The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

Cognitive scientist Gary Marcus says AI must be regulated. He has a plan.

Marcus on AI • 3003 implied HN points • 27 Nov 24
🕹 Technology AI Ethics Regulation Cognitive Science Policy AGI
  1. AI needs rules and regulations to keep it safe. It is important to have a plan to guide this process.
  2. There is an ongoing debate about how different regions, like the EU and US, approach AI policy. These discussions are crucial for the future of AI.
  3. Experts like Gary Marcus share insights about the challenges and possibilities of AI technology. Listening to their views helps understand AI better.

How utilities and big oil broke the economic model of offshore wind

Jérôme à Paris • 1069 implied HN points • 29 Oct 24
🌞 Climate & Environment Renewable Energy Regulation Energy Policy Market Dynamics Corporate strategy
  1. Offshore wind is struggling right now because many companies are trying to sell their projects but are facing lower prices and high costs. Competition has dropped as big companies pushed out smaller players.
  2. Big utilities tried to regain control of the market through lobbying and moving into new areas, but this led to financial misjudgments and a bubble that has now burst, causing many to exit offshore wind.
  3. Despite the current challenges, offshore wind can still be a viable energy source especially in Europe, as countries look to create fair competition and avoid barriers that exclude smaller developers.

Hessen Interior Minister announces measures to combat "unfiltered opinions" on social media, state media expert calls for the regulation of internet memes, and other insanity from the Federal Republic

eugyppius: a plague chronicle • 216 implied HN points • 15 Jan 25
🇺🇸 U.S. Politics Regulation Social media Democracy Disinformation
  1. Germany's government is getting very worried about people's opinions on social media. They're planning new measures to control these 'unfiltered opinions.'
  2. There's a push to regulate internet memes, showing just how serious officials are about controlling what people can say online.
  3. Some officials believe that criticism of the public media could harm democracy, which raises concerns about free speech and the ability to discuss different viewpoints.

Really good AI would make economic management much easier (Wonkish)

Philosophy bear • 107 implied HN points • 27 Jan 25
🕹 Technology AI Economics Regulation Labor Market
  1. Good AI could help manage the economy by making it easier to fix problems like monopolies or pollution. This means we could better control and regulate businesses to benefit everyone.
  2. If AI can do many jobs humans do now, it could save a lot of money on regulatory costs. This would make it easier for governments and companies to comply with rules and regulations.
  3. With better data and smarter tools, we could understand the costs and benefits of economic actions more clearly. This would help in making better decisions about taxes, regulations, and contracts.

Bitcoin is worth $100,000. It still doesn't have a single legitimate use case

The Future, Now and Then • 515 implied HN points • 06 Dec 24
🔮 Crypto Bitcoin Speculation Investment Regulation Market Trends
  1. Bitcoin is currently priced at $100,000, but it doesn't have any real-world use that justifies that value. It's mainly driven by speculation.
  2. The recent price increase is largely due to wealthy investors betting on Bitcoin, rather than any fundamental economic demand or function.
  3. The cryptocurrency market is being influenced by big players and political backing, making it more about speculation rather than actual utility.
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The political feasibility of UCert.

Gordian Knot News • 58 implied HN points • 06 Feb 25
🇺🇸 U.S. Politics Nuclear policy Legislation Regulation Public Perception
  1. UCert is a proposed solution to deregulate nuclear power. It aims to make nuclear energy more politically acceptable.
  2. Belief in the safety of nuclear power is crucial to support UCert. Supporters need to reject the idea that nuclear energy is extremely harmful.
  3. UCert could be politically feasible because it requires changes to only one law and affects a small area, making it easier to implement than broader reforms.

✨ Central planning in the Age of AI: A Quick Q&A with … economist and regulation expert Lynne Kiesling

Faster, Please! • 1005 implied HN points • 29 Oct 24
🇺🇸 U.S. Politics Economics Regulation Policy AI Impact
  1. Central planning has often failed in the past, but some people still find it appealing. It suggests that government control can better manage resources compared to free markets.
  2. Knowledge and data are different. Personal experience and understanding shape our knowledge, while data is just numbers generated from actions, like purchases.
  3. Markets are important because they turn personal knowledge into useful data. Through buying and selling, individual choices help coordinate production and drive innovation.

From ‘Defund the Police’ to ‘Defund Air Traffic Control.’

Breaking the News • 923 implied HN points • 18 Feb 25
🇺🇸 U.S. Politics Government Policy Safety Regulation Aviation
  1. The recent crash-landing of a commuter jet in Toronto didn't directly result from any recent layoffs, but future safety may be at risk due to those layoffs.
  2. Air traffic controllers and other safety professionals provide crucial oversight for safe flying. Reducing their numbers can lead to overlooked issues and potential disasters.
  3. Understanding the importance of air safety is vital. Cuts to safety teams, like those happening now, can endanger everyone who flies.

Crypto Markets: Reality is Stranger Than Fiction

DeFi Education • 799 implied HN points • 19 Jun 24
🔮 Crypto DeFi ETFs Market Update Memecoins Regulation
  1. Big investors are pushing for an Ethereum ETF, which could change the market. This is something to keep an eye on if you're into crypto.
  2. There's been drama around a 'Trump' memecoin, showing how wild the crypto world can be. It’s proof that reality in crypto can be stranger than what we see in movies.
  3. It's important to stay updated on the latest in the DeFi market, as changes can happen quickly. Understanding these shifts can help you make better investment decisions.

🌎 My Q&A with Francis Fukuyama on technological change and liberal democracy. Some sci-fi, too!

Faster, Please! • 822 implied HN points • 08 Nov 24
🇺🇸 U.S. Politics Political theory Technology Policy Democracy Regulation Transhumanism
  1. The impact of technology on society has both positive and negative effects. While the internet has helped people access information and organize for their rights, it has also created a lot of misinformation and chaos.
  2. Government regulation of AI and new technologies is complex and challenging. It's important to have experts in the field, but the existing systems might make it hard to adapt quickly enough.
  3. Science fiction can help us think about the future and its potential dangers. While many stories focus on dystopia, they also provide us with important lessons about the risks and benefits of new technologies.

Insurers and Private Equity Look to Join Forces to Further Consolidate Control of Americans' Access to Health Care

HEALTH CARE un-covered • 759 implied HN points • 19 Jun 24
🏥 Health Politics Healthcare system Insurance Private Equity Regulation Bipartisan Politics
  1. Insurance companies and private equity firms are teaming up to gain more control over healthcare access for Americans. This partnership can lead to less competition and more power in deciding patient care.
  2. The trend of private equity buying up medical practices is rising, and this shift could make it harder for independent doctors to operate. Insurance companies are noticing this and are looking to profit from these partnerships.
  3. As more people enroll in Medicare Advantage plans, insurers like CVS/Aetna are pushing to own key healthcare services. This could steer patient referrals to their own facilities, limiting choices for patients.

Fed Ignored Thousands of Desperate Synapse Victims, Continues to Stonewall Doc Requests

Fintech Business Weekly • 22 implied HN points • 08 Jun 25
💰 Finance Banking Regulation Lawsuits Consumer Protection Fintech
  1. The Federal Reserve ignored many complaints from victims of the Synapse situation and is not providing the documents that people need. This has left many feeling frustrated and helpless.
  2. Despite the overwhelming complaints and public interest, regulatory bodies like the Federal Reserve have not taken meaningful actions to help those affected by these financial issues. This raises concerns about accountability within these institutions.
  3. Banking regulators are still promoting partnerships between banks and fintechs, even after major failures. This points to a focus on growth rather than addressing the risks these partnerships might bring.

SEC Sues Consensys (Metamask) over Swap and Staking + Q&A

DeFi Education • 559 implied HN points • 29 Jun 24
🔮 Crypto Blockchain Regulation DeFi Investing Technology
  1. The SEC has sued Consensys, which owns Metamask, over issues related to swapping and staking Ethereum. This means there are legal problems in the way these services operate.
  2. There seems to be a contradiction in the SEC's actions, as they recently approved an ETH spot ETF while also targeting staking services. This might confuse many in the crypto community.
  3. Some believe that the SEC's actions can actually help clarify regulations for decentralized finance (DeFi). It could discourage companies from trying to act like traditional middlemen in crypto.

Confronting the Dangers of Artificial Intelligence in Health Care is Imperative

HEALTH CARE un-covered • 359 implied HN points • 17 Jul 24
🏥 Health Politics AI risks Regulation Patient rights Health Equity Privacy
  1. AI in health care needs more rules to keep patients safe. Governments must step up to protect people from potential problems with these technologies.
  2. It's important to make AI decisions clear and understandable for patients. Patients should have the right to ask for a human to review any decision that affects their care.
  3. We need to ensure AI doesn't make health care inequality worse. AI programs should reflect diverse patient groups and focus on fairness, not just existing biases.

🚫 AI, job licensing, and upward mobility: A Quick Q&A with … economist Vincent Geloso

Faster, Please! • 274 implied HN points • 17 Dec 24
🇺🇸 U.S. Politics Regulation Economics Technology impact
  1. Income mobility issues in the U.S. are mostly caused by regulations, not just technology or automation. More rules can make it harder for people to change jobs and improve their lives.
  2. Access to jobs has become tougher due to increasing occupational licensing. This means people in low- and middle-income jobs face more barriers to enter their professions.
  3. Markets play a big role in income mobility, sometimes even more than social networks. Open markets help more people succeed, while strict regulations can hold them back.

The Press Is Beginning to Take Notice of How Health Insurers Are Raiding The Medicare Trust Fund

HEALTH CARE un-covered • 1019 implied HN points • 30 Apr 24
🏥 Health Politics Medicare Health Policy Insurance Public Health Regulation
  1. Health insurers are overcharging Medicare by about 22%, costing taxpayers a lot more than if seniors received care directly from traditional Medicare.
  2. Recent reports highlight how private Medicare Advantage plans have historically not saved money and often result in higher overall costs for the program.
  3. The media is beginning to spotlight the negative impacts of Medicare Advantage, leading to more scrutiny and awareness about how these plans operate.

UnitedHealth CEO Sold $5.6 Million in Shares the Same Day as Ransomware Attack

HEALTH CARE un-covered • 639 implied HN points • 06 Jun 24
🇺🇸 U.S. Politics Healthcare Corporate Governance Cybersecurity Insider trading Regulation
  1. The CEO of UnitedHealth sold $5.6 million in shares on the same day as a major ransomware attack. This raised concerns about insider trading and ethical behavior.
  2. The ransomware attack cost UnitedHealth around $1.6 billion and affected many health services across the U.S., showing the serious consequences of poor cybersecurity.
  3. Executives sold large amounts of stock before important negative news became public, leading to calls for government investigations into their actions.

A Billion-Dollar Fraud In Plain Sight

Where's Your Ed At • 10237 implied HN points • 01 Nov 23
💰 Finance Cryptocurrency Investment Fraud Bankruptcy Regulation
  1. Gemini's
  2. Earn
  3. program misled customers into investing in risky lender Genesis Capital.
  4. The NY Attorney General filed a significant fraud suit against Gemini, Genesis, and Digital Currency Group for misleading customers and covering up losses.
  5. The Winklevoss twins actively deceived customers, putting billions of dollars into an unstable lender and reaping profits while customers faced losses.

Crypto Market Update

DeFi Education • 1039 implied HN points • 26 Apr 24
🔮 Crypto Market Trends Investing Regulation Technology Analysis
  1. Crypto Twitter sentiment doesn't really affect the market directly. It's important to look beyond social media to understand the real market trends.
  2. Understanding where we are in the market cycle can help in making better investment decisions. It's helpful to break down complex ideas for clearer insights.
  3. Being aware of the overall market sentiment is crucial, but it shouldn't be the only factor when thinking about crypto investments. A well-rounded perspective is key.

Long Take: Will BlackRock, Fidelity, Bitwise or GBTC win the Bitcoin ETF launch?

The Fintech Blueprint • 2181 implied HN points • 17 Jan 24
💰 Finance Bitcoin ETFs Regulation
  1. Recent approval of 11 Bitcoin ETFs by the SEC reflects growing acceptance of cryptocurrency among younger demographics.
  2. Bitcoin ETFs integrate crypto assets into traditional financial infrastructure, appealing to high-net-worth individuals and institutional investors.
  3. ETFs enable easier access to crypto assets through traditional sales channels and contribute to financial adoption of the crypto asset class.

American Governance Is Not Corrupt Enough

Richard Hanania's Newsletter • 487 implied HN points • 16 Feb 25
🇺🇸 U.S. Politics Corruption Regulation Governance Political Commentary Development
  1. Corruption can sometimes lead to positive outcomes, like faster project approvals. In some cases, letting officials profit from development could actually help communities grow and thrive.
  2. Many politicians aren't as wealthy as people think, and there's little evidence of widespread corruption in government. The average net worth of Congress members isn't that much higher than that of other Americans their age.
  3. Regulations and red tape can hinder progress and development. Sometimes, relaxing those restrictions can lead to better results for society, even if it means embracing a bit of 'good' corruption.

AI predictions for 2025

Artificial Ignorance • 126 implied HN points • 08 Jan 25
🕹 Technology AI Predictions Innovation Models Regulation
  1. In 2025, AI will focus more on improving reasoning abilities rather than just building larger models. This means smarter, more capable AI that can think through problems better.
  2. Expect personalized AI experiences to get better, with chatbots that can truly remember and learn about you. This could change how we interact with AI in our daily lives.
  3. There will likely be more AI 'agents' in workplaces, especially for customer service and sales, but many won't live up to the hype. We may see both benefits and gaps in their performance.

Measurement Army

Doomberg • 5751 implied HN points • 25 Feb 24
💰 Finance Environmental Investment Regulation Markets Economy
  1. Modern economic systems struggle to account for environmental costs, leading to government interventions and frustrations among capitalists and landowners.
  2. The global focus on carbon emissions has led to the rise of carbon counting professionals, but many argue their value is limited.
  3. A proposal to create Natural Asset Companies (NACs) faced controversy when seeking to put a market price on nature, highlighting potential unintended consequences and opposition.

What's Going to Happen in Crypto in 2024

DeFi Education • 1398 implied HN points • 28 Feb 24
🔮 Crypto DeFi Investing Market Analysis Regulation Yield Farming
  1. Ethereum is becoming popular because it offers ways to earn returns, like staking, and has a strong ecosystem for different financial activities. This makes it attractive to big investors.
  2. There are signs that more institutional money will flow into crypto, particularly through products like ETFs, which could drive up the value of Ethereum even more.
  3. Many Ethereum holders are likely to keep their investments locked up in various platforms, reducing the amount available for sale. This could lead to price increases as demand grows.

The grid part II - the golden age of the power industry

Construction Physics • 11274 implied HN points • 03 Jun 23
🔬 Science Electricity Industry Infrastructure Regulation Environmental Impact
  1. In the 1930s, federal projects like the Hoover Dam increased electrification and capacity, but growth slowed due to the Great Depression.
  2. Post-World War II saw the Golden Age of the electric power industry with massive growth in electricity generation, consumption, and industry assets.
  3. The end of the Golden Age came in the late 1960s due to factors like environmental concerns, technical challenges, and the 1973 energy crisis, leading to rising costs and stagnation.

Top Links 653 How US asset managers are muscling into Europe. Japan restarts its reactors. Who buys guns? Mexico's energy revolution.

Chartbook • 429 implied HN points • 18 Feb 25
💰 Finance Investment Economics Global Markets Regulation Energy
  1. US asset managers are starting to play a bigger role in Europe, which could change the market dynamics there.
  2. Japan is bringing its nuclear reactors back online, impacting energy policies and production.
  3. There's a growing discussion about who is buying guns, which raises questions about safety and regulations.

Here are the Five Areas the New DOJ Task Force on Monopolies in Health Care Should Focus On

HEALTH CARE un-covered • 499 implied HN points • 23 May 24
🏥 Health Politics Health care Antitrust Insurance Policy Regulation
  1. Insurers buying doctor practices is a big problem. When insurance companies own the doctors, it creates a conflict of interest and can limit patient choices.
  2. The connection between insurance companies and pharmacy benefit managers (PBMs) is concerning. This merger can hurt small pharmacies and affect how patients access medications.
  3. Prior authorization is making it harder for patients to get necessary care. Insurance companies use this process to delay or deny treatments, which can lead to serious health risks.

The dream of deregulation - the grid part III

Construction Physics • 9812 implied HN points • 17 Jun 23
💼 Business Energy Regulation Competition Market Policy
  1. Electric power in the US was historically monopolized by utility companies, but cracks in the system started to appear in the 1960s and 1970s.
  2. The Public Utility Regulatory Policies Act of 1978 revolutionized the energy industry by creating a new class of independent power producers called Qualifying Facilities, leading to an increase in non-utility electricity generation.
  3. Deregulation of the electric power industry began in the 1990s and 2000s, with the unbundling of generation and transmission services, creation of new power suppliers like Exempt Wholesale Generators, and the establishment of Independent System Operators and Regional Transmission Organizations to introduce competition.

The Case for Big Action to Regulate Artificial Intelligence

chamathreads • 2653 implied HN points • 09 May 23
🕹 Technology Regulation Artificial Intelligence Innovation Internet Tech industry
  1. Regulation of artificial intelligence is essential to manage risks and protect society from potential harms.
  2. Regulating AI can set global standards and prevent censorship on the internet.
  3. Past successful regulatory models, like those in the pharmaceutical industry, demonstrate the importance and effectiveness of oversight.

Making the U.S. the home for open-source AI

Democratizing Automation • 451 implied HN points • 05 Feb 25
🕹 Technology AI Development Open Source Regulation Innovation
  1. Open-source AI is important for a future where many people can help build and use AI. But creating a strong open-source AI ecosystem is really challenging and expensive.
  2. Countries like the U.S. and China are rushing to create their own open-source AI models. National pride and ensuring safety and security in technology are big motivators behind this push.
  3. Restricting AI models could backfire and give control to other countries. Keeping models open and available allows for better collaboration and innovation among users.

What a Trump presidency can mean for health care

Vinay Prasad's Observations and Thoughts • 342 implied HN points • 06 Nov 24
🏥 Health Politics Health Reform Public Health Policy advocacy Nutrition Regulation
  1. We need to eliminate conflicts of interest in healthcare. This means doctors shouldn’t take money from companies that could influence their decisions.
  2. The CDC and NIH are failing in their roles and need restructuring. They should focus better on data and improve how they operate.
  3. Children's nutrition is important. Schools should serve healthier food, and we need to cut down on processed foods to promote better eating habits.

Heat Pumps, Thermostats, and Bad Design

David Friedman’s Substack • 242 implied HN points • 25 Nov 24
🕹 Technology Energy Design Regulation Efficiency
  1. Heat pumps can be more cost-effective than gas furnaces, but it depends on current energy prices. It's important to understand the right settings on your thermostat to save money.
  2. Many thermostats are designed to prioritize heat pumps over gas furnaces, which can lead to unnecessary costs if gas heating is cheaper. Users should consider switching to 'emergency heat' if they have both systems.
  3. Regulations often push for efficiency in heating systems, but not all thermostats work well for every dual-fuel setup. It's essential for customers to be informed about the best options for their specific heating needs.

Security or Commodity?

Points And Figures • 479 implied HN points • 11 Oct 24
🔮 Crypto Regulation Investing Digital Assets Market Trends Innovation
  1. The ongoing legal battle between Bitnomial Exchange and the SEC is crucial in determining whether $XRP is classified as a security or a commodity. This could impact how all digital assets are regulated in the future.
  2. $XRP is argued to be similar to traditional currencies like the US Dollar, functioning as a medium of exchange without the characteristics of a security, which usually includes dividends or voting rights.
  3. The SEC's actions are perceived as an overreach to expand its regulatory powers, and many believe that a ruling favoring Bitnomial could help protect the crypto industry and promote innovation.

The Medicare Price Caps are the Moral Equivalent of Genocide

Something to Consider • 239 implied HN points • 01 Jul 24
🏥 Health Politics Healthcare policy Pharmaceuticals Public Health Economic Impact Regulation
  1. Medicare price caps could lower investment in new drugs, as they cut profits for pharmaceutical companies. Less investment might mean fewer new medicines in the future.
  2. Reducing drug prices could result in significant loss of life, as fewer new drugs mean fewer treatments for diseases. This effect is not just for the U.S., but could impact people globally.
  3. Instead of cutting prices, the focus should be on finding ways to help people afford medications. It's important to invest in pharmaceuticals to save lives rather than trying to cut costs at the expense of future health advancements.

Medicare Advantage gets walloped in the press as the federal government's rate notice looms

HEALTH CARE un-covered • 779 implied HN points • 25 Mar 24
🏥 Health Politics Medicare Insurance Regulation Advocacy Policy
  1. The federal government will soon decide how much money to give private health insurers running Medicare Advantage, affecting millions of seniors' healthcare options.
  2. Many reports are showing that Medicare Advantage plans may not be as beneficial as claimed, often leading to overcharging taxpayers.
  3. More groups are speaking out against the industry's tactics this year, pushing back against pressures to increase funds for these insurance companies.

UnitedHealth Group, the Biggest Private Health Insurer on the Planet, Made $8.5 Billion in Profits in Q1 2024

HEALTH CARE un-covered • 619 implied HN points • 16 Apr 24
🏥 Health Politics Insurance Medicare Medicaid Healthcare Regulation
  1. UnitedHealth Group made $8.5 billion in profits in the first quarter of 2024, showing strong financial growth despite recent challenges. Their revenues have tripled over the last decade, indicating a significant increase in business.
  2. A big part of their success comes from government programs like Medicare and Medicaid, where enrollment has jumped in recent years. This growth has helped them dominate the market alongside a few other large competitors.
  3. Despite their financial success, many healthcare providers are struggling due to a cyberattack on a subsidiary. Advocates are concerned that profit-focused practices may lead to patients not receiving necessary care.