The hottest Regulation Substack posts right now

And their main takeaways
Category
Top Technology Topics

Artificial Intelligence: European Union AI Act and its implications for finance

The Fintech Blueprint • 471 implied HN points • 23 Jan 24
💰 Finance Regulation Technology Compliance Financial Institutions AI
  1. The European Union AI Act categorizes AI systems into various risk levels and imposes strict regulations to ensure transparency, safety, and non-discrimination in financial services.
  2. Financial institutions using AI for customer data analysis and fraud detection must comply with the EU AI Act by ensuring accurate, unbiased decisions that are explainable to both customers and regulators.
  3. Complex AI systems like Large Language Models (LLMs) pose challenges in transparency and trust, requiring new methods to interpret decision-making and align with the EU regulations.

Stablecoins: The Next Financial Platform

The Generalist • 2922 implied HN points • 16 Jul 23
💰 Finance Stablecoins Cryptocurrency Business Regulation Innovation
  1. Stablecoins solve real problems like moving value across borders quickly and cheaply.
  2. Stablecoins have signs of product-market fit with $125 billion in circulation and 1 million daily active wallets.
  3. Stablecoins are viewed as a financial infrastructure layer, serving as a platform for open, cheap, and programmable global payments system.

Underwriter Certification of Nuclear Power, 2.0:

Gordian Knot News • 124 implied HN points • 16 Mar 24
💼 Business Regulation Insurance Certification Market Energy
  1. Regulation of hazardous activities requires finding a balance between safety and economy to prevent both excessive harm and economic burden.
  2. Certification Societies, like those for ocean transportation and high-pressure steam, play a crucial role in setting industry standards, inspecting compliance, and ensuring safety.
  3. Underwriter Certification for nuclear power leverages market competition, government oversight, and insurance to provide a feasible and safe regulatory system for nuclear energy.

Nuclear Power not only should be cheap; it was cheap: 3 cents/kWh cheap.

Gordian Knot News • 307 implied HN points • 10 Feb 24
🔬 Science Nuclear power Regulation Economics
  1. In the 1960s, nuclear power was as cheap as coal, at about 3.2 cents per kWh in 2024 dollars.
  2. Nuclear power plants require significantly less material and labor compared to coal plants, making them potentially cheaper to build and operate.
  3. High regulatory costs, escalating material and labor expenses, and a misdirected regulatory system have contributed to making nuclear power more expensive than it should be.

LNT is prudent.

Gordian Knot News • 205 implied HN points • 27 Feb 24
🔬 Science Radiation Regulation Risk Assessment Public Health Nuclear power
  1. Pursuing safety in a cost-effective way is crucial to prevent harm and save lives.
  2. The Linear No-Threshold (LNT) model, while used for regulatory purposes, can come with enormous costs to humanity due to its over-conservatism.
  3. Focusing solely on minimizing radiation exposure without considering other costs may lead to unnecessary harm and consequences, such as deadly evacuations and ruined lives.
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Blame the Crew

Gordian Knot News • 190 implied HN points • 01 Mar 24
💼 Business Management Construction Regulation
  1. In industries like shipping and nuclear power, there is a tendency to blame the crew or contractors for mistakes rather than holding the owners or regulatory systems accountable.
  2. There is a disparity in performance between building coal plants and nuclear plants, with the nuclear contractor performance often not meeting expectations.
  3. The main difference in performance is attributed to the regulatory system rather than any lack of special technical skills in building nuclear plants.

5 Insights From Warren Buffett’s 2023 Annual Letter

Behavioral Value Investor • 193 implied HN points • 26 Feb 24
💰 Finance Investing Market behavior Business Analysis Economics Regulation
  1. Good long-term businesses are harder to find than you think. Predicting long-term winners isn't easy, and financial forecasts often miss the mark. Practice humility in investing and be ready to adjust your thesis.
  2. Avoid dealing with dishonest individuals. It's difficult to spot insincerity, and once dishonesty is detected, it's best to move on immediately.
  3. Markets are still prone to irrational behavior. Human nature hasn't changed, and rapid information dissemination can lead to herd mentality and market inefficiencies. Manic behavior in markets is here to stay.

Death, and rebirth, of virtual reality

SuperJoost Playlist • 452 implied HN points • 12 Jan 24
🕹 Technology Virtual reality Gaming Regulation Innovation
  1. Apple is changing the vocabulary around virtual reality to set itself apart from competitors like Meta.
  2. Regulators are updating policies on children's online privacy in response to the growing popularity of interactive entertainment.
  3. Significant job cuts are happening in big tech companies like Unity and Twitch, affecting the game development industry.

How to save media and keep AI startups alive

Alex's Personal Blog • 98 implied HN points • 18 Mar 24
🕹 Technology AI Media Startups Data Regulation
  1. AI models may need to make deals with publishers to get access to training data, but this can create challenges for startups that can't afford upfront costs.
  2. There's a suggestion to shift payment for data access from upfront to back-end, where AI companies pay a portion of their revenue in return for used data.
  3. There are discussions around the importance of fair compensation for content used by AI models to ensure their continued development and success.

The koan of an open-source LLM

Democratizing Automation • 142 implied HN points • 06 Mar 24
🕹 Technology Artificial Intelligence Copyright Regulation Models
  1. The definition and principles of open-source software, such as the lack of usage-based restrictions, have evolved over time to adapt to modern technologies like AI.
  2. There is a need for clarity in identifying different types of open language models, such as distinguishing between models with open training data and those with limited information available.
  3. Open ML faces challenges related to transparency, safety concerns, and complexities around licensing and copyright, but narratives about the benefits of openness are crucial for political momentum and support.

What can Colorado learn from Oregon about psilocybin?: 5 Questions for Healing Advocacy Fund’s Colorado director Tasia Poinsatte

The Microdose • 275 implied HN points • 05 Feb 24
🏥 Health Politics Psychedelics Advocacy Regulation Data Collection Mental health
  1. Colorado's psilocybin program is expected to be fully operational by early 2025.
  2. Oregon's program highlighted the importance of allowing licensed professionals to participate in psilocybin services.
  3. Colorado is considering a tiered licensing model and enhanced training requirements for safe facilitation in their psilocybin program.

Four Simple Questions

Gordian Knot News • 183 implied HN points • 24 Feb 24
🔬 Science Nuclear power Regulation
  1. Masking up with N95 masks can significantly reduce inhalation dose during a nuclear event, but pro-nuke advocates rarely mention this lifesaving tip.
  2. Spent nuclear fuel becomes significantly less dangerous over time due to radioactive decay, with minimal risk after 600 years. This valuable material can also be recycled and is not as hazardous as commonly believed.
  3. The Linear No Threshold (LNT) radiation model is flawed in its assumption of strictly additive harm. Challenging this model and proposing an alternative that considers our body's ability to repair radiation damage is key to advancing nuclear power safety.

Solving The Loneliness Crisis with Technology

Erik Examines • 89 implied HN points • 16 Mar 24
🕹 Technology Social Impact Smartphones AI Regulation
  1. Humans are feeling more detached and lonely due to technology. We need major societal changes to address this.
  2. Physical interactions are important for social connection. Simple devices like a voice-controlled AI phone could help limit screen time and distractions.
  3. Regulation and design changes for technology can promote healthier habits. A device like a voice-controlled AI phone, focusing on essential functions without a screen, could offer a solution to combat loneliness.

wind and rain and sun and data

Dan Davies - "Back of Mind" • 334 implied HN points • 19 Jan 24
🕹 Technology Energy Data Trading Algorithms Regulation
  1. Supply and demand for electricity become more unpredictable with an increasing proportion of wind and solar energy
  2. The profit motive drives the application of information processing power and bandwidth to solve energy planning problems
  3. Market trading and the profit motive are ways to match the variety of the energy problem with the regulatory system

Notebook: Exercising Intelligence

Book Post • 216 implied HN points • 09 Feb 24
🕹 Technology AI Development Tech Companies Regulation Ethics Market Impact
  1. Big tech companies are cutting jobs while gaining significant market value, redirecting resources towards the development of artificial intelligence.
  2. There are concerns regarding the control and development of Artificial General Intelligence by large corporations, highlighting the need for more transparency and oversight.
  3. The race for AI development raises questions about the influence and power of tech giants, emphasizing the importance of ethical considerations and regulatory frameworks.

Last Week in AI #252: DeepMind's real-world robots, NYT sues OpenAI, Baidu's Ernie bot hits 100M users, AI art generator controversy, and more! 🤖📰🚀🎨

Last Week in AI • 373 implied HN points • 08 Jan 24
🕹 Technology AI Lawsuits Chatbots Art Regulation
  1. DeepMind is developing robots for real-world tasks like multitasking in different environments.
  2. The New York Times is suing OpenAI and Microsoft for allegedly using its work to train AI without permission.
  3. Baidu's Ernie bot has over 100 million users, and is primarily used in Chinese but also supports English.

The Case for Big Action to Regulate Artificial Intelligence

chamathreads • 2653 implied HN points • 09 May 23
🕹 Technology Regulation Artificial Intelligence Innovation Internet Tech industry
  1. Regulation of artificial intelligence is essential to manage risks and protect society from potential harms.
  2. Regulating AI can set global standards and prevent censorship on the internet.
  3. Past successful regulatory models, like those in the pharmaceutical industry, demonstrate the importance and effectiveness of oversight.

Open Weights, Open Society, Open Future

Future History • 80 implied HN points • 15 Mar 24
🕹 Technology AI Open Source Innovation Regulation Democracy
  1. Protect open source and open weights AI at all levels of society to avoid damaging the future economy
  2. The historical impact of restrictions on open sharing of ideas and software can have detrimental effects on economic value and innovation
  3. Opposition to open source AI is rooted in a fundamental misunderstanding of the benefits of open societies, economies, and the positive impact of open source software

Congress in Rare Agreement on E-Bike Battery Bill

The Micromobility Newsletter • 235 implied HN points • 30 Jan 24
💼 Business Transportation Manufacturing Sustainability Regulation Investment
  1. A new bill for lithium-ion battery safety standards in the US has rare bipartisan support in Congress.
  2. Jersey City is implementing a system for secure charging and storage of electric bikes.
  3. Several companies worldwide are ramping up electric vehicle production and investing in sustainable practices.

Stuffing the Coffers

The Dollar Endgame • 279 implied HN points • 19 Jan 24
💰 Finance Banking Regulation Economy Federal Reserve Financial Crisis
  1. Regulatory changes post-2008 require banks to hold more US Treasuries. However, banks are running out of space and time.
  2. The Fed made an exemption of Treasury bonds from the Supplementary Leverage Ratio (SLR) to boost lending and stabilize markets during the COVID-19 crisis.
  3. The SLR calculates a bank's solvency by dividing Tier 1 Capital against assets. Adjustments during crises help banks manage potential losses better.

OpenAI’s Lies and Half-Truths

Marcus on AI • 76 HN points • 15 Mar 24
🕹 Technology Artificial Intelligence Transparency Regulation Data Training
  1. OpenAI has been accused of not being completely candid in their communications and responses to questions.
  2. There have been instances where OpenAI's statements may not accurately reflect their true intentions or actions.
  3. Concerns have been raised about OpenAI's transparency regarding their data training sources, financial matters, regulation views, and future plans.

Generative AI: What Happened, Where It's Going 2023-2024

Rod’s Blog • 416 implied HN points • 19 Dec 23
🕹 Technology AI Predictions Applications Ethics Regulation
  1. Generative AI is rapidly advancing and has a wide range of applications from enhancing creativity to solving real-world problems.
  2. In 2023, Generative AI saw explosive growth, with a significant number of organizations implementing it in various business functions.
  3. Expected trends in 2024 for Generative AI include more advanced language models, more creative applications, and increased focus on ethical and responsible considerations.

Blocked Transmission

Asimov Press • 103 implied HN points • 27 Feb 24
🏥 Health & Wellness Regulation
  1. Fomite transmission, where pathogens spread through touch on surfaces, is a significant route for disease spread, and materials like copper coatings or sprays can help reduce this transmission.
  2. Using innovative technologies like far-UVC light or cellulose-based sprays can effectively kill pathogens on surfaces, providing alternatives to traditional disinfectants like bleach that may contribute to issues like antibiotic resistance.
  3. Regulations and testing pose challenges for the adoption of new surface treatments, but research into effective and non-toxic materials, like copper or cellulose-based sprays, could lead to improved pathogen control methods in various settings.