The hottest Regulations Substack posts right now

And their main takeaways
Category
Top Technology Topics

Executive Summary of the FDA VRBPAC presentation on dsDNA contamination in mRNA vaccines

Nepetalactone Newsletter • 2162 implied HN points • 07 Jul 23
🏥 Health & Wellness Vaccines Regulations Research Findings Safety concerns
  1. Contamination with dsDNA found in mRNA vaccines due to manufacturing changes can lead to higher adverse events and lower RNA integrity.
  2. Informed consent did not include information about plasmid-derived dsDNA sequences present in the vaccines, raising concerns about potential risks.
  3. Independent scientists have replicated the findings of dsDNA contamination in the vaccines, highlighting the need for further investigation and transparency.

Face First

QTR’s Fringe Finance • 32 implied HN points • 24 Jan 25
💰 Finance Investments Cryptocurrency Economics Regulations Market Trends
  1. Cryptocurrency is becoming a major focus in the U.S., especially with recent government actions. This could be a sign of big changes in the stock market ahead.
  2. President Trump supports crypto by promoting regulations and aiming to make the U.S. a leader in this industry. This includes plans for a national Bitcoin reserve.
  3. There is still uncertainty about the long-term value of cryptocurrencies. People are wondering if they will actually be useful or if they might fail completely.

The Legacy of Bidenomics: Overspending, Overtaxing, Overregulating

QTR’s Fringe Finance • 23 implied HN points • 30 Jan 25
🇺🇸 U.S. Politics Economic Policy Government spending Tax reform Regulations
  1. Biden's economic policies have led to a rise in national debt and inflation. This has made everyday life harder for many people, especially those with lower incomes.
  2. High taxes and strict regulations are making it tough for businesses to grow and for people to find work. These policies discourage investment and can lead to lower productivity.
  3. To improve the economy, there needs to be less government spending, lower taxes, and fewer regulations. This can help create a more favorable environment for growth and job creation.

Mantic Monday 7/31/23: Room Temperature Superforecaster

Astral Codex Ten • 6056 implied HN points • 01 Aug 23
🕹 Technology Markets Predictions Regulations Cryptocurrency
  1. CFTC's regulation on prediction markets sparks debate about potential rigging of US elections
  2. There is curiosity and activity in predicting the possibility of a room temperature superconductor
  3. PredictIt faces legal challenges but gets a stay of execution, highlighting the complexities in regulating real-money prediction markets
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The PBM-insurer mafia comes for community pharmacies

HEALTH CARE un-covered • 579 implied HN points • 20 Mar 24
🏥 Health Politics Pharmaceuticals Healthcare Reform Insurance Regulations Public Health
  1. Big Pharmacy Benefit Managers (PBMs) like UnitedHealth and Cigna are pushing independent pharmacies out of business. They drop reimbursement rates, making it harder for these smaller pharmacies to survive.
  2. The financial troubles for independent pharmacies are linked to complex fees and lack of transparency from PBMs. Many pharmacies are struggling with fees that keep rising unexpectedly.
  3. Without independent pharmacies, people might face longer waits for medications and less personalized care. It's important for lawmakers to step in and make changes to support these community pharmacies.

COIN Update & DeFi Education Q&A (February 2024)

DeFi Education • 699 implied HN points • 10 Feb 24
🔮 Crypto Blockchain DeFi Investing Regulations Market Trends
  1. The DeFi team is actively researching new projects that address real problems in the crypto space. They are excited about their latest findings.
  2. They are also working on answering questions and research requests from their community. They aim to provide helpful information based on previous discussions.
  3. A detailed update on their progress will be shared later in the month, so subscribers can look forward to more insights soon.

Ledger Hacked & Is BTC ETF Approval "Sell The News?"

DeFi Education • 799 implied HN points • 15 Dec 23
🔮 Crypto Blockchain Investing Security Market Trends Regulations
  1. The Ledger hack shows the risks involved with crypto and the importance of securing your assets. If you own a Ledger, it’s crucial to understand what to do next.
  2. The approval of Bitcoin ETFs might affect the market in significant ways, leading to potential buying or selling trends. Investors should keep an eye on how this news unfolds.
  3. There's a growing trend of risky on-chain investment funds, sometimes called Gambling-As-A-Service. People need to be cautious when engaging in these high-risk investments.

Paid Sub Q&A

DeFi Education • 4656 implied HN points • 27 Nov 21
🔮 Crypto Blockchain DeFi Investing Trading Regulations
  1. There is a paid Q&A session where subscribers can ask questions or make requests. It's a good chance to get specific help or information.
  2. The post encourages interaction from paid subscribers, making it feel more personal and engaging.
  3. The Q&A is organized to take place during holidays, hinting that the creators are dedicated and available even when others are not.

The Hidden Bank Panic

The Dollar Endgame • 259 implied HN points • 12 Mar 24
💰 Finance Banking Economy Regulations Capital Assets
  1. Institutions are requesting the Fed to exclude Treasuries from their leverage ratios post the Bank Term Funding Program, which is causing concern within the financial industry.
  2. Capital requirements in banks are crucial for preventing insolvency, with risk-based and leverage ratios being the two main types of requirements.
  3. Leverage ratios do not consider the risk levels of assets and require banks to maintain a specific ratio of capital to assets, helping ensure financial stability.

With World-Class Regulations and Influential Developers, Hong Kong Emerges as Bitcoin Hub

Bitcoin Magazine Pro • 412 implied HN points • 08 Jan 24
🔮 Crypto Regulations Developers Bitcoin ETFs Blockchain
  1. Hong Kong is becoming a major hub for the digital asset industry in Asia.
  2. The Hong Kong government is actively supporting and legalizing digital assets to attract talent and business opportunities.
  3. Developers in Hong Kong, like those at UniSat, are making significant advancements and influencing the Bitcoin industry.

A military and civilian aviation veteran explains Wednesday night's crash

Unreported Truths • 100 implied HN points • 01 Feb 25
📰 News Aviation Accidents Military Regulations Safety
  1. The crash was influenced by multiple failures in communication, coordination, and pilot training. Better planning and checks could have prevented it.
  2. Weather conditions, like strong winds, played a significant role in the incident. These factors made flying more complicated for both the helicopter and the airplane.
  3. The helicopter was flying higher than allowed, which was a big mistake. Following the set altitude rules could have avoided the crash completely.

Understanding ETFs

DeFi Education • 519 implied HN points • 01 Nov 23
💰 Finance Investing Market Trends Crypto Regulations ETFs
  1. ETFs are investment funds that hold a collection of assets and are traded like stocks. They aim to track the performance of an index or asset class.
  2. Creating your own ETF is complicated and needs approval from regulators. It’s not as easy as just launching a product; there's a lot of scrutiny involved.
  3. ETFs have a unique process for buying and selling called creation and redemption. This helps keep their price in line with the value of the assets they hold.

Town Square #3: World Athletics to stress test US sprinter's contaminated-oxtail defence

Honest Sport • 19 implied HN points • 16 Aug 24
🎾 Sports Athletics Doping Competitions Regulations News
  1. Erriyon Knighton, a US sprinter, tested positive for a banned steroid but argued it was from contaminated oxtail. He provided evidence that the meat had been purchased for someone else.
  2. The Athletics Integrity Unit (AIU) has appealed against Knighton's ruling. If they win, he could be disqualified from the Paris Olympics.
  3. The case is different from another sprinter, Alex Wilson, who had a more dubious defense. Knighton's situation highlighted how contamination can happen with meat raised with growth hormones.

dYdX v4

DeFi Education • 419 implied HN points • 25 Nov 23
🔮 Crypto Exchanges Investments Regulations Technology Market Trends
  1. The founders of major crypto exchanges like Binance and FTX are now convicted felons, highlighting the risks in the industry. It's important to be cautious when engaging with crypto platforms.
  2. Putting your crypto in third-party custody can be dangerous. It defeats the purpose of holding your assets securely on your own.
  3. DeFi education is crucial to understand the evolving landscape of cryptocurrency and to navigate it safely. Staying informed helps protect your investments.

Novo Nordisk (Finally) Faces Some Consequences for Their Deceptive Marketing Tactics - Part 1

Weight and Healthcare • 639 implied HN points • 29 Mar 23
🏥 Health & Wellness Pharmaceuticals Marketing Deception Regulations
  1. Novo Nordisk faced consequences for deceptive marketing tactics such as using astroturf organizations and promoting their drugs without disclosing ties.
  2. The Association of the British Pharmaceutical Industry suspended Novo Nordisk for breaching their code of practice related to a promotional course and inducing healthcare professionals to prescribe their drug.
  3. Novo Nordisk's appeal for the breach was unsuccessful, leading to public reprimand for failings and suspension for two years from ABPI membership.

Chartbook #203 Banking crises, states of exception & the disappointment of sovereignty - a roundup of last week.

Chartbook • 1659 implied HN points • 19 Mar 23
💰 Finance Banking Market Crisis Regulations Economy
  1. A stressful day for financial markets due to negotiations about the future of Credit Suisse.
  2. Switzerland considering emergency measures for UBS to take over Credit Suisse amid banking crises.
  3. Signs of negative impact on the real economy, especially through small banks and commercial real estate loans.

Breach of Trust: Decoding the US Banking Crisis of 2023

Musings on Markets • 839 implied HN points • 06 May 23
💰 Finance Banking Investments Economics Regulations Market Trends
  1. The recent banking crisis in the US started with the sudden collapse of Silicon Valley Bank, which was unexpected and quick, leading to a series of other bank failures. This raises concerns about whether the crisis will impact the larger economy like the 2008 crisis did.
  2. Understanding what makes a bank strong or weak is essential. Key factors include how sticky their deposits are, the amount of equity they have to absorb losses, and the quality of their loan portfolios.
  3. The market's reaction to the crisis has been mixed, with larger banks holding up better than regional ones. However, the crisis may push more consolidation within the banking industry, affecting competition and overall bank profitability.

Know Your Business (KYB): The next frontier of knowing everything about your customers

Fintech Fundamentals • 471 implied HN points • 08 Aug 23
💼 Business Regulations Trends Ecosystem Opportunities
  1. KYB is an extension of KYC processes, focusing on verifying identity and assessing risk of business customers.
  2. Regulatory landscape around KYB has evolved over time, with laws requiring more scrutiny on business relationships.
  3. Major trends in KYB include the growth of fraud and cyber risks, increasing number of small businesses, and the demand for consumer-like digital experiences by SMBs.

Mid-Year Crypto Outlook 2023

DeFi Education • 679 implied HN points • 02 Jul 23
🔮 Crypto Market Trends Investments Regulations Technology Predictions
  1. 2023 has been a strong year for crypto, with the best first half for prices since 2019. Bitcoin is trading above $30,000, showing good market momentum.
  2. There is growing interest from major financial institutions, like the world's largest asset manager, seeking to offer Bitcoin ETFs. This could boost the legitimacy and adoption of crypto.
  3. The overall sentiment in the market is positive, but it's important to stay cautious and informed about potential future changes in regulations and market dynamics.

Thanks to reporters at ProPublica and Scripps News, we are learning more about how health insurers cheat patients out of life-saving care

HEALTH CARE un-covered • 339 implied HN points • 30 Nov 23
🏥 Health Politics Insurance Healthcare Patient rights Regulations Legislation
  1. Health insurers often ignore laws meant to help patients get crucial medical care. This can result in patients not receiving life-saving treatments they need.
  2. Many patients don’t complain about insurance denials because they are overwhelmed during difficult times. This makes it hard for regulators to catch insurers doing wrong.
  3. State insurance departments are usually underfunded and struggle to enforce laws, which allows insurers to keep profiting while patients suffer.

This Time is Different

DeFi Education • 639 implied HN points • 24 Jun 23
🔮 Crypto Blockchain Investing DeFi Market Trends Regulations
  1. Bitcoin's value is over $30,000 again and is growing, showing strong interest in crypto.
  2. Although the crypto market is buzzing with energy and institutional support, social media activity seems quiet, possibly due to summer vacations.
  3. It's important to stay informed and engaged with the crypto world, even if there are quiet periods.

What To Do When Banks Stop Fiat Withdrawals

DeFi Education • 1039 implied HN points • 23 Jan 23
🔮 Crypto Blockchain DeFi Exchanges Investing Regulations
  1. Banks are becoming stricter about crypto transactions, making it hard for users to withdraw USD or deposit new money to buy crypto.
  2. It's smart to use a separate bank account for crypto-related transactions to avoid issues with your main bank account.
  3. Using a decentralized exchange (DEX) like Bisq can help you trade crypto and fiat more safely and securely, even during limited banking access.

FTX is Coming for Customer Assets

DeFi Education • 399 implied HN points • 13 Sep 23
🔮 Crypto Exchanges Bankruptcy Investments Regulations Fraud
  1. FTX filed for bankruptcy in November 2022, which affected many customers. It was a significant moment for the cryptocurrency world.
  2. A lot of money has been spent on legal fees since then, which reduces what could be given back to customers. This makes the situation worse for those who lost money.
  3. FTX recently released a lengthy presentation about their progress since filing for bankruptcy, likely to keep customers informed.

The Anti-Acc Revolution

Malt Liquidity • 13 implied HN points • 05 Jan 25
💰 Finance Investing Economics Market Analysis Regulations Corporate Governance
  1. The economy is facing serious issues and many people lack trust in institutions. There's a need for immediate change to prevent further decline.
  2. The relationship between major figures like Elon Musk and Donald Trump could shape the future of technology and business. Their actions might determine which companies thrive or struggle.
  3. Current educational and financial systems are broken. There should be better pathways for young people to learn skills and contribute, rather than being overwhelmed by debt and unhelpful degrees.

Could the Internet Become Useless?

The Digital Anthropologist • 39 implied HN points • 26 Jun 24
🕹 Technology Internet Artificial Intelligence Digital anthropology Cybersecurity Regulations
  1. The internet might go through messy and confusing phases, but it has a history of overcoming challenges and evolving for the better.
  2. Infrastructure issues and the flow of information are key concerns for the internet's future, especially with the rise of AI technologies.
  3. Solving the complexities of the internet requires a holistic approach involving regulations, standards, and societal collaboration rather than relying solely on technological fixes.

FHFA Announces Baseline Conforming Loan Limit Will Increase to $806,500

CalculatedRisk Newsletter • 28 implied HN points • 03 Dec 24
💰 Finance Housing Loans Real Estate Market Trends Regulations
  1. The baseline conforming loan limit for 2025 is being raised to $806,500, which is about $40,000 more than last year. This means people can borrow more for buying homes without needing special approval.
  2. In high-cost areas, the loan limit can go up to $1,209,750 for one-unit properties. That's because home prices in those places are higher than average.
  3. The FHA also has its own loan limits ranging from $524,225 in low-cost areas to $1,209,750 in high-cost areas. These limits help make affordability better for those getting loans guaranteed by the FHA.

The Next Big Airdrop and What the FOMC Means for Crypto

DeFi Education • 739 implied HN points • 24 Mar 23
🔮 Crypto Airdrops Market Trends Regulations Investments Exchanges
  1. Recent bank collapses have shaken the financial system, making people more aware of crypto's role. This seems to be causing more interest in cryptocurrencies.
  2. Big events like the ARB airdrop and the arrest of the Luna founder highlight that there are constant changes and opportunities in the crypto market.
  3. The FOMC meetings can affect crypto prices, so it's important for investors to stay informed about these economic updates.

Regime is Collapsing

Malt Liquidity • 31 implied HN points • 27 Nov 24
💰 Finance Investing Economics Regulations Market Trends Wealth Management
  1. Market regimes change, and recognizing this can help avoid losses. Just like in a movie, understanding what's real can prevent you from getting stuck in a bad situation.
  2. Recent changes in government policies and market behavior mean it's time to rethink traditional investing strategies. You should consider how different sectors will perform under new rules.
  3. Inflation impacts wealth distribution, and predicting its effects is crucial. Adjusting investment strategies to navigate inflation and potential downturns is important for healthier future markets.

The Dying Banks and the Singularity

The Dollar Endgame • 339 implied HN points • 12 May 23
💰 Finance Banking Investments Market Regulations Risk management
  1. There is a financial crisis brewing with banks collapsing and facing liquidity issues, leading to a rapid withdrawal of funds from the system.
  2. Banks like Silicon Valley Bank have made risky investments with high-end clients, creating vulnerabilities in the financial sector.
  3. The Federal Reserve's policies have inadvertently caused a drain on traditional banks, pushing money into shadow banks and triggering a potential chain of bank failures.