739 implied HN points • 04 Oct 22
🔮 Crypto Assets
  1. Storytelling is really important in investing. It can help make a company seem more valuable even if the numbers don't add up.
  2. People often make quick decisions based on emotions rather than cold hard facts. This means understanding the narrative behind an investment is key.
  3. It's important to balance narrative and data when investing. Too much focus on one can lead you to miss opportunities or take on more risk.

RWA Deep Dive: Centrifuge

DeFi Education • 1079 implied HN points • 07 Apr 22
🔮 Crypto Assets
  1. Centrifuge connects real-world assets to blockchains. It helps digital assets become loans using real things like invoices.
  2. The main product, Tinlake, helps create lending markets based on tokenized assets. This makes it easier for businesses to get financing.
  3. Centrifuge is part of a growing trend to bring traditional finance and blockchain together. This could change how we think about loans and investments.

Alternative Assets Explained

Concepts of Finance 🧠 • 279 implied HN points • 22 Jun 23
💰 Finance Assets
  1. Alternative assets are investments that aren't traditional stocks or bonds. They can include things like real estate, collectibles, and even parking lots, giving you many options to consider.
  2. Many people think only the rich can invest in alternative assets, but that's not true. There are plenty of investment opportunities available for regular investors too.
  3. Investing in alternative assets can be risky, but it also offers a chance to diversify and potentially earn good returns. It's important to research and understand what you're getting into.

Stablecoins: Reinventing Dollars

DeFi Education • 919 implied HN points • 10 Dec 21
🔮 Crypto Assets
  1. Stablecoins are a type of cryptocurrency that is usually backed by another asset, like the US dollar. They help make trading easier and allow people to transfer money quickly and cheaply.
  2. There are different types of stablecoins, like centralized ones (USDT and USDC) that are backed by fiat currency, and decentralized ones (DAI) that use overcollateralization to maintain their value. Each type has its pros and cons.
  3. Stablecoins play an important role in the crypto world and traditional finance. There is lots of interest in creating better decentralized stablecoins, as they could improve the overall system and reduce reliance on centralized finance.

Tokenization for Beginners: How to Invest in Real‑World Assets on the Blockchain

The Crypto Journal • 78 implied HN points • 28 Jun 25
🔮 Crypto Assets
  1. Tokenization lets you own a small part of valuable things like real estate or art by turning them into digital tokens. This means you don't need a lot of money to invest in high-value assets.
  2. Before tokenization, only rich people could invest in expensive assets, but now anyone can get in on the action thanks to blockchain technology. It makes investing more accessible to everyone.
  3. To start investing in tokenized assets, choose a platform you trust, understand the risks, and don’t put all your money into one thing. Diversifying your investments is smart.

Value Denomination and Stablecoins

DeFi Weekly • 137 implied HN points • 11 Apr 23
💰 Finance Assets
  1. Stablecoins are fragile and rely heavily on banking partners.
  2. The US is growing hostile towards crypto, affecting banks dealing with it.
  3. In a future of multiple currencies, valuable assets like crypto may offer wealth protection.

Demystifying Liquidity

DeFi Education • 659 implied HN points • 01 Mar 22
🔮 Crypto Assets
  1. Liquidity means how easily you can buy or sell something without changing its price too much. Cash is the most liquid because it can be used right away.
  2. In crypto, anyone can provide liquidity by pooling two assets for others to trade against. This is not something you can do in regular finance.
  3. Measuring liquidity is important because it helps understand how quickly you can make transactions. If an asset has low liquidity, selling it can be harder and may hurt the price.

Curve Part 2 - Valuation and Q&A

DeFi Education • 839 implied HN points • 09 Aug 21
🔮 Crypto Assets
  1. Understanding the valuation of CRV is important for making informed investment decisions. It helps you see how valuable this asset could be based on different factors.
  2. The content emphasizes that what is shared is not a definitive valuation or recommendation. It's meant to be a guide for your own assessment.
  3. Engaging with the valuation framework allows individuals to grasp the potential for value accumulation and how to interpret it. This enhances your ability to analyze the asset effectively.

💛 Two Quick Points...

The Glenn Meder Newsletter • 98 implied HN points • 12 Mar 23
💰 Finance Assets
  1. Bank runs can happen quickly and be contagious, so it's important to consider how to protect your assets.
  2. Consider diversifying your assets outside of the banking system, such as through crypto or physical gold and silver.
  3. Learn how to protect yourself while shopping online by watching a masterclass replay for powerful information.

Alternative Investments #4 - Farmland

Concepts of Finance 🧠 • 99 implied HN points • 09 Aug 23
💰 Finance Assets
  1. Investing in farmland can be done in many ways, not just by owning a farm. There are various options available for those who want to invest in this stable asset.
  2. Farmland offers a unique opportunity because it has the potential for solid returns and can be less volatile compared to other investments.
  3. While investing in farmland has its benefits, there are also risks involved that investors should be aware of before getting started.

Alternative Investment Guide #1 - Art

Concepts of Finance 🧠 • 99 implied HN points • 25 Jun 23
💰 Finance Assets
  1. Art investing can be a lucrative opportunity, with some estimates showing returns of around 9% to 14%.
  2. The art market is large and valued at over $1.5 trillion, but it can be tricky for newcomers due to its complexity and the influence of wealthy insiders.
  3. There are more ways than ever to start investing in art, including art funds and fractional ownership, making it accessible for beginners.

Deconstructing Rollups

Cryptocurrency and Friends • 58 implied HN points • 15 Mar 23
🔮 Crypto Assets
  1. Development community is focused on defining a rollup through the lens of a validating bridge.
  2. Care must be taken with rollup projects to avoid constraining their capabilities, like Optimism's experience with OVM V1.0.
  3. Rollups should prioritize building rules enforced by a community first, and then focus on a validating bridge.

A Simple Framework For The Drivers of Wealth

Neckar’s Notes • 255 implied HN points • 23 May 23
💰 Finance Assets
  1. Factors for increasing wealth: Create economic value, capture/control that value, apply leverage, compound capital over time.
  2. Factors for decreasing wealth: Over-consumption, charity, catastrophe, legacy.
  3. Balancing wealth: Focus on creating, capturing, and compounding wealth while avoiding over-consumption and catastrophe.

IRS Won't Enforce $10K Crypto Tax Rule, For Now

Daily Digest • 19 implied HN points • 17 Jan 24
🔮 Crypto Assets
  1. IRS has paused enforcing the $10,000 crypto tax rule for now.
  2. Ethereum achieved a record high in transactions per second and daily throughput.
  3. Ethereum developers launched the Dencun upgrade on the Goerli testnet, introducing Proto-Danksharding for lower transaction costs.

Shadow Puppets

The Last Bear Standing • 144 implied HN points • 07 Apr 23
💰 Finance Assets
  1. Households in the United States have a large majority of their net worth in non-cash assets like stocks and real estate, with cash and bank deposits making up a small portion.
  2. Non-cash asset values are extrapolated based on a small percentage that are traded for cash, similar to estimating the total length of a football field by measuring a small unit.
  3. The financial system's implied market value of non-cash assets is ultimately based on a small portion of cash-for-asset exchanges, emphasizing the importance of understanding how cash moves.

Hard Assets

Net Interest • 54 implied HN points • 19 Jan 24
💰 Finance Assets
  1. Sydney Airport is a profitable asset with stable earnings and unique market position
  2. Infrastructure investing is a rapidly growing market opportunity
  3. Large asset owners are increasing their allocations to the infrastructure asset class

The Death of First Republic?

Apricitas Economics • 57 implied HN points • 29 Apr 23
💰 Finance Assets
  1. First Republic is facing a financial crisis and potential FDIC takeover due to significant uninsured deposit withdrawals.
  2. The bank's investments in long-duration assets like real estate loans have suffered as interest rates rose.
  3. The broader US banking system remains stressed with decreasing deposits and increased borrowing, impacted by the inverted yield curve and changing depositor dynamics.

What Killed Signature Bank?

Apricitas Economics • 39 implied HN points • 01 Apr 23
💰 Finance Assets
  1. Signature Bank faced a severe bank run due to rapid withdrawal of deposits, leading to its collapse.
  2. The bank's heavy reliance on uninsured deposits, especially from crypto-related sources, contributed to its downfall.
  3. Regulators stepped in to prevent further financial contagion, highlighting the need for managing risks of fast-paced bank runs.

Buying the Dip

reedmolbak • 2 HN points • 05 Mar 24
💰 Finance Assets
  1. Buying the dip strategy involves waiting for an asset price to drop below a specific threshold before purchasing it, but simulation data shows that this strategy is usually less effective than buying regularly.
  2. When dealing with volatile assets, buying the dip can be beneficial if the asset underperforms in the median case but significantly overperforms occasionally, providing exposure without heavy losses.
  3. For stable assets or normal investors, buying regularly is usually the best strategy as it requires less effort and is generally more effective than trying to time the market by waiting for price dips.