The hottest Financial planning Substack posts right now

And their main takeaways
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❄️🏢 Acheter un immeuble de rapport : tout ce qu’il faut savoir

Snowball • 1100 implied HN points • 22 Jan 24
💰 Finance Real Estate Investing Property Management Financial planning Risk management
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.

Your Guide To Bull Market Pain Levels

The Lund Loop • 78 implied HN points • 10 Feb 24
💰 Finance Investing Stock Market Risk management Financial planning Speculation
  1. Investors experience different levels of pain in a bull market, ranging from mild discomfort to severe distress.
  2. The Pain Assessment Scale categorizes bull market pain into three main levels: Pain Free, Mild Pain, Moderate Pain, and Severe Pain.
  3. Addressing issues like position sizing, risk management, and speculation can help alleviate bull market pain. Seeking help from a financial planner is advisable if symptoms persist or worsen.

Soft landings in venture

The Down Round • 78 implied HN points • 18 Jan 24
💼 Business Venture Capital Investing Startups Funding Financial planning
  1. Startups need to focus on building sustainable business models for long-term growth and survival.
  2. Companies with high valuations must navigate carefully to achieve a 'soft landing' without damaging their cap tables.
  3. Entrepreneurs should consider various strategic and financial options, including debt and unconventional fundraising, to ensure business continuity.

New Normal

Venture Prose • 219 implied HN points • 15 Oct 23
💼 Business Entrepreneurship Financial planning Efficiency Business Models
  1. Set higher business goals and aim to achieve positive yields from actions taken.
  2. Question industry norms and push yourself to exceed expectations, rather than just following what others have done before.
  3. Prioritize efficiency and financial independence in your business strategies, ensuring that actions are intentional with positive long-term impacts.
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40-Something Creatives: What Should We Do Next?

The Intersection • 296 implied HN points • 08 Jul 23
💼 Business Work-life balance Financial planning Entrepreneurship
  1. In your 40s, it's crucial to reflect on your career and life path since there may not be as many 'next' opportunities left. You have to navigate responsibilities and the question: 'What should I do next for the rest of my life?'
  2. When making career decisions in your 40s, consider personal values and priorities. Understand what truly matters to you to find fulfillment and satisfaction in your professional life.
  3. Think about where you want to live, the type of work you want to do, and how much money you really need. These considerations can help guide you towards a more fulfilling and balanced professional life in your 40s.

Building Models to Predict the Future

Growth Croissant • 353 implied HN points • 31 Mar 23
💼 Business Forecasting Subscription Market Analysis Financial planning Business Growth
  1. Subscription business models are more predictable and easier to forecast compared to other models.
  2. A reliable forecast can provide baseline expectations for growth, shift focus to long-term revenue, and help set goals and allocate investments.
  3. Forecasting new paid subscriptions and predicting paid cancels are key components in building a forecast model for a subscription business.

Personal Finance for Tech 101 [Finance Fridays]

Technology Made Simple • 79 implied HN points • 26 Nov 22
💰 Finance Personal Finance Investing Financial planning
  1. Have an Emergency Fund: Save 6-12 months of expenses to prepare for unexpected layoffs without selling investments.
  2. Pay off Debt: Prioritize paying high-interest debt to prevent it from draining your finances over time.
  3. Allocate Finances Wisely: Follow the 50-30-20 rule to budget your income for expenses, investments, and savings, ensuring a balanced financial plan.

Is Overemployment the Best Path to Early Retirement?

The Fat Software Engineer • 20 implied HN points • 12 Apr 23
💼 Business Workplace dynamics Financial planning
  1. Overemployment can be a strategy for early retirement by earning more and spending less.
  2. Overemployment involves having more than one job at once, which can be managed in different ways like working long hours or taking multiple jobs for quick paychecks.
  3. Ethically, overemployment depends on performance, legality of contracts, and the ability to handle multiple jobs stress-free.

Why A Stock Market Pullback Is Likely

Spilled Coffee • 0 implied HN points • 06 Mar 24
💰 Finance Investing Stock Market Market volatility Financial planning
  1. The stock market is likely to experience a pullback because history shows that periods of continuous growth are always followed by downturns.
  2. Investors should be prepared for market volatility, as on average there are 3 pullbacks and a correction every year.
  3. Selloffs are a normal part of investing, and understanding the different levels like pullback, correction, bear market, and market crash can help investors navigate through fluctuations.