The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

The Tech Industry’s Playbook To Prevent Regulation

After Babel • 647 implied HN points • 11 Dec 24
🕹 Technology Social media Regulation Corporate Responsibility Child safety Legislation
  1. The tech industry often blames users for any harm their products cause. They argue that it's up to individuals to control their usage rather than taking responsibility themselves.
  2. Tech companies have developed tools like parental controls, but these often fail to make a real impact on screen time. Instead, they shift the responsibility to parents, making it seem like it's their job to manage their kids' online behavior.
  3. Legislation like the Kids Online Safety Act (KOSA) tries to hold tech companies accountable while also giving parents some control. This is important because it recognizes that tech companies have a duty to ensure their products don't harm kids.

Stupid Rules For Stupid People Struck Down

Points And Figures • 639 implied HN points • 12 Dec 24
💼 Business Corporate Governance Regulation Investment Financial Markets Diversity
  1. NASDAQ's rule for corporate board diversity focused too much on identity instead of qualifications. It's more important to have people with varied experiences and perspectives on the board to help businesses succeed.
  2. The legal decision to revoke certain rules about private company disclosures is seen as positive. Regulations that infringe on privacy can deter companies from going public and create unnecessary barriers.
  3. Private markets should be free from excessive regulations. Investors need to keep the identities of their shareholders confidential, and government oversight can lead to more problems than it solves.

One Regulator

Points And Figures • 719 implied HN points • 02 Dec 24
💰 Finance Regulation Innovation Cryptocurrency Market structure Bureaucracy
  1. The financial market regulation in the U.S. is complicated and outdated, with many agencies like the SEC and CFTC often conflicting with each other. This can lead to innovation being stifled.
  2. There are concerns that some regulators, like Gary Gensler, may be overly controlling and negatively impact innovative companies, especially in the emerging cryptocurrency space.
  3. Many believe that simplifying the regulatory structure to have one main regulator could boost competition and innovation, but achieving this change seems very challenging.

Q&A (July 2024 pt. 2)

DeFi Education • 459 implied HN points • 27 Jul 24
🔮 Crypto Market Analysis Trends Regulation
  1. July 2024 has been a very volatile month for cryptocurrencies. Many people are looking for detailed updates on the market and different sectors.
  2. The Q&A sessions are designed to help subscribers understand the current trends and insights in the crypto market.
  3. This particular post is meant for paid subscribers who want in-depth analysis and exclusive content.

How utilities and big oil broke the economic model of offshore wind

Jérôme à Paris • 1069 implied HN points • 29 Oct 24
🌞 Climate & Environment Renewable Energy Regulation Energy Policy Market Dynamics Corporate strategy
  1. Offshore wind is struggling right now because many companies are trying to sell their projects but are facing lower prices and high costs. Competition has dropped as big companies pushed out smaller players.
  2. Big utilities tried to regain control of the market through lobbying and moving into new areas, but this led to financial misjudgments and a bubble that has now burst, causing many to exit offshore wind.
  3. Despite the current challenges, offshore wind can still be a viable energy source especially in Europe, as countries look to create fair competition and avoid barriers that exclude smaller developers.
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Hessen Interior Minister announces measures to combat "unfiltered opinions" on social media, state media expert calls for the regulation of internet memes, and other insanity from the Federal Republic

eugyppius: a plague chronicle • 216 implied HN points • 15 Jan 25
🇺🇸 U.S. Politics Regulation Social media Democracy Disinformation
  1. Germany's government is getting very worried about people's opinions on social media. They're planning new measures to control these 'unfiltered opinions.'
  2. There's a push to regulate internet memes, showing just how serious officials are about controlling what people can say online.
  3. Some officials believe that criticism of the public media could harm democracy, which raises concerns about free speech and the ability to discuss different viewpoints.

Really good AI would make economic management much easier (Wonkish)

Philosophy bear • 107 implied HN points • 27 Jan 25
🕹 Technology AI Economics Regulation Labor Market
  1. Good AI could help manage the economy by making it easier to fix problems like monopolies or pollution. This means we could better control and regulate businesses to benefit everyone.
  2. If AI can do many jobs humans do now, it could save a lot of money on regulatory costs. This would make it easier for governments and companies to comply with rules and regulations.
  3. With better data and smarter tools, we could understand the costs and benefits of economic actions more clearly. This would help in making better decisions about taxes, regulations, and contracts.

Bitcoin is worth $100,000. It still doesn't have a single legitimate use case

The Future, Now and Then • 515 implied HN points • 06 Dec 24
🔮 Crypto Bitcoin Speculation Investment Regulation Market Trends
  1. Bitcoin is currently priced at $100,000, but it doesn't have any real-world use that justifies that value. It's mainly driven by speculation.
  2. The recent price increase is largely due to wealthy investors betting on Bitcoin, rather than any fundamental economic demand or function.
  3. The cryptocurrency market is being influenced by big players and political backing, making it more about speculation rather than actual utility.

The political feasibility of UCert.

Gordian Knot News • 58 implied HN points • 06 Feb 25
🇺🇸 U.S. Politics Nuclear policy Legislation Regulation Public Perception
  1. UCert is a proposed solution to deregulate nuclear power. It aims to make nuclear energy more politically acceptable.
  2. Belief in the safety of nuclear power is crucial to support UCert. Supporters need to reject the idea that nuclear energy is extremely harmful.
  3. UCert could be politically feasible because it requires changes to only one law and affects a small area, making it easier to implement than broader reforms.

✨ Central planning in the Age of AI: A Quick Q&A with … economist and regulation expert Lynne Kiesling

Faster, Please! • 1005 implied HN points • 29 Oct 24
🇺🇸 U.S. Politics Economics Regulation Policy AI Impact
  1. Central planning has often failed in the past, but some people still find it appealing. It suggests that government control can better manage resources compared to free markets.
  2. Knowledge and data are different. Personal experience and understanding shape our knowledge, while data is just numbers generated from actions, like purchases.
  3. Markets are important because they turn personal knowledge into useful data. Through buying and selling, individual choices help coordinate production and drive innovation.

Crypto Markets: Reality is Stranger Than Fiction

DeFi Education • 799 implied HN points • 19 Jun 24
🔮 Crypto DeFi ETFs Market Update Memecoins Regulation
  1. Big investors are pushing for an Ethereum ETF, which could change the market. This is something to keep an eye on if you're into crypto.
  2. There's been drama around a 'Trump' memecoin, showing how wild the crypto world can be. It’s proof that reality in crypto can be stranger than what we see in movies.
  3. It's important to stay updated on the latest in the DeFi market, as changes can happen quickly. Understanding these shifts can help you make better investment decisions.

🌎 My Q&A with Francis Fukuyama on technological change and liberal democracy. Some sci-fi, too!

Faster, Please! • 822 implied HN points • 08 Nov 24
🇺🇸 U.S. Politics Political theory Technology Policy Democracy Regulation Transhumanism
  1. The impact of technology on society has both positive and negative effects. While the internet has helped people access information and organize for their rights, it has also created a lot of misinformation and chaos.
  2. Government regulation of AI and new technologies is complex and challenging. It's important to have experts in the field, but the existing systems might make it hard to adapt quickly enough.
  3. Science fiction can help us think about the future and its potential dangers. While many stories focus on dystopia, they also provide us with important lessons about the risks and benefits of new technologies.

Insurers and Private Equity Look to Join Forces to Further Consolidate Control of Americans' Access to Health Care

HEALTH CARE un-covered • 759 implied HN points • 19 Jun 24
🏥 Health Politics Healthcare system Insurance Private Equity Regulation Bipartisan Politics
  1. Insurance companies and private equity firms are teaming up to gain more control over healthcare access for Americans. This partnership can lead to less competition and more power in deciding patient care.
  2. The trend of private equity buying up medical practices is rising, and this shift could make it harder for independent doctors to operate. Insurance companies are noticing this and are looking to profit from these partnerships.
  3. As more people enroll in Medicare Advantage plans, insurers like CVS/Aetna are pushing to own key healthcare services. This could steer patient referrals to their own facilities, limiting choices for patients.

The Bear Cave #244

The Bear Cave • 769 implied HN points • 20 Oct 24
💼 Business Finance Investing Corporate Governance Market Analysis Regulation
  1. Fuzzy Panda Research raised concerns about Stride Inc, suggesting it might face serious challenges after benefiting from COVID-related funding. They believe the company is going to struggle with competition and internal issues.
  2. Recent executive resignations from companies like CVS Health and The Joint Corp signal potential instability, as these leaders leave amid significant financial downturns for their companies.
  3. A new FTC rule will make it easier for consumers to cancel subscriptions. This change aims to prevent businesses from making it too hard for people to stop payments for services they no longer want.

SEC Sues Consensys (Metamask) over Swap and Staking + Q&A

DeFi Education • 559 implied HN points • 29 Jun 24
🔮 Crypto Blockchain Regulation DeFi Investing Technology
  1. The SEC has sued Consensys, which owns Metamask, over issues related to swapping and staking Ethereum. This means there are legal problems in the way these services operate.
  2. There seems to be a contradiction in the SEC's actions, as they recently approved an ETH spot ETF while also targeting staking services. This might confuse many in the crypto community.
  3. Some believe that the SEC's actions can actually help clarify regulations for decentralized finance (DeFi). It could discourage companies from trying to act like traditional middlemen in crypto.

Confronting the Dangers of Artificial Intelligence in Health Care is Imperative

HEALTH CARE un-covered • 359 implied HN points • 17 Jul 24
🏥 Health Politics AI risks Regulation Patient rights Health Equity Privacy
  1. AI in health care needs more rules to keep patients safe. Governments must step up to protect people from potential problems with these technologies.
  2. It's important to make AI decisions clear and understandable for patients. Patients should have the right to ask for a human to review any decision that affects their care.
  3. We need to ensure AI doesn't make health care inequality worse. AI programs should reflect diverse patient groups and focus on fairness, not just existing biases.

How One Synapse/Evolve Victim Got His Money Back

Fintech Business Weekly • 89 implied HN points • 12 Jan 25
💰 Finance Banking Investments Regulation Fintech Consumer Rights
  1. Some people affected by the Synapse bankruptcy have struggled to get their money back, leaving many feeling hopeless. The trustee in charge is working on figuring out how to reconcile the missing funds.
  2. One man was able to get his money back by filing a small claims case against Evolve Bank, showcasing that taking legal action can sometimes help consumers regain their lost funds.
  3. In contrast, his daughter faced challenges in court with her similar case, highlighting how results can vary even with similar circumstances. This shows that legal situations can be unpredictable.

🚫 AI, job licensing, and upward mobility: A Quick Q&A with … economist Vincent Geloso

Faster, Please! • 274 implied HN points • 17 Dec 24
🇺🇸 U.S. Politics Regulation Economics Technology impact
  1. Income mobility issues in the U.S. are mostly caused by regulations, not just technology or automation. More rules can make it harder for people to change jobs and improve their lives.
  2. Access to jobs has become tougher due to increasing occupational licensing. This means people in low- and middle-income jobs face more barriers to enter their professions.
  3. Markets play a big role in income mobility, sometimes even more than social networks. Open markets help more people succeed, while strict regulations can hold them back.

The Press Is Beginning to Take Notice of How Health Insurers Are Raiding The Medicare Trust Fund

HEALTH CARE un-covered • 1019 implied HN points • 30 Apr 24
🏥 Health Politics Medicare Health Policy Insurance Public Health Regulation
  1. Health insurers are overcharging Medicare by about 22%, costing taxpayers a lot more than if seniors received care directly from traditional Medicare.
  2. Recent reports highlight how private Medicare Advantage plans have historically not saved money and often result in higher overall costs for the program.
  3. The media is beginning to spotlight the negative impacts of Medicare Advantage, leading to more scrutiny and awareness about how these plans operate.

UnitedHealth CEO Sold $5.6 Million in Shares the Same Day as Ransomware Attack

HEALTH CARE un-covered • 639 implied HN points • 06 Jun 24
🇺🇸 U.S. Politics Healthcare Corporate Governance Cybersecurity Insider trading Regulation
  1. The CEO of UnitedHealth sold $5.6 million in shares on the same day as a major ransomware attack. This raised concerns about insider trading and ethical behavior.
  2. The ransomware attack cost UnitedHealth around $1.6 billion and affected many health services across the U.S., showing the serious consequences of poor cybersecurity.
  3. Executives sold large amounts of stock before important negative news became public, leading to calls for government investigations into their actions.

The grid part II - the golden age of the power industry

Construction Physics • 11274 implied HN points • 03 Jun 23
🔬 Science Electricity Industry Infrastructure Regulation Environmental Impact
  1. In the 1930s, federal projects like the Hoover Dam increased electrification and capacity, but growth slowed due to the Great Depression.
  2. Post-World War II saw the Golden Age of the electric power industry with massive growth in electricity generation, consumption, and industry assets.
  3. The end of the Golden Age came in the late 1960s due to factors like environmental concerns, technical challenges, and the 1973 energy crisis, leading to rising costs and stagnation.

A Billion-Dollar Fraud In Plain Sight

Where's Your Ed At • 10237 implied HN points • 01 Nov 23
💰 Finance Cryptocurrency Investment Fraud Bankruptcy Regulation
  1. Gemini's
  2. Earn
  3. program misled customers into investing in risky lender Genesis Capital.
  4. The NY Attorney General filed a significant fraud suit against Gemini, Genesis, and Digital Currency Group for misleading customers and covering up losses.
  5. The Winklevoss twins actively deceived customers, putting billions of dollars into an unstable lender and reaping profits while customers faced losses.

Crypto Market Update

DeFi Education • 1039 implied HN points • 26 Apr 24
🔮 Crypto Market Trends Investing Regulation Technology Analysis
  1. Crypto Twitter sentiment doesn't really affect the market directly. It's important to look beyond social media to understand the real market trends.
  2. Understanding where we are in the market cycle can help in making better investment decisions. It's helpful to break down complex ideas for clearer insights.
  3. Being aware of the overall market sentiment is crucial, but it shouldn't be the only factor when thinking about crypto investments. A well-rounded perspective is key.

DOGE this

bad cattitude • 302 implied HN points • 23 Nov 24
🇺🇸 U.S. Politics Governance Regulation Bureaucracy Elections Political theory
  1. The growing belief is that cutting back government regulations can lead to more freedom and innovation. People think reducing the power of bureaucracies might actually help the economy.
  2. There's a debate about whether the current federal system should be preserved or changed. Some feel the government needs major reform to better serve the people.
  3. Recent court rulings suggest that agencies can't make big decisions without input from Congress. This could shift control back to the people and limit unchecked power from these agencies.

The dream of deregulation - the grid part III

Construction Physics • 9812 implied HN points • 17 Jun 23
💼 Business Energy Regulation Competition Market Policy
  1. Electric power in the US was historically monopolized by utility companies, but cracks in the system started to appear in the 1960s and 1970s.
  2. The Public Utility Regulatory Policies Act of 1978 revolutionized the energy industry by creating a new class of independent power producers called Qualifying Facilities, leading to an increase in non-utility electricity generation.
  3. Deregulation of the electric power industry began in the 1990s and 2000s, with the unbundling of generation and transmission services, creation of new power suppliers like Exempt Wholesale Generators, and the establishment of Independent System Operators and Regional Transmission Organizations to introduce competition.

Long Take: Will BlackRock, Fidelity, Bitwise or GBTC win the Bitcoin ETF launch?

The Fintech Blueprint • 2181 implied HN points • 17 Jan 24
💰 Finance Bitcoin ETFs Regulation
  1. Recent approval of 11 Bitcoin ETFs by the SEC reflects growing acceptance of cryptocurrency among younger demographics.
  2. Bitcoin ETFs integrate crypto assets into traditional financial infrastructure, appealing to high-net-worth individuals and institutional investors.
  3. ETFs enable easier access to crypto assets through traditional sales channels and contribute to financial adoption of the crypto asset class.

American Governance Is Not Corrupt Enough

Richard Hanania's Newsletter • 487 implied HN points • 16 Feb 25
🇺🇸 U.S. Politics Corruption Regulation Governance Political Commentary Development
  1. Corruption can sometimes lead to positive outcomes, like faster project approvals. In some cases, letting officials profit from development could actually help communities grow and thrive.
  2. Many politicians aren't as wealthy as people think, and there's little evidence of widespread corruption in government. The average net worth of Congress members isn't that much higher than that of other Americans their age.
  3. Regulations and red tape can hinder progress and development. Sometimes, relaxing those restrictions can lead to better results for society, even if it means embracing a bit of 'good' corruption.

AI predictions for 2025

Artificial Ignorance • 126 implied HN points • 08 Jan 25
🕹 Technology AI Predictions Innovation Models Regulation
  1. In 2025, AI will focus more on improving reasoning abilities rather than just building larger models. This means smarter, more capable AI that can think through problems better.
  2. Expect personalized AI experiences to get better, with chatbots that can truly remember and learn about you. This could change how we interact with AI in our daily lives.
  3. There will likely be more AI 'agents' in workplaces, especially for customer service and sales, but many won't live up to the hype. We may see both benefits and gaps in their performance.

Measurement Army

Doomberg • 5751 implied HN points • 25 Feb 24
💰 Finance Environmental Investment Regulation Markets Economy
  1. Modern economic systems struggle to account for environmental costs, leading to government interventions and frustrations among capitalists and landowners.
  2. The global focus on carbon emissions has led to the rise of carbon counting professionals, but many argue their value is limited.
  3. A proposal to create Natural Asset Companies (NACs) faced controversy when seeking to put a market price on nature, highlighting potential unintended consequences and opposition.

The TED A.I. Conference

Ground Truths • 4942 implied HN points • 14 Dec 23
🕹 Technology Ethics Chip Manufacturing Regulation Future outlook
  1. TED held its first dedicated A.I. meeting this year, featuring discussions on large language models and controversies surrounding them.
  2. The conference debated between accelerating A.I. development and approaching it with caution for safety concerns.
  3. Experts discussed Artificial General Intelligence (AGI) and its potential impact on various aspects of human activity.

CBW Fights FDIC's $20.5 Million Penalty That Could "Imperil" Its Existence

Fintech Business Weekly • 89 implied HN points • 05 Jan 25
💰 Finance Banking Regulation Investment Fintech Risk management
  1. CBW is facing a huge $20.5 million fine from the FDIC, which could put its future at risk. This penalty is due to failures in its anti-money laundering practices.
  2. A small Kansas bank, CBW, has made a lot of money from international services but hasn't fixed issues raised by regulators in past reviews. They were supposed to improve but didn't make significant changes.
  3. The FDIC argues that the situation with CBW highlights serious compliance problems in the banking sector. They are trying to enforce rules to prevent money laundering, especially in high-risk areas.

getting squirrely

bad cattitude • 372 implied HN points • 04 Nov 24
🇺🇸 U.S. Politics Government Regulation Civil Liberties Public Health Bureaucracy
  1. A squirrel named Peanut was taken from his home by health officials after a complaint, even though he was a beloved pet. This incident raises concerns about government overreach and the treatment of innocent animals.
  2. Many people reacted strongly online, showing that this event struck a chord with public sentiment regarding personal rights and the power of regulation. It symbolizes a larger issue of government's intrusion into private lives.
  3. The situation highlights the idea that if people accept small violations of their rights, larger issues can follow. It's crucial to uphold the sanctity of one's home and personal freedom to prevent further abuses.

What's Going to Happen in Crypto in 2024

DeFi Education • 1398 implied HN points • 28 Feb 24
🔮 Crypto DeFi Investing Market Analysis Regulation Yield Farming
  1. Ethereum is becoming popular because it offers ways to earn returns, like staking, and has a strong ecosystem for different financial activities. This makes it attractive to big investors.
  2. There are signs that more institutional money will flow into crypto, particularly through products like ETFs, which could drive up the value of Ethereum even more.
  3. Many Ethereum holders are likely to keep their investments locked up in various platforms, reducing the amount available for sale. This could lead to price increases as demand grows.

We are in Deep Seek

The Cosmopolitan Globalist • 23 implied HN points • 30 Jan 25
🕹 Technology AI Ethics Open Source Risk management Innovation Regulation
  1. AI technology has potential benefits, but it also comes with serious risks, especially if it falls into the wrong hands. This includes weaponization or harmful behaviors.
  2. The current pace of AI development is driven by economic and military incentives, which makes it hard to prioritize safety and caution.
  3. There's a need for better global cooperation and regulation in AI development to ensure it benefits humanity while minimizing the risks.

Fed Stonewalls Synapse FOIA Request

Fintech Business Weekly • 44 implied HN points • 19 Jan 25
💰 Finance Banking Regulation Fintech Investments
  1. The Cash App recently settled legal issues, which included fines for not properly handling anti-money laundering rules. They also agreed to improve their security and support for users.
  2. The Consumer Financial Protection Bureau released a report on 'buy now, pay later' services, revealing that many loans are small but often lead users to take out multiple loans at once.
  3. There are ongoing concerns about transparency from banking regulators, especially regarding their responses to Freedom of Information Act requests, indicating a gap between what they promise and what they deliver.

Here are the Five Areas the New DOJ Task Force on Monopolies in Health Care Should Focus On

HEALTH CARE un-covered • 499 implied HN points • 23 May 24
🏥 Health Politics Health care Antitrust Insurance Policy Regulation
  1. Insurers buying doctor practices is a big problem. When insurance companies own the doctors, it creates a conflict of interest and can limit patient choices.
  2. The connection between insurance companies and pharmacy benefit managers (PBMs) is concerning. This merger can hurt small pharmacies and affect how patients access medications.
  3. Prior authorization is making it harder for patients to get necessary care. Insurance companies use this process to delay or deny treatments, which can lead to serious health risks.

The Case for Big Action to Regulate Artificial Intelligence

chamathreads • 2653 implied HN points • 09 May 23
🕹 Technology Regulation Artificial Intelligence Innovation Internet Tech industry
  1. Regulation of artificial intelligence is essential to manage risks and protect society from potential harms.
  2. Regulating AI can set global standards and prevent censorship on the internet.
  3. Past successful regulatory models, like those in the pharmaceutical industry, demonstrate the importance and effectiveness of oversight.